Anti-Money Laundering Experts
matched in minutes from over 15,000 CVs with the power of AIWork with specialists who calibrate transaction monitoring rules, configure sanctions screening pipelines, and ensure compliance with global regulatory standards, all matched quickly and precisely with vetted, available freelancers.
Meet FRATCH Experts who have recently used Anti-Money Laundering
Oliver V.
Last position:
Interim Manager and Management Consultant at Self-employed
- Developed a market entry strategy for the claims division of an insurance services provider.
- Analyzed and optimized existing claims processes.
- Defined management metrics and KPIs to improve performance and efficiency.
- Advised management on market positioning and process digitalization.
- Led an IT team of 13 employees as part of an interim vacancy cover.
- Ensured stable IT operations and managed external IT service providers.
- Led regulatory projects, particularly the implementation of the DORA regulation.
- Prepared and supported an IT security audit.
- Change management and conflict moderation in a challenging transformation environment (FI migration).
Robert F.
Last position:
Interim Group CIO / CISO at Kellenberger
- Private Equity owned precision grinding machines for Auto, Military & Aerospace – 1200 Employees
- Acting as Interim Group CIO / CISO consolidating Global IT back to Europe – M&A consolidation
- Managed major Security event and post event cleanup – Reporting to regulators
- Performed Vendor & Contract Management – full assessment of capabilities
- Guided Infrastructure refresh & Security Hygiene assessments
Joachim A.
Last position:
HubSpot Project Manager, Tracking + Analytics Expert at Swiss Post
- Create a tracking concept for Google Tag Manager and Google Analytics, including the data layer, events, triggers, and reporting
- Manage the project team (developers, designers, performance)
- Communication interface between stakeholders and digital specialist departments
Denis D.
Last position:
Sole Shareholder-Managing Director at Dlouhy Interim Executive GmbH
- Own company for Interim Executive Manager mandates; sole shareholder-managing director Denis Dlouhy.
- Positioning: Transformation, Post-Merger Integration, portfolio steering, HR for international corporations and hidden champions.
Michael R.
Last position:
Project Manager at Payone GmbH (Worldline AG)
- Objective/Motivation: PAYONE urgently needs a 360° view of its customers. So far, PAYONE has had no company-wide master data strategy. It is not possible to identify customers across all relevant systems.
The organization is to be enabled to identify customers across all relevant systems. Establishing the basis for master data management at PAYONE
- Challenge: Due to company acquisitions, the system landscape is very heterogeneous. The company is highly dynamic and burdened with many system harmonization and integration projects, meaning that resource bottlenecks and changes in project priorities repeatedly create an almost impossible task.
Due to BaFin findings, the project has a central task and role. The first focus is the migration of all customers, including their AML/KYC data, from the master data backend systems to Salesforce. This is intended to resolve one of the largest findings and establish the corresponding ODD/EDD processes.
In addition, customer data must be harmonized in Salesforce. Previous migrations resulted in duplicate customer records in some cases. The aim is therefore to maintain only one customer in Salesforce and, using the relevant information from the backend systems, also be able to identify which products the customer uses and in which processing systems the customer obtains PAYONE services.
Project: ONE Customer
Budget: €1.5 million
Team: 10/30 employees (full-time/part-time); 4 vendors/providers
Integration: 8 (subsystems/interfaces)
Applications: Salesforce; SAP S4/HANA; in-house developments
Tools: MS Office; Jira, Confluence, SharePoint
Methods: Hands-on; Agile (SAFe); Prince2
Manfred P.
