agree21 Experts in Germany
matched in minutes with vetted and available freelance professionalsHire experts who configure agree21 banking processes, connect Atruvia systems and support migration or application operations. FRATCH matches you quickly and precisely with vetted, available freelancers for your specific project.
Meet FRATCH Experts in Germany, who have recently used agree21
Wolfgang C.
Last position:
Owner at Cremer Consulting
- Design, rollout and initial population via AI of a cloud-based, group-wide central contract management database at the IT subsidiary of a leading European retailer, including integrated IT-supported contract processes
- Concept paper (pre-study) for operationalizing a central provider management (DORA, Supply Chain Act, EU Supply Chain Directive CSDDD) as part of the structural realignment of a digitalization partner within the Sparkassen-Finanzgruppe
- Strategic establishment of a new central unit, including drafting functional requirement specifications for contract and process management and a document management system for a digitalization partner of the Sparkassen-Finanzgruppe
- Strategic organizational study in the public sector to implement the maturity model under the Public Health Service Digital Pact (process evaluation, task analysis, SWOT analysis, staffing assessment)
- Interim IT project leadership for a private building society to restructure project organization during the technical and strategic-process redesign of central end-to-end processes on the new technology platform of the website for the largest nationwide mortgage broker
- Ensuring strategic and operational readiness of Hessian vaccination sites as a program management consultant in the politically sensitive "Vaccination IT" project for the Hessian Ministry for Integration and Social Affairs
- Interim management of the IT project portfolio with partner associations at a data center as part of the multi-year professional development plan and annual IT planning
- Migration of legacy data from merged regional banks into the system landscape and delivery pipeline of the entire bank to reduce costs and optimize the business portfolio
- Coaching a consulting firm in establishing and growing the credit topic in financial services banking by integrating innovative blockchain technology
- Strategic economic realignment of conference centers in the D-A-CH region for sustainable viability, considering profitability requirements, including negotiation mandate for the sale of a conference center at a non-profit organization
Peter M.
Last position:
Managing Partner without operational duties at pt plus GmbH & Co. KG
- full-service marketing agency for global technology companies
Thorsten O.
Last position:
Workstream Lead (WS) at Bank-Verlag GmbH
- Introduction of giro card with Visa Debit card payment function (Combocard) for Commerzbank
- Support for the Card Processing Team (card processing; Clearing & Settlement incl. Dispute Management teams) in project work
- Creation of requirements for the Clearing & Settlement team, Authorization team (AZ) and Card Production team (KP) as part of a requirements catalog
- Requirements engineering (requirements management) with business contact person
- Participation in workstream meetings between VISA Inc., SRC Security Research & Consulting GmbH, Commerzbank AG and consulting firms (PwC and Senacor Technologies AG)
- Sprint planning with Jira tickets of type Task and use of Confluence
- Creation and presentation of weekly status reports for the Clearing & Settlement, Dispute Management and Reporting & GUI workstreams
- Coordination with network and file transfer teams for connection tests of new interfaces, e.g. setup of host keys, use of VPN or sipnet connections
- Coordination of the delivery of test files, e.g. exchange rates (FX rates; TC 56 of VISA rates), VISA Debit and Credit transactions (format Base II) and EANSS/ISS Base II clearing files to the Debit Clearing System (DCS)
- Conducting coordination meetings on the use of Visanet Settlement Service (VSS) and PSD2 reports and payment traffic statistics (ZVS)
- Organizing workshops with FiServ (First Data) on Dispute Management and complaint handling
- Setup and maintenance of Open Point List (OPL) in Confluence
- Technologies/methods: Jira, Confluence, giro card, VISA Debit card, payments, Kanban board, BIN, routing, CIQ, VPAY, ScalaTest, Dispute Management
Farhan H.
Last position:
AI Governance Consultant for Implementing a GenAI for Process Automation at a bank
- Ensuring the overall project goal with the Product Owner
- Onboarding a new service provider, including sourcing and contract negotiations with relevant stakeholders (e.g., procurement, legal)
- Implementing and executing the necessary governance processes
- Integrating new extraction software/GenAI tools to improve data extraction and processing within a document management workflow
- Ongoing agile management of deliverables, including building the project organization and controlling time, quality, and costs in the context of the overall project
- Sub-project organization, especially requirements management, structuring, agile planning, and prioritization
- Organizing and optimizing workstream communication for an end-to-end process
- Facilitating and leading meetings and workshops
- Change management consulting through targeted influence, coaching, and incentive systems
Kim R.
