Margarethe Bakala - Transformation Director, Corporate Technology

Q: Where is Margarethe based?

Margarethe is based in Brussels, Belgium .

Q: What languages does Margarethe speak?

Margarethe speaks the following languages: Polish (Native), German (Advanced), English (Advanced), Dutch (Advanced), French (Intermediate), Russian (Intermediate), Spanish (Elementary) .

Q: How many years of experience does Margarethe have?

Margarethe has at least 24 years of experience. During this time, Margarethe has worked in at least 8 different roles and for 8 different companies . The average length of individual experience is 3 years . Note that Margarethe may not have shared all experience and actually has more experience.

Q: What is Margarethe's latest experience?

Margarethe's most recent position is Transformation Director, Corporate Technology at Euroclear .

Q: What companies has Margarethe worked for in recent years?

In recent years, Margarethe has worked for Isar Ventures .

Q: Which industries is Margarethe most experienced in?

Margarethe is most experienced in industries like Banking and Finance , Automotive , and Transportation . Margarethe also has some experience in Insurance , Pharmaceutical , and Professional Services .

Q: Which business areas is Margarethe most experienced in?

Margarethe is most experienced in business areas like Operations , Project Management , and Finance . Margarethe also has some experience in Strategy , Procurement , and Research and Development .

Q: Which industries has Margarethe worked in recently?

Margarethe has recently worked in industries like Automotive , Banking and Finance , and Transportation .

Q: Which business areas has Margarethe worked in recently?

Margarethe has recently worked in business areas like Finance , Operations , and Project Management .

Recommended expert

Brussels, Belgium

Experience

Oct 2015 - May 2017

1 year 8 months

Brussels, Belgium

Transformation Director, Corporate Technology

Euroclear

Line management responsibility for internal transformation consulting unit
Mission to transform and up-skill existing team to meet future transformation demands
Program lead for a major and multidimensional strategic culture change transformation

Aug 2013 - Present

12 years 8 months

Independent Management Consultant, Owner

Isar Ventures

Allianz BNL – Transformation Lead: Detailed target operating model and organizational design to drive agile transformation
LeasePlan – Program Manager: Transformation of business and operating model to transition to electric fleet for LeasePlan in BE/LU
LeasePlan / Amazon – Project Manager: Design and implementation of operational lease service model for Amazon last mile delivery in BE
ALD Automotive / LeasePlan – Project Manager: Optimization of repair and maintenance service to drive efficiency and reduce cost for LeasePlan and ALD
Nationale-Nederlanden and Delta Lloyd – Post-merger Integration Program Manager: Set-up and execution of a portfolio of transformation and integration projects in the finance department, covering finance, legal merger, procurement, data quality and broker sales channel support
Ingersoll Rand – Program Manager: Global ERP implementation and business transformation across multiple functions and EMEA entities to drive operational excellence through back-office process redesign and system integration
Global PMI Partners – Associate Consultant

May 2011 - Jul 2013

2 years 3 months

Brussels, Belgium

Financial Services Strategy & Operations Manager

Deloitte

Euroclear, UK: Responsible for redesign and implementation of finance target operating model with focus on cost reduction and performance improvement, reducing FTE level by 35%
SWIFT, BE: Responsible for design and implementation of total cost of ownership reduction program; design of TCO go-to-market approach
ING Group, NL: Responsible for Solvency II feasibility assessment and solution design of data quality architecture, evaluation of monitoring tools and processes
Business development focus on digital channel innovation

Jan 2010 - Mar 2011

1 year 3 months

Brussels, Belgium

Financial Services Manager

Capgemini

AB InBev, BE: Program Manager on design and implementation of European supply chain program; management of suppliers
Johnson & Johnson, BE: Project Manager on assessment and design of shared service center
Top European insurer, BE: Design of change management approach for broker channel

Oct 2006 - Dec 2009

3 years 3 months

Brussels, Belgium

Senior Management Consultant

KBC Bank and Insurance Group

Focused on financial services, leading strategic, business development, operational efficiency improvement and post-merger integration engagements for KBC Group entities in Central & Eastern Europe; acted as program/project manager leading teams of up to 10 people
Designed and implemented major post-merger integration and transformation program: restructured headquarters organisation, streamlined and reduced HQ and network organisation structure reducing FTE levels by 10%; redesigned and centralised accounting and related administrative processes freeing up 20% of total network staff time and reducing FTE levels; designed and implemented performance management and incentive framework for sales network
Consultant and program manager on end-to-end credit redesign and multidimensional business transformation with focus on process standardisation, product redesign, cultural change and operational performance improvement, resulting in shortened process time by up to 50% with net savings of €8M
Redesigned account opening process for retail banking
Conducted quick scans to assess organisational, financial, operational performance and distribution models
Co-developed post-merger integration approach for CEE entities
Developed and implemented group-wide change management methodology
Designed and launched broker sales channel and service model yielding €10M top and bottom line improvement in first year
Designed and piloted sales performance improvement initiatives: introduced standardised sales management practices and simplified processes throughout network
Assessed business model and redesigned target sales network operating model

Sep 2004 - Sep 2006

2 years 1 month

Brussels, Belgium

EU Consultant / Project Manager

Interrecherche / CEA-PME

Lobbying activities and reporting on EU funded programs for SMEs and consortium members
Acquisition and financing, reporting on tendering procedures, consortia building and project management

Nov 2002 - Mar 2004

1 year 5 months

Wiesbaden, Germany

Clinical Research Associate

Abbott Laboratories

Set up large-scale clinical trial; coordinated and monitored the trial during its duration
Responsible for status reporting to management and for publication

Sep 2001 - Oct 2002

1 year 2 months

Berlin, Germany

Marketing Associate

Jerini AG

Co-developed branding concept in company’s strategic reorganisation and core business transformation
Prepared yearly marketing plan, conducted market research and analysis, customer surveys and reported to CEO

Industry Experience

See where this freelancer has spent most of their professional time.

