agree21 Experts in Germany
in minutes from over 15,000 CVs with the power of AI.Hire experts who work with agree21 core banking processes, payments, parameter settings, and release support. Bring in specialists for integrations, migrations, and change work in German banking environments, with fast and precise matching to vetted, available freelancers.
Meet FRATCH Experts in Germany, who have recently used agree21
Thorsten Otremba
Last position:
Workstream Lead (WS) at Bank-Verlag GmbH
- Introduction of giro card with Visa Debit card payment function (Combocard) for Commerzbank
- Support for the Card Processing Team (card processing; Clearing & Settlement incl. Dispute Management teams) in project work
- Creation of requirements for the Clearing & Settlement team, Authorization team (AZ) and Card Production team (KP) as part of a requirements catalog
- Requirements engineering (requirements management) with business contact person
- Participation in workstream meetings between VISA Inc., SRC Security Research & Consulting GmbH, Commerzbank AG and consulting firms (PwC and Senacor Technologies AG)
- Sprint planning with Jira tickets of type Task and use of Confluence
- Creation and presentation of weekly status reports for the Clearing & Settlement, Dispute Management and Reporting & GUI workstreams
- Coordination with network and file transfer teams for connection tests of new interfaces, e.g. setup of host keys, use of VPN or sipnet connections
- Coordination of the delivery of test files, e.g. exchange rates (FX rates; TC 56 of VISA rates), VISA Debit and Credit transactions (format Base II) and EANSS/ISS Base II clearing files to the Debit Clearing System (DCS)
- Conducting coordination meetings on the use of Visanet Settlement Service (VSS) and PSD2 reports and payment traffic statistics (ZVS)
- Organizing workshops with FiServ (First Data) on Dispute Management and complaint handling
- Setup and maintenance of Open Point List (OPL) in Confluence
- Technologies/methods: Jira, Confluence, giro card, VISA Debit card, payments, Kanban board, BIN, routing, CIQ, VPAY, ScalaTest, Dispute Management
Peter Merz
Last position:
Managing Partner without operational duties at pt plus GmbH & Co. KG
- full-service marketing agency for global technology companies
Farhan Haider
Last position:
AI Governance Consultant for Implementing a GenAI for Process Automation at a bank
- Ensuring the overall project goal with the Product Owner
- Onboarding a new service provider, including sourcing and contract negotiations with relevant stakeholders (e.g., procurement, legal)
- Implementing and executing the necessary governance processes
- Integrating new extraction software/GenAI tools to improve data extraction and processing within a document management workflow
- Ongoing agile management of deliverables, including building the project organization and controlling time, quality, and costs in the context of the overall project
- Sub-project organization, especially requirements management, structuring, agile planning, and prioritization
- Organizing and optimizing workstream communication for an end-to-end process
- Facilitating and leading meetings and workshops
- Change management consulting through targeted influence, coaching, and incentive systems
Kim Rienth
Last position:
Controlling Consultant at Alattas Holding AG
- Setting up controlling structures and processes
- Implementing a controlling system in the form of a self-developed controlling cockpit
- Sole responsibility for gathering and preparing data
- Maintaining and managing the Profit & Loss and cash flow statements for management
Stephan Gindert
Last position:
Project Associate at Atruvia AG
The client is developing the GENO Process Portal application together with the BVR. During development, the strategic direction of the new operating model and the requirements of the other process suppliers are taken into account. In the target state, the application helps banks increase transparency and control processes and process solutions. For service providers, it creates a development and sales platform.
Design of the GENO Process Portal application
Support in the functional design of the GENO Process Portal application
Support in the process integration of the application
Team size: 10 members
Domain applications and process management tool: ADONIS NP
System environment: Agree21, JIRA, Confluence
Peter Brungs
Last position:
Data Warehouse Consultant (Development and Analysis) at Atruvia AG
- Developed and enhanced ETL loading jobs with IBM DataStage and optimized SQL in an IBM DB2 environment as part of the Agree21 data migration
- Analyzed data quality and developed test procedures
- Created PowerShell scripts and documented GIT deployment processes
- Technologies: RedHat Linux, IBM DB2 with DBVisualizer, IBM InfoSphere DataStage 11.7, JIRA, TortoiseGIT, TortoiseSVN, PowerShell scripts
Marcel Dicks
Last position:
Software Developer / IT Tester at Continentale Krankenversicherung a.G.
