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Chris (M.) Z-Senior Consultant for Structure & Decision-Making – Facilitating and Steering Complex Business & IT Transformations

Chris (M.) Z - Senior Consultant for Structure & Decision-Making – Facilitating and Steering Complex Business & IT Transformations - profile avatar
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Frankfurt, Germany

Check rate

Experience

Jan 2024 - Jun 2026

IT Product Manager

Leading German banking service provider

Position Summary
IT Product Manager at Leading German banking service provider
Industries
Banking and Finance
Business Areas
Information Technology
Product Development
  • Technical design and further development of product-related requirements, product logic, and decision-making frameworks
  • Structuring, prioritizing, and maintaining requirements, epics, user stories, and acceptance criteria
  • Aligning scope, implementation options, and functional dependencies with business, IT, and other stakeholders
  • Managing product-related enhancements from requirement clarification to implementation and acceptance
  • Ensuring transparent decision-making bases for prioritization, roadmaps, and product lifecycle management

I structured the product development technically, translated requirements into actionable product logic, and led the coordination between business, IT, and stakeholders. This created greater clarity around scope, priorities, and next development steps.

Aug 2022 - Jun 2023

Epic Owner / Business Analyst

Leading mobile communications company

Position Summary
Epic Owner / Business Analyst at Leading mobile communications company
Industries
Telecommunication
Business Areas
Information Technology
Product Development
  • Capturing, analyzing, and structuring functional requirements from various stakeholder groups
  • Converting complex requirements into epics, user stories, acceptance criteria, and decision-making foundations
  • Managing interfaces between business, IT, engineering, operations, and other delivery units
  • Clarifying functional dependencies, conflicting goals, and priorities to prepare for reliable implementation decisions
  • Supporting implementation through refinements, alignments, technical reviews, and structured tracking of open issues

I made complex requirements tangible, reduced ambiguities, and supported the delivery teams with clear, prioritized, and testable requirements. This significantly improved alignment, decision-making, and delivery capability.

Oct 2021 - Jun 2022

Business Analyst / Product Owner / Project Manager

Traditional fashion company

Position Summary
Business Analyst / Product Owner / Project Manager at Traditional fashion company
Industries
Fashion
Retail
Business Areas
Information Technology
Marketing
Project Management
  • Analyzing and structuring product-related data, assortment logics, and functional requirements in a CRM/marketing context
  • Aligning product information, data structures, and process logics with marketing, design, business units, and IT
  • Supporting migration, adoption, and functional quality assurance of product-related information
  • Translating functional requirements into actionable concepts, user stories, process descriptions, and decision-making bases
  • Managing alignments between product/marketing requirements, system logic, and operational usage

I helped structure product data, assortment logics, and marketing requirements, transforming them into reliable process and system requirements. This laid the foundation for consistent product information, clean handovers, and improved operational usability.

Jan 2018 - Dec 2018

Project Manager

Leading cable network operator

Position Summary
Project Manager at Leading cable network operator
Industries
Telecommunication
Business Areas
Logistics
Operations
Project Management
  • Managing the functional and operational implementation of a hardware swap with multiple involved departments
  • Aligning requirements and dependencies between engineering, operations, sales, logistics, service, and IT
  • Structuring processes around provisioning, storage locations, swap logic, rollout, and operational handover
  • Translating functional requirements into prioritized backlogs, user stories, and concrete implementation steps
  • Facilitating alignments and resolving open issues

I structured the project hands-on, made operational dependencies visible, and stabilized collaboration between engineering, sales, operations, and IT. The combination of agile product work and physical process chains was particularly important.

Industry Experience

See where this freelancer has spent most of their professional time.

Experienced in Banking and Finance, Telecommunication, Fashion, and Retail.

Banking and Finance
Telecommunication
Fashion
Retail
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Business Area Experience

See which departments and functions this freelancer has contributed to most.

Experienced in Information Technology, Product Development, Project Management, Logistics, Operations, and Marketing.

Information Technology
Product Development
Project Management
Logistics
Operations
Marketing
Profile match chart

Summary

  • 18+ years in business/IT transformations, including 5+ years in the banking/finance sector
  • Experience in product development, requirements structuring, and interim management
  • Confidently navigating the interface between business, IT, regulation, and organization
  • Creating structure, role clarity, and ownership in (established and newly formed) teams through agile and hybrid approaches
  • Facilitating steering, decision-making, and alignment formats at management level
  • Quick onboarding into complex functional, technical & organizational contexts
  • Focus on clarity, prioritization, decision-making, and sustainable implementation
  • Strong communication skills with a view of people and the organization as a whole system

Skills

  • Project/Product Management/Product Owner In Finance, Insurance, And Regulatory Environments

  • Stakeholder, Interface, And Dependency Management Across It, Business Domains, Regulation, Architecture, And Management

  • Regulatory Implementation Projects, Disclosure, Information, And Documentation Requirements, Gdpr, Mifid/Esma Requirements, And Bafin-Related Regulations

