Avaloq Experts in Germany
for secure banking operations, matched in minutes with vetted, available freelancersHire experts who configure Avaloq core banking, connect surrounding systems and support wealth management or payments projects. Get precise matches with vetted, available freelancers who can work remotely or on site in Germany.
Meet FRATCH Experts in Germany, who have recently used Avaloq
Guido B.
Last position:
Self-employed Management Consultant and Interim Manager at BCTC Unternehmensberatung Guido Bäcker
Consulting, training and coaching in the financial sector on strategy, organization and IT topics
MorgenFund: Advising the operator of a fund platform on software selection for a sub-ledger "Cash Accounts" based on virtual IBANs (VIBAN)
Structuring requirements, market screening, preparing RfIs, communicating with vendors and conducting the selection process
UniCredit/HypoVereinsbank: Workstream Lead "Booking and Customer Reporting" in the payment transformation project "PULS"
Business analysis, preparing business requirements and coordinating the solution items as part of the functional specification with the bank's IT service providers
Business analysis of SEPA CT and SWIFT MX (.camt-, .pain- and .pacs- formats), change management, team leadership for a virtual team of fifteen line experts and stakeholder management
equensWorldline Germany: Program management for three projects of the SWIFT Service Bureau (CBPR+, ESMIG and Euro1Step1 migration) as part of the SWIFT MX migration
Managing individual project leads with regard to cross-project goals and requirements; reporting to internal and external committees and stakeholders; coordination with dependent projects and programs
Project management/PMO: Interim project management, deputizing for project leads, resource planning, budget and cost management, general PMO activities
Natascha K.
Last position:
Business Analyst DORA and System Architecture at PSVaG
- DORA consulting and system optimization
- Process analysis of existing business processes that are complex from both a business and technical point of view
- Analysis of the individual business processes in the relevant business areas Trading, Back Office, Settlement, Custodian Bank
- Interface between the business units and IT to understand and define requirements
- Creation of a business concept incl. adjustments and implementation of software applications and their interfaces to the systems
- Preparation of a decision template for the management board for project approval
- Setting up and running project meetings with the relevant stakeholders and documenting them
- Close collaboration with the stakeholders
- Coordination and control of the analysis
- Creation and planning of resources and budget
- Onboarding of large banks (Asia and Eastern Europe) for Depot B
- Migration of portfolio holdings (volume around EUR 70-100 million)
Jan P.
Last position:
Operational Readiness / Migration Lead at Worldline
Migration of SEPA direct debits, credit transfers & card clearing to Worldline's internal platform as part of the outsourcing contract
Definition of the MIGR strategy
Mobilization of the community (300+ experts at client & Worldline)
Creation of the MIGR runbook (100+ workshops)
Close collaboration with upstream project streams: BUILD & TEST, as well as with the operating units
Set up of the governance framework, capacity management & reporting
100% of SEPA DD, CT & CC transaction traffic migrated (7 months)
~80 migrations carried out with a success rate of 70% ("first-time right")
Set up technical & manual production monitoring
Established a "fast-track" incident management process in the MIGR & hypercare phases
Set up 20+ exception handling processes
Conducted trainings
Implemented SLAs & billing
Dalia C.
Last position:
Oracle Developer at Freelance
- Design and implementation of an OCI-based DWH and ETL system to replace legacy mainframe applications
- Development of a database optimization strategy and planning the rapid conversion of JCL and COBOL routines to PL/SQL with the help of AI
- Development of an Oracle Apex-based app for internal administrative processes in the public sector (office equipment, employee training)
- Implementation of PL/SQL workflows for approval processes and creation of a responsive mobile version with JavaScript and CSS
- Use of Azure DevOps for backlog and documentation, as well as Git for version control
- Development of REST interfaces for CRM systems
- Replacement and reprogramming of Oracle Forms screens with Oracle Apex and upgrading to the latest Apex versions
- Design of a Git branching strategy and conducting code reviews
- Maintenance and further development of an EDI-based data exchange system based on Oracle Advanced Queuing for the public sector in Austria
- Data analysis and creation of charts in the Oracle Apex frontend; installation of standalone ORDS and Apex 23.1
- Agile working according to the Spotify Model; development of complex Apex screens with the support of Oracle JET
- New development and customization of existing PL/SQL packages, workarounds for database version differences and query optimization
- Development of Apex applications for broker pools to manage and optimize Oracle databases in the banking sector, including SSO-based authorization systems with OAuth2 and Keycloak
- Development of extensive Oracle Apex applications for BI and data mining modernization projects, as well as development of manual and automated projection methods in the frontend
- Implementation of data warehousing projects in the banking sector and use of Scrum and Kanban in team-oriented projects
Dieter D.
