Avaloq Experts in Germany
matched in minutes with vetted, available freelancersHire experts who configure core banking workflows, integrate Avaloq with surrounding systems and support wealth management or retail banking projects. FRATCH connects you with precisely matched, vetted and available freelancers quickly.
Meet FRATCH Experts in Germany, who have recently used Avaloq
Natascha K.
Last position:
Business Analyst DORA and System Architecture at PSVaG
- DORA consulting and system optimization
- Process analysis of existing business processes that are complex from both a business and technical point of view
- Analysis of the individual business processes in the relevant business areas Trading, Back Office, Settlement, Custodian Bank
- Interface between the business units and IT to understand and define requirements
- Creation of a business concept incl. adjustments and implementation of software applications and their interfaces to the systems
- Preparation of a decision template for the management board for project approval
- Setting up and running project meetings with the relevant stakeholders and documenting them
- Close collaboration with the stakeholders
- Coordination and control of the analysis
- Creation and planning of resources and budget
- Onboarding of large banks (Asia and Eastern Europe) for Depot B
- Migration of portfolio holdings (volume around EUR 70-100 million)
Guido B.
Last position:
Independent Management Consultant and Interim Manager at BCTC Unternehmensberatung Guido Bäcker
Consulting, training, and coaching in the financial sector on strategy, organization, and IT topics
MorgenFund: Advising the operator of a fund platform on software selection for a sub-ledger "Cash Accounts" based on Virtual IBANs (VIBAN)
Structuring requirements, market screening, creating RfIs, communicating with vendors, and conducting the selection process
UniCredit/HypoVereinsbank: Workstream lead "Booking and Customer Reporting" in the payment transformation project "PULS"
Business analysis, creating business requirements and aligning solution items as part of the functional specification with the bank's IT service providers
Business analysis of SEPA CT and SWIFT MX (.camt, .pain, and .pacs formats), change management, team lead for a virtual team of fifteen line experts, and stakeholder management
equensWorldline Germany: Program management for three projects of the SWIFT service bureau (CBPR+, ESMIG, and Euro1Step1 migration) as part of the SWIFT MX migration
Managing individual project managers regarding overarching goals and requirements; reporting to internal and external committees and stakeholders; coordinating with dependent projects and programs
Project management/PMO: interim project management, stand-in for project managers, resource planning, budget and cost management, general PMO tasks
Jan P.
Last position:
Operational Readiness / Migration Lead at Worldline
Migration of SEPA direct debits, credit transfers & card clearing to Worldline's internal platform as part of the outsourcing contract
Definition of the MIGR strategy
Mobilization of the community (300+ experts at client & Worldline)
Creation of the MIGR runbook (100+ workshops)
Close collaboration with upstream project streams: BUILD & TEST, as well as with the operating units
Set up of the governance framework, capacity management & reporting
100% of SEPA DD, CT & CC transaction traffic migrated (7 months)
~80 migrations carried out with a success rate of 70% ("first-time right")
Set up technical & manual production monitoring
Established a "fast-track" incident management process in the MIGR & hypercare phases
Set up 20+ exception handling processes
Conducted trainings
Implemented SLAs & billing
Dieter D.
Last position:
Senior IT Service Management / ITIL Consultant, Management Coach, Scrum Master at Swiss Cantonal Bank
Project: Roadmap for implementing ITIL processes in IT Operations in line with the requirements for Operational Excellence according to CMMI 4 and the current life cycle management under the framework conditions of GRC, SCRUM and DevOps.
- Consulting, coordination and execution of workshops, analyses and gap assessments.
- Determining the current state regarding the implementation of IT processes, interfaces, tools used and KPIs, with a graphical presentation of the maturity level.
- Defining the target state for IT processes, interfaces, tools used and KPIs.
- Designing a recommendation for action and a roadmap for IT Operations Management in a highly critical and highly available IT infrastructure environment.
- Supporting the introduction of the central service management tool Jira Service Desk.