Last position:
Senior IT Project Manager EfA / OZG Online Services at Senatskanzlei ITD Hamburg, Dataport, Police Hamburg
The online service "Special Use of Streets and No-Parking Zone" was in a partially completed state. The following tasks had to be carried out to reach final completion:
- Preparation of an expert report on the status of the online service, and recommendations for action
- Ensuring that all LEIKAS to be used are available (service catalog / service descriptions of the authorities)
- Creating and aligning concepts for complex IT projects (business/IT concepts, architecture, interfaces, roadmaps)
- Requirements management
- Multi-project management with 3 stakeholders (Police, Dataport, development company)
- Determining resource needs
- Coordination to identify technical requirements through the IT architects
- Creating use cases and test cases
- Creating action items
- Managing external IT service providers
- Coordination and management of all activities
- Conflict resolution / business mediation
- User Acceptance Test (UAT) and acceptance by Hamburg Police (Traffic Directorate, Policy Department, Central Road Traffic Authority)
Technical environment: .NET, EfA minimum requirements, Leikas, Administrative Procedure Act (VwVfG), HWG (Hamburg Roads Act), Atlassian Jira, Confluence, MS Office
Asım Y.
Last position:
Freelance BI/DWH/ETL Specialist at Akbank
- Setting architectural standards for Informatica Power Center development teams
- Maintenance-performance-health for DWH (Exadata) environments
- Qlik Sense / BO reports architectural standards
- Implementing best practices in ETL tasks
- Documentation ETL standards on Confluence
- Dynamic Data Masking rules for GDPR/KVKK regulations by using Informatica DDM tool
- DWH Data model Power Designer
- Upgrade Qlik Sense versions
- Merge all Informatica server's repository databases on one Oracle DB
Florian S.
Last position:
Authorized Signatory Portfolio Management at DSKV Deutsche Service Kapitalverwaltungs-GmbH
- Founding and development of an asset management company (KVG), particularly for real asset funds and investments.
- Responsibility for the portfolio management division, including system administration, stakeholder management, processes and corporate services.
Markus B.
Last position:
Developer / DevOps, Consulting at A state authority in Baden-Württemberg / FSAS Technologies GmbH
Oracle Project Management and Automation
As part of the project, the operation of an Oracle infrastructure was automated by developing and enhancing Puppet modules and migrating existing Bash scripts to a standardized configuration management solution.
The aim of the project was to standardize and automate administrative processes, improve the maintainability of the Oracle platform, and increase the efficiency and traceability of infrastructure management through the use of Infrastructure as Code.
- Analysis and migration of existing Bash shell scripts to a Puppet-based automation solution
- Development and enhancement of Puppet modules for Oracle environments
- Automation of installation, configuration and operational processes using Infrastructure as Code
- Standardization and optimization of configuration management for Oracle systems
- Creation and maintenance of technical and operational documentation
- Planning, coordination and professional support during project implementation
- Operation and automation of Oracle systems on x86-based Linux server platforms
- Testing and quality assurance of the developed Puppet modules
- Analysis and resolution of technical errors as part of the automation and migration
- Close coordination with specialist departments and infrastructure teams to implement automation requirements
Technologies used: Puppet 7/8, SLES 15, Oracle 19, Oracle Grid, SVN, Windows Server, Confluence, VS Code, Ruby, Bash, Pass
Tobias W.
Last position:
External Data Protection Officer at Self-employed
- Informing and advising on obligations under applicable data protection regulations
- Reviewing compliance with data protection regulations and the client’s strategies for protecting personal data through own audits
- Advising on and preparing data protection impact assessments as well as data protection notices and data protection guidelines and policies
- Drafting, advising on and negotiating data processing agreements
- Raising awareness among management and staff on data protection by creating training materials and concepts and delivering training sessions
- Industries include: financial services, healthcare, trades, mechanical engineering, recruitment, auditing and tax consulting
German R.
Last position:
Freelance Technical Product Owner & AI Product Builder at Neckarshore AI / Freelance
Two complementary tracks: (a) building my own AI products and open-source tools under the Neckarshore AI brand, with a focus on AI-supported multi-agent development processes and documentation automation; (b) freelance support for industrial, logistics, and financial companies in IT-related transformation projects.
Current product portfolio under the Neckarshore AI brand:
- Omnopsis Documenter — AI-powered documentation engine: generates compliance, technical, and release documentation from Git, Jira, and Confluence. 500+ automated tests, 100+ API endpoints, RBAC, monitoring stack.
