Kay Moritzen - Head of Risk Modeling & Cloud Infrastructure

Q: Where is Kay based?

Kay is based in Emmelsbüll-Horsbüll, Germany and prefers 100% remote projects.

Q: What languages does Kay speak?

Kay speaks the following languages: German (Native), Danish (Advanced), English (Advanced), Spanish (Advanced), French (Advanced) .

Q: How many years of experience does Kay have?

Kay has at least 25 years of experience. During this time, Kay has worked in at least 7 different roles and for 15 different companies . The average length of individual experience is 1 year and 5 months . Note that Kay may not have shared all experience and actually has more experience.

Q: What companies has Kay worked for in recent years?

In recent years, Kay has worked for NGO, German Party , Insurance , Audit, Bank , System Provider , and Energy Provider .

Q: Which industries is Kay most experienced in?

Kay is most experienced in industries like Education , Insurance , and Professional Services . Kay also has some experience in Information Technology , Real Estate , and Banking and Finance .

Q: Which business areas is Kay most experienced in?

Kay is most experienced in business areas like Research and Development , Finance , and Information Technology . Kay also has some experience in Human Resources , Business Intelligence , and Marketing .

Q: Which industries has Kay worked in recently?

Kay has recently worked in industries like Energy , Information Technology , and Government and Administration .

Q: Which business areas has Kay worked in recently?

Kay has recently worked in business areas like Information Technology , Business Intelligence , and Project Management .

Q: What is Kay's education?

Kay holds a Doctorate in Mathematics .

Recommended expert

Emmelsbüll-Horsbüll, Germany

Experience

May 2025 - Present

11 months

NGO, German Party

Built advanced expertise in designing and deploying Model Context Protocol (MCP) infrastructures to enhance AI agent capabilities for an NGO.
Developed and maintained MCP servers (e.g., using FastMCP) exposing external tools and data sources to LLMs via a standardized API (JSOB).
Enabled seamless tool integration by adhering to an MCP client-server architecture, allowing AI hosts or agents to dynamically discover and invoke tools, access resources, and leverage custom prompts (file storage, SQL DBs, Weaviate, Chroma).
Automated deployment (CI/CD) in AWS with infrastructure as code (CDK) and Jenkins (scheduler).
Conducted comparative model evaluation to address German language needs (Hugging Face versus Anthropic, Cohere, others) and AWS Bedrock.
Evaluated legal and regulatory considerations, ensuring MCP-based solutions complied with emerging EU AI Act requirements, such as risk classification, transparency, documentation, and responsible tool provisioning within the European context.

Feb 2025 - Jun 2025

5 months

Insurance

Performed business analysis, actuarial support, and technical leadership for decommissioning a major health insurer’s COBOL-based legacy system in regulatory reporting.
Led cross-functional DevOps teams to analyze, document, and optimize actuarial processes and data flows, ensuring a seamless migration to modern platforms.
Focused on validating actuarial calculations, regulatory compliance, and data integrity throughout the transition.
Delivered actionable insights and recommendations to enhance reporting accuracy and operational efficiency.
Supported the customization and implementation of new reporting solutions.

Jun 2024 - Oct 2024

5 months

Audit, Bank

Conducted a comprehensive internal audit of a major bank’s risk management systems in line with MaRisk requirements.
Led a cross-functional team to assess and evaluate internal controls, reporting structures, and risk mitigation strategies, focusing on quantitative modeling of credit risk (PDs, LGDs, migrations).
Provided actionable recommendations to enhance regulatory compliance and optimize risk management processes.
Analyzed and customized CreditMetrics in msg ThinC! (now msg ORRP).

Aug 2023 - Feb 2025

1 year 7 months

Head of Risk Modeling & Cloud Infrastructure

System Provider

Led a DevOps team in developing a pricing tool that incorporated risk modeling requirements and engineered cloud infrastructure using Azure, Bicep, and Pipelines.
Implemented advanced AI-driven strategies to enhance predictive analytics and optimize resource allocation through MLOps.
Designed and deployed scalable cloud solutions, resulting in improved operational efficiency and data-driven decision-making capabilities.
Developed an agent-based LLM system using Azure, Python, and LangChain, connecting AI to SQL databases and file systems (agentic LLMs, ReAct approach).
Created a Streamlit app for user interaction, leveraging LangChain’s framework to enable the LLM to access and manipulate data from multiple sources.