  • Backlog, Prioritization, And Delivery Management Of Cross-Functional Teams

  • Establishing Alignment, Governance, Decision-Making, And Escalation Formats In Complex Program Structures

  • Business Analysis And Requirements Structuring Of Complex Interface Processes

  • Structuring Complex Requirements – From Business Analysis Through Epics, User Stories, And Acceptance Criteria To Acceptance Testing And Defect Handling

  • Agile Coaching Through Designing/Facilitating Workshops And Decision Formats

  • Stabilizing Newly Formed Or Loosely Aligned Product Teams Through Role Clarification, Transparent Decision Logic, And Agile Work Methods

  • Product, Requirements & Business Analysis (Traditional, Agile, Hybrid); Methods: Business Analysis, Requirements Analysis, Backlog Management & Refinement, User Story Mapping, Epics/User Stories, Acceptance Criteria, Roadmapping, Prioritization; Tools: Jira, Confluence, Leanix, Bpmn, Matomo

  • Agile Delivery & Product Team Management; Methods: Scrum, Kanban, Safe Fundamentals, Hybrid Approaches, Agile Events, Role Clarification, Ownership, Risk And Dependency Management, Delivery Coordination Via Metrics Like Velocity And Lead Time; Tools: Jira, Confluence, Ms Project, Clarity Ppm

  • Test Management, Quality Assurance & Acceptance; Methods: Defining Quality/Acceptance Criteria, Planning, Coordinating And Executing System To Acceptance Tests, Defect Management, Functional Acceptance; Tools: Jira Test Management/Defects, Confluence, Hp Alm

  • Stakeholder, Governance & Decision Formats; Methods: Design/Facilitation Of Workshops, Steering And Decision Formats, Stakeholder & Vendor Alignment To Resolve Goal Conflicts And Responsibilities; Tools: Miro, Mural, Ms Teams, Sharepoint, Office 365

  • Ai-Supported Work Methods; Methods: Using Genai To Structure Complex Requirements, Identify And Assess Use Cases, Create Concepts And Auditable Documentation; Tools: Chatgpt/Claude Enterprise, Ms Copilot (Applied In The Project Context)

Languages

German
Native
English
Advanced

Education

University of Applied Sciences for Economics and Management

Diploma in Business Administration (FH) · Frankfurt, Germany

Aston Business School

Master of Business Administration · Business Administration · United Kingdom

Avans Hogeschool

Bachelor of Business Administration · Business Administration · Netherlands

Certifications & licenses

Accredited Agile Coach (non-IT focus)

Professional Scrum Master (PSM)

Professional Scrum Product Owner (PSPO)

Statistics

Experience

Total positions 4
Experience in Banking and Finance 2.5 y
Avg length 1 y 2 m
Longest experience 2 y 4 m

Expertise

Recent roles IT Product Manager, Epic Owner / Business Analyst, Business Analyst / Product Owner / Project Manager
Main industries Banking and Finance, Telecommunication, Fashion
Main business areas Information Technology, Product Development, Project Management

Qualifications

Highest degree Master
Certifications earned 3

Profile

Created
Last Update

Frequently asked questions

Have questions? Find more information here.

Chris is based in Frankfurt, Germany and can operate in on-site, hybrid, and remote work models.
Chris speaks the following languages: German (Native), English (Advanced).
Chris has at least 5 years of experience. During this time, Chris has worked in at least 4 different roles and for 4 different companies. The average length of individual experience is 1 year and 2 months. Note that Chris may not have shared all experience and actually has more experience.
Based on recent experience, Chris would be well-suited for roles such as: IT Product Manager, Epic Owner / Business Analyst, Business Analyst / Product Owner / Project Manager.
Chris's most recent position is IT Product Manager at Leading German banking service provider.
In recent years, Chris has worked for Leading German banking service provider, Leading mobile communications company, and Traditional fashion company.
Chris is most experienced in industries like Banking and Finance, Telecommunication, and Fashion. Chris also has some experience in Retail.
Chris is most experienced in business areas like Information Technology, Product Development, and Project Management. Chris also has some experience in Logistics, Operations, and Marketing.
Chris holds a Master in Business Administration from Aston Business School and a Bachelor in Business Administration from Avans Hogeschool.
Chris has 3 certificates. These include: Accredited Agile Coach (non-IT focus), Professional Scrum Master (PSM), and Professional Scrum Product Owner (PSPO).
Chris is immediately available full-time for suitable projects.
Chris's rate depends on the specific project requirements. Please use the Meet button on the profile to schedule a meeting and discuss the details.
To hire Chris, click the Meet button on the profile to request a meeting and discuss your project needs.

Average rates for similar positions

Rates are based on recent contracts and do not include FRATCH margin.

1000
750
500
250
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Market avg: 720-880 €
The rates shown represent the typical market range for freelancers in this position based on recent contracts on our platform.
Actual rates may vary depending on seniority level, experience, skill specialization, project complexity, and engagement length.