- TrustScope — trust analysis for public GitHub repos: deterministic three-pillar report (Security & Supply Chain, Governance, Community) based on OpenSSF Scorecard, with constructive fix suggestions instead of a single misleading score.
- md-viewer — dependency-free Markdown viewer for macOS (Finder Quick Action) and web, split view of rendered document and raw text.
- Obsidian Vault Autopilot — AI-supported vault automation for Obsidian × Claude Code: sorts the inbox, renames notes, enriches frontmatter.
- Phonesis Voice Bank — voice archive for families, hospices, and cultural archives (guided recordings, inheritable archive, optional voice cloning); currently in the GDPR compliance phase (Art. 9, biometric data).
- Multi-Agent Development Process — 12+ specialized agents (architecture, implementation, security, refactoring, marketing) with structured handoff protocol, parallel execution, and automated quality assurance — powers the entire product development.
- Freelance consulting: Technical Product Ownership for production, logistics, and compliance/AML systems; steering international rollouts including test, cutover, and change management.
Stack: NestJS, TypeScript, PostgreSQL, Redis/BullMQ, Next.js, Claude Code (Opus), Docker, GitHub Actions, Vercel
Thomas M.
Last position:
Consultant / System Administrator / IT Analyst at Thomas Martini IT-Services
- Analysis and audit of the current situation on-site and at customer locations
- Planning of IT infrastructures and advice on new hardware purchases as well as migration planning
- Planning and management of the IT budget
- Configuration and support of IT hardware under Windows 7, 8.x, 10 and Mac OS
- Review and update of documentation with regard to GDPR
- Analysis and expansion of technical and organizational measures in accordance with GDPR and BDSG
- Training of employees
- Training in AI-Assistant Consulting and Cybersecurity with AI
- Recording the current state and planning the target state
- 2nd/3rd level support (C/S/N)
- Technical environment: Exchange Administration, Active Directory, MS Server 2016 R2, MS Server 2022, MS SQL Developer, MS SQL, Visual Studio 2013+, Tivoli Monitoring, Tivoli Remote, TeamViewer, weclapp CRM Solution, RA-Micro, IT Compliance, Citrix, UltraEdit, SCCM, Windows XP–11, Office 2010–M365, VPN Solutions, Lexware Solutions, OKI Management Solutions, LogMyTime, SAGE Systems
Alex V.
Last position:
CTO, Co-Founder, Cryptography(incl. Post-Quantum Cryptography) and AI Security Expertise at AISLEIPNIR
- Integration of Post-Quantum Cryptography (PQC) algorithms into high level protocols.
- Security of implementations of Post-Quantum Cryptography algorithms.
- Transition to Post-Quantum public key infrastructures.
- Security evaluations of Post-Quantum Cryptography (PQC) primitives.
- Drone Cybersecurity
- Satellite Cybersecurity
- AI Security
Matthias O.
Last position:
IT Project Manager at IT service provider
Implementation of anti-money laundering requirements in accordance with AMLA/KYC for an international large bank in Munich
Services provided:
- Clarification of the assignment, definition of the work package structure for the AMLA/KYC implementation project
- AI-supported project planning using my own AI workflow for project management
- Creation of the project management plan
- Resource and capacity planning
- Development of collaboration structures between IT service provider and bank client
- Alignment of responsibilities (RACI matrix)
- Management of 5 project members (core team)
- Project control, project monitoring, project reporting
- Communication management
- Escalation management
- Stakeholder management (11 stakeholders)
- Permanent member of the steering committee
- Project representation internally and externally
- Project reporting, management of decision-making bodies
- Project volume: 506 person-days (development effort)
- Risk management
- Quality management
- Organization and running of workshops
Methods: PMI PMBOK, EVM, GWG, DORA, BAIT, KANBAN, AML, AMLR, AMLA, GWG, KYC
IT environment: JIRA, Confluence, Sharepoint, Kantata Kimble, AI LLM Copilot, ChatGPT, anti-money laundering systems (in-house developments and SMARAGD)
Christian S.
