Ymène Bouhousstine - Senior Transformation Consultant
Experience
Senior Transformation Consultant
Banque de France
- Led end-to-end functional design for ISO 20022 migration across a critical multi-application payment ecosystem
- Structured and translated complex business and regulatory requirements into detailed functional deliverables, enabling delivery teams to implement new payment processes
- Acted as a key interface between business stakeholders, ISO 20022 program teams, IT delivery teams and external vendor (Vermeg)
- Contributed to defining the functional roadmap and development scope for successive application releases
- Supported cross-application release planning with a strong focus on acceptance strategy and delivery risk mitigation
- Designed validation strategy, test scenarios and datasets covering payment flows and message transformations
- Governed acceptance activities, defect lifecycle and functional validation
- Managed functional investigations and production incidents related to payment flows
- Ensured consistency of documentation, procedures and user guidance across the ecosystem
- Delivered functional support and knowledge transfer to business users
Senior Business Analyst - Datahub / Integration Layer / Payments Data
BNP CIB
- Led requirements definition and functional design for Datahub evolution within a complex enterprise data and payments ecosystem
- Supported ISO 20022 migration across enterprise data platforms, ensuring consistency of payment data flows and regulatory reporting across multiple business lines
- Facilitated cross-functional workshops to capture business, regulatory and payment data requirements
- Acted as primary interface between business stakeholders, payment teams, AML teams and IT delivery teams
- Structured and translated complex regulatory and business requirements into transformation roadmaps and actionable deliverables, ensuring consistency across data platforms and reporting processes
- Contributed to roadmap definition and prioritization aligned with payment transformation objectives
- Coordinated delivery with distributed teams including offshore IT teams (India)
- Performed functional validation ensuring consistency between payment flows, data integration and reporting outputs
- Defined validation strategy and coordinated execution covering payment data scenarios and ISO 20022 impacts
- Supported stabilization of payment-related data processes post Go-Live
- Ensured traceability and documentation of payment data transformations across the lifecycle
Senior Business Analyst / Transformation Lead - Risk & Compliance
ODDO BHF
Led requirements definition and functional design for the implementation of a centralized risk reporting platform
Facilitated cross-functional workshops and prioritization committees to structure backlog and define delivery roadmap
Acted as key interface between business stakeholders, risk teams, compliance teams and IT delivery teams
Produced detailed requirements documentation, functional specifications and end-to-end test strategy
Supported program governance through steering committees and delivery follow-up
Contributed to a large-scale risk and compliance transformation program, supporting governance, stakeholder alignment, and delivery of a centralized risk platform
Performed functional validation ensuring consistency of risk calculations, reporting outputs and data integration
Defined validation strategy and coordinated execution, including planning, testing and user enablement
Provided post-Go-Live stabilization and functional support
Ensured traceability of functional decisions and delivery artefacts across the lifecycle
Supported evolution of MiFID II transaction reporting within a regulated environment
Contributed to the integration of a Market Abuse surveillance solution covering listed derivatives monitoring
Facilitated workshops with compliance, surveillance and business stakeholders to capture regulatory requirements
Translated business needs into transformation deliverables, test strategy and acceptance plans aligned with regulatory timelines
Participated in regulatory and steering committees supporting delivery governance and risk mitigation
Coordinated implementation with external vendors and offshore IT teams
Performed functional validation and ensured consistency of surveillance outputs and regulatory reporting
Led UAT coordination and user onboarding for compliance teams
Supported post-Go-Live stabilization and operational readiness
Maintained documentation ensuring auditability and regulatory traceability
Senior Business Analyst - Enterprise Data Platform & Regulatory Delivery
BNP Paribas CIB
Led requirements definition and functional design for data and reporting capabilities within a large-scale enterprise data platform
Structured KPI frameworks and reporting needs supporting operational steering and regulatory visibility
Contributed to the evolution of Business Objects semantic layers (universes) ensuring consistency of data models and reporting usage
Acted as the functional interface between business stakeholders, data teams and IT delivery across multiple domains
Produced detailed functional specifications, data mapping and end-to-end test strategy
Coordinated delivery with distributed teams including offshore IT teams (India) and multiple project streams
Performed functional validation ensuring alignment between source systems, data transformations and reporting outputs
Defined validation strategy and coordinated execution, including stakeholder coordination and user enablement
Supported post-Go-Live stabilization and adoption of reporting solutions
Ensured traceability of functional decisions and delivery artefacts across the data lifecycle
Facilitated workshops and prioritization sessions to align delivery roadmap with business objectives
Played a central role in the functional delivery of a critical prudential reporting process used for regulatory submission and capital calculation
Structured data collection frameworks across multiple providers, including automated ingestion via CFT and web-based interfaces
Defined functional specifications, data aggregation rules and validation controls ensuring regulatory consistency and auditability
Acted as coordination point between risk teams, IT delivery, production teams and external stakeholders across multiple locations (India, Portugal)
Contributed to delivery governance including planning, prioritization and cross-team alignment
Performed functional validation ensuring accuracy of exposure calculations and reporting outputs
Designed and coordinated validation cycles for regulatory reporting scenarios
Supported post-Go-Live stabilization of reporting processes and operational readiness
Ensured documentation and traceability of regulatory logic across the reporting lifecycle
Facilitated business workshops to capture evolving regulatory requirements and drive roadmap decisions