Sep 2021 - May 2024

2 years 9 months

AWS Cloud Specialist & Lead Data Scientist

Energy Provider

Managed project management, data engineering, and advanced analytics including predictive modeling and machine learning with AWS SageMaker.
Provided technical leadership for DevOps initiatives focused on electricity price forecasting, including PFC-curve modeling, risk modeling, and integration with the market master data register.
Managed cloud infrastructure using infrastructure as code (CDK, CloudFormation, Terraform).
Designed and implemented robust code and data pipelines for both batch and real-time processing.
Oversaw system administration and maintenance of AWS environments (ECS, EC2, S3, RDS, Lambda, and others).
Developed and executed cloud migration strategies and containerization solutions with Docker, incorporating CI/CD pipelines for streamlined deployment and operations.

Jun 2021 - Oct 2021

5 months

Audit, Bank

Conducted an internal audit reviewing Basel III, CRR/CRD IV, and MaRisk requirements.

Feb 2021 - Apr 2021

3 months

Financial Services, Bank

Ported an Interest Rate Curves database from SQL to C++ using QuantLib.
Performed validation and tests, feasibility studies, and prototyping in Python with an ORM.
Utilized build tools: CMake and GNU Autotools; IDEs: CLion and MS Visual Studio 2010/2019.

Jun 2020 - Aug 2020

3 months

Finance, Bank

Developed a compiler for the validation syntax of the EBA Datapoint Model.
Performed validation and aggregation of XBRL reporting (FINREP, COREP, Funding Plan) by automatically generating functional dependencies in Excel/VBA.
Implemented solutions in Python, Jupyter, SQLite, and Oracle DB.
Conceived the overall IT solution and provided training in statistical analysis and machine learning with Python.

Jan 2020 - Apr 2020

4 months

Pricing, Insurance

Created a pricing tool for individual insurance policies.
Implemented machine learning approaches for estimating frequency and severity ratios (product risk) using AWS SageMaker, Python, and R.

Jul 2019 - Aug 2019

2 months

Treasury, Bank

Created an ETL system (FINARIS/RapidRep) for automatic reconciliation of swap clearing transactions and minimum reserve requirements.
Implemented SAP ABAP web services.

Jun 2019 - Oct 2019

5 months

Audit, Bank

Implemented an internal audit reviewing Basel III, CRR/CRD IV, and MaRisk requirements regarding credit and market price risks.
Conducted quantitative analysis of internal models, processes, and data.

Apr 2019 - Jun 2019

3 months

Finance, Bank

Participated in the Sensitivity Analysis of Liquidity Risk Stress Test 2019 for the ECB.
Designed and produced a fully automated ECB report using RapidRep, PowerShell, and VBA.
Developed tools for automatic reconciliation of reported balance sheet data (XBRL: Finrep).

Aug 2017 - Oct 2018

1 year 3 months

Credit Risk, Bank

Designed and created the simulation model for the EBA Bank Stress Test 2018 focusing on counterparty risk (single transaction valuations, test management, web service).
Developed using Node.js, SQL, JavaScript, VBA, and FINARIS RapidRep.

Jan 2015 - Dec 2018

4 years

Lecturer

Applied Universities

Delivered lectures in mathematics, statistics, econometrics, and business informatics.

Jan 2015 - Dec 2017

3 years

Web Developer

IT-startups

Created a PHP calculation kernel for expert judgement calculation of life insurance products and valuation of real estate objects.
Developed digital marketing and predictive analytics features for web portals.
Maintained repositories and performed testing using Git/GitLab and PHPUnit.

Jan 2007 - Dec 2014

8 years

Munich, Germany

Advisor / Quantitative Risk Analyst

Allianz SE

Jan 2007 - Dec 2014

8 years

Seefeld, Germany

Senior Consultant

Benoist & Company

Jan 2000 - Dec 2007

8 years

Researcher, Lecturer, Scientific Assistant

Universities Bayreuth, Dortmund and DTU Denmark

Industry Experience

See where this freelancer has spent most of their professional time.

Experienced in Education, Insurance, Professional Services, Information Technology, Real Estate, and Banking and Finance.

Education

Insurance

Professional Services

Information Technology

Real Estate

Banking and Finance

Business Area Experience

See which departments and functions this freelancer has contributed to most.

Experienced in Research and Development, Finance, Information Technology, Human Resources, Business Intelligence, and Marketing.

