Wolfgang Cremer

Q: Where is Wolfgang based?

Wolfgang is based in Bornheim, Germany and can operate in on-site , hybrid , and remote work models.

Q: What languages does Wolfgang speak?

Wolfgang speaks the following languages: German (Native), English (Elementary) .

Q: How many years of experience does Wolfgang have?

Wolfgang has at least 44 years of experience. During this time, Wolfgang has worked in at least 5 different roles and for 7 different companies . The average length of individual experience is 6 years and 4 months . Note that Wolfgang may not have shared all experience and actually has more experience.

Q: What is Wolfgang's latest experience?

Wolfgang's most recent position is Owner at Cremer Consulting .

Q: What companies has Wolfgang worked for in recent years?

In recent years, Wolfgang has worked for Cremer Consulting .

Q: Which industries is Wolfgang most experienced in?

Wolfgang is most experienced in industries like Banking and Finance , Retail , and Healthcare . Wolfgang also has some experience in Information Technology , Government and Administration , and Tourism .

Q: Which business areas is Wolfgang most experienced in?

Wolfgang is most experienced in business areas like Strategy , Information Technology , and Project Management . Wolfgang also has some experience in Audit , Operations , and Quality Assurance .

Q: Which industries has Wolfgang worked in recently?

Wolfgang has recently worked in industries like Banking and Finance , Healthcare , and Information Technology .

Q: Which business areas has Wolfgang worked in recently?

Wolfgang has recently worked in business areas like Information Technology , Legal , and Operations .

Recommended expert

Bornheim, Germany

Check rate

Experience

Jan 2017 - Present

9 years 5 months

Owner

Cremer Consulting

Design, rollout and initial population via AI of a cloud-based, group-wide central contract management database at the IT subsidiary of a leading European retailer, including integrated IT-supported contract processes
Concept paper (pre-study) for operationalizing a central provider management (DORA, Supply Chain Act, EU Supply Chain Directive CSDDD) as part of the structural realignment of a digitalization partner within the Sparkassen-Finanzgruppe
Strategic establishment of a new central unit, including drafting functional requirement specifications for contract and process management and a document management system for a digitalization partner of the Sparkassen-Finanzgruppe
Strategic organizational study in the public sector to implement the maturity model under the Public Health Service Digital Pact (process evaluation, task analysis, SWOT analysis, staffing assessment)
Interim IT project leadership for a private building society to restructure project organization during the technical and strategic-process redesign of central end-to-end processes on the new technology platform of the website for the largest nationwide mortgage broker
Ensuring strategic and operational readiness of Hessian vaccination sites as a program management consultant in the politically sensitive "Vaccination IT" project for the Hessian Ministry for Integration and Social Affairs
Interim management of the IT project portfolio with partner associations at a data center as part of the multi-year professional development plan and annual IT planning
Migration of legacy data from merged regional banks into the system landscape and delivery pipeline of the entire bank to reduce costs and optimize the business portfolio
Coaching a consulting firm in establishing and growing the credit topic in financial services banking by integrating innovative blockchain technology
Strategic economic realignment of conference centers in the D-A-CH region for sustainable viability, considering profitability requirements, including negotiation mandate for the sale of a conference center at a non-profit organization

Jan 2013 - Dec 2017

5 years

Principal Business Consulting

Subito AG

Project leadership and management tasks
Functional consulting, quality and requirements management
Lead business unit development and sales responsibility
Functional, regulatory and strategic consulting for financial service providers and insurers
Restructuring organizational structures and workflows
Analysis, design, reorganization and implementation of digital end-to-end business processes
Establishment of a new business unit to diversify the client and service portfolio
Evaluation of regulatory standards in terms of business model and consulting approach

