Avaloq Experts in Germany
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Meet FRATCH Experts in Germany, who have recently used Avaloq
Guido Bäcker
Last position:
Independent Management Consultant and Interim Manager at BCTC Unternehmensberatung Guido Bäcker
Consulting, training, and coaching in the financial sector on strategy, organization, and IT topics
MorgenFund: Advising the operator of a fund platform on software selection for a sub-ledger "Cash Accounts" based on Virtual IBANs (VIBAN)
Structuring requirements, market screening, creating RfIs, communicating with vendors, and conducting the selection process
UniCredit/HypoVereinsbank: Workstream lead "Booking and Customer Reporting" in the payment transformation project "PULS"
Business analysis, creating business requirements and aligning solution items as part of the functional specification with the bank's IT service providers
Business analysis of SEPA CT and SWIFT MX (.camt, .pain, and .pacs formats), change management, team lead for a virtual team of fifteen line experts, and stakeholder management
equensWorldline Germany: Program management for three projects of the SWIFT service bureau (CBPR+, ESMIG, and Euro1Step1 migration) as part of the SWIFT MX migration
Managing individual project managers regarding overarching goals and requirements; reporting to internal and external committees and stakeholders; coordinating with dependent projects and programs
Project management/PMO: interim project management, stand-in for project managers, resource planning, budget and cost management, general PMO tasks
Jan Petrasch
Last position:
Operational Readiness / Migration Lead at Worldline
Migration of SEPA direct debits, credit transfers & card clearing to Worldline's internal platform as part of the outsourcing contract
Definition of the MIGR strategy
Mobilization of the community (300+ experts at client & Worldline)
Creation of the MIGR runbook (100+ workshops)
Close collaboration with upstream project streams: BUILD & TEST, as well as with the operating units
Set up of the governance framework, capacity management & reporting
100% of SEPA DD, CT & CC transaction traffic migrated (7 months)
~80 migrations carried out with a success rate of 70% ("first-time right")
Set up technical & manual production monitoring
Established a "fast-track" incident management process in the MIGR & hypercare phases
Set up 20+ exception handling processes
Conducted trainings
Implemented SLAs & billing
Thorsten Otremba
Last position:
Workstream Lead (WS) at Bank-Verlag GmbH
- Introduction of giro card with Visa Debit card payment function (Combocard) for Commerzbank
- Support for the Card Processing Team (card processing; Clearing & Settlement incl. Dispute Management teams) in project work
- Creation of requirements for the Clearing & Settlement team, Authorization team (AZ) and Card Production team (KP) as part of a requirements catalog
- Requirements engineering (requirements management) with business contact person
- Participation in workstream meetings between VISA Inc., SRC Security Research & Consulting GmbH, Commerzbank AG and consulting firms (PwC and Senacor Technologies AG)
- Sprint planning with Jira tickets of type Task and use of Confluence
- Creation and presentation of weekly status reports for the Clearing & Settlement, Dispute Management and Reporting & GUI workstreams
- Coordination with network and file transfer teams for connection tests of new interfaces, e.g. setup of host keys, use of VPN or sipnet connections
- Coordination of the delivery of test files, e.g. exchange rates (FX rates; TC 56 of VISA rates), VISA Debit and Credit transactions (format Base II) and EANSS/ISS Base II clearing files to the Debit Clearing System (DCS)
- Conducting coordination meetings on the use of Visanet Settlement Service (VSS) and PSD2 reports and payment traffic statistics (ZVS)
- Organizing workshops with FiServ (First Data) on Dispute Management and complaint handling
- Setup and maintenance of Open Point List (OPL) in Confluence
- Technologies/methods: Jira, Confluence, giro card, VISA Debit card, payments, Kanban board, BIN, routing, CIQ, VPAY, ScalaTest, Dispute Management
Natascha Kluike
Last position:
Business Analyst DORA and System Architecture at PSVaG
- DORA consulting and system optimization
- Process analysis of existing business and technically complex processes
- Analysis of individual processes in relevant areas: trading, back office, settlement, custodian bank
- Acting as interface between business areas and IT to understand and define requirements
- Creating a functional specification including adjustments and implementation of software applications and their interfaces to systems
- Preparing a decision paper for the executive board to approve the project
- Setting up and conducting project meetings with relevant stakeholders and documenting them
- Close collaboration with stakeholders
- Coordinating and steering the analysis
- Planning and allocating resources and budget
- Onboarding large banks (Asia and Eastern Europe) for Depot B
- Migrating Depot B holdings (volume around EUR 70-100 million)
Norbert Eiglsperger
Last position:
Auditor at Direktbank
- Auditing processes and controls related to FATCA Germany.
- Checking proper release management for FATCA reporting software.
- Identifying areas for action.