- Coordination and alignment with business departments / stakeholders / architecture (Avaloq, SAP, etc.) / Security / IAM, BCM, etc.
- Consulting on the implementation of IT operations processes, including Incident, Problem, Change / Release, Request and Service Management (including Service Desk).
Thorsten O.
Last position:
Workstream Lead (WS) at Bank-Verlag GmbH
- Introduction of giro card with Visa Debit card payment function (Combocard) for Commerzbank
- Support for the Card Processing Team (card processing; Clearing & Settlement incl. Dispute Management teams) in project work
- Creation of requirements for the Clearing & Settlement team, Authorization team (AZ) and Card Production team (KP) as part of a requirements catalog
- Requirements engineering (requirements management) with business contact person
- Participation in workstream meetings between VISA Inc., SRC Security Research & Consulting GmbH, Commerzbank AG and consulting firms (PwC and Senacor Technologies AG)
- Sprint planning with Jira tickets of type Task and use of Confluence
- Creation and presentation of weekly status reports for the Clearing & Settlement, Dispute Management and Reporting & GUI workstreams
- Coordination with network and file transfer teams for connection tests of new interfaces, e.g. setup of host keys, use of VPN or sipnet connections
- Coordination of the delivery of test files, e.g. exchange rates (FX rates; TC 56 of VISA rates), VISA Debit and Credit transactions (format Base II) and EANSS/ISS Base II clearing files to the Debit Clearing System (DCS)
- Conducting coordination meetings on the use of Visanet Settlement Service (VSS) and PSD2 reports and payment traffic statistics (ZVS)
- Organizing workshops with FiServ (First Data) on Dispute Management and complaint handling
- Setup and maintenance of Open Point List (OPL) in Confluence
- Technologies/methods: Jira, Confluence, giro card, VISA Debit card, payments, Kanban board, BIN, routing, CIQ, VPAY, ScalaTest, Dispute Management
Norbert E.
Last position:
Auditor at Direktbank
- Auditing processes and controls related to FATCA Germany.
- Checking proper release management for FATCA reporting software.
- Identifying areas for action.
Rudolf K.
Last position:
Business Analyst at Kreis Consulting
- Revision of the fee model (design and testing) in the new XTP software
- Analysis and quality assurance of existing reports for the business area
- Uploading, downloading and analysis of data sets for EMIR (ETD, OTC), MiFIR, SFTR, and MMSR using deltaconX and Abacus TR
- Documentation of daily reports
- Configuration of a new software application for daily reporting
- Analysis of new capital market instruments
- Analysis for implementing market data for gold and silver pricing of coins in the online shop
- Adjustment of existing conditions for pairing and matching in EMIR
- Coordination with counterparties on pairing and matching differences
Sascha E.
Last position:
Lead Business Analyst and Project Manager (Consultant) at Flossbach von Storch
- Leading the end-to-end operating model implementation for cleared credit default swaps trading
- Appointed to lead the Credit Default Swap project in the capacity of a project manager, transformation consultant, and business analyst
- Acting as the primary point of contact for portfolio management, trading desk, middle office, fund admin, clearing broker, external collateral manager, central counterparties and derivative exchanges
- Identified requirements and addressed key operating model gaps and implemented corresponding target operating models and IT enhancements including Aladdin configurations as well as contract enhancements and regulatory reporting
- Delivered a scalable and fully compliant front-to-back operating model for cleared CDS trading
- Enhanced cross-departmental coordination and transparency, reducing manual interventions and operational risk
- Achieved measurable efficiency gains in trade matching, clearing, and collateral management workflows
Dalia C.