Last position:
Senior IT Service Management / ITIL Consultant, Management Coach, Scrum Master at Swiss Cantonal Bank
Project: Roadmap for implementing ITIL processes in IT Operations in line with the requirements for Operational Excellence according to CMMI 4 and the current life cycle management under the framework conditions of GRC, SCRUM and DevOps.
- Consulting, coordination and execution of workshops, analyses and gap assessments.
- Determining the current state regarding the implementation of IT processes, interfaces, tools used and KPIs, with a graphical presentation of the maturity level.
- Defining the target state for IT processes, interfaces, tools used and KPIs.
- Designing a recommendation for action and a roadmap for IT Operations Management in a highly critical and highly available IT infrastructure environment.
- Supporting the introduction of the central service management tool Jira Service Desk.
- Coordination and alignment with business departments / stakeholders / architecture (Avaloq, SAP, etc.) / Security / IAM, BCM, etc.
- Consulting on the implementation of IT operations processes, including Incident, Problem, Change / Release, Request and Service Management (including Service Desk).
Thorsten O.
Last position:
Workstream Lead (WS) at Bank-Verlag GmbH
- Introduction of giro card with Visa Debit card payment function (Combocard) for Commerzbank
- Support for the Card Processing Team (card processing; Clearing & Settlement incl. Dispute Management teams) in project work
- Creation of requirements for the Clearing & Settlement team, Authorization team (AZ) and Card Production team (KP) as part of a requirements catalog
- Requirements engineering (requirements management) with business contact person
- Participation in workstream meetings between VISA Inc., SRC Security Research & Consulting GmbH, Commerzbank AG and consulting firms (PwC and Senacor Technologies AG)
- Sprint planning with Jira tickets of type Task and use of Confluence
- Creation and presentation of weekly status reports for the Clearing & Settlement, Dispute Management and Reporting & GUI workstreams
- Coordination with network and file transfer teams for connection tests of new interfaces, e.g. setup of host keys, use of VPN or sipnet connections
- Coordination of the delivery of test files, e.g. exchange rates (FX rates; TC 56 of VISA rates), VISA Debit and Credit transactions (format Base II) and EANSS/ISS Base II clearing files to the Debit Clearing System (DCS)
- Conducting coordination meetings on the use of Visanet Settlement Service (VSS) and PSD2 reports and payment traffic statistics (ZVS)
- Organizing workshops with FiServ (First Data) on Dispute Management and complaint handling
- Setup and maintenance of Open Point List (OPL) in Confluence
- Technologies/methods: Jira, Confluence, giro card, VISA Debit card, payments, Kanban board, BIN, routing, CIQ, VPAY, ScalaTest, Dispute Management
Rudolf K.
Last position:
Business Analyst at Kreis Consulting
- Revision of the fee model (concept and testing) in the new XTP software
- Analysis and quality assurance of existing reports for the business department
- Upload, download and analysis of data records for EMIR (ETD, OTC), MiFIR, SFTR and MMSR using deltaconX and Abacus TR
- Documentation of daily reports
- Configuration of a new software application for daily reporting
- Analysis of new instruments on the capital market
- Analysis for the implementation of market data for gold and silver for pricing coins in the online shop
- Adjustment of the existing pairing and matching conditions for EMIR
- Coordination with counterparties regarding pairing and matching differences
Norbert E.
