agree21 Experts in Germany
for secure banking projects, matched in minutes with vetted, available freelancersHire experts who configure agree21 banking processes, integrate surrounding systems and support migrations, releases and regulatory change. FRATCH matches you quickly and precisely with vetted, available freelancers whose skills fit your project.
Meet FRATCH Experts in Germany, who have recently used agree21
Peter M.
Last position:
Managing Partner without operational responsibilities at pt plus GmbH & Co. KG
- Full-service marketing agency for global technology groups
Tatyana C.
Last position:
Transaction Monitoring, Risk Analysis, Controls (Private and Business Customers) at Direct bank
- Risk analysis
- Performing control activities
- Transaction Monitoring
Thorsten O.
Last position:
Workstream Lead (WS) at Bank-Verlag GmbH
- Introduction of giro card with Visa Debit card payment function (Combocard) for Commerzbank
- Support for the Card Processing Team (card processing; Clearing & Settlement incl. Dispute Management teams) in project work
- Creation of requirements for the Clearing & Settlement team, Authorization team (AZ) and Card Production team (KP) as part of a requirements catalog
- Requirements engineering (requirements management) with business contact person
- Participation in workstream meetings between VISA Inc., SRC Security Research & Consulting GmbH, Commerzbank AG and consulting firms (PwC and Senacor Technologies AG)
- Sprint planning with Jira tickets of type Task and use of Confluence
- Creation and presentation of weekly status reports for the Clearing & Settlement, Dispute Management and Reporting & GUI workstreams
- Coordination with network and file transfer teams for connection tests of new interfaces, e.g. setup of host keys, use of VPN or sipnet connections
- Coordination of the delivery of test files, e.g. exchange rates (FX rates; TC 56 of VISA rates), VISA Debit and Credit transactions (format Base II) and EANSS/ISS Base II clearing files to the Debit Clearing System (DCS)
- Conducting coordination meetings on the use of Visanet Settlement Service (VSS) and PSD2 reports and payment traffic statistics (ZVS)
- Organizing workshops with FiServ (First Data) on Dispute Management and complaint handling
- Setup and maintenance of Open Point List (OPL) in Confluence
- Technologies/methods: Jira, Confluence, giro card, VISA Debit card, payments, Kanban board, BIN, routing, CIQ, VPAY, ScalaTest, Dispute Management
Farhan H.
Last position:
AI Governance Consultant for Implementing a GenAI for Process Automation at a bank
- Ensuring the overall project goal with the Product Owner
- Onboarding a new service provider, including sourcing and contract negotiations with relevant stakeholders (e.g., procurement, legal)
- Implementing and executing the necessary governance processes
- Integrating new extraction software/GenAI tools to improve data extraction and processing within a document management workflow
- Ongoing agile management of deliverables, including building the project organization and controlling time, quality, and costs in the context of the overall project
- Sub-project organization, especially requirements management, structuring, agile planning, and prioritization
- Organizing and optimizing workstream communication for an end-to-end process
- Facilitating and leading meetings and workshops
- Change management consulting through targeted influence, coaching, and incentive systems
Stephan G.
Last position:
Project Associate at Atruvia AG
The client is developing the GENO Process Portal application together with the BVR. During development, the strategic direction of the new operating model and the requirements of the other process suppliers are taken into account. In the target state, the application helps banks increase transparency and control processes and process solutions. For service providers, it creates a development and sales platform.
Design of the GENO Process Portal application
Support in the functional design of the GENO Process Portal application
Support in the process integration of the application
Team size: 10 members
Domain applications and process management tool: ADONIS NP
System environment: Agree21, JIRA, Confluence
Kim R.
Last position:
Controlling Consultant at Alattas Holding AG
- Setting up controlling structures and processes
- Implementing a controlling system in the form of a self-developed controlling cockpit
- Sole responsibility for gathering and preparing data
- Maintaining and managing the Profit & Loss and cash flow statements for management
Peter B.
Last position:
Data Warehouse Consultant (Development and Analysis) at Atruvia AG
- Developed and enhanced ETL loading jobs with IBM DataStage and optimized SQL in an IBM DB2 environment as part of the Agree21 data migration
- Analyzed data quality and developed test procedures
- Created PowerShell scripts and documented GIT deployment processes
- Technologies: RedHat Linux, IBM DB2 with DBVisualizer, IBM InfoSphere DataStage 11.7, JIRA, TortoiseGIT, TortoiseSVN, PowerShell scripts
Marcel D.