Last position:
Oracle Developer at Freelance
- Design and implementation of an OCI-based data warehouse and ETL system to replace legacy mainframe applications
- Developed a database optimization strategy and planned the rapid conversion of JCL and COBOL routines to PL/SQL using AI
- Developed an Oracle Apex-based app for internal administrative processes in the public sector (office equipment, staff training)
- Implemented PL/SQL workflows for approval processes and created a responsive mobile version with JavaScript and CSS
- Used Azure DevOps for backlog management and documentation, and Git for version control
- Developed REST interfaces to CRM systems
- Replaced and reprogrammed Oracle Forms screens with Oracle Apex and updated to the latest Apex versions
- Designed a Git branching strategy and conducted code reviews
- Maintained and further developed an EDI-based data exchange system based on Oracle Advanced Queuing for the public sector in Austria
- Performed data analysis and created charts in the Oracle Apex frontend; installed standalone ORDS and Apex 23.1
- Worked agile using the Spotify model; developed complex Apex pages with support from Oracle JET
- Rebuilt and customized existing PL/SQL packages, created workarounds for database version differences, and optimized queries
- Developed Apex applications for broker pools to manage and optimize Oracle databases in the banking environment, including SSO-based authorization systems with OAuth2 and Keycloak
- Built extensive Oracle Apex applications for BI and data mining modernization projects and developed manual and automated projection methods in the frontend
- Carried out data warehousing projects in the banking sector and used Scrum and Kanban in team projects
Sook-Yen W.
Last position:
Consultant and Coach for Career Guidance at Freelancer
- Defining values, talents, passions, and life goals
- Implementing concrete action steps for the professional context
Discover over 15,000 top freelancers
Statistics of experts using Avaloq
Aggregated from the professional profiles of matched freelancers.
Experience
28 years
Position duration
2.6 years
Positions per freelancer
14
Top business areas
Information Technology, Project Management, Business Intelligence
Top industries
Banking and Finance, Information Technology, Professional Services
Certification focus areas
Project Management, Information Technology, Quality Assurance
Bachelor's degree or higher
78%
Master's degree or higher
33%
Doctorate
11%
Certifications per freelancer
3
Most common languages
German, English, French
Speak two or more languages
100%
Based on our profile pool as of 19 Sep 2026.
Daily rate distribution
The chart shows how the daily rates of freelancers in this technology in Germany are distributed, based on recent contracts on our platform. Each bar covers a rate range — its height shows how many freelancers charge within that range.
Average rates of experts in Germany using Avaloq
Rates are based on recent contracts and do not include FRATCH margin.
The average daily rate is the mean of all daily rates from recent contracts of comparable freelancers on our platform.
The median daily rate is the middle value of all daily rates — half of comparable freelancers charge less, half charge more. Unlike the average, it is barely affected by outliers.
Calculated based on our freelancers’ daily rates as of 19 Sep 2026. Actual rates may vary depending on seniority level, experience, skill specialization, project complexity, and engagement length.
Avaloq experts industry focus
See which industries our matched freelancers work in most often — every figure is calculated live from the freelancers on FRATCH.
- Banking and Finance (100%)
- Information Technology (80%)
- Professional Services (50%)
- Education (40%)
- Insurance (20%)
- Retail (20%)
- Utilities (20%)
- Automotive (10%)
Please note that freelancers can work across multiple industries, so percentages overlap.
About the technology
Core banking scope
Avaloq is a banking software suite for core banking, wealth management, securities and digital financial services. It supports account management, payments, lending, custody, investment processes and regulatory operations through configurable business functions. Companies use it to run critical banking workflows while connecting customer channels and specialist systems.
Platform ecosystem
The Avaloq Banking Suite sits at the centre of an ecosystem that includes Avaloq Core, digital banking components, relationship management and reporting functions. Work often involves APIs, data exchanges, workflow configuration and integrations with payment, risk, identity and market-data services. Knowledge of SQL, enterprise integration patterns and banking data models is valuable alongside Avaloq expertise.
Typical projects
- Configure accounts, products, fees, limits and transaction workflows
- Integrate Avaloq with digital channels, payment services and external systems
- Support wealth management, securities processing and custody operations
- Prepare data migration, release changes and production cutovers
- Improve reporting, controls and operational processes
Projects may cover a new implementation, a functional extension or the stabilisation of an existing installation. The right scope depends on the bank’s operating model, integration landscape and regulatory processes.
