Vadim Romanenko-Senior Product Owner & IT Project Manager | Mobile Banking · PSD2 · AI Product Development | 19M+ Users | Frankfurt · Remote
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Experience
Senior Business Analyst – Digital Products & Risk
Deutsche Landesbank
- Analysis, structuring, and prioritization of complex business and stakeholder requirements for a business-critical limit and risk system.
- Translation of business requirements into backlog items, user stories, acceptance criteria, and end-to-end scenarios.
- Facilitation of structured workshops and refinements with business, development, and QA to clarify complex issues and derive actionable product and system requirements.
- Optimization of requirements, testing, and quality processes, including automation, data quality, and CI/CD-related workflows.
- Discovery and evaluation of AI/GenAI use cases in terms of user and business value, data basis, feasibility, and potential capability impact.
Product Owner – Mobile Banking App
Sparkassen-Finanzgruppe
- End-to-end product responsibility for one of Germany's leading mobile banking apps with about 19 million customers — managing roadmap, prioritization, and delivery through rollout and quality assurance.
- Orchestration of a cross-functional squad of 15 developers and specialists (Android, iOS, QA, UX, compliance, architecture; nearshore and internal FTE resources) in a scaled tribe/squad model; responsibility for time-to-market and delivery quality.
- Concept and implementation of an intent-based, semantic search logic ("Intelligent Search") — from user needs and intent taxonomy to ranking logic and iterative validation and improvement based on usage data.
- Translation of customer, business, and regulatory needs into prioritized epics and user stories; delivery of key features such as savings pots, deep links, and BFSG accessibility.
- Central interface between product, engineering, architecture, UX, business, and regulatory stakeholders; creation of clear decision-making and approval structures for reliable delivery.
- Cross-area alignment with product owners and lead product owners on roadmap, dependencies, priorities, and releases.
IT Product Manager / Product Owner
Financial services provider
- End-to-end management of digital application journeys for banking and insurance products (including consumer loans) — from discovery and business concept to technical acceptance; focus on customer journey, conversion, and user-centered UX design.
- Conducting structured workshops and interviews with stakeholders to gather customer and business needs; synthesizing them into prioritized user stories, acceptance criteria, and business concepts.
- Cross-functional coordination across business units, product, IT, and external partners to ensure consistent and on-time delivery.
IT Project Manager – IT Transformation (Program Lead)
Frankfurt-based financial institution
- Led a €2.5 million program to optimize IT configuration management and resolve an ECB finding — delivered on time, with a 30% reduction in error rate.
- Full budget responsibility: personnel, software licenses, hardware, and training — complete financial control and transparency toward top management.
- Established governance structures and escalation paths — sustainably reduced unplanned incidents and strengthened cross-functional accountability.
Product Owner / Business Analyst – Robo-Advisory
Cooperative financial group
- Shared business responsibility for the further development of digital securities account services within a robo-advisory platform — including digital application journeys for opening securities and junior securities accounts as well as follow-up advisory processes.
- Development of the business product target picture as well as analysis, consolidation, and prioritization of customer, sales, and regulatory requirements in the securities account environment.
- Translation of business requirements into epics, features, and user stories, as well as participation in backlog prioritization, refinements, and sprint planning in an agile Scrum environment.
- Product-side interface to architecture and development to assess business-technical options and ensure consistent end-to-end processes in the securities and investment environment.
- End-to-end support of feature implementation from requirements gathering and specification through testing and defect management to business acceptance.
Business Analyst – Digital Transformation & Data Analytics
Entwicklungsbank
- Business analysis and product discovery for a digital data analytics and portfolio management platform.
- Structuring and refining business requirements and translating them into use cases and backlog items.
- Designing data-driven processes for search, portfolio analysis, reporting, and dashboards.
- Contributing to the product target picture of a central data platform with a single source of truth and connections to different data sources.
- Agile co-creation with Product Owner, IT, development, business teams, and end users; integrating user feedback into further development.