Jan 2007 - Dec 2013

7 years

Senior Consultant

SKS Unternehmensberatung GmbH & Co. KG

Project leadership and management tasks
Technical leadership and quality management
Sales responsibility and contract management
Functional, regulatory and strategic consulting for banks and financial service providers
Analysis, design, reorganization and implementation of digital end-to-end business processes
Design of client-specific digital management systems for unified control
Design and execution of procedures for optimizing equity including gap analysis
Project portfolio management including risk assessment
Maintenance of the RADR database and impact analysis of regulatory changes
Risk assessment and control of loan portfolios
Development of new strategic consulting approaches and business development

Jan 2005 - Dec 2007

3 years

Head of Product Management and Statistical Methods

BV Risk Solutions/BdB

Member of the executive management, overall project leadership and management tasks
Requirements, quality and contract management as well as service provider control
Disciplinary and technical leadership of the team and contact person for regulators
Development of IRBA-compliant rating procedures for a pool of 25 banks
Preparation of the functional design and ensuring requirements in IT implementation
Release planning, technical approvals and rollout/go-live
Definition of service level agreements for clients
Design and delivery of training sessions and information events
Initiation of modularization and componentization of the IT architecture
Restructuring the department to reduce dependency on external consultants
Regulatory documentation of the analysis procedures and reorganization after IRBA certification

Jan 2002 - Dec 2005

4 years

Project Manager, Bank Controlling Department

Bundesverband der Volks- und Raiffeisenbanken

Lead of the group-wide project committee and methodological lead
Requirements, quality and risk management as well as contract and service provider control
Positioning and leadership of the retail competency team and representation in committees
Development and implementation of the Basel II-compliant VR retail customer rating for all financing types
Integration of all customer and product information into risk assessment
Restructuring of digital credit processes and optimization of advisory tools
Data collection, requirements analysis, functional design and quality assurance of methodological models
IT implementation in three data centers including technical acceptance and rollout
Creation of an e-learning module for user training and execution of group-wide roadshows

Jan 1999 - Dec 2002

4 years

Senior Consultant

INFORMA Unternehmensberatung

(Co-)project management and technical leadership
Requirements and contract management
Technical consulting for national and international clients
Building the business consulting division focused on retail, SMEs, mid-sized companies and insurance
Development of application and behavioral scorecards
Data collection, requirements analysis and technical design
Reorganization and optimization of digital credit decision-making and customer management processes
Design of operational strategies and their implementation
Training on procedures and systems
Business development

Jan 1982 - Dec 1999

18 years

Deutsche Bank AG

Development and IT implementation of a bank-wide retail rating system for real estate, including reorganizing credit and decision-making processes
Development of strategic policies and portfolio analyses
Implementation of governance and corporate guidelines and collaboration in corporate working groups on risk management
Establishment of a group-wide business review team for commercial real estate and development of an audit concept
Leading nationwide audits, evaluating organizational and business processes, and preparing final audit reports
Conceptual enhancement of a system for capturing, monitoring and analyzing real estate exposures
Establishment of a cross-branch advisory center for construction financing in Königstein/Taunus with P&L and market responsibility
Leading teams, conducting construction financing seminars, and performing expert appraisal work

Industry Experience

See where this freelancer has spent most of their professional time.

Experienced in Banking and Finance, Retail, Healthcare, Information Technology, Government and Administration, and Tourism.

Banking and Finance

Retail

Healthcare

Information Technology

Government and Administration

Tourism

Business Area Experience

See which departments and functions this freelancer has contributed to most.

Experienced in Strategy, Information Technology, Project Management, Audit, Operations, and Quality Assurance.

Strategy

Information Technology

Project Management

Audit

Operations

Quality Assurance

Summary

With many years of work and success as an independent consultant, specialist and manager in banks and associations, and as a senior advisor in consulting and outsourcing companies, I bring a unique range of experience and a proven ability to use it in a value-adding, tailored way for clients and assignments.

My strengths are in analytical and conceptual thinking as well as implementation and solution-oriented work. I also stand out for my high level of independence, efficiency and quality awareness, respectful teamwork, customer focus and strong communication skills at every level.