Last position:
Controlling Consultant at Alattas Holding AG
- Setting up controlling structures and processes
- Implementing a controlling system in the form of a self-developed controlling cockpit
- Sole responsibility for gathering and preparing data
- Maintaining and managing the Profit & Loss and cash flow statements for management
Stephan G.
Last position:
Project Associate at Atruvia AG
The client is developing the GENO Process Portal application together with the BVR. During development, the strategic direction of the new operating model and the requirements of the other process suppliers are taken into account. In the target state, the application helps banks increase transparency and control processes and process solutions. For service providers, it creates a development and sales platform.
Design of the GENO Process Portal application
Support in the functional design of the GENO Process Portal application
Support in the process integration of the application
Team size: 10 members
Domain applications and process management tool: ADONIS NP
System environment: Agree21, JIRA, Confluence
Peter B.
Last position:
Data Warehouse Consultant (Development and Analysis) at Atruvia AG
- Developed and enhanced ETL loading jobs with IBM DataStage and optimized SQL in an IBM DB2 environment as part of the Agree21 data migration
- Analyzed data quality and developed test procedures
- Created PowerShell scripts and documented GIT deployment processes
- Technologies: RedHat Linux, IBM DB2 with DBVisualizer, IBM InfoSphere DataStage 11.7, JIRA, TortoiseGIT, TortoiseSVN, PowerShell scripts
Marcel D.
Last position:
Software Developer / IT Tester at Continentale Krankenversicherung a.G.
Analysis, online COBOL software development and testing of dialog and batch programs in the Kranken Leistung (KL) project
Error analysis, bug fixing and ticket resolution (change requests and defects)
Documentation in collaboration with the contact office and the mathematics department
IT skills: Siemens Fujitsu BS2000, CCOM Emulation, Micro Focus Visual COBOL I and II, Eclipse IDE, UDS database system, Atlassian Confluence and Jira, ZULIP, UNIFY
Tatyana C.
Last position:
Transaction Monitoring, Risk Analysis, Controls (Private and Corporate Clients) at Direct Bank
- Risk analysis
- Performing control activities
- Transaction Monitoring
David P.
Last position:
Consulting, project management & sales at Equinox FinTech Solutions GmbH
Rudi S.
Last position:
Short Course in Compliance at FernUni Hagen
- University short course in compliance
Discover over 15,000 top freelancers
Statistics of experts using agree21
Aggregated from the professional profiles of matched freelancers.
Experience
26 years
Position duration
2.6 years
Positions per freelancer
20
Top business areas
Project Management, Information Technology, Operations
Top industries
Banking and Finance, Insurance, Information Technology
Certification focus areas
Project Management, Information Technology, Accounting
Bachelor's degree or higher
50%
Master's degree or higher
38%
Certifications per freelancer
3
Most common languages
German, English, French
Speak two or more languages
100%
Based on our profile pool as of 19 Sep 2026.
Daily rate distribution
The chart shows how the daily rates of freelancers in this technology in Germany are distributed, based on recent contracts on our platform. Each bar covers a rate range — its height shows how many freelancers charge within that range.
Average rates of experts in Germany using agree21
Rates are based on recent contracts and do not include FRATCH margin.
The average daily rate is the mean of all daily rates from recent contracts of comparable freelancers on our platform.
The median daily rate is the middle value of all daily rates — half of comparable freelancers charge less, half charge more. Unlike the average, it is barely affected by outliers.
Calculated based on our freelancers’ daily rates as of 19 Sep 2026. Actual rates may vary depending on seniority level, experience, skill specialization, project complexity, and engagement length.
agree21 experts industry focus
See which industries our matched freelancers work in most often — every figure is calculated live from the freelancers on FRATCH.
- Banking and Finance (100%)
- Insurance (73%)
- Information Technology (73%)
- Professional Services (55%)
- Retail (55%)
- Fashion (36%)
- Government and Administration (36%)
- Energy (27%)
Please note that freelancers can work across multiple industries, so percentages overlap.
About the technology
Banking platform and purpose
agree21 is the banking platform used by cooperative banks in Germany. It supports core banking, account services, payments, lending, securities and customer processes in one connected environment. Companies bring in specialists to adapt the platform to operational, regulatory and business requirements.
Atruvia ecosystem
The platform is closely connected with Atruvia, the IT service provider behind the cooperative banking environment. Relevant expertise may include agree21BAP, agree21Finanzen, payment services, data interfaces and surrounding applications. Strong professionals understand both configuration work and the bank processes behind it.