Last position:
Software Developer / IT Tester at Continentale Krankenversicherung a.G.
Analysis, online COBOL software development and testing of dialog and batch programs in the Kranken Leistung (KL) project
Error analysis, bug fixing and ticket resolution (change requests and defects)
Documentation in collaboration with the contact office and the mathematics department
IT skills: Siemens Fujitsu BS2000, CCOM Emulation, Micro Focus Visual COBOL I and II, Eclipse IDE, UDS database system, Atlassian Confluence and Jira, ZULIP, UNIFY
David P.
Last position:
Consulting, project management & sales at Equinox FinTech Solutions GmbH
Rudi S.
Last position:
Short Course in Compliance at FernUni Hagen
- University short course in compliance
Wolfgang C.
Last position:
Owner at cremer consulting
- Design, implementation and initial population using AI of a cloud-based, group-wide central contract management database for the IT subsidiary of a leading European retail company, including related IT-supported contract processes
- Concept paper (preliminary study) on putting central provider management into practice (DORA, German Supply Chain Due Diligence Act, EU Corporate Sustainability Due Diligence Directive CSDDD) as part of the structural realignment of a digital services partner of the Savings Banks Finance Group
- Strategic setup of a new central unit, including development of business requirements specifications for contract and process management and a document management system for a digital services partner of the Savings Banks Finance Group
- Strategic organisational review in the public sector to implement the maturity model as part of the ÖGD Digital Pact (process evaluation, review of tasks, SWOT analysis, staffing assessment)
- Interim IT project lead for a private building society, restructuring the project organisation as part of the technical and strategic process redesign of key end-to-end processes for the new technology platform of the internet portal of Germany’s largest nationwide mortgage broker
- Ensured the strategic and operational readiness of vaccination centres in Hesse as a program management consultant on the politically sensitive Impf-IT project for the Hessian Ministry of Integration and Social Affairs
- Interim management of the IT project portfolio with network partners at a data centre, as part of the multi-year business implementation plan and annual IT planning
- Migration of legacy data from merged regional banks into the group bank’s systems and delivery processes to reduce costs and optimise the business portfolio
- Coached a consulting firm in developing and establishing lending services within Financial Services Banking, using innovative blockchain technology
- Strategic and financial realignment of conference centres in the D-A-CH region to ensure long-term viability while meeting financial targets, including a sales negotiation mandate for a non-profit organisation’s conference centre
Discover over 15,000 top freelancers
Statistics of experts using agree21
Aggregated from the professional profiles of matched freelancers.
Experience
26 years
Position duration
2.6 years
Positions per freelancer
20
Top business areas
Project Management, Information Technology, Operations
Top industries
Banking and Finance, Insurance, Information Technology
Certification focus areas
Project Management, Information Technology, Accounting
Bachelor's degree or higher
50%
Master's degree or higher
38%
Certifications per freelancer
3
Most common languages
German, English, French
Speak two or more languages
100%
Based on our profile pool as of 29 Oct 2026.
Daily rate distribution
The chart shows how the daily rates of experts in this technology in Germany are distributed, based on recent contracts on our platform. Each bar covers a rate range — its height shows the share of experts charging within that range.
Average rates of experts in Germany using agree21
Rates are based on recent contracts and do not include FRATCH margin.
The average daily rate is the mean of all daily rates from recent contracts of comparable freelancers on our platform.
The median daily rate is the middle value of all daily rates — half of comparable freelancers charge less, half charge more. Unlike the average, it is barely affected by outliers.
Calculated based on our freelancers’ daily rates as of 29 Oct 2026. Actual rates may vary depending on seniority level, experience, skill specialization, project complexity, and engagement length.
agree21 experts industry focus
See which industries our matched freelancers work in most often — every figure is calculated live from the freelancers on FRATCH.
- Banking and Finance (100%)
- Insurance (73%)
- Information Technology (73%)
- Professional Services (55%)
- Retail (55%)
- Fashion (36%)
- Government and Administration (36%)
- Energy (27%)
Please note that freelancers can work across multiple industries, so percentages overlap.
About the technology
Banking platform and purpose
agree21 is the core banking platform used by many German cooperative banks. It supports account management, payments, lending, deposits, customer records and sales processes in one banking environment. Companies typically engage specialists when they need reliable change without disrupting daily financial operations.