Rudolf Kreis
Last position:
Business Analyst at Kreis Consulting
- Revision of the fee model (design and testing) in the new XTP software
- Analysis and quality assurance of existing reports for the business area
- Uploading, downloading and analysis of data sets for EMIR (ETD, OTC), MiFIR, SFTR, and MMSR using deltaconX and Abacus TR
- Documentation of daily reports
- Configuration of a new software application for daily reporting
- Analysis of new capital market instruments
- Analysis for implementing market data for gold and silver pricing of coins in the online shop
- Adjustment of existing conditions for pairing and matching in EMIR
- Coordination with counterparties on pairing and matching differences
Sascha Englert
Last position:
Lead Business Analyst and Project Manager (Consultant) at Flossbach von Storch
- Leading the end-to-end operating model implementation for cleared credit default swaps trading
- Appointed to lead the Credit Default Swap project in the capacity of a project manager, transformation consultant, and business analyst
- Acting as the primary point of contact for portfolio management, trading desk, middle office, fund admin, clearing broker, external collateral manager, central counterparties and derivative exchanges
- Identified requirements and addressed key operating model gaps and implemented corresponding target operating models and IT enhancements including Aladdin configurations as well as contract enhancements and regulatory reporting
- Delivered a scalable and fully compliant front-to-back operating model for cleared CDS trading
- Enhanced cross-departmental coordination and transparency, reducing manual interventions and operational risk
- Achieved measurable efficiency gains in trade matching, clearing, and collateral management workflows
Dalia Cananau
Last position:
Oracle Developer at Freelance
- Design and implementation of an OCI-based data warehouse and ETL system to replace legacy mainframe applications
- Developed a database optimization strategy and planned the rapid conversion of JCL and COBOL routines to PL/SQL using AI
- Developed an Oracle Apex-based app for internal administrative processes in the public sector (office equipment, staff training)
- Implemented PL/SQL workflows for approval processes and created a responsive mobile version with JavaScript and CSS
- Used Azure DevOps for backlog management and documentation, and Git for version control
- Developed REST interfaces to CRM systems
- Replaced and reprogrammed Oracle Forms screens with Oracle Apex and updated to the latest Apex versions
- Designed a Git branching strategy and conducted code reviews
- Maintained and further developed an EDI-based data exchange system based on Oracle Advanced Queuing for the public sector in Austria
- Performed data analysis and created charts in the Oracle Apex frontend; installed standalone ORDS and Apex 23.1
- Worked agile using the Spotify model; developed complex Apex pages with support from Oracle JET
- Rebuilt and customized existing PL/SQL packages, created workarounds for database version differences, and optimized queries
- Developed Apex applications for broker pools to manage and optimize Oracle databases in the banking environment, including SSO-based authorization systems with OAuth2 and Keycloak
- Built extensive Oracle Apex applications for BI and data mining modernization projects and developed manual and automated projection methods in the frontend
- Carried out data warehousing projects in the banking sector and used Scrum and Kanban in team projects
Dieter Dietz
Last position:
Senior Consultant IT Service Management / ITIL, Management Coach, Scrum Master at Schweizer Kantonalbank
Project: Roadmap for implementing the ITIL processes in IT operations according to the guidelines for Operational Excellence per CMMI 4 and the current life cycle management within the frameworks of GRC, SCRUM and DevOps.
- Advising, coordinating and conducting workshops, analyses and gap assessments.
- Determining the current state regarding implementation of IT processes, interfaces, tools used and KPIs with graphical representation of the maturity level.
- Defining the target image of the IT processes, interfaces, tools used and KPIs.
- Designing a set of recommendations for the roadmap for IT operations management in the context of a highly critical and highly available IT infrastructure.
- Supporting the introduction of the central service management tool Jira Service Desk.
- Coordinating and aligning with business units / stakeholders / architecture (Avaloq, SAP, etc.) / security / IAM / BCM, etc.
- Advising on the implementation of IT operations processes: incident, problem, change / release, request and service management (incl. service desk).
Sook-Yen Wong
Last position:
Consultant and Coach for Career Guidance at Freelancer
- Defining values, talents, passions, and life goals
- Implementing concrete action steps for the professional context
Discover over 15,000 top freelancers
Statistics of experts using Avaloq
Aggregated from the professional profiles of matched freelancers.
Experience
28 years
Position duration
2.6 years
Positions per freelancer
14
Top business areas
Information Technology, Project Management, Business Intelligence
Top industries
Banking and Finance, Information Technology, Professional Services
Certification focus areas
Project Management, Information Technology, Quality Assurance
Bachelor's degree or higher
78%
Master's degree or higher
33%
Doctorate
11%
Certifications per freelancer
3
Most common languages
German, English, French
Speak two or more languages
100%
Based on our profile pool as of 30 Aug 2026.
Daily rate distribution
The chart shows how the daily rates of freelancers in this technology in Germany are distributed, based on recent contracts on our platform. Each bar covers a rate range — its height shows how many freelancers charge within that range.
Average rates of experts in Germany using Avaloq
Rates are based on recent contracts and do not include FRATCH margin.
