Avaloq Expert
for secure core banking delivery, matched in minutes with the power of AIHire experts who configure Avaloq banking modules, integrate surrounding systems and support complex migrations, with fast, precise matching to vetted and available freelance professionals.
Meet FRATCH Experts who have recently used Avaloq
Natascha K.
Last position:
Business Analyst DORA and System Architecture at PSVaG
- DORA consulting and system optimization
- Process analysis of existing business processes that are complex from both a business and technical point of view
- Analysis of the individual business processes in the relevant business areas Trading, Back Office, Settlement, Custodian Bank
- Interface between the business units and IT to understand and define requirements
- Creation of a business concept incl. adjustments and implementation of software applications and their interfaces to the systems
- Preparation of a decision template for the management board for project approval
- Setting up and running project meetings with the relevant stakeholders and documenting them
- Close collaboration with the stakeholders
- Coordination and control of the analysis
- Creation and planning of resources and budget
- Onboarding of large banks (Asia and Eastern Europe) for Depot B
- Migration of portfolio holdings (volume around EUR 70-100 million)
Guido B.
Last position:
Independent Management Consultant and Interim Manager at BCTC Unternehmensberatung Guido Bäcker
Consulting, training, and coaching in the financial sector on strategy, organization, and IT topics
MorgenFund: Advising the operator of a fund platform on software selection for a sub-ledger "Cash Accounts" based on Virtual IBANs (VIBAN)
Structuring requirements, market screening, creating RfIs, communicating with vendors, and conducting the selection process
UniCredit/HypoVereinsbank: Workstream lead "Booking and Customer Reporting" in the payment transformation project "PULS"
Business analysis, creating business requirements and aligning solution items as part of the functional specification with the bank's IT service providers
Business analysis of SEPA CT and SWIFT MX (.camt, .pain, and .pacs formats), change management, team lead for a virtual team of fifteen line experts, and stakeholder management
equensWorldline Germany: Program management for three projects of the SWIFT service bureau (CBPR+, ESMIG, and Euro1Step1 migration) as part of the SWIFT MX migration
Managing individual project managers regarding overarching goals and requirements; reporting to internal and external committees and stakeholders; coordinating with dependent projects and programs
Project management/PMO: interim project management, stand-in for project managers, resource planning, budget and cost management, general PMO tasks
Dalia C.
Last position:
Oracle Developer at Freelance
- Design and implementation of an OCI-based DWH and ETL system to replace legacy mainframe applications
- Development of a database optimization strategy and planning the rapid conversion of JCL and COBOL routines to PL/SQL with the help of AI
- Development of an Oracle Apex-based app for internal administrative processes in the public sector (office equipment, employee training)
- Implementation of PL/SQL workflows for approval processes and creation of a responsive mobile version with JavaScript and CSS
- Use of Azure DevOps for backlog and documentation, as well as Git for version control
- Development of REST interfaces for CRM systems
- Replacement and reprogramming of Oracle Forms screens with Oracle Apex and upgrading to the latest Apex versions
- Design of a Git branching strategy and conducting code reviews
- Maintenance and further development of an EDI-based data exchange system based on Oracle Advanced Queuing for the public sector in Austria
- Data analysis and creation of charts in the Oracle Apex frontend; installation of standalone ORDS and Apex 23.1
- Agile working according to the Spotify Model; development of complex Apex screens with the support of Oracle JET
- New development and customization of existing PL/SQL packages, workarounds for database version differences and query optimization
- Development of Apex applications for broker pools to manage and optimize Oracle databases in the banking sector, including SSO-based authorization systems with OAuth2 and Keycloak
- Development of extensive Oracle Apex applications for BI and data mining modernization projects, as well as development of manual and automated projection methods in the frontend
- Implementation of data warehousing projects in the banking sector and use of Scrum and Kanban in team-oriented projects
Jan P.