Analysis, online COBOL software development and testing of dialog and batch programs in the Kranken Leistung (KL) project
Error analysis, bug fixing and ticket resolution (change requests and defects)
Documentation in collaboration with the contact office and the mathematics department
IT skills: Siemens Fujitsu BS2000, CCOM Emulation, Micro Focus Visual COBOL I and II, Eclipse IDE, UDS database system, Atlassian Confluence and Jira, ZULIP, UNIFY
Tatyana Chernyshova
Last position:
Transaction Monitoring, Risk Analysis, Controls (Private and Corporate Clients) at Direct Bank
- Risk analysis
- Performing control activities
- Transaction Monitoring
David Pepping
Last position:
Consulting, project management & sales at Equinox FinTech Solutions GmbH
Rudi Salm
Last position:
Short Course in Compliance at FernUni Hagen
- University short course in compliance
Wolfgang Cremer
Last position:
Owner at Cremer Consulting
- Design, rollout and initial population via AI of a cloud-based, group-wide central contract management database at the IT subsidiary of a leading European retailer, including integrated IT-supported contract processes
- Concept paper (pre-study) for operationalizing a central provider management (DORA, Supply Chain Act, EU Supply Chain Directive CSDDD) as part of the structural realignment of a digitalization partner within the Sparkassen-Finanzgruppe
- Strategic establishment of a new central unit, including drafting functional requirement specifications for contract and process management and a document management system for a digitalization partner of the Sparkassen-Finanzgruppe
- Strategic organizational study in the public sector to implement the maturity model under the Public Health Service Digital Pact (process evaluation, task analysis, SWOT analysis, staffing assessment)
- Interim IT project leadership for a private building society to restructure project organization during the technical and strategic-process redesign of central end-to-end processes on the new technology platform of the website for the largest nationwide mortgage broker
- Ensuring strategic and operational readiness of Hessian vaccination sites as a program management consultant in the politically sensitive "Vaccination IT" project for the Hessian Ministry for Integration and Social Affairs
- Interim management of the IT project portfolio with partner associations at a data center as part of the multi-year professional development plan and annual IT planning
- Migration of legacy data from merged regional banks into the system landscape and delivery pipeline of the entire bank to reduce costs and optimize the business portfolio
- Coaching a consulting firm in establishing and growing the credit topic in financial services banking by integrating innovative blockchain technology
- Strategic economic realignment of conference centers in the D-A-CH region for sustainable viability, considering profitability requirements, including negotiation mandate for the sale of a conference center at a non-profit organization
Discover over 15,000 top freelancers
Statistics of experts using agree21
Aggregated from the professional profiles of matched freelancers.
Experience
26 years
Position duration
2.6 years
Positions per freelancer
20
Top business areas
Project Management, Information Technology, Operations
Top industries
Banking and Finance, Insurance, Information Technology
Certification focus areas
Project Management, Information Technology, Accounting
Bachelor's degree or higher
50%
Master's degree or higher
38%
Certifications per freelancer
3
Most common languages
German, English, French
Speak two or more languages
100%
Based on our profile pool as of 30 Aug 2026.
Daily rate distribution
The chart shows how the daily rates of freelancers in this technology in Germany are distributed, based on recent contracts on our platform. Each bar covers a rate range — its height shows how many freelancers charge within that range.
Average rates of experts in Germany using agree21
Rates are based on recent contracts and do not include FRATCH margin.
The average daily rate is the mean of all daily rates from recent contracts of comparable freelancers on our platform.
The median daily rate is the middle value of all daily rates — half of comparable freelancers charge less, half charge more. Unlike the average, it is barely affected by outliers.
Calculated based on our freelancers’ daily rates as of 30 Aug 2026. Actual rates may vary depending on seniority level, experience, skill specialization, project complexity, and engagement length.
About the technology
Core banking use
agree21 is used in German banking for day-to-day core processes, from account handling to payments and customer data. Companies bring in specialists when they need stable operations, clean process changes, or support around new product setups and release work.
Where it fits
- Payment and transaction processing
- Account and customer lifecycle tasks
- Parameter and product configuration
- Release preparation and regression checks
The platform often sits inside a larger bank landscape, so the work is rarely isolated. Good experts understand how agree21 connects to surrounding systems and how changes affect operations in Germany.