The average daily rate is the mean of all daily rates from recent contracts of comparable freelancers on our platform.
The median daily rate is the middle value of all daily rates — half of comparable freelancers charge less, half charge more. Unlike the average, it is barely affected by outliers.
Calculated based on our freelancers’ daily rates as of 30 Aug 2026. Actual rates may vary depending on seniority level, experience, skill specialization, project complexity, and engagement length.
About the technology
What Avaloq is
Avaloq is a core banking platform used heavily in private banking and wealth management. Teams use it to run client and account processes, securities handling, payments, and product setup in one controlled environment. It is often described as the Avaloq Banking Suite.
Typical work
- Core banking parameterization and release support
- Wealth management process changes
- Interfaces to surrounding banking systems
- Reporting, data mapping, and testing
- Support for rollout and migration work
Where specialists help
Companies bring in Avaloq professionals when a change touches production processes or several connected systems. That includes new products, market-driven adaptations, incident analysis, and upgrade projects. In Germany, this often means working with distributed teams that still need clear documentation and precise handovers.
Ecosystem skills
Strong specialists understand the Avaloq data model, business rules, and surrounding integration layer. They usually work with SQL, testing tools, interface formats, and banking reference data. Knowledge of wealth operations and downstream systems matters as much as platform know-how.
What good professionals do
Good Avaloq experts translate business rules into safe system changes. They test edge cases, track dependencies, and explain impacts in plain language. They also know when a small configuration change is safer than a custom build.
When to hire
Hire freelance support when internal teams are overloaded, a deadline is close, or a niche Avaloq topic is outside the in-house skill set. Specialists are also useful for short audits, recovery work, and release preparation. Remote work is common, but some projects in Germany need on-site access for sensitive workshops or cutovers.
Frequently asked questions
Before you brief your next project: the most common questions about Avaloq.
Avaloq is used to run core banking and wealth management processes in a structured way. Companies rely on it for account handling, securities, payments, product logic, and controlled change management. It is especially common where many business rules must stay consistent across connected systems.
Avaloq is often chosen for private banking and wealth-focused operations, while some alternatives are broader retail banking suites. The difference is usually in the business model, configuration approach, and the way surrounding systems connect. A good specialist should know where standard setup is enough and where custom integration is needed.
A strong Avaloq specialist usually combines platform knowledge with banking process understanding. Useful adjacent skills include SQL, interface handling, testing, data mapping, and release coordination. Experience with wealth management operations is a strong advantage.
For Avaloq, the right depth depends on the task. Small configuration or testing work may need a focused specialist, while integrations, migrations, and production changes need someone who has handled complex dependencies before. The safest choice is a professional who can explain trade-offs clearly.
Bring in Avaloq expertise when an internal team lacks bandwidth or a specific topic is too niche. Typical triggers are upgrades, product changes, incident recovery, and interface work. Freelancers are also useful for short-term support during releases or knowledge transfer.
Yes, much of Avaloq work can be done remotely if access, security, and collaboration rules are clear. In Germany, many teams mix remote analysis with on-site workshops or cutover days. Sensitive environments may require local presence for specific steps.
Look for clear thinking, structured testing, and a practical understanding of banking processes. A strong Avaloq Banking Suite professional documents changes well, spots downstream effects early, and communicates with both business and technical teams. Good answers are specific, not vague.
An Avaloq assignment usually works best when the scope, environment, and release path are clear from the start. Freelancers should ask about interface ownership, test data, approvals, and who signs off on changes. That helps avoid surprises in complex banking setups.
The average hourly rate of freelancers in Germany who have used Avaloq in their recent projects is 118 €, which corresponds to a daily rate of about 945 € based on an 8-hour working day.
Of the freelancers in Germany who have used Avaloq in their recent projects, 78% hold at least a Bachelor's degree, 33% hold at least a Master's degree, and 11% hold a doctorate.
On average, freelancers in Germany who have used Avaloq in their recent projects have 28 years of professional experience, with a single engagement typically lasting around 2.6 years.
The most common languages among freelancers in Germany who have used Avaloq in their recent projects are German (100%), English (100%), and French (30%).
The most common industries among freelancers in Germany who have used Avaloq in their recent projects are Banking and Finance (100%), Information Technology (80%), and Professional Services (50%).
The most common business areas among freelancers in Germany who have used Avaloq in their recent projects are Information Technology (100%), Project Management (90%), and Business Intelligence (80%).
Main locations of FRATCH Experts, who have recently used Avaloq
Our freelancers and interim experts are at home across the DACH region — available on-site in the major business hubs or fully remote. Choose a location to discover matched specialists, local market insights and up-to-date availability.
Countries:
Berlin Hamburg Munich Cologne Frankfurt Stuttgart Dusseldorf Leipzig Dortmund Essen Bremen Dresden Hanover Nuremberg Request a free demo
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Philipp Thomaschewski
FRATCH CEO