Last position:
Operational Readiness / Migration Lead at Worldline
Migration of SEPA direct debits, credit transfers & card clearing to Worldline's internal platform as part of the outsourcing contract
Definition of the MIGR strategy
Mobilization of the community (300+ experts at client & Worldline)
Creation of the MIGR runbook (100+ workshops)
Close collaboration with upstream project streams: BUILD & TEST, as well as with the operating units
Set up of the governance framework, capacity management & reporting
100% of SEPA DD, CT & CC transaction traffic migrated (7 months)
~80 migrations carried out with a success rate of 70% ("first-time right")
Set up technical & manual production monitoring
Established a "fast-track" incident management process in the MIGR & hypercare phases
Set up 20+ exception handling processes
Conducted trainings
Implemented SLAs & billing
Dieter D.
Last position:
Senior IT Service Management / ITIL Consultant, Management Coach, Scrum Master at Swiss Cantonal Bank
Project: Roadmap for implementing ITIL processes in IT Operations in line with the requirements for Operational Excellence according to CMMI 4 and the current life cycle management under the framework conditions of GRC, SCRUM and DevOps.
- Consulting, coordination and execution of workshops, analyses and gap assessments.
- Determining the current state regarding the implementation of IT processes, interfaces, tools used and KPIs, with a graphical presentation of the maturity level.
- Defining the target state for IT processes, interfaces, tools used and KPIs.
- Designing a recommendation for action and a roadmap for IT Operations Management in a highly critical and highly available IT infrastructure environment.
- Supporting the introduction of the central service management tool Jira Service Desk.
- Coordination and alignment with business departments / stakeholders / architecture (Avaloq, SAP, etc.) / Security / IAM, BCM, etc.
- Consulting on the implementation of IT operations processes, including Incident, Problem, Change / Release, Request and Service Management (including Service Desk).
Thorsten O.
Last position:
Workstream Lead (WS) at Bank-Verlag GmbH
- Introduction of giro card with Visa Debit card payment function (Combocard) for Commerzbank
- Support for the Card Processing Team (card processing; Clearing & Settlement incl. Dispute Management teams) in project work
- Creation of requirements for the Clearing & Settlement team, Authorization team (AZ) and Card Production team (KP) as part of a requirements catalog
- Requirements engineering (requirements management) with business contact person
- Participation in workstream meetings between VISA Inc., SRC Security Research & Consulting GmbH, Commerzbank AG and consulting firms (PwC and Senacor Technologies AG)
- Sprint planning with Jira tickets of type Task and use of Confluence
- Creation and presentation of weekly status reports for the Clearing & Settlement, Dispute Management and Reporting & GUI workstreams
- Coordination with network and file transfer teams for connection tests of new interfaces, e.g. setup of host keys, use of VPN or sipnet connections
- Coordination of the delivery of test files, e.g. exchange rates (FX rates; TC 56 of VISA rates), VISA Debit and Credit transactions (format Base II) and EANSS/ISS Base II clearing files to the Debit Clearing System (DCS)
- Conducting coordination meetings on the use of Visanet Settlement Service (VSS) and PSD2 reports and payment traffic statistics (ZVS)
- Organizing workshops with FiServ (First Data) on Dispute Management and complaint handling
- Setup and maintenance of Open Point List (OPL) in Confluence
- Technologies/methods: Jira, Confluence, giro card, VISA Debit card, payments, Kanban board, BIN, routing, CIQ, VPAY, ScalaTest, Dispute Management
Norbert E.
Last position:
Auditor at Direktbank
- Auditing processes and controls related to FATCA Germany.
- Checking proper release management for FATCA reporting software.
- Identifying areas for action.
Rudolf K.
Last position:
Business Analyst at Kreis Consulting
- Revision of the fee model (design and testing) in the new XTP software
- Analysis and quality assurance of existing reports for the business area
- Uploading, downloading and analysis of data sets for EMIR (ETD, OTC), MiFIR, SFTR, and MMSR using deltaconX and Abacus TR
- Documentation of daily reports
- Configuration of a new software application for daily reporting
- Analysis of new capital market instruments
- Analysis for implementing market data for gold and silver pricing of coins in the online shop
- Adjustment of existing conditions for pairing and matching in EMIR
- Coordination with counterparties on pairing and matching differences
Sascha E.