Experienced in Banking and Finance, Automotive, Transportation, Insurance, Pharmaceutical, and Professional Services.

Banking and Finance

Automotive

Transportation

Insurance

Pharmaceutical

Professional Services

Business Area Experience

See which departments and functions this freelancer has contributed to most.

Experienced in Operations, Project Management, Finance, Strategy, Procurement, and Research and Development.

Operations

Project Management

Finance

Strategy

Procurement

Research and Development

Summary

Senior professional with an extensive track record in conceptualizing and managing large scale, complex Business and IT transformations across a variety of functions and industries
Over 20 years working experience in management consulting environment with a broad international working experience and used to work with multicultural teams in matrix organisations
Versatile expertise across many methodologies and competences: Project and Program Management, Target Operating Model design, Post-merger Integration, Finance Transformation, Organizational Design & Development, Process & Performance Improvement, Lean and Operational Excellence, Change Management, ERP implementation
Sectors of expertise: mainly Financial Services; Pharmaceuticals, Consumer Goods, Process industries
Worked across a wide range of business functions in large multinational organisations while managing change in complex environments
Recognized for results oriented, pragmatic and hands-on approach. My sharp analytical skills combined with organizational, project and people skills enable me to achieve desired objectives in the most challenging environments

Languages

Polish

Native

German

Advanced

English

Advanced

Dutch

Advanced

French

Intermediate

...and 2 more

Education

Feb 1999 - Nov 2000

University of New South Wales

Study Abroad Program · Genetics and Commercial Biotechnology · Sydney, Australia

Sep 1995 - Jun 2001

Eberhard-Karls-University

Master of Science in Biology · Biology; Genetics, Microbiology, Business Administration & Economics · Tübingen, Germany

Certifications & licenses

Lean Six Sigma Black Belt

Deloitte UK

Lean Six Sigma Green Belt

Deloitte UK

Statistics

Experience

Total positions 8

Experience in Banking and Finance 18 y

Avg length 3 y 2 m

Longest experience 12 y 7 m

Global Experience

Countries worked in 2 (Belgium, Germany)

Primary country Belgium

Expertise

Recent roles Transformation Director, Corporate Technology, Independent Management Consultant, Owner, Financial Services Strategy & Operations Manager

Main industries Banking and Finance, Automotive, Transportation

Main business areas Operations, Project Management, Finance

Qualifications

Highest degree Master

Certifications earned 2

Profile

Created

January 2026

Last Update

February 2026

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Frequently asked questions

Do you have questions? Here you can find further information.

Where is Margarethe based?

Margarethe is based in Brussels, Belgium.

What languages does Margarethe speak?

Margarethe speaks the following languages: Polish (Native), German (Advanced), English (Advanced), Dutch (Advanced), French (Intermediate), Russian (Intermediate), Spanish (Elementary).

How many years of experience does Margarethe have?

Margarethe has at least 24 years of experience. During this time, Margarethe has worked in at least 8 different roles and for 8 different companies. The average length of individual experience is 3 years. Note that Margarethe may not have shared all experience and actually has more experience.

What roles would Margarethe be best suited for?

Based on recent experience, Margarethe would be well-suited for roles such as: Transformation Director, Corporate Technology, Independent Management Consultant, Owner, Financial Services Strategy & Operations Manager.

What is Margarethe's latest experience?

Margarethe's most recent position is Transformation Director, Corporate Technology at Euroclear.

What companies has Margarethe worked for in recent years?

In recent years, Margarethe has worked for Isar Ventures.

Which industries is Margarethe most experienced in?

Margarethe is most experienced in industries like Banking and Finance, Automotive, and Transportation. Margarethe also has some experience in Insurance, Pharmaceutical, and Professional Services.

Which business areas is Margarethe most experienced in?

Margarethe is most experienced in business areas like Operations, Project Management, and Finance. Margarethe also has some experience in Strategy, Procurement, and Research and Development.

Which industries has Margarethe worked in recently?

Margarethe has recently worked in industries like Automotive, Banking and Finance, and Transportation.

Which business areas has Margarethe worked in recently?

Margarethe has recently worked in business areas like Finance, Operations, and Project Management.

What is Margarethe's education?

Margarethe holds a Master in Biology; Genetics, Microbiology, Business Administration & Economics from Eberhard-Karls-University.

Does Margarethe have any certificates?

Margarethe has 2 certificates. These include: Lean Six Sigma Black Belt and Lean Six Sigma Green Belt.

What is the availability of Margarethe?

Margarethe is immediately available for suitable projects.

What is the rate of Margarethe?

Margarethe's rate depends on the specific project requirements. Please use the Meet button on the profile to schedule a meeting and discuss the details.