Last position:
Auditor at Direktbank
- Auditing processes and controls related to FATCA Germany.
- Checking proper release management for FATCA reporting software.
- Identifying areas for action.
Sascha E.
Last position:
Lead Business Analyst and Project Manager (Consultant) at Flossbach von Storch
- Leading the end-to-end operating model implementation for cleared credit default swaps trading
- Appointed to lead the Credit Default Swap project in the capacity of a project manager, transformation consultant, and business analyst
- Acting as the primary point of contact for portfolio management, trading desk, middle office, fund admin, clearing broker, external collateral manager, central counterparties and derivative exchanges
- Identified requirements and addressed key operating model gaps and implemented corresponding target operating models and IT enhancements including Aladdin configurations as well as contract enhancements and regulatory reporting
- Delivered a scalable and fully compliant front-to-back operating model for cleared CDS trading
- Enhanced cross-departmental coordination and transparency, reducing manual interventions and operational risk
- Achieved measurable efficiency gains in trade matching, clearing, and collateral management workflows
Sook-Yen W.
Last position:
Consultant and Coach for Career Guidance at Freelancer
- Defining values, talents, passions, and life goals
- Implementing concrete action steps for the professional context
Discover over 15,000 top freelancers
Statistics of experts using Avaloq
Aggregated from the professional profiles of matched freelancers.
Experience
28 years
Position duration
2.6 years
Positions per freelancer
14
Top business areas
Information Technology, Project Management, Business Intelligence
Top industries
Banking and Finance, Information Technology, Professional Services
Certification focus areas
Project Management, Information Technology, Quality Assurance
Bachelor's degree or higher
78%
Master's degree or higher
33%
Doctorate
11%
Certifications per freelancer
3
Most common languages
German, English, French
Speak two or more languages
100%
Based on our profile pool as of 29 Oct 2026.
Daily rate distribution
The chart shows how the daily rates of experts in this technology in Germany are distributed, based on recent contracts on our platform. Each bar covers a rate range — its height shows the share of experts charging within that range.
Average rates of experts in Germany using Avaloq
Rates are based on recent contracts and do not include FRATCH margin.
The average daily rate is the mean of all daily rates from recent contracts of comparable freelancers on our platform.
The median daily rate is the middle value of all daily rates — half of comparable freelancers charge less, half charge more. Unlike the average, it is barely affected by outliers.
Calculated based on our freelancers’ daily rates as of 29 Oct 2026. Actual rates may vary depending on seniority level, experience, skill specialization, project complexity, and engagement length.
Avaloq experts industry focus
See which industries our matched freelancers work in most often — every figure is calculated live from the freelancers on FRATCH.
- Banking and Finance (100%)
- Information Technology (80%)
- Professional Services (50%)
- Education (40%)
- Insurance (20%)
- Retail (20%)
- Utilities (20%)
- Automotive (10%)
Please note that freelancers can work across multiple industries, so percentages overlap.
About the technology
Core banking platform
Avaloq is a banking software suite for core banking, wealth management, securities, payments and customer data. Banks and financial institutions use it to centralize account processing, automate workflows and support products across channels. Its configuration model allows institutions to adapt banking processes without replacing the entire platform.
Modules and ecosystem
Avaloq projects can involve core banking, accounting, payments, securities, lending, customer relationship management and wealth management. Specialists work with Avaloq Banking Suite, Avaloq Core Platform and related integration components. Typical surrounding technologies include APIs, databases, messaging, reporting tools and identity services.
- Configure products, accounts and booking rules
- Connect Avaloq with payment and market systems
- Extend workflows and user interfaces
- Support data migration and reconciliation
Typical projects
Companies bring in Avaloq expertise during implementation, upgrades, rollouts and operational change. Professionals may deliver module configuration, interface design, regulatory reporting, test automation or production support. They also help align business requirements with the platform’s data model and processing logic.
