Mario Kraus - Agile Transformation Consultant in Banking

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Wang, Germany

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Experience

Jan 2026 - Dec 2026

1 year

Munich, Germany

Senior Manager and Transition Architect

Wavestone AG

Designed and managed complex transformation programs in regulated industries, including target vision, operating model and governance.
Led and coached teams and executives to establish modern delivery, portfolio and organizational structures.
Advised executives and department heads on roadmaps, organizational development and strategic transformation decisions.
Business development, proposal development, pitch support and building strong customer relationships.
Built internal methods, standards and practice contributions for banking, insurance and agile transformation.

Jan 2024 - Dec 2026

3 years

Karlsruhe, Germany

Agile Lead

EnBW

Led and supported the agile transformation for more than 1,000 IT employees in a corporate environment.
Coached 10+ leads at L1 and L2 levels as well as multiple teams in implementing value-driven agile ways of working.
Provided methodological support for AI evaluation projects in IT governance and promoted the use of generative AI in the workplace.
Developed and implemented new IT structures for functional units and agile product teams.
Promoted interdisciplinary collaboration, continuous improvement and employee retention.

Jan 2024 - Dec 2024

1 year

Unterföhring, Germany

Collaboration Conductor

Allianz Versicherung

Facilitated the cross-functional financial planning process for 2025 ff. with diverse stakeholders.
Used agile methods to optimize coordination, decision-making and prioritization processes.
Provided individual coaching to an executive on stakeholder management.
Coordinated parallel planning workstreams and established clear governance structures.
Introduced structured meeting and conflict management formats to improve efficiency.

Jan 2023 - Dec 2024

2 years

Kornwestheim, Germany

Product Owner Coach

Württembergische Versicherung

Trained, coached and supported selected Product Owners, focusing on role clarity and accountability for results.
Conducted feedback training to strengthen communication and leadership skills.
Managed dependencies and stakeholders to reduce delivery dependencies.
Prioritized at epic level to maximize business value.
Facilitated and optimized Scrum events and supported the transition to transformational leadership.

Jan 2021 - Dec 2024

4 years

Unterföhring, Germany

Agile Coach

Allianz Versicherung

Scaled agile ways of working for Allianz Deutschland with up to 300 teams.
Rolled out agile ways of working in a tribe for accident and property insurance, including a formal tribe formation process.
Built and established 10–12 teams, including training Agile Masters and Product Owners.
Coached management, Tribe Leads, Product Owners and internal Agile Masters.
Designed and introduced an operating model involving sales, actuarial, operations and claims.

Jan 2017 - Dec 2020

4 years

Munich, Germany

Agile Master

Allianz Versicherung

Built, staffed, and trained agile software development teams at the Agile Training Center.
Worked as an Agile Master for a development team implementing an online application process for three accident insurance products.
Established user testing and collaborated with sales units to carry it out.
Supported the setup of additional development teams and enabled internal Agile Masters.
Facilitated communities of practice and cross-team exchange formats.

Jan 2016 - Present

10 years 10 months

Munich, Germany

Managing Director

AGILE MASTERS / online-banker.de GmbH

My company

Jan 2016 - Dec 2018

3 years

Nuremberg, Germany

Chief Product Owner and Scrum Master

Bankrechenzentrum

Chief Product Owner and Scrum Master for the rollout of business-critical IT products in parallel for 10 institutions.
Led and coached agile development teams with responsibility for outcomes, testing, and acceptance.
Managed stakeholders at institutions, partner banks, associations, and cooperation partners.
Optimized team, communication, and decision-making dynamics.
Increased productivity, transparency, and stakeholder acceptance.

Jan 2001 - Dec 2016

16 years

Nuremberg, Germany

Head of Digital Sales

Sparda-Banken

Led and developed large sales units and was responsible for digital sales and service channels.
Managed online banking, contact center, and credit card operations.
Improved processes, managed innovation, and led projects in the IT environment of a cooperative bank.
Coordinated external service providers for IT, telephony, and call center solutions.
Participated in nationwide committees and managed stakeholders within the cooperative financial group.

Jan 2000 - Dec 2001

2 years

Aschaffenburg, Germany

Head of Customer Service

Bayr. Münzkontor / Collorum

Department head with 100 employees across Europe

Jan 1998 - Dec 2000

3 years

Ditzingen, Germany

Regional Sales Manager

Schober Group

Sales

Jan 1996 - Dec 1998

3 years

Würzburg, Germany

Partner

Manufaktur für PR und Markentechnik

Marketing and Sales

Jan 1994 - Dec 1996

3 years

Würzburg, Germany

Insurance Specialist

Signal Versicherung

I sold insurance

Jan 1990 - Dec 1994

5 years

Lauda-Königshofen, Germany

Fixed-term Soldier

Bundeswehr / Air Force

I did my part

Industry experience

See where this freelancer has spent most of their professional time.

Experienced in Banking and Finance, Insurance, Advertising, Aerospace and Defense, Energy, and Utilities.