Last position:
Operation Manager at Xerof
- Working within a Swiss-regulated Virtual Asset Service Provider (VASP) offering institutional-grade crypto-fiat financial solutions
- Contributed to on-/off-ramp infrastructure enabling clients to convert between cryptocurrencies and fiat currencies
- Supported the rollout of Web3 payments & third-party payment services to streamline crypto operations for businesses
- Engaged with AML/KYC / regulatory compliance to ensure operations met Swiss regulatory standards
- Assisted in product development or deployment for crypto-backed real estate / luxury goods transactions
- Collaborated with institutional and high-net-worth clients to tailor crypto / financial services offerings
- Bridged traditional banking and Web3 by reducing frictions in fiat-crypto transactions
Discover over 15,000 top freelancers
Statistics of experts using Anti-Money Laundering
Aggregated from the professional profiles of matched freelancers.
Experience
23 years
Position duration
2.7 years
Positions per freelancer
12
Top business areas
Project Management, Information Technology, Operations
Top industries
Banking and Finance, Information Technology, Professional Services
Certification focus areas
Project Management, Information Technology, Business Intelligence
Bachelor's degree or higher
89%
Master's degree or higher
63%
Doctorate
4%
Certifications per freelancer
3
Most common languages
English, German, French
Speak two or more languages
97%
Based on our profile pool as of 16 Oct 2026.
Daily rate distribution
The chart shows how the daily rates of experts in this technology are distributed, based on recent contracts on our platform. Each bar covers a rate range — its height shows the share of experts charging within that range.
Average rates of experts using Anti-Money Laundering
Rates are based on recent contracts and do not include FRATCH margin.
The average daily rate is the mean of all daily rates from recent contracts of comparable freelancers on our platform.
The median daily rate is the middle value of all daily rates — half of comparable freelancers charge less, half charge more. Unlike the average, it is barely affected by outliers.
Calculated based on our freelancers’ daily rates as of 16 Oct 2026. Actual rates may vary depending on seniority level, experience, skill specialization, project complexity, and engagement length.
Anti-Money Laundering experts industry focus
See which industries our matched freelancers work in most often — every figure is calculated live from the freelancers on FRATCH.
- Banking and Finance (91%)
- Information Technology (62%)
- Professional Services (45%)
- Insurance (27%)
- Automotive (26%)
- Telecommunication (26%)
- Manufacturing (23%)
- Healthcare (21%)
Please note that freelancers can work across multiple industries, so percentages overlap.
About the technology
What Anti-Money Laundering technology encompasses
Anti-Money Laundering software and regulatory technology help financial institutions detect, prevent, and report illicit financial activity. Commonly referred to as AML, these solutions combine data ingestion pipelines, automated rule engines, and analytical models to monitor fund flows. Modern setups process high-volume payment rails in real time while maintaining detailed audit trails for regulatory reporting.
Core technical architecture and tooling
Modern compliance infrastructures connect core banking systems to specialized screening and monitoring engines. These systems handle identity verification, transaction oversight, and risk scoring.
- Transaction monitoring platforms like Actimize, Mantas, and Feedzai
- Sanctions, PEP, and adverse media screening engines such as Fircosoft and LexisNexis Bridger
- Know Your Customer and customer due diligence verification workflows
- Case management systems for suspicious activity investigation and SAR filing
- Data pipeline tools processing Kafka streams and relational datastores
Typical implementation and audit use cases
Organizations implement compliance technology to fulfill statutory obligations and safeguard operational integrity. Projects range from standing up new transaction surveillance tools for cross-border payments to tuning historical rule libraries. Specialists also handle audit remediation programs, data lineage verification, and model validation exercises required by financial authorities.
Why organizations hire specialized contractors
Deploying and maintaining monitoring stacks requires niche expertise that internal teams often lack. Independent professionals step in during regulatory deadlines, system migrations, or alert remediation surges. Their focused experience allows them to solve immediate false-positive bottlenecks without increasing permanent overhead.