When specialists help
Freelance support is useful when an internal team needs capacity for a release, a new banking product or a country rollout. It can also help when a bank is replacing legacy systems, integrating a digital channel or resolving complex settlement and accounting issues.
- A new Avaloq module needs controlled configuration
- Interfaces create reconciliation or processing gaps
- An upgrade requires regression testing and cutover planning
- Business and technical teams need a shared delivery lead
Skills that matter
Strong professionals understand both banking operations and Avaloq configuration. They can translate requirements for payments, securities, lending or wealth management into maintainable processes. Useful adjacent skills include SQL, API integration, test management, data migration, release governance and incident analysis.
Working in Germany
German financial institutions often need specialists who can collaborate with compliance, operations and IT teams in German or English. Remote delivery works well for configuration, analysis and testing when access, documentation and decision paths are clear. On-site work can help during workshops, migration rehearsals and go-live preparation.
Frequently asked questions
Before you brief your next project: the most common questions about Avaloq.
Avaloq is used to run core banking, wealth management, securities, payments and related financial processes. It supports product configuration, account servicing, transaction processing, accounting and operational workflows in one banking environment.
Avaloq is often considered when a bank needs strong support for wealth management, private banking and integrated securities processing. Temenos and FIS may be preferred for different product coverage, regional footprints or existing enterprise environments, so the right choice depends on operating model, integration needs and migration constraints.
A strong Avaloq specialist usually understands banking operations as well as configuration. SQL, API and messaging integration, payment processes, securities, data migration, test management and release governance are valuable additions.
The right level depends on the assignment, not only on time spent with Avaloq. A module configuration task may need focused platform knowledge, while a migration, upgrade or core banking rollout requires proven delivery across requirements, testing, cutover and operational risk.
Much Avaloq work can be delivered remotely, including analysis, configuration, documentation and testing. On-site sessions may still be useful for workshops, access setup, migration rehearsals or go-live coordination, especially when several German teams must make decisions together.
Ask which Avaloq modules and banking processes the specialist has delivered in practice. Review examples of configuration, integrations, testing or production support, then clarify access requirements, documentation standards, language expectations and responsibility during release or cutover.
Avaloq work is primarily about configuring banking products, workflows and platform behavior, but it also involves technical integration and controlled extensions. The balance varies by project; interfaces, data transformations, reporting and automation may require SQL or other technical skills.
A capable Avaloq professional connects platform decisions to banking controls and business outcomes. They document configuration clearly, protect data quality, test impacts across modules and communicate risks early to operations, compliance and technical stakeholders.
The average hourly rate of freelancers in Germany who have used Avaloq in their recent projects is 118 €, which corresponds to a daily rate of about 945 € based on an 8-hour working day.
Of the freelancers in Germany who have used Avaloq in their recent projects, 78% hold at least a Bachelor's degree, 33% hold at least a Master's degree, and 11% hold a doctorate.
On average, freelancers in Germany who have used Avaloq in their recent projects have 28 years of professional experience, with a single engagement typically lasting around 2.6 years.
The most common languages among freelancers in Germany who have used Avaloq in their recent projects are German (100%), English (100%), and French (30%).
The most common industries among freelancers in Germany who have used Avaloq in their recent projects are Banking and Finance (100%), Information Technology (80%), and Professional Services (50%).
The most common business areas among freelancers in Germany who have used Avaloq in their recent projects are Information Technology (100%), Project Management (90%), and Business Intelligence (80%).
Main locations of FRATCH Experts, who have recently used Avaloq
Our freelancers and interim experts are at home across the DACH region — available on-site in the major business hubs or fully remote. Choose a location to discover matched specialists, local market insights and up-to-date availability.
Countries:
- Germany
- Switzerland
Berlin Hamburg Munich Cologne Frankfurt Stuttgart Dusseldorf Leipzig Dortmund Essen Bremen Dresden Hanover Nuremberg Request a free demo
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Philipp Thomaschewski
FRATCH CEO