Typical project work
- Configure customer, account, payment and lending processes
- Support migrations, releases and platform changes
- Connect agree21 with reporting, CRM and specialist systems
- Analyse incidents and improve operational workflows
- Prepare documentation, testing and user enablement
The exact scope depends on the bank’s operating model, interfaces and responsibilities shared with Atruvia.
When freelance expertise helps
Companies often need external support during process redesign, system transitions, audit preparation or periods of increased delivery demand. A specialist can close a gap between business teams, IT operations and the Atruvia environment without taking ownership away from internal stakeholders. In Germany, clear German-language communication may matter for workshops and documentation, while remote collaboration can work well for analysis and configuration tasks.
Skills that matter
Useful adjacent skills include SQL, interface analysis, test management, release coordination, requirements work and banking operations. Experience with payment formats, lending processes, data protection and information security helps professionals assess impacts beyond the immediate agree21 change. Knowledge of APIs and enterprise integration is valuable when surrounding systems are involved.
Signs of strong professionals
- They connect agree21 settings to real banking workflows
- They clarify responsibilities between the bank, Atruvia and external suppliers
- They document changes, test cases and rollback considerations
- They investigate root causes instead of treating symptoms
- They communicate clearly with specialist and non-technical stakeholders
The best fit combines platform familiarity with careful change control, practical banking knowledge and reliable collaboration across remote or on-site teams.
Frequently asked questions
Need clarity? These are the questions we hear most often about agree21.
agree21 is a banking platform for cooperative banks in Germany. It supports core banking processes such as accounts, payments, lending, securities, customer service and connected reporting or specialist applications.
agree21 is designed for the cooperative banking environment and is closely tied to Atruvia services and processes. The right choice depends on the institution’s operating model, integration landscape, migration plans and required banking functions rather than on a simple feature comparison.
A strong agree21 specialist may also understand SQL, interface analysis, testing, release coordination and requirements management. Knowledge of payment processing, lending, data protection and enterprise integration is especially useful when changes affect systems around the platform.
agree21 expertise is useful for configuration, process changes, migrations, release support, incident analysis and interface work. Companies may also engage a specialist to document requirements, coordinate testing or connect business teams with Atruvia-related responsibilities.
Look for a agree21 professional who can explain how a proposed change affects banking workflows, interfaces, testing and operations. Ask for examples of clear documentation, structured incident analysis and collaboration with internal teams, Atruvia and other suppliers.
agree21 work can often be handled remotely when access, security processes and documentation are well organised. On-site sessions may still help with workshops, process discovery or sensitive coordination, and German language skills can be important in bank-facing communication.
The needed background depends on the assignment: a focused documentation task differs from a migration or production incident. agree21 configuration and process work benefit from hands-on platform exposure, while complex changes also require testing discipline, banking knowledge and experience coordinating several stakeholders.
agree21 assignments commonly involve controlled access, defined release processes and close coordination with the bank’s internal teams and Atruvia. Freelancers should clarify the platform scope, interfaces, security rules, delivery ownership and language expectations before starting.
The average hourly rate of freelancers in Germany who have used agree21 in their recent projects is 114 €, which corresponds to a daily rate of about 909 € based on an 8-hour working day.
Of the freelancers in Germany who have used agree21 in their recent projects, 50% hold at least a Bachelor's degree and 38% hold at least a Master's degree.
On average, freelancers in Germany who have used agree21 in their recent projects have 26 years of professional experience, with a single engagement typically lasting around 2.6 years.
The most common languages among freelancers in Germany who have used agree21 in their recent projects are German (100%), English (91%), and French (27%).
The most common industries among freelancers in Germany who have used agree21 in their recent projects are Banking and Finance (100%), Insurance (73%), and Information Technology (73%).
The most common business areas among freelancers in Germany who have used agree21 in their recent projects are Project Management (91%), Information Technology (82%), and Operations (73%).
Main locations of FRATCH Experts, who have recently used agree21
Our freelancers and interim experts are at home across the DACH region — available on-site in the major business hubs or fully remote. Choose a location to discover matched specialists, local market insights and up-to-date availability.
Berlin Hamburg Munich Cologne Frankfurt Stuttgart Dusseldorf Leipzig Dortmund Essen Bremen Dresden Hanover Nuremberg Request a free demo
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Philipp Thomaschewski
FRATCH CEO
