BAIT Experts in Frankfurt
for compliant financial IT with fast, precise AI matchingHire experts who translate the Bankaufsichtliche Anforderungen an die IT into practical controls, governance processes and audit-ready documentation. FRATCH matches you quickly with vetted, available freelancers whose skills fit your BAIT initiative.
Meet FRATCH Experts in Frankfurt, who have recently used BAIT
Reza N.
Last position:
Senior IT-Security Expert at Teambank AG
- Completed the integration of log sources into Microsoft Sentinel, including GCP workloads – centralized consolidation of all security-relevant events from Azure and GCP environments for complete end-to-end telemetry and comprehensive compliance evidence
- Developed custom rules and use cases based on the GFG Use-Case Library and the MITRE ATT&CK Matrix to cover company-specific threats and GFG-relevant scenarios with precise, mapped detection rules
- Tuned detection rules to minimize false positives, optimized detection thresholds, and modeled exceptions – enabling the SOC to work with relevant, prioritized alerts while reducing Mean Time to Detect/Respond
- Built SOAR capabilities in Sentinel by developing playbooks to automate recurring response processes such as containment, user and host isolation, and ticketing – shorter response times and 24/7 scalability
- Designed and built a log transformation solution to normalize and enrich incoming raw logs (GeoIP, CMDB, threat intelligence) and convert them into a consistent schema for high-performance KQL queries, use case logic, and correlations
- Managed Azure security through Azure Policies to enforce security and compliance standards, prevent drift, and continuously remediate deviations
- Operated the Defender XDR portal to link endpoint, identity, email, and SaaS signals with Sentinel findings, enable holistic incident triage, and orchestrate measures directly from XDR
Technologies: Microsoft Sentinel, Microsoft Defender XDR, Azure Policy, KQL, GCP, MITRE ATT&CK
Eric B.
Last position:
Quality Assurance Manager (QSV) at Federal Employment Agency
Supporting the International Web Presence of the BA (IntWeb) project in the area of quality management, with the aim of taking responsibility for the quality of processes and project results while considering BA standards. The main objectives of the project are to give professionals abroad a quick overview of their opportunities for moving to Germany and to enable them to take the necessary steps consistently and with digital support by providing access to services.
Defining the general guidelines in the QA handbook
Summarising test results in QA reports for PLA
Analysing project results for improvement opportunities
Quality management of requirements analysis (particularly processes, methods, and tools)
Ensuring compliance with SERA requirements
Creating a cross-project test concept
Agreeing on sprint completion reports
Formal review of work results in accordance with requirements and/or the project plan
Contact person for internal audit, external audits by auditors, or BRH (Federal Court of Audit)
Technologies: JIRA, Confluence, MS Office, GitLab, Kubernetes
Dustin D.
Last position:
External consultant at Deutsche Leasing
2nd LoD/Change the Bank (CtB)
- CtB: External consultant and workstream lead for rectifying findings by BaFin following a special IT audit in the 2nd LoD, management of the work package for revising the ICT Risk Management & ICT Asset Classification in accordance with DORA Chapter 2, the processes for structural analysis, protection requirements, and control assessments (4 FTEs).
Axel Z.
Last position:
Project Manager at NTT Global Data Centers
- Project lead
- Coordinated the rollout of 148 firewalls (Palo Alto) for 74 buildings at over 14 locations in EMEA
- Managed the team (8 employees)
- Communicated with Senior Management (local) and Site Managers (EMEA)
- Ensured work packages were completed on time and to requirements, and formally accepted
- Extensive use of relevant Microsoft tools
- Wrike (project management)
Jörn B.
Last position:
Project Management and PMO at TANKKARTEN | PAYMENT
- Close collaboration with development teams to ensure alignment with project objectives
- Assessment of in-scope assets, creation of requirements, and support of the public tender process through the selection of a provider
- Creation and maintenance of UML sequence diagrams to document system interactions
- Extensive use of Agile/Scrum methodology and Spotify model
- Development and implementation of cutover and dress rehearsal plans together with the application managers
Christine M.
Last position:
Management consultant at Freelance
Delivery of ICT / DORA management training under DORA Article 5(4) at various banking institutions
Teaching the key content of DORA requirements with a focus on ICT risks, third-party risk management, incident and problem management, and the information register
Deriving implementation measures and recommendations for management and business units
Firas J.
Last position:
Interim Management Group Head of IT Governance & IAM at French-German Private Bank
- Head of the group-wide, international, and cross-functional IT Governance & IAM department within the central IT division of a large French-German private banking group. Disciplinary management of around 30 employees at five different locations within the group (Frankfurt, Paris, Tunis, Saarbrücken, Düsseldorf). Head of IT committees and key role in direct communication with management, the supervisory board, external stakeholders, and regulators.
- Definition and establishment of a state-of-the-art IT strategy process and related IT governance structures for the group's IT department with more than 600 employees (testified by the German Federal Financial Supervisory Authority and the ACPR) and successful process run.
- Establishment of a new future-oriented process framework for IT and necessary governance structures (process squads) for the continuous improvement of IT processes with regard to new regulatory requirements (including DORA, EU AI Act, etc.).
- Establishment of stringent processes to close a historical backlog of findings (> 100 IT findings, 40 overdue findings in 2022) from internal and external auditors (WP, ACPR, BaFin). Successful reduction of stock of overdue findings to 0 at the end of 2025.