Senior Business Analyst — Insurance Data & Decision Platform (Life Collector)
Generali
- Led requirements definition and functional design for the evolution of a critical insurance decision platform
- Facilitated business workshops to structure reporting needs, KPI frameworks and data integration requirements
- Translated business needs into transformation deliverables and detailed data feed design supporting complex data pipelines
- Defined technical specifications for data integration flows and reporting semantic layer evolution
- Contributed to the evolution of Business Objects universes ensuring consistency of data models and reporting usage
- Implemented and validated data pipelines using DataStage within a multi-source environment
- Designed test scenarios and governed functional validation across reporting and data integration layers
- Monitored production data flows and led functional investigations to resolve incidents impacting business reporting
- Coordinated delivery of fixes across acceptance, pre-production and production environments
- Provided functional support and ensured adoption of reporting solutions by business users
- Ensured documentation and traceability of data transformations across the platform lifecycle
Business Analyst — Customer Analytics Data Platform
Leclerc - GALEC
- Contributed to the functional design and delivery of a customer analytics data platform integrating multiple data sources
- Structured data ingestion pipelines feeding the Datawarehouse (SQL Server) and Datamarts (Netezza) using SSIS and T-SQL procedures
- Defined reporting requirements enabling business users to analyse purchasing behaviour and customer segmentation
- Delivered Business Objects reporting solutions supporting operational and strategic decision-making
- Performed functional validation ensuring consistency between source data, transformations and reporting outputs
- Supported technical and functional acceptance phases across data and reporting layers
- Contributed to iterative platform evolution by translating business needs into data and reporting enhancements
- Ensured reliability and usability of analytics outputs for end users
Senior Business Analyst - Insurance Data Integration & Reporting Platform
BNP Paribas Cardif
- Played a key role in ensuring reliability and functional evolution of a critical insurance data integration platform
- Monitored end-to-end data pipelines and reporting availability, ensuring continuity of business and regulatory processes
- Led functional incident management and prioritization using ITIL practices, coordinating resolution across IT and production teams
- Analysed defect backlog and drove prioritization of remediation initiatives in collaboration with delivery teams
- Contributed to the evolution of Informatica data feeds and Business Objects reporting capabilities
- Designed test scenarios and governed functional validation of platform changes
- Coordinated maintenance releases and delivery cycles across multiple environments (UAT, pre-production, production)
- Supported iteration planning and validation of patches ensuring production readiness
- Ensured traceability of fixes and consistency of data flows across the platform lifecycle
- Acted as functional bridge between business, production and IT teams during stabilization phases
Business Analyst / Risk Data Specialist — Credit Risk Monitoring
HSBC
- Contributed to the functional design of an early warning risk monitoring capability supporting Credit Risk teams
- Defined alert framework and notification logic aligned with risk monitoring requirements
- Designed and implemented SAS data pipelines feeding risk indicators into the decision platform
- Ensured reliability of alert generation through unit testing and functional validation
- Supported integration of risk monitoring outputs into operational risk workflows
- Produced documentation ensuring maintainability and traceability of risk logic and data transformations
- Participated in strengthening proactive risk detection processes within the decision framework
Business Analyst - Critical Information System Transformation
Electricity of France
- Contributed to the functional design and modernization of a mission-critical industrial information system
- Participated in cross-functional business and technical workshops supporting transformation decisions
- Performed audit of existing applications and produced recommendations to improve data architecture and reporting capabilities
- Structured documentation repository ensuring knowledge continuity and program traceability
- Defined specifications for data integration pipelines and industrial reporting solutions
- Implemented data flows and reporting capabilities supporting maintenance and quality monitoring
- Contributed to data model design and evolution ensuring consistency across the information system
- Designed and executed test scenarios ensuring reliability of dashboards and data integration processes
- Delivered user enablement and training supporting adoption of new monitoring tools
- Supported transition toward a centralized decision platform for industrial performance management
Business Analyst - Decision Support & Reporting
French Atomic Energy Commission
- Facilitated workshops and stakeholder interviews to capture reporting and analytics requirements
- Structured business needs and performed impact analysis across data and reporting processes
- Contributed to solution definition supporting decision-support capabilities
- Produced and validated functional specifications for reporting implementation
- Acted as coordination point between business stakeholders and technical teams
- Supported delivery of reporting dashboards enabling operational performance monitoring
- Produced user documentation supporting adoption of reporting tools
- Participated in establishing early decision-support practices within the organization
Business Analyst — Core Banking & Payments Systems
BRED Banque Populaire
Contributed to requirements gathering and solution definition for payment processing enhancements
Supported evolution and stabilization of batch payment workflows within core banking environments (Batch / CICS)
Participated in functional validation and testing of payment processing scenarios
Supported production monitoring and functional investigation of incidents impacting payment flows
Contributed to strengthening reliability of transaction processing within critical banking systems
Captured monitoring and performance analysis requirements with technical stakeholders
Produced detailed functional specifications for supervision capabilities
Contributed to the design and delivery of a web-based supervision application
Defined test scenarios supporting validation of performance monitoring features
Supported implementation of tooling enabling proactive infrastructure supervision
Industry Experience
See where this freelancer has spent most of their professional time.
