Anti-Money Laundering Experts in Munich
with fast, precise AI matching and vetted, available freelancersHire experts who design transaction monitoring, customer due diligence and sanctions-screening processes across banking, payments and fintech environments. FRATCH matches you quickly with precise, vetted and available freelancers for your compliance project.
Meet FRATCH Experts in Munich, who have recently used Anti-Money Laundering
Jessica C.
Last position:
Senior Consultant and Trainer at Clinical Excellence GmbH
Kim R.
Last position:
Controlling Consultant at Alattas Holding AG
- Setting up controlling structures and processes
- Implementing a controlling system in the form of a self-developed controlling cockpit
- Sole responsibility for gathering and preparing data
- Maintaining and managing the Profit & Loss and cash flow statements for management
Norbert E.
Last position:
Auditor at Direktbank
- Auditing processes and controls related to FATCA Germany.
- Checking proper release management for FATCA reporting software.
- Identifying areas for action.
Björn K.
Last position:
Product Owner at ING Retail Bank
Organizational and technical process development and design of the digitization and online use of bank mandates. Responsible for accurately capturing requirements in Epics and User Stories, including backlog management, MVP, implementation support, and end-to-end testing of the implementation according to the SAFe Agile Framework methodology, creating process and interface documentation, and sprint demos. Established a knowledge management system based on Confluence and SharePoint, including employee training and workshops.
M Samy H.
Last position:
Android Developer at Check24 GmbH
- Developed and maintained the large-scale Check24 car insurance native Android app serving millions of users using Jetpack Compose.
- Owned the end-to-end implementation of new features, including planning, development, and delivery in an Agile/Scrum environment.
- Refactored legacy Java code into a modern Compose architecture, improving maintainability and long-term scalability.
- Performed code reviews for team members via Bitbucket, ensuring code quality, architectural consistency, and Kotlin best practices.
Christian G.
Last position:
Senior Project Manager AML/KYC at HypoVereinsbank
- Working as a Senior Project Manager within the AML/KYC department
- Using Targens Smaragd TCM/MDS/CCM, Actimize, BPM, PowerBI and Audimex
- Analysing the existing process to build the Correspondent Banking Dashboard and migrating it in two steps
- Adding the new MX messages to the existing MT message database (Palantir)
- Replacing the Palantir user interface by PowerBI
- Creating requirement documentation based on analysing groups of transactions to identify true hits and false positives
- Developing the new database using SQL and Python
- Creating several standard reports with PowerBI
- Testing the enhanced database using specific low, medium and high risk groups of transactions combined with PowerBI reports
- Analysing 1st level controls and executing 2nd level controls regarding fraud and AML controls using Smaragd, documenting results and findings with Audimex
- Defining process improvements to close regulatory gaps
Marius H.
Last position:
Senior Project Manager / SAFe Solution & Release Train Engineer (Lead Scrum Master) at Telefonica O2
- Led the largest agile project at Telefonica O2 (€21+ million, 11 Scrum & system teams in Germany and India, 80+ developers, 3 vendors) using SAFe, Scrum and Kanban. A showcase project at Telefonica for agile scaling.
- Scaled agile processes to a large project using SAFe.
- Delivered the project at half the cost and time compared to similar projects.
- Test management / coordination of system testing.
- Coached teams (SAFe & Scrum).
- Rollout planning/management.
Adrian W.
Last position:
Independent Consultant / Interim Manager at Independent Consultant / Interim Manager
- Agile project management for the board/board office during strategic transformation and repositioning of the company
- Establishment of agile approaches in the areas of corporate strategy and board office
- Leading the strategic PMO for group initiatives
Discover over 15,000 top freelancers
Statistics of experts using Anti-Money Laundering
Aggregated from the professional profiles of matched freelancers.
Experience
22 years (Germany: 23 years)
Position duration
1.6 years (Germany: 2.7 years)
Positions per freelancer
13 (Germany: 12)
Top business areas
Operations, Project Management, Information Technology
Top industries
Banking and Finance, Information Technology, Professional Services
Certification focus areas
Information Technology, Project Management, Product Development
Bachelor's degree or higher
100% (Germany: 91%)
Master's degree or higher
60% (Germany: 66%)
Certifications per freelancer
2 (Germany: 3)
Most common languages
German, English, French
Speak two or more languages
100% (Germany: 98%)
Based on our profile pool as of 19 Sep 2026.
Daily rate distribution
The chart shows how the daily rates of freelancers in this technology in Munich are distributed, based on recent contracts on our platform. Each bar covers a rate range — its height shows how many freelancers charge within that range.
Average rates of experts in Munich using Anti-Money Laundering
Rates are based on recent contracts and do not include FRATCH margin.
The average daily rate is the mean of all daily rates from recent contracts of comparable freelancers on our platform.
The median daily rate is the middle value of all daily rates — half of comparable freelancers charge less, half charge more. Unlike the average, it is barely affected by outliers.
Calculated based on our freelancers’ daily rates as of 19 Sep 2026. Actual rates may vary depending on seniority level, experience, skill specialization, project complexity, and engagement length.
Anti-Money Laundering experts industry focus
See which industries our matched freelancers work in most often — every figure is calculated live from the freelancers on FRATCH.
