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Samir M.-Freelance IT Business Analyst Banking | Payments | APIs

Samir M. - Freelance IT Business Analyst Banking | Payments | APIs - profile avatar
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Available
Germany

Check rate

Experience

Apr 2026 - Present
Wiesbaden, Germany

(Interim) Product Manager

Schufa Holding AG

Position summary
(Interim) Product Manager at Schufa Holding AG
Industries
Banking and Finance
Business areas
Information Technology
Product Development
  • Further development of the IT product lifecycle for products, services and APIs
  • Establishment of API governance structures and delivery standards
  • Integration of a specification design platform
  • Definition of KPIs to manage products and services
  • Management of strategic product initiatives
Sep 2025 - Mar 2026
Frankfurt, Germany

Management Consulting Payments

Accenture

Position summary
Management Consulting Payments at Accenture
Industries
Banking and Finance
Business areas
Finance
Information Technology

Management Consulting in Payments & Digital Assets

  • Analysis of regulatory requirements related to FIDA (Framework for Financial Data Access), and contribution to developing a technical point of view on data access and consent models.
  • Conducting impact and gap analyses for PSD3 / PSR, and deriving business and technical requirements and roadmaps for regulatory implementation.
Jan 2024 - Aug 2025
Brussels, Belgium

Product Owner - IT Modernization

Euroclear

Position summary
Product Owner - IT Modernization at Euroclear
Industries
Banking and Finance
Business areas
Information Technology
Product Development
Project Management

Product Owner - IT Modernization

  • Product Owner for a cross-functional Scrum team (10 developers) in the API Center of Excellence (CoE)
  • Prioritization and maintenance of the product and sprint backlogs
  • Stakeholder alignment with business, architecture and development teams
  • Further development of the API program (API design, management, gateways, developer portal)
  • Contribution to new API products (e.g. Funds API) and API monetization
  • Identification of project-related risks and definition of mitigation measures
May 2023 - Dec 2023
Manila, Philippines

(Interim) Product Owner - Open Banking

BDO-Bank

Position summary
(Interim) Product Owner - Open Banking at BDO-Bank
Industries
Banking and Finance
Business areas
Information Technology
Product Development

(Interim) Product Owner - Open Banking

  • Analysis of existing processes and structures in the API program
  • Identification of opportunities to improve the API lifecycle
  • Derivation and implementation of specific improvement measures
  • Development of a new operating model based on Domain-Driven Design (DDD)
  • Conducting workshops to align on requirements and the roadmap
Feb 2021 - Aug 2022
London, United Kingdom

Sr. Business Analyst

SWIFT

Position summary
Sr. Business Analyst at SWIFT
Industries
Banking and Finance
Business areas
Information Technology
Product Development
Quality Assurance

API Identity & Connectivity

  • Advising business units on creating API specifications as part of an API-first approach (contract design, standards, versioning)
  • Coordinating bank and corporate inquiries about API products (e.g. SWIFT GPI, SWIFT Go, KYC Registry) and supporting technical integration (SWIFT SDK, Microgateway)
  • Ensuring compliance with API guidelines between OAS and DEV teams
  • Reviewing, quality-checking and approving API specifications, including checking that relevant SWIFT message types are represented correctly
Jul 2020 - Dec 2020
Frankfurt, Germany

Senior Business Analyst

Commerzbank AG

Position summary
Senior Business Analyst at Commerzbank AG
Industries
Banking and Finance
Business areas
Information Technology

Account Offboarding

  • Analysis of the account and credit card offboarding process and the backend system landscape
  • Derivation of business requirements and contribution to the definition of the target architecture
  • Development of a cloud migration concept for the system landscape
  • Alignment of requirements with international development teams (India, Bulgaria)
Jan 2020 - Jul 2020
Frankfurt, Germany

Senior Business Analyst

Commerzbank AG

Position summary
Senior Business Analyst at Commerzbank AG
Industries
Banking and Finance
Business areas
Information Technology
Project Management
Quality Assurance

Apple Pay Implementation - Payments

  • Analysis and management of business requirements for integrating Apple Pay into the existing payment landscape
  • End-to-end support for the implementation and coordination of all project stakeholders (Business, API cluster, Payment Service Provider, Apple, Visa)
  • Creation of test cases and a test strategy for integration and end-to-end tests
  • Coordination of test execution and quality assurance
Jun 2019 - Dec 2020
Frankfurt, Germany

Business Analyst

Commerzbank AG

Position summary
Business Analyst at Commerzbank AG
Industries
Banking and Finance
Business areas
Information Technology
Product Development
Project Management
Quality Assurance