Atruvia ecosystem
The platform belongs to the Atruvia banking ecosystem, formerly associated with Fiducia & GAD IT. Work around agree21 can include connected payment services, online banking, digital channels, reporting, identity processes and interfaces to specialist applications. A strong professional understands both the platform’s bank processes and the surrounding integration landscape.
Typical project work
- Configure customer, account and lending processes
- Connect agree21 with front-office and specialist systems
- Support data migration, testing and release preparation
- Improve payment, reporting and service workflows
- Document changes for business and operations teams
Projects often combine functional analysis, configuration, interface coordination and careful validation. The right scope depends on the bank’s operating model, existing customisations and required change window.
When freelance expertise helps
Companies bring in freelance agree21 specialists for migration programmes, process redesign, integration work and temporary capacity during releases. External support is also useful when internal teams need knowledge of a specific banking process or an independent view of risks and dependencies. In Germany, close coordination with German-speaking business teams can matter, while remote delivery works well when access, documentation and decision paths are clearly organised.
Skills beyond agree21
Useful adjacent skills include banking operations, payment formats, lending workflows, data quality, requirements analysis, test management and release coordination. Depending on the assignment, professionals may also work with APIs, middleware, databases, information security and audit documentation. Experience with cooperative banking structures helps specialists translate business needs into workable platform changes.
What strong professionals bring
Strong agree21 professionals start with the business process rather than a menu or configuration task. They clarify impacts across customer service, accounting, payments, compliance and reporting before changing a workflow. They work methodically, document decisions and create test cases that reflect real banking scenarios. Clear communication is essential because platform changes affect specialist departments, operations and external providers at the same time.
Frequently asked questions
Need clarity? These are the questions we hear most often about agree21.
agree21 is a core banking platform for German cooperative banks. It supports processes such as accounts, payments, lending, deposits, customer management, online banking connections and operational reporting.
agree21 is closely tied to the Atruvia ecosystem and the processes of cooperative banks in Germany. It is not simply a general-purpose banking package, so the best choice depends on the institution’s operating model, existing integrations, migration plans and need for standardisation.
A strong agree21 specialist may also understand payment processing, lending, data migration, requirements analysis, testing and release coordination. API integration, middleware, databases, information security and audit documentation are valuable when the assignment crosses system boundaries.
agree21 assignments range from focused process configuration to broad migration or integration programmes. The required depth depends on the affected banking functions, the number of interfaces, the quality of existing documentation and the project’s test and release responsibilities.
agree21 work can often be delivered remotely when secure access, clear documentation and defined approval paths are available. On-site workshops may still help with process discovery, testing and coordination between German-speaking bank teams and external specialists.
Look for agree21 experience that matches the actual banking process, not only general platform familiarity. Ask for examples of configuration, testing, interface coordination or migration work, and explore how the specialist handles dependencies, documentation, access controls and production risk.
agree21 is primarily associated with cooperative banks in Germany and the wider Atruvia environment. A professional who knows this context can usually navigate the related business terminology, standard processes and coordination needs more effectively than someone with only generic financial software experience.
High-quality agree21 work is traceable from the business requirement through configuration, testing, approval and release. Experienced specialists protect data integrity, challenge unclear assumptions, document operational impacts and verify that changes work across connected channels rather than in isolation.
The average hourly rate of freelancers in Germany who have used agree21 in their recent projects is 112 €, which corresponds to a daily rate of about 896 € based on an 8-hour working day.
Of the freelancers in Germany who have used agree21 in their recent projects, 50% hold at least a Bachelor's degree and 38% hold at least a Master's degree.
On average, freelancers in Germany who have used agree21 in their recent projects have 26 years of professional experience, with a single engagement typically lasting around 2.6 years.
The most common languages among freelancers in Germany who have used agree21 in their recent projects are German (100%), English (91%), and French (27%).
The most common industries among freelancers in Germany who have used agree21 in their recent projects are Banking and Finance (100%), Insurance (73%), and Information Technology (73%).
The most common business areas among freelancers in Germany who have used agree21 in their recent projects are Project Management (91%), Information Technology (82%), and Operations (73%).
Main locations of FRATCH Experts, who have recently used agree21
Our freelancers and interim experts are at home across the DACH region — available on-site in the major business hubs or fully remote. Choose a location to discover matched specialists, local market insights and up-to-date availability.
Berlin Hamburg Munich Cologne Frankfurt Stuttgart Dusseldorf Leipzig Dortmund Essen Bremen Dresden Hanover Nuremberg Request a free demo
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Philipp Thomaschewski
FRATCH CEO