My clients value my technical know-how and my careful, networked approach, combined with determination when designing and steering business-strategic as well as politically sensitive complex projects or transformation and reorganization processes.

Skills

It Project And Portfolio Management
Program Management, Project Management, Pmo
Requirements Management And Requirements Analysis
Functional Consulting (Especially Credit) Including Functional Design
Functional Data Analysis And Data Migration
Business Analysis
Strategic Organizational Consulting And Development
Organizational Structure And Workflow Design
Business Unit Setup And Development
Process Analysis And Modeling Of (Digital) End-To-End Business Processes
Process Management
Digital Transformation
Service Provider Control (Dora, Lksg, Csddd, Marisk, Bait) And Vendor Management
Document Management, Contract Management, Contract Management Systems
It Governance
Quality Management
Management Information Systems
Change Management And Communication Management
Technical It And Software Development
Workshop Facilitation
Training, Coaching, Business Coaching
Microsoft Office Products
Systems: Visio, Picture, Aris, Graphical Modeling
Jira, Confluence, Wiki, Lotus Notes, Sharepoint
Dms Systems
Osplus, Agree21

Languages

German

Native

English

Elementary

Education

Deutsche Bank

Bank Clerk qualification · Bank Clerk · Germany

Certifications & licenses

Prince2 Certification

Professional Scrum Master (PSM I) Certification

Statistics

Experience

Total positions 7

Experience in Banking and Finance 42.5 y

Avg length 7 y 1 m

Longest experience 17 y 11 m

Expertise

Recent roles Owner, Principal Business Consulting, Senior Consultant

Main industries Banking and Finance, Retail, Healthcare

Main business areas Strategy, Information Technology, Project Management

Qualifications

Certifications earned 2

Profile

Created

December 2024

Last Update

May 2026

Need a freelancer? Find your match in seconds.

Try FRATCH GPT

Frequently asked questions

Have questions? Find more information here.

Where is Wolfgang based?

Wolfgang is based in Bornheim, Germany and can operate in on-site, hybrid, and remote work models.

What languages does Wolfgang speak?

Wolfgang speaks the following languages: German (Native), English (Elementary).

How many years of experience does Wolfgang have?

Wolfgang has at least 44 years of experience. During this time, Wolfgang has worked in at least 5 different roles and for 7 different companies. The average length of individual experience is 6 years and 4 months. Note that Wolfgang may not have shared all experience and actually has more experience.

What roles would Wolfgang be best suited for?

Based on recent experience, Wolfgang would be well-suited for roles such as: Owner, Principal Business Consulting, Senior Consultant.

What is Wolfgang's latest experience?

Wolfgang's most recent position is Owner at Cremer Consulting.

What companies has Wolfgang worked for in recent years?

In recent years, Wolfgang has worked for Cremer Consulting.

Which industries is Wolfgang most experienced in?

Wolfgang is most experienced in industries like Banking and Finance, Retail, and Healthcare. Wolfgang also has some experience in Information Technology, Government and Administration, and Tourism.

Which business areas is Wolfgang most experienced in?

Wolfgang is most experienced in business areas like Strategy, Information Technology, and Project Management. Wolfgang also has some experience in Audit, Operations, and Quality Assurance.

Which industries has Wolfgang worked in recently?

Wolfgang has recently worked in industries like Banking and Finance, Healthcare, and Information Technology.

Which business areas has Wolfgang worked in recently?

Wolfgang has recently worked in business areas like Information Technology, Legal, and Operations.

What is Wolfgang's education?

Wolfgang attended Deutsche Bank for Bank Clerk.

Does Wolfgang have any certificates?

Wolfgang has 2 certificates. These include: Prince2 Certification and Professional Scrum Master (PSM I) Certification.

What is the availability of Wolfgang?

Wolfgang will be available part-time from June 2026.

What is the rate of Wolfgang?

Wolfgang's rate depends on the specific project requirements. Please use the Meet button on the profile to schedule a meeting and discuss the details.