Experienced in Banking and Finance, Insurance, Utilities, Government and Administration, Retail, and Energy.
Business Area Experience
See which departments and functions this freelancer has contributed to most.
Experienced in Information Technology, Business Intelligence, Quality Assurance, Finance, and Project Management.
Summary
Senior Transformation Consultant with 15+ years of experience delivering large-scale transformation programs across financial institutions (Tier-1 banks, public institutions).
Specialized in payments, regulatory reporting, and data platforms, with a strong track record in translating complex business and regulatory challenges into actionable transformation initiatives.
Experienced in driving cross-functional programs, aligning business and IT stakeholders, and ensuring data quality, compliance, and operational efficiency.
Recognized for combining deep functional expertise with a structured, solution-oriented mindset to deliver impactful results in complex environments.
Skills
Industries: Investment Banking, Insurance, Energy, Retail
Market Risk: Fixed Income P&l
Counterparty Risk: Intermediation Risk, Loan And Repo Exposure
Reporting: Operational Activity Monitoring, Fund Factsheets
Market Data: Options, Futures, Swaps, Equities, Funds, Fx
Project Management: Coordination Of Distributed Teams (India, Tunisia, Lisbon, Paris) And Stakeholder Alignment, Agile And Lean Methodologies
End-to-end Project Lifecycle: From Business Needs Analysis To Production And Change Management
Eu Financial Regulation
Mifid Ii Transaction Reporting
Market Abuse Regulation (Mar)
Prudential Reporting (Ecb / I-to-i)
Regulatory Data Platforms
Aml / Financial Crime Data Integration
Risk & Compliance Transformation
Regulatory Reporting Governance
Regulatory Data Quality & Controls
Market Abuse: Bnext Cmc Esuite
Bi / Reporting: Business Objects 6.5 / Xi / Bi4, Sas, Tableau (9/10)
Etl: Datastage (7.5, 8.1), Ssis, Informatica Powercenter 8.6
Data Practices: Optimization, Architecture Analysis, Monitoring
Modelling: Merise, Uml, Poweramc
Databases & Query Languages: Oracle, Sql Server, Sql
Project Tools: Jira (Roadmap, Epics, User Stories), Planning And Budget Management
Swift / Iso 20022: Mt103, Mt202, Mt202cov, Pacs.008, Pacs.009, Pacs.009cov, Pacs.002, Pacs.004, Pain.001, Camt.105, Camt.054, Camt.053, Camt.057
Delivered Large-scale Transformation Programs Across Payments, Regulatory Reporting, And Enterprise Data Platforms
Advised Stakeholders On Regulatory Compliance And Data Strategy In Complex Financial Environments
Defined Target Operating Models And Business Processes For Multi-system Ecosystems
Facilitated Cross-functional Alignment Between Business, It, Risk, And Compliance Teams
Ensured Data Consistency, Governance, And Regulatory Alignment Across Critical Financial Systems
Languages
Education
CNAM Paris
Master’s Degree · Market Finance · Paris, France
University of Paris XII Créteil
Master’s Degree · Information Systems Engineering and Decision Support · Créteil, France
Statistics
Experience
Global Experience
Expertise
Qualifications
Profile
Frequently asked questions
Do you have questions? Here you can find further information.
Where is Ymène based?
What languages does Ymène speak?
How many years of experience does Ymène have?
What roles would Ymène be best suited for?
What is Ymène's latest experience?
What companies has Ymène worked for in recent years?
Which industries is Ymène most experienced in?
Which business areas is Ymène most experienced in?
Which industries has Ymène worked in recently?
Which business areas has Ymène worked in recently?
What is Ymène's education?
What is the availability of Ymène?
What is the rate of Ymène?
How to hire Ymène?
Average rates for similar positions
Rates are based on recent contracts and do not include FRATCH margin.
Similar Freelancers
Discover other experts with similar qualifications and experience
Experts recently working on similar projects
Freelancers with hands-on experience in comparable project as a Senior Transformation Consultant
Nearby freelancers
Professionals working in or nearby Paris, France