Research and Development

Finance

Information Technology

Human Resources

Business Intelligence

Marketing

Summary

Senior Data Scientist/Analyst/Engineer/Architect
Senior Consultant, Project Management
Lecturer (Statistics/Econometrics/Mathematics)
Actuary (DAV) / Banking Auditor

Skills

Project Management
Devops/mlops: Several Tools (Grafana, Mlflow, Feast, Nexus, Others)
Aws (Sagemaker, Codecatalyst, Ec2, Ecs, S3, Codebuild/codedeploy, Others)
Azure (Storage, Function Apps, Web Apps, Azure Boards Pipeline Scripting)
Ci/cd: Jenkins, Git, Aws Codecatalyst
Release Management / Version Control
Frameworks: Python: Flask, Fastapi, Streamlit, Dash; R: Shiny; Php: Laravel
Data Warehousing: Oracle, Redshift, Snowflake
Data Modeling, Design, And Profiling
Application Management/development (Php, Java, Python, Perl)
It Development/internet Protocols Ftp/sftp, Restful, Html, Etc.
Migration Of System Landscapes
Etl Processes, Data Management, Authorizations, And Models
Databases: Pl/sql, Postgresql, Mariadb/mysql, Sqlite, Ms Sql Server, Influxdb
Programming Languages: Abap/4, Vba, Haskell, Lua, Matlab, R, Python, Js/ts, Bash, Powershell, C, C++, C#, Fortran, Java, Php, Go, Others
Protocols: Xml, Wsdl/soap, Json, Html/css
Machine Learning: Frameworks For Supervised/unsupervised And Reinforcement Learning, Pytorch, Tensorflow, Scikit-learn, Nlp/ner
Technical Consulting In Banks And Insurance Companies
Experience As A Liaison Between Business And It Departments
Banking Experiences: Regulatory Reporting, Trade Floor, Marketrisk/creditrisk Modeling
Bank Audits: Reviewing Eba/bafin Standards In Risk Reporting (Liquidity Risk, Operational Risk, Market Risk, Credit Risk)
Investment Banking: Financial Portfolio/product Analysis And Modeling (Structured Products, Abs, Mbs, Cdo, Options Pricing)
Experience In The Insurance Industry: P&c And Life Insurance, Reinsurance
Actuarial Consulting: Evaluating Surrender Values Of Life Insurance Products

Languages

German

Native

Danish

Advanced

English

Advanced

Spanish

Advanced

French

Advanced

Education

PhD in Mathematics · Mathematics

Statistics

Experience

Total positions 18

Experience in Education 12 y

Avg length 2 y 2 m

Longest experience 7 y 11 m

Global Experience

Countries worked in 1 (Germany)

Primary country Germany

Expertise

Recent roles Head of Risk Modeling & Cloud Infrastructure, AWS Cloud Specialist & Lead Data Scientist, Lecturer

Main industries Education, Insurance, Professional Services

Main business areas Research and Development, Finance, Information Technology

Qualifications

Highest degree Doctorate

Profile

Created

September 2025

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Frequently asked questions

Do you have questions? Here you can find further information.

Where is Kay based?

Kay is based in Emmelsbüll-Horsbüll, Germany and prefers 100% remote projects.

What languages does Kay speak?

Kay speaks the following languages: German (Native), Danish (Advanced), English (Advanced), Spanish (Advanced), French (Advanced).

How many years of experience does Kay have?

Kay has at least 25 years of experience. During this time, Kay has worked in at least 7 different roles and for 15 different companies. The average length of individual experience is 1 year and 5 months. Note that Kay may not have shared all experience and actually has more experience.

What roles would Kay be best suited for?

Based on recent experience, Kay would be well-suited for roles such as: Head of Risk Modeling & Cloud Infrastructure, AWS Cloud Specialist & Lead Data Scientist, Lecturer.

What companies has Kay worked for in recent years?

In recent years, Kay has worked for NGO, German Party, Insurance, Audit, Bank, System Provider, and Energy Provider.

Which industries is Kay most experienced in?

Kay is most experienced in industries like Education, Insurance, and Professional Services. Kay also has some experience in Information Technology, Real Estate, and Banking and Finance.

Which business areas is Kay most experienced in?

Kay is most experienced in business areas like Research and Development, Finance, and Information Technology. Kay also has some experience in Human Resources, Business Intelligence, and Marketing.