Vadim R.-Senior Product Owner & IT Project Manager | Mobile Banking · PSD2 · AI Product Development | 19M+ Users | Frankfurt · Remote
Check rate
Experience
Independent AI Product Lab – Agentic Product Owner / Product Builder | R&D
- Hands-on development of AI-native product prototypes with specialized AI agents for research, requirements, business logic, UX/flow design, test case generation and quality assurance.
- Structured use and orchestration of AI agents through clearly defined roles, inputs/outputs and handover points; breaking down complex product tasks into verifiable work packages and iterative prototyping cycles.
- Establishment of human-in-the-loop quality gates to validate AI-generated results for functional correctness, consistency, completeness and feasibility; targeted rework cycles in case of deviations.
- Development of a regulatory GenAI/rules prototype for CRD VI with a structured decision flow, web UI, rule-based validation and automated test cases; iteration of the business logic through to a pilot-ready POC.
- Design of an AI-to-Action banking prototype: AI intent → consent → bank/product logic → conversion including admin console; translating the product idea into MVP scope, role model, user flows and clickable prototypes.
Senior Business Analyst – Digital Products & Risk
Deutsche Landesbank
- Analysis, structuring and prioritization of complex business, user and stakeholder requirements for a business-critical limit and risk system.
- Translation of business requirements into clear, actionable product specifications, backlog items, user stories, acceptance criteria and end-to-end scenarios.
- Facilitation of structured workshops and refinements with business, Product, Development and QA to clarify complex requirements and derive functionally and technically feasible solutions.
- Optimization of requirements, testing and quality processes, including automation, data quality and CI/CD-related workflows.
- Discovery, structuring and evaluation of AI/GenAI use cases regarding user and business value, data basis, technical feasibility and potential capability impact.
Product Owner – Mobile Banking App
Sparkassen-Finanzgruppe
- End-to-end product responsibility for one of Germany’s leading mobile banking apps with approx. 19 million customers – managing roadmap, prioritization and delivery through rollout and quality assurance.
- Orchestration of a cross-functional squad of 15 developers and specialists (Android, iOS, QA, UX, Compliance, Architecture; nearshore and internal FTE resources) in a scaled Tribe/Squad model; responsibility for time-to-market and delivery quality.
- Design and implementation of an intent-based, semantic search function (“Intelligent Search”) – from user needs and intent taxonomy through ranking logic to iterative validation and improvement based on usage data.
- Translation of customer, business and regulatory needs into prioritized epics, features, user stories and acceptance criteria; delivery of key features such as savings pots, deep links and BFSG accessibility.
- Central interface between Product, Engineering, Architecture, UX, Business and regulatory stakeholders; establishment of clear decision-making and approval structures for reliable delivery.
- Ensuring a consistent central product vision while taking different functional, technical and organizational requirements into account; alignment with Product Owners and Lead Product Owners on roadmap, dependencies, priorities and releases.
IT Product Manager / Product Owner
Financial Services Provider
- End-to-end management of digital application journeys for banking and insurance products (including consumer loans) – from discovery and business concept to technical acceptance; focus on customer journey, conversion and user-centered UX design.
- Conducting structured workshops and interviews with stakeholders to gather customer and business needs; synthesizing them into prioritized user stories, acceptance criteria and business concepts.
- Cross-functional coordination across business units, Product, IT and external partners to ensure consistent and timely implementation.
IT Project Manager – IT Transformation (Program Lead)
Frankfurt Financial Institution
- Led a €2.5M program to optimize IT Configuration Management and remediate an ECB finding — delivered on time, reducing the error rate by 30%.
- Full budget responsibility: personnel, software licenses, hardware and training — complete financial control and transparency for top management.
- Established governance structures and escalation paths — sustainably reduced unplanned incidents and strengthened cross-functional accountability.
Product Owner / Business Analyst – Robo-Advisory
Genossenschaftliche FinanzGruppe
- Functional co-responsibility for the further development of digital securities account services as part of a robo-advisory platform – including digital application processes for opening securities accounts and junior securities accounts, as well as processes for follow-up advice.
- Development of the functional product target vision, as well as analysis, consolidation and prioritization of customer, sales and regulatory requirements in the securities account environment.
- Translation of business requirements into epics, features and user stories, as well as participation in backlog prioritization, refinements and sprint planning in an agile Scrum environment.
- Product-side interface with architecture and development to assess functional and technical options and ensure seamless end-to-end processes in the securities account and securities environment.
- End-to-end support of feature implementation, from requirements gathering and specification through testing and defect management to functional acceptance.
Business Analyst – Digital Transformation & Data Analytics
Entwicklungsbank
- Business analysis and product discovery for a digital data analytics and portfolio management platform.
- Structuring and detailing business requirements and translating them into use cases and backlog items.
- Design of data-driven processes for search, portfolio analysis, reporting and dashboards.
- Contribution to the product target vision of a central data platform with a single source of truth and connections to various data sources.
- Agile co-creation with the Product Owner, IT, development, business units and end users; incorporation of user feedback into further development.
Senior Manager Digitalization & Strategy
DFB GmbH
- Management of strategic digitalization initiatives with a total budget in the seven-figure range – development of business cases, prioritization of investments, budget and resource management, as well as management reporting.
- Replacement of a legacy HR system and introduction of a scalable SaaS HR system — cost savings in the six-figure range and significant process acceleration.