- Banking and Finance (88%)
- Information Technology (63%)
- Professional Services (50%)
- Automotive (38%)
- Media and Entertainment (38%)
- Telecommunication (38%)
- Aerospace and Defense (25%)
- Education (25%)
Please note that freelancers can work across multiple industries, so percentages overlap.
About the technology
Purpose
Anti-Money Laundering (AML) covers the policies, controls and technology used to detect, prevent and report money laundering and terrorist financing. Experts help companies assess customer risk, monitor transactions and build evidence for investigations and regulatory reviews. The work combines compliance knowledge, data analysis and operational design.
Core capabilities
Strong specialists translate regulatory obligations into practical control frameworks. They define customer risk models, design alerts and establish clear escalation paths for suspicious activity reports. They also document decisions so compliance teams can explain how a case was identified, reviewed and closed.
- Customer due diligence and enhanced due diligence
- Transaction monitoring and alert investigation
- Sanctions, watchlist and adverse-media screening
- Suspicious activity reporting workflows
Technology stack
AML programmes often connect case-management systems with core banking, payment, customer identity and data platforms. Specialists work with screening and monitoring products, rules engines, workflow tools, SQL, APIs and reporting layers. They may also apply analytics or machine learning where explainability, governance and human review remain essential.
When to hire
Companies bring in freelance AML expertise during a new product launch, control redesign, remediation programme or technology implementation. External professionals can review existing scenarios, reduce unproductive alerts, improve investigation procedures and prepare teams for an audit. Munich-based financial institutions and fintechs may value on-site workshops, while many delivery tasks work well remotely.
What to assess
Look for a professional who can connect regulation, operations and data rather than treating them as separate disciplines. Relevant experience should match the business model, transaction types, customer base and risk exposure. Ask for concrete examples of control design, alert tuning, governance documentation and collaboration with legal, risk, engineering and operations teams.
Collaboration and outcomes
Effective AML work produces controls that are understandable, measurable and maintainable. A strong specialist sets ownership, review cycles and escalation rules, then validates the process with realistic customer and transaction scenarios. German and English communication may both matter in Munich, especially when local compliance teams work with international product or technology groups.
Frequently asked questions
The facts hiring teams ask for most often when it comes to Anti-Money Laundering.
Anti-Money Laundering controls help companies identify and manage the risk that products, accounts or payment services are used to move illicit funds. The work includes customer due diligence, transaction monitoring, sanctions screening, investigations and suspicious activity reporting.
AML focuses on detecting and preventing money laundering and related financial crime through customer and transaction risk controls. Sanctions screening checks whether people, organisations or transactions match restricted-party lists, while fraud prevention usually targets deception or unauthorised activity affecting a specific customer or business.
A strong Anti-Money Laundering professional often combines regulatory interpretation with customer due diligence, sanctions controls, data analysis and case management. Knowledge of SQL, workflow design, payment operations, audit evidence and data protection can also be valuable, depending on the assignment.
The right AML background depends on the scope, product and risk profile rather than on a generic seniority label. A specialist redesigning transaction monitoring should understand alert logic, investigation quality and model governance, while a policy assignment may require deeper regulatory writing and control-framework experience.
Anti-Money Laundering projects can often be delivered remotely when systems, documentation and stakeholders are accessible securely. On-site workshops in Munich can help with process mapping, operating-model design and training, particularly when several business and compliance teams need to agree on controls.
A capable AML specialist explains why a control exists, what risk it addresses and how its effectiveness will be reviewed. Ask for anonymised examples of alert tuning, investigation procedures, governance records and practical trade-offs between risk coverage and operational workload.
Anti-Money Laundering work may involve core banking systems, payment gateways, customer identity records, screening tools, transaction-monitoring platforms and case-management software. The specialist should understand data lineage, matching quality, rule configuration, access controls and the handoffs between automated detection and human review.
Before accepting an AML project, clarify the regulated entity, jurisdictions, products, available data, existing controls and expected deliverables. Freelancers should also confirm stakeholder access, documentation standards, security requirements and whether the engagement covers design, implementation, testing, remediation or operational support.
The average hourly rate of freelancers in Munich, Germany who have used Anti-Money Laundering in their recent projects is 124 €, which corresponds to a daily rate of about 993 € based on an 8-hour working day.
Of the freelancers in Munich, Germany who have used Anti-Money Laundering in their recent projects, 100% hold at least a Bachelor's degree and 60% hold at least a Master's degree.
On average, freelancers in Munich, Germany who have used Anti-Money Laundering in their recent projects have 22 years of professional experience, with a single engagement typically lasting around 1.6 years.
The most common languages among freelancers in Munich, Germany who have used Anti-Money Laundering in their recent projects are German (100%), English (100%), and French (50%).
The most common industries among freelancers in Munich, Germany who have used Anti-Money Laundering in their recent projects are Banking and Finance (88%), Information Technology (63%), and Professional Services (50%).
The most common business areas among freelancers in Munich, Germany who have used Anti-Money Laundering in their recent projects are Operations (88%), Project Management (88%), and Information Technology (75%).
Main locations of FRATCH Experts, who have recently used Anti-Money Laundering
Our freelancers and interim experts are at home across the DACH region — available on-site in the major business hubs or fully remote. Choose a location to discover matched specialists, local market insights and up-to-date availability.
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