Ecosystem skills
Strong specialists know the product structure, bank processes, and the surrounding interfaces. They usually work across business analysis, testing, data exchange, and change support, and they can speak with both IT and operations teams.
Typical adjacent skills include interface design, process mapping, test coordination, and migration support. Experience with German banking workflows is a clear advantage.
When freelancers help
Companies bring in freelance expertise when internal teams are tied up, when a release needs extra hands, or when a change is too specific for generalists. That is common in migrations, parameter changes, incident follow-up, and integration work.
In Germany, freelance specialists are often used for projects that need strong domain knowledge but do not justify a permanent hire.
What strong experts do
- Translate business needs into safe system changes
- Check impacts before releases go live
- Work cleanly with test cases and handover notes
- Spot dependencies in the surrounding bank stack
Strong agree21 professionals are careful, structured, and precise. They know how to keep operations stable while changes move forward.
Signs you need help
If your team is blocked by a release, a migration, or unclear behavior in agree21, it is time to bring in a specialist. The same applies when knowledge sits with one person only or when deadlines depend on quick coordination.
Freelancers are also useful when you need short-term support in German-speaking teams and want someone who can start with little ramp-up.
Frequently asked questions
Need clarity? These are the questions we hear most often about agree21.
agree21 is used for core banking tasks such as accounts, payments, customer data, and product handling. It is the kind of system where small changes can have wide effects, so companies value specialists who understand both process and impact. In practice, the work often includes releases, parameter changes, and support for connected systems.
agree21 is tightly shaped by German banking processes and the needs of institutions that run them. Compared with generic finance software, it usually demands deeper knowledge of bank operations, interfaces, and controlled change management. That is why companies look for specialists who know the product and the surrounding environment.
A strong agree21 specialist usually brings process analysis, testing discipline, and interface understanding. Knowledge of migration work, release support, and operational handover is also useful. In many cases, communication with business teams matters as much as technical detail.
Companies bring in agree21 freelancers when internal capacity is low or when a change needs specific product knowledge. Common cases include releases, migrations, incident support, and integration work. Freelancers are also practical when a project needs temporary reinforcement without a long hiring cycle.
Some agree21 work can be done remotely, especially analysis, documentation, and test preparation. On-site time can still help during workshops, cutovers, or sensitive coordination with operations teams in Germany. Many companies prefer a mixed setup depending on the project phase.
Ask which agree21 modules, processes, and interfaces the person has handled before. You should also check how they work with testing, release planning, and handover documentation. For Germany-based teams, ask whether they are comfortable working in German-speaking banking environments.
Look for clear examples of stable change delivery, not just broad banking experience. A good agree21 professional can explain dependencies, edge cases, and how they reduced risk during releases or migrations. Strong documentation and calm coordination are also good signs.
People often search for agree21 together with Atruvia because the product sits in that ecosystem. Older references to Fiducia & GAD still appear in search and in older project material. When you brief a freelancer, it helps to name the product and the bank environment clearly so there is no confusion.
The average hourly rate of freelancers in Germany who have used agree21 in their recent projects is 113 €, which corresponds to a daily rate of about 907 € based on an 8-hour working day.
Of the freelancers in Germany who have used agree21 in their recent projects, 50% hold at least a Bachelor's degree and 38% hold at least a Master's degree.
On average, freelancers in Germany who have used agree21 in their recent projects have 26 years of professional experience, with a single engagement typically lasting around 2.6 years.
The most common languages among freelancers in Germany who have used agree21 in their recent projects are German (100%), English (91%), and French (27%).
The most common industries among freelancers in Germany who have used agree21 in their recent projects are Banking and Finance (100%), Insurance (73%), and Information Technology (73%).
The most common business areas among freelancers in Germany who have used agree21 in their recent projects are Project Management (91%), Information Technology (82%), and Operations (73%).
Main locations of FRATCH Experts, who have recently used agree21
Our freelancers and interim experts are at home across the DACH region — available on-site in the major business hubs or fully remote. Choose a location to discover matched specialists, local market insights and up-to-date availability.
Berlin Hamburg Munich Cologne Frankfurt Stuttgart Dusseldorf Leipzig Dortmund Essen Bremen Dresden Hanover Nuremberg Request a free demo
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Philipp Thomaschewski
FRATCH CEO