Senior Manager Digitalization & Strategy
DFB GmbH
- Leading strategic digitalization initiatives with a seven-figure total budget – developing business cases, prioritizing investments, managing budget and resources, and handling management reporting.
- Replacing a legacy HR system and introducing a scalable SaaS HR system — six-figure cost savings, significant process acceleration.
- Introducing a customer-centric way of working with structured needs assessment, co-creation, and feedback loops; measurable improvement in service quality and satisfaction.
- Leading 5+ parallel workstreams and aligning diverse stakeholder groups around a common target picture and a prioritized product roadmap.
Founder & Product Owner – Multibanking FinTech (Stealth)
FinTech Start-up
- Founded a B2C FinTech for multibanking and digital finance management – defined product vision, value proposition, and MVP scope for account aggregation, transaction analysis, and financial planning based on PSD2 interfaces.
- 0-to-1 product development in close cooperation with design and development partners – from product concept and MVP to go-to-market strategy in a regulated environment.
Senior Management Consultant
Accenture GmbH
- Mentoring of six junior consultants; support for pre-sales, RFP, and proposal processes.
- Managing digitalization and transformation projects for banks and public institutions; product ownership and business project leadership from discovery and requirements analysis to delivery and deployment.
- Workstream lead in a MiFID II transformation program at a major German bank; business-side management of 10 FTEs incl. nearshore/offshore teams as well as coordination between business, IT, and architecture.
- Digital strategy development for an international major bank (>€50M program volume); development of digital target pictures and management of cross-functional stakeholders and external partners.
- Project and workstream responsibility in additional transformation and regulatory initiatives; mentoring of six junior consultants as well as support for pre-sales, RFP, and proposal processes.
Consultant
FIS GmbH
- Analysis and optimization of business processes for the implementation of new IT systems; definition of technical solutions based on customer requirements.
Trainee – Private Banking
Kaiser Partner Privatbank AG
- Support for UHNW clients from the CEE region; support for relationship management.
Industry Experience
See where this freelancer has spent most of their professional time.
Experienced in Banking and Finance, Government and Administration, Sport, and Information Technology.
Business Area Experience
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Experienced in Project Management, Information Technology, Product Development, Strategy, Operations, and Human Resources.
Summary
Senior Product Manager / Product Owner and IT Project Manager with more than 12 years of experience in digital products and complex transformations in regulated environments. End-to-end experience across the product lifecycle — from discovery, customer needs, and product vision to roadmap, prioritization, and business case, as well as cross-functional delivery and launch into production. Most recently, Product Owner for a mobile banking app with about 19 million customers in a scaled tribe/squad model. Experience in AI/GenAI initiatives, data-driven products, and user-centered product development. Combines strategic product thinking, technical understanding, and measurable delivery with experience in go-to-market, pre-sales, and complex stakeholder environments.
Skills
- Product Vision, Strategy & Roadmaps
- Cross-Functional Product Delivery
- Customer Needs & Product Design
- Success Metrics & Product Impact
- Engineering & Architecture Alignment
- It Program & Budget Management
- Discovery & Co-Creation
- Ai/Genai Products & Data
- Business Cases & Go-To-Market
- Agile Delivery (Scrum, Safe, Kanban)
- Stakeholder & C-Level Communication
- Jira · Confluence · Miro · Figma
Languages
Education
University of Salzburg (AUT), HSG St. Gallen (CH), San Diego State University (USA)
Master of Law and Economics · Law and Economics
HfWU Geislingen-Nürtingen
Bachelor of Law and Economics · Law and Economics
Certifications & licenses
Managing Machine Learning Projects
Duke University
AI For Business
UPenn - Wharton Business School
Google AI / Digital Transformation And Innovating With Data And Google Cloud
Professional Process Management (BPMN 2.0)
Design Thinking
Kanban And Scrum
Statistics
Experience
Global Experience
Expertise
Qualifications
Profile
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