Banking and Finance

Insurance

Advertising

Aerospace and Defense

Energy

Utilities

Business area experience

See which departments and functions this freelancer has contributed to most.

Experienced in Project Management, Sales, Information Technology, Customer Service, Product Development, and Marketing.

Project Management

Sales

Information Technology

Customer Service

Product Development

Marketing

Summary

Agile Lead, Agile Coach and Agile Master with many years of experience in transforming regulated organizations.
Deep understanding of organizations in banking, insurance and energy companies.
Experience scaling agile ways of working from initial teams to enterprise level.
Building high-performing product organizations, leadership structures and governance models.
Combining agile transformation, digitalization and AI evaluation in complex IT environments.
Author of the specialist book „Happy Projektmanagement mit Scrum“.

Skills

Agile Transformation And Agile Organizational Development
Agile Coaching For Executives, Tribes, Product Owners, Scrum Masters And Agile Masters
Leadership, People Management And Stakeholder Management
Project Management, Change Management And Governance
Product Development, Product Ownership, Story Mapping And Design Thinking
Scaling Agile Frameworks, Especially Safe, Agile@Scale And Less
Facilitating Complex Planning Processes, Okr Development And Prioritization
Ai Evaluation, Digitalization And It Governance
Banking And Financial Services
Insurance
Energy
Regulated Organizations And Corporate Environments
Building, Leading And Developing Agile Teams
Training, Quality Management, Testing And Acceptance
Scaling Agile Frameworks And Agile Operating Models
Interim Leadership Of Departments, Release Trains And Teams
Facilitating Planning Processes, Okr Development And Decision-Making Formats
Scrum, Kanban And Hybrid Agile Ways Of Working
Vorstandsqualifikation FüR Banken Nach § 25c Kreditwesengesetz
Microsoft 365, Azure Devops
Jira And Confluence
Sql
Miro, Mural, Mentimeter, Plickers And Conceptboard
Crealog Voice Automation
Siemens/Unify Hipath Solutions For Contact Centers
Lovable.Dev Vibe Coding
Estimation

Languages

German

Native

English

Intermediate

French

Elementary

Certifications & licenses

Agile Masters Degree

Building with Claude AI, Introduction to MCP, Agent Skills und Claude Code.

Anthropic

Führungskräftetrainings, Moderation, Zeitmanagement und Konfliktmanagement

Vorstandsqualifikation für Banken nach § 25c Kreditwesengesetz

Statistics

Experience

Total positions 14

Experience in Banking and Finance 28.5 y

Avg length 4 y 3 m

Longest experience 15 y 11 m

Global experience

Countries worked in 1 (Germany)

Primary country Germany

Expertise

Recent roles Senior Manager and Transition Architect, Agile Lead, Collaboration Conductor

Main industries Banking and Finance, Insurance, Advertising

Main business areas Project Management, Sales, Information Technology

Qualifications

Certifications earned 10

Member since

September 2026

Last update

October 2026

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Frequently asked questions

Have questions? Find more information here.

Mario is based in Wang, Germany.

Mario speaks the following languages: German (Native), English (Intermediate), French (Elementary).

Mario has at least 37 years of experience. During this time, Mario has worked in at least 14 different roles and for 12 different companies. The average length of individual experience is 3 years and 8 months. Note that Mario may not have shared all experience and actually has more experience.

Based on recent experience, Mario would be well-suited for roles such as: Senior Manager and Transition Architect, Agile Lead, Collaboration Conductor.

Mario's most recent position is Senior Manager and Transition Architect at Wavestone AG.

In recent years, Mario has worked for Wavestone AG, EnBW, Allianz Versicherung, Württembergische Versicherung, and AGILE MASTERS / online-banker.de GmbH.

Mario is most experienced in industries like Banking and Finance, Insurance, and Advertising. Mario also has some experience in Aerospace and Defense, Information Technology, and Energy.

Mario is most experienced in business areas like Project Management, Sales, and Information Technology. Mario also has some experience in Customer Service, Product Development, and Marketing.

Mario has recently worked in industries like Banking and Finance, Insurance, and Energy.

Mario has recently worked in business areas like Project Management, Information Technology, and Product Development.

Mario has 10 certificates. Among them, these include: Advanced Certified Scrum Master, Advanced Certified Scrum Product Owner, and Agile Masters Degree.

Mario is immediately available full-time for suitable projects.

Daily rate distribution

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<€640 €640-800 €800-960 €960-1120 €1120+

The rates shown represent the typical market range for freelancers in this position based on recent contracts on our platform.

Average rates for similar positions

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Daily rate avg. 845 €

The average daily rate is the mean of all daily rates from recent contracts of comparable freelancers on our platform.

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Median rate 840 €

The median daily rate is the middle value of all daily rates — half of comparable freelancers charge less, half charge more. Unlike the average, it is barely affected by outliers.

Calculated based on our freelancers’ daily rates as of 29 Oct 2026. Actual rates may vary depending on seniority level, experience, skill specialization, project complexity, and engagement length.