Distinguishing senior professionals in the field
Top specialists combine deep regulatory knowledge with strong technical capabilities. They understand the mechanics of SWIFT messaging, SEPA clearing, and crypto transactions while writing SQL, Python, or proprietary rule syntax. They design detection scenarios that catch illicit activity without overwhelming compliance operations with false positives.
Long-term platform optimization
Effective monitoring systems require continuous calibration as financial crime patterns evolve. Specialists establish threshold validation frameworks, automate regulatory change mapping, and design clean case workflows. This ongoing optimization keeps compliance programs cost-effective, scalable, and audit-ready across multiple jurisdictions.
Frequently asked questions
Quick answers to the questions that come up most around Anti-Money Laundering.
Anti-Money Laundering systems are used to monitor financial transactions, identify suspicious patterns, and screen individuals against international sanctions lists. They help banks, fintechs, and payment processors automate customer due diligence and submit suspicious activity reports to financial intelligence units.
While fraud tools focus on preventing immediate commercial loss from unauthorized actions, AML platforms detect complex, often authorized transaction patterns indicative of money laundering, terror financing, or sanctions evasion. Both toolsets analyze user behavior, but compliance platforms are strictly governed by statutory record-keeping and audit requirements.
Strong professionals in the AML space possess working knowledge of SQL, Python, data modeling, and distributed messaging platforms like Apache Kafka. They are also experienced with enterprise suites such as Nice Actimize, SAS Anti-Money Laundering, and Fircosoft.
Remediation projects usually require senior Anti-Money Laundering specialists with extensive background in regulatory frameworks and rule tuning. These tasks demand proven judgment to defend threshold decisions and architectural choices directly to auditors and regulatory supervisors.
Yes, configuration, model validation, and pipeline development for AML systems are frequently handled in remote setups through secure cloud and virtual desktop environments. However, strict data protection protocols, data masking, and access management must be in place before contractors access production-like schemas.
Quality is demonstrated by the specialist's ability to lower false-positive rates while maintaining high detection coverage for genuinely illicit behavior. A strong anti-money laundering specialist delivers transparent threshold documentation and robust rule logic that passes third-party model validation.
Traditional anti-money laundering engines rely on deterministic rules based on static thresholds, such as cash deposits exceeding specific amounts. Machine learning additions analyze multidimensional behavior to surface anomalous network structures, though both approaches are commonly combined to satisfy regulatory explainability requirements.
A company should transition to dedicated Anti-Money Laundering software when transaction volume or geographical expansion outgrows manual compliance workflows. Bringing in an outside specialist early helps select appropriate tooling, prevent technical debt, and ensure licensing conditions are met before launch.
The average hourly rate of freelancers who have used Anti-Money Laundering in their recent projects is 116 €, which corresponds to a daily rate of about 929 € based on an 8-hour working day.
Of the freelancers who have used Anti-Money Laundering in their recent projects, 89% hold at least a Bachelor's degree, 63% hold at least a Master's degree, and 4% hold a doctorate.
On average, freelancers who have used Anti-Money Laundering in their recent projects have 23 years of professional experience, with a single engagement typically lasting around 2.7 years.
The most common languages among freelancers who have used Anti-Money Laundering in their recent projects are English (98%), German (97%), and French (33%).
The most common industries among freelancers who have used Anti-Money Laundering in their recent projects are Banking and Finance (91%), Information Technology (62%), and Professional Services (45%).
The most common business areas among freelancers who have used Anti-Money Laundering in their recent projects are Project Management (76%), Information Technology (71%), and Operations (70%).
Main locations of FRATCH Experts, who have recently used Anti-Money Laundering
Our freelancers and interim experts are at home all over Germany — available on-site in Berlin, Hamburg, Munich and every major business hub, or fully remote. Choose a city to discover matched specialists, local market insights and up-to-date availability.
Berlin 
Munich 
Frankfurt In Austria our freelancers and interim experts support companies from Vienna to Graz — on-site where your project needs them, or fully remote. Choose a city to discover matched specialists, local market insights and up-to-date availability.
Vienna Graz 
Zurich Countries:
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FRATCH CEO