When specialists help
Companies bring in freelance Avaloq specialists during migrations, module rollouts, operating-model changes and periods of delivery pressure. External support can help clarify requirements, configure complex processes, test interfaces and document decisions. In Germany, collaboration may need to include German-language workshops alongside English technical documentation, depending on the institution and stakeholders.
Strong professional profile
Strong professionals combine hands-on Avaloq configuration with a clear understanding of banking operations. They can translate requirements from private banking, retail banking, securities or payments into maintainable system changes. They ask precise questions about data ownership, controls, exception handling and downstream impacts rather than treating configuration as an isolated task.
Assessing delivery quality
Look for evidence of relevant Avaloq modules, comparable banking workflows and successful integration or migration work. A useful discussion covers test strategy, release governance, incident handling and knowledge transfer, not only feature delivery. For remote work, agree early on access controls, documentation, meeting language, collaboration hours and any on-site workshops required by the project.
Frequently asked questions
Before you brief your next project: the most common questions about Avaloq.
Avaloq is used as a core banking and wealth management platform for managing accounts, payments, securities, custody, lending and investment processes. Companies also use it to connect operational workflows with digital channels, reporting tools and external financial systems.
Avaloq is often considered when a bank needs strong support for wealth management, securities processing and configurable banking operations. The right choice depends on the institution’s products, integration landscape, delivery model and ability to maintain specialised platform knowledge.
An Avaloq specialist may also need knowledge of banking operations, SQL, APIs, data migration, testing and enterprise integration. Experience with payments, securities, custody, regulatory reporting or digital channels is especially useful when the platform connects many business functions.
The required background depends on the assignment. A configuration change may need focused module knowledge, while a migration or core banking rollout calls for broader experience across requirements, data, integrations, testing, release management and operational readiness.
Many Avaloq tasks can be completed remotely when secure access, clear documentation and reliable communication are available. German-language workshops, stakeholder meetings or controlled on-site activities may still be useful for projects involving local banking teams and sensitive operational processes.
Define the relevant Avaloq modules, business processes, environments, interfaces and delivery responsibilities first. Also clarify access requirements, documentation standards, testing ownership, release windows and whether the assignment focuses on configuration, integration, migration or support.
A strong Avaloq professional can explain past banking workflows, configuration decisions, integration risks and test coverage in concrete terms. Ask how they handle exceptions, data quality, auditability, regression testing and knowledge transfer rather than assessing only platform familiarity.
Freelancers working with Avaloq may configure products and workflows, analyse requirements, support migrations, test releases or integrate payment and digital banking services. Assignments can also involve incident resolution, process documentation, reporting and coordination between business teams and technical specialists.
The average hourly rate of freelancers in Germany who have used Avaloq in their recent projects is 118 €, which corresponds to a daily rate of about 945 € based on an 8-hour working day.
Of the freelancers in Germany who have used Avaloq in their recent projects, 78% hold at least a Bachelor's degree, 33% hold at least a Master's degree, and 11% hold a doctorate.
On average, freelancers in Germany who have used Avaloq in their recent projects have 28 years of professional experience, with a single engagement typically lasting around 2.6 years.
The most common languages among freelancers in Germany who have used Avaloq in their recent projects are German (100%), English (100%), and French (30%).
The most common industries among freelancers in Germany who have used Avaloq in their recent projects are Banking and Finance (100%), Information Technology (80%), and Professional Services (50%).
The most common business areas among freelancers in Germany who have used Avaloq in their recent projects are Information Technology (100%), Project Management (90%), and Business Intelligence (80%).
Main locations of FRATCH Experts, who have recently used Avaloq
Our freelancers and interim experts are at home across the DACH region — available on-site in the major business hubs or fully remote. Choose a location to discover matched specialists, local market insights and up-to-date availability.
Countries:
- Germany
- Switzerland
Berlin Hamburg Munich Cologne Frankfurt Stuttgart Dusseldorf Leipzig Dortmund Essen Bremen Dresden Hanover Nuremberg Request a free demo
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FRATCH CEO