Last position:
Lead Business Analyst and Project Manager (Consultant) at Flossbach von Storch
- Leading the end-to-end operating model implementation for cleared credit default swaps trading
- Appointed to lead the Credit Default Swap project in the capacity of a project manager, transformation consultant, and business analyst
- Acting as the primary point of contact for portfolio management, trading desk, middle office, fund admin, clearing broker, external collateral manager, central counterparties and derivative exchanges
- Identified requirements and addressed key operating model gaps and implemented corresponding target operating models and IT enhancements including Aladdin configurations as well as contract enhancements and regulatory reporting
- Delivered a scalable and fully compliant front-to-back operating model for cleared CDS trading
- Enhanced cross-departmental coordination and transparency, reducing manual interventions and operational risk
- Achieved measurable efficiency gains in trade matching, clearing, and collateral management workflows
Sook-Yen W.
Last position:
Consultant and Coach for Career Guidance at Freelancer
- Defining values, talents, passions, and life goals
- Implementing concrete action steps for the professional context
Discover over 15,000 top freelancers
Statistics of experts using Avaloq
Aggregated from the professional profiles of matched freelancers.
Experience
28 years
Position duration
2.6 years
Positions per freelancer
14
Top business areas
Information Technology, Project Management, Business Intelligence
Top industries
Banking and Finance, Information Technology, Professional Services
Certification focus areas
Project Management, Information Technology, Quality Assurance
Bachelor's degree or higher
78%
Master's degree or higher
33%
Doctorate
11%
Certifications per freelancer
3
Most common languages
German, English, French
Speak two or more languages
100%
Based on our profile pool as of 26 Sep 2026.
Daily rate distribution
The chart shows how the daily rates of experts in this technology are distributed, based on recent contracts on our platform. Each bar covers a rate range — its height shows the share of experts charging within that range.
Average rates of experts using Avaloq
Rates are based on recent contracts and do not include FRATCH margin.
The average daily rate is the mean of all daily rates from recent contracts of comparable freelancers on our platform.
The median daily rate is the middle value of all daily rates — half of comparable freelancers charge less, half charge more. Unlike the average, it is barely affected by outliers.
Calculated based on our freelancers’ daily rates as of 26 Sep 2026. Actual rates may vary depending on seniority level, experience, skill specialization, project complexity, and engagement length.
Avaloq experts industry focus
See which industries our matched freelancers work in most often — every figure is calculated live from the freelancers on FRATCH.
- Banking and Finance (100%)
- Information Technology (80%)
- Professional Services (50%)
- Education (40%)
- Insurance (20%)
- Retail (20%)
- Utilities (20%)
- Automotive (10%)
Please note that freelancers can work across multiple industries, so percentages overlap.
About the technology
Core banking foundation
Avaloq is a banking software suite used to run core processes for private banking, wealth management and retail banking. It supports account management, payments, securities, lending, reporting and customer data across integrated financial operations. Companies use it to standardize workflows while meeting demanding control and audit requirements.
Modules and delivery
Avaloq projects can cover functional configuration, process design, data migration and integration with surrounding systems. Typical delivery work includes:
- Configuring accounts, portfolios, payments and lending workflows
- Connecting Avaloq with digital channels, payment services and market systems
- Migrating customer, account and transaction data
- Testing releases, interfaces, controls and operational processes
Ecosystem and skills
Strong specialists understand the Avaloq Banking Suite, its configuration model and the operating processes behind each module. They often work with APIs, integration middleware, databases, batch processing, reporting and identity controls. Knowledge of banking products, securities processing, compliance workflows and information security is equally important.