- Introduction of a customer-centric way of working with structured needs assessment, co-creation and feedback loops; measurable improvement in service quality and satisfaction.
- Management of 5+ parallel workstreams and alignment of diverse stakeholder groups around a shared target vision and a prioritized product roadmap.
Founder & Product Owner – Multibanking FinTech (Stealth)
FinTech Start-up
- Founded a B2C FinTech for multibanking and digital financial management – definition of the product vision, value proposition and MVP scope for account aggregation, transaction analysis and financial planning based on PSD2 interfaces.
- 0-to-1 product development in close collaboration with design and development partners – from product concept and MVP to go-to-market strategy in a regulated environment.
Senior Management Consultant
Accenture GmbH
- Mentoring of six junior consultants; support for pre-sales, RFP and proposal processes.
- Management of digitalization and transformation projects for banks and public institutions; product ownership and functional project leadership from discovery and requirements analysis through delivery and deployment.
- Workstream Lead in a MiFID-II transformation program at a German major bank; functional management of 10 FTEs, including nearshore/offshore teams, as well as coordination between business, IT and architecture.
- Digital strategy development for an international major bank (>€50 Mio. program volume); development of digital target visions and management of cross-functional stakeholders and external partners.
- Project and workstream responsibility in further transformation and regulatory initiatives; mentoring of six junior consultants and support for pre-sales, RFP and proposal processes.
Consultant
FIS GmbH
- Analysis and optimization of business processes for the implementation of new IT systems; definition of technical solutions based on customer requirements.
Trainee – Private Banking
Kaiser Partner Privatbank AG
- Support of UHNW clients from the CEE region; support for Relationship Management.
Industry experience
See where this freelancer has spent most of their professional time.
Experienced in Banking and Finance, Government and Administration, Sport, and Information Technology.
Business area experience
See which departments and functions this freelancer has contributed to most.
Experienced in Project Management, Information Technology, Product Development, Strategy, Operations, and Human Resources.
Summary
Senior Product Manager / Product Owner and IT Project Manager with over 12 years of experience in digital products and complex transformations in regulated environments. End-to-end experience across the product lifecycle – from discovery, customer needs and product vision through roadmap, prioritization and business case to cross-functional delivery and launch into production. Most recently Product Owner of a mobile banking app with approx. 19 million customers in a scaled Tribe/Squad model. Experience in AI/GenAI initiatives, data-driven products and user-centered product development. Combines strategic product thinking, technical understanding and measurable delivery with experience in go-to-market, pre-sales and complex stakeholder environments.
Skills
- Product Vision, Strategy & Roadmaps
- Cross-Functional Product Delivery
- Customer Needs & Product Design
- Success Metrics & Product Impact
- Engineering & Architecture Alignment
- It Program & Budget Management
- Discovery & Co-Creation
- Ai/Genai Products & Data
- Business Cases & Go-To-Market
- Agile Delivery (Scrum, Safe, Kanban)
- Stakeholder & C-Level Communication
- Jira · Confluence · Miro · Figma
Languages
Education
University of Salzburg (AUT), HSG St. Gallen (CH), San Diego State University (USA)
Master of Law and Economics · Law and Economics · Salzburg, Austria · 1,7
HfWU Geislingen-Nürtingen
Bachelor of Law and Economics · Law and Economics
Certifications & licenses
Managing Machine Learning Projects
Duke University
AI For Business
UPenn - Wharton Business School
Google AI / Digital Transformation And Innovating With Data And Google Cloud
Design Thinking
Kanban And Scrum
Statistics
Experience
Global experience
Expertise
Qualifications
Profile
Frequently asked questions
Have questions? Find more information here.
Vadim is based in Frankfurt am Main, Germany and can operate in on-site, hybrid, and remote work models.
Vadim speaks the following languages: German (Native), Russian (Native), English (Advanced).
Vadim has at least 13 years of experience. During this time, Vadim has worked in at least 12 different roles and for 11 different companies. The average length of individual experience is 1 year and 1 month. Note that Vadim may not have shared all experience and actually has more experience.
Based on recent experience, Vadim would be well-suited for roles such as: Independent AI Product Lab – Agentic Product Owner / Product Builder | R&D, Senior Business Analyst – Digital Products & Risk, Product Owner – Mobile Banking App.
Vadim's most recent position is Independent AI Product Lab – Agentic Product Owner / Product Builder | R&D.
In recent years, Vadim has worked for Deutsche Landesbank, Sparkassen-Finanzgruppe, Financial Services Provider, Frankfurt Financial Institution, and Genossenschaftliche FinanzGruppe.
Vadim is most experienced in industries like Banking and Finance, Government and Administration, and Sport. Vadim also has some experience in Information Technology.
Vadim is most experienced in business areas like Project Management, Information Technology, and Product Development. Vadim also has some experience in Strategy, Operations, and Human Resources.
Vadim has recently worked in industries like Banking and Finance, Sport, and Information Technology.
Vadim has recently worked in business areas like Project Management, Information Technology, and Product Development.
Vadim attended University of Salzburg (AUT), HSG St. Gallen (CH), San Diego State University (USA) for Law and Economics.
Vadim has 8 certificates. Among them, these include: Managing Machine Learning Projects, AI For Business, and Google AI / Digital Transformation And Innovating With Data And Google Cloud.
Vadim is immediately available full-time for suitable projects.
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