Online Banking Features - Payments

  • Analysis of business requirements and stakeholder alignment for the introduction of new online banking features
  • Participation in PI Planning and management of dependencies between teams
  • Creation and execution of test cases for integration and end-to-end tests
  • Analysis of test results and identification and tracking of defects
  • Support for the implementation of new features from requirements definition through acceptance
Jan 2018 - May 2019
Frankfurt, Germany

Business Analyst

Commerzbank AG

Position summary
Business Analyst at Commerzbank AG
Industries
Banking and Finance
Business areas
Finance
Information Technology
Product Development

API Banking & IT - Transformation

  • Support in developing business cases (loans and securities) for new API products
  • API design (SwaggerHub)
  • Coordination of API development for internal and external consumers
  • Conducting workshops on introducing API banking in business departments
Nov 2016 - Aug 2025
Frankfurt, Germany

Managing Business Analyst & API Portfolio Owner Financial Services

Capgemini

Position summary
Managing Business Analyst & API Portfolio Owner Financial Services at Capgemini
Industries
Banking and Finance
Information Technology
Business areas
Information Technology
Product Development

Industry experience

See where this freelancer has spent most of their professional time.

Experienced in Banking and Finance and Information Technology.

Banking and Finance
Information Technology
Profile match chart

Business area experience

See which departments and functions this freelancer has contributed to most.

Experienced in Information Technology, Product Development, Project Management, Quality Assurance, and Finance.

Information Technology
Product Development
Project Management
Quality Assurance
Finance
Profile match chart

Summary

Senior IT Business Analyst with over ten years of experience in banking and payments, including at SWIFT, Euroclear and international banks. Focused on requirements engineering, API interfaces, and end-to-end support from requirements through business acceptance.

Skills

  • It Business Analysis
  • Stakeholder Management
  • Product Ownership & Agile Product Management
  • Product Backlog Management & Prioritization
  • Agile Delivery/ Scrum/ Safe/
  • Banking & Payments (Open Banking, Psd2 & Psd3/Psr, Fida)

Languages

German
Native
English
Advanced
Arabic
Intermediate

Education

Oct 2011 - Jun 2016

FRANKFURT UNIVERSITY OF APPLIED SCIENCES

Bachelor of Science · Information Technology · Frankfurt, Germany

Oct 2009 - Jun 2010

FRANZ BÖHM SCHULE

University of Applied Sciences Entrance Qualification (Fachhochschulreife), Economy & Technology · Economy & Technology · Frankfurt, Germany

Oct 2007 - Jun 2009

BETHMANNSCHULE

State-Certified Commercial Assistant for Information Processing · Information Processing · Frankfurt, Germany

Certifications & licenses

Certified Agile Service Manager

Certified Payment Professional

Frankfurt School of Finance & Management

Developing APIs with Google Clouds Apigee API Platform

Management of Risk Foundation

Statistics

Experience

Total positions 10
Experience in Banking and Finance 10 y
Avg length 1 y 9 m
Longest experience 8 y 9 m

Global experience

Countries worked in 4 (Germany, Belgium, Philippines, United Kingdom)
Primary country Germany

Expertise

Recent roles (Interim) Product Manager, Management Consulting Payments, Product Owner - IT Modernization
Main industries Banking and Finance, Information Technology
Main business areas Information Technology, Product Development, Project Management

Qualifications

Highest degree Bachelor
Certifications earned 9
Member since
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Frequently asked questions

Have questions? Find more information here.

Samir speaks the following languages: German (Native), English (Advanced), Arabic (Intermediate).

Samir has at least 10 years of experience. During this time, Samir has worked in at least 8 different roles and for 7 different companies. The average length of individual experience is 1 year. Note that Samir may not have shared all experience and actually has more experience.

Based on recent experience, Samir would be well-suited for roles such as: (Interim) Product Manager, Management Consulting Payments, Product Owner - IT Modernization.

Samir's most recent position is (Interim) Product Manager at Schufa Holding AG.

In recent years, Samir has worked for Schufa Holding AG, Accenture, Euroclear, BDO-Bank, and SWIFT.

Samir is most experienced in industries like Banking and Finance and Information Technology.

Samir is most experienced in business areas like Information Technology, Product Development, and Project Management. Samir also has some experience in Quality Assurance and Finance.

Samir has recently worked in industries like Banking and Finance and Information Technology.

Samir has recently worked in business areas like Information Technology, Product Development, and Project Management.

Samir holds a Bachelor in Information Technology from FRANKFURT UNIVERSITY OF APPLIED SCIENCES.

Samir has 9 certificates. Among them, these include: Leading SAFe 6.0, Certified Agile Service Manager, and Certified Payment Professional.

Samir is immediately available full-time for suitable projects.