When companies hire specialists
Freelance expertise is useful when an internal team needs focused capacity for a rollout, upgrade or complex change request. Companies also bring in specialists to resolve integration defects, prepare data migration, improve test coverage or document processes before a handover. Short-term support can reduce delivery risk without changing the long-term operating model.
Signs of strong expertise
A capable Avaloq professional connects configuration decisions with business outcomes and operational controls. Look for clear evidence of work on relevant modules, interfaces and migration stages rather than generic banking experience. Strong specialists can explain trade-offs, manage dependencies and produce documentation that another team can maintain.
Project collaboration
Before engagement, define the Avaloq version, modules, interfaces, delivery phase and access constraints. Agree on ownership for requirements, test data, release approval and production support. Remote work can suit configuration, documentation and testing, while workshops for process mapping or cutover planning may benefit from scheduled on-site collaboration.
Frequently asked questions
Quick answers to the questions that come up most around Avaloq.
Avaloq is used as a core banking platform for private banking, wealth management and other financial services. It supports areas such as accounts, portfolios, payments, securities, lending, reporting and customer administration.
Avaloq is often assessed against systems such as Temenos and Finastra solutions. The right choice depends on the institution’s business model, required modules, integration landscape, configuration approach and long-term operating plans.
An Avaloq specialist should understand banking operations as well as integration, data migration, testing and release processes. Useful adjacent skills include API design, databases, payment processing, securities operations, reporting and information security.
The required background depends on the assignment. A configuration task may need a focused module specialist, while a migration, upgrade or production transition calls for broader Avaloq delivery experience and strong knowledge of dependencies.
Avaloq work can often be performed remotely when systems access, documentation and communication routines are well organized. Process workshops, security-sensitive activities and cutover planning may still require scheduled on-site sessions.
Ask which Avaloq modules, delivery phases and integration scenarios the professional has handled directly. Request concrete examples of configuration, testing, migration or incident work, and clarify their role, deliverables and handover approach.
A successful Avaloq implementation combines precise requirements, controlled configuration, reliable integrations and thorough testing. Clear ownership of data, processes, controls and release decisions is essential for a stable transition into operations.
Avaloq requires both functional banking knowledge and technical delivery skills. The strongest professionals can translate business processes into configuration while also understanding interfaces, data structures, testing and operational support.
The average hourly rate of freelancers who have used Avaloq in their recent projects is 118 €, which corresponds to a daily rate of about 945 € based on an 8-hour working day.
Of the freelancers who have used Avaloq in their recent projects, 78% hold at least a Bachelor's degree, 33% hold at least a Master's degree, and 11% hold a doctorate.
On average, freelancers who have used Avaloq in their recent projects have 28 years of professional experience, with a single engagement typically lasting around 2.6 years.
The most common languages among freelancers who have used Avaloq in their recent projects are German (100%), English (100%), and French (30%).
The most common industries among freelancers who have used Avaloq in their recent projects are Banking and Finance (100%), Information Technology (80%), and Professional Services (50%).
The most common business areas among freelancers who have used Avaloq in their recent projects are Information Technology (100%), Project Management (90%), and Business Intelligence (80%).
Main locations of FRATCH Experts, who have recently used Avaloq
Our freelancers and interim experts are at home all over Germany — available on-site in Berlin, Hamburg, Munich and every major business hub, or fully remote. Choose a city to discover matched specialists, local market insights and up-to-date availability.
Berlin Hamburg Munich Cologne Frankfurt Stuttgart Dusseldorf Leipzig Dortmund Essen Bremen Dresden Hanover Nuremberg In Austria our freelancers and interim experts support companies from Vienna to Graz — on-site where your project needs them, or fully remote. Choose a city to discover matched specialists, local market insights and up-to-date availability.
Vienna Graz Across Switzerland our specialists are active in Zurich, Geneva, Basel and Bern — working on-site or fully remote. Choose a city to discover matched specialists, local market insights and up-to-date availability.
Zurich Geneva Basel Bern Countries:
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Philipp Thomaschewski
FRATCH CEO