- Supporting more than 20 IT audits per year and establishment of regulatory monitoring processes. Introduction of ServiceNow to revolutionize regulatory change and IT compliance processes with advanced AI functionalities.
- Realignment of IT control processes in conjunction with the newly established ICT risk function under DORA and the three lines of defense concept using the TopEase GRC solution.
- Reduction of the application landscape, by systematically analysing the purpose with application and business owners, identifying duplicates while implementing a One-Tool Strategy throughout the group. Successful reduction of one third of the application landscape within the CMDB.
- Onboarding of all group applications into One Identity's group-wide IAM solution, as well as operation and further development of the solution in connection with segregation of duties (SoD), role-based access management (RBAC), etc.
Richard R.
Last position:
Vice President– Head of Claims Operations, Europe at SOMPO International
Managing TPA Manager and a team of 10 Claims Operation Assistants.
Designing and implementing processes and workstreams using Guidewire from the ground up with European claims teams across all lines of business.
Establishing service level agreements (SLAs) and detailed key performance indicators (KPIs) with new business intelligence (BI) reporting, payment and performance analysis.
Developing, steering and analysing 50+ strategic, operational and IT initiatives, driving digital change and AI automation in payments while meeting DORA, GDPR, ACM and BAIT MaRisk regulatory compliance.
Increasing customer satisfaction scores by 80%.
Attracting and mentoring market-leading operational and TPA talent.
Demonstrating strong stakeholder leadership and swift decisional influence.
Andreas I.
Last position:
Cybersecurity Specialist Assessor at Bundesnetzagentur
- Recognition of national notified bodies
- Preparation of cybersecurity competency reports
- EU Radio Equipment Directive
Kurt R.
Last position:
Lead Solution Architect (AI HealthTech) / interim CTO & Product Co-Owner at Physio-Agil Frankfurt
- General CTO responsibilities (architectural design, operational setup, external runtime product evaluation, investor buy-in, regulatory compliance).
- Software development oversight (implementation on deep-dive-in) plus workflow design.
- Product co-ownership.
- Tech/tools/frameworks: proprietary software (Java, JavaScript), Kubernetes, Postgres, MiniIO, Ollama (internal), several xAI API (external), OpenTofu (Terraform), Keycloak, Kafka, Prometheus, ELK Stack, GitHub, GitHub Workflows, Argo CD, ISO 27001, BSI-ISM, EU AI Act.
Peter W.
Last position:
ISO 27001 Auditor for health insurance archive system at Health insurance company
The replacement of the existing archive system (document management system – DMS) on a host-based platform is well advanced.
The internal audit is meant to ensure the company's quality standards.
GDPR
ISO 27001 ff.
BSI
DORA
Patient data regulations
Host / Cloud / S3 / Container / highly scalable / Nuxeo
Budget: 50,000
Team: 1
Achim K.
Last position:
Portfolio Manager, Consultant, Leadership Coach at Abbvie Deutschland GmbH &Co. KG
- Management and optimization of a portfolio of about 100 projects (launches, in-field solutions, data & analytics, digital solutions, digital products)
- Optimization of the existing project standard (playbook) and alignment with the European and global organization (USA)
- Coaching project managers on setup, planning, cooperation with business, GDPR, GxP, data security and launches
- Preparing projects for works council information and project closeout communication
- Optimization of resource management (tracking, allocation, prioritization)
- Taking over individual project leads (off-/transboarding, event management, checking whether WhatsApp is allowed on a business smartphone)
- Supporting the hiring of external project managers
- Optimization of meeting structure, project controlling (KPIs), change and demand management
- Optimization of risk, issue, dependency and quality management and support during internal audits (GxP)
- Optimization of the portfolio steering tool (Smartsheet) on national, European and global level
- Design and implementation of a Business Value Complexity Scoring
- Building a strategic PMO with a sister department and optimizing cross-functional teams
- Reporting, communication and escalation at management level
- Leadership coaching for several future leaders (short-time assignment)
- Development of the concepts "PPM as a Service" and "Internal Customer Approach"
- Development and review of a concept "AI Data Governance" including roles and processes
- Selection and onboarding of the successor
Leonid R.
Last position:
IT Business Analyst / Requirements Engineer at S-Payment GmbH / Sparkasse (DSV-Gruppe)
- Business analysis of payments for the introduction of Wero EPI in Germany.
- Analysis and optimization of merchant processes in the context of acquiring and issuing.
- Analysis of interfaces for instant payments.
- Analysis of SCT-Inst processes, settlement mechanisms and reporting processes.
- Identification and clarification of gaps in merchant processes.
- Analysis and documentation of clearing and settlement processes.
- OSPlus process analysis and documentation.
- Coordination and alignment with scheme management as well as various payment service providers and financial institutions on merchant processes.
- Preparation and follow-up as well as active participation in EPI meetings on technical coordination and regulatory topics in payments, including content familiarization and prioritization.
- Preparation and documentation of project and steering committees in the EPI environment.
- Creation of status reports for the subproject.
- Maintenance and structuring of Confluence pages for project documentation.
- Coordination and alignment with the issuing teams on individual customer processes as well as aligning with bank processes and acquirer processes in the Wero environment.
- Communication with payment service providers regarding merchant and bank processes in the Wero environment.
- Organizational support for project management in special tasks in the EPI and Wero environment.
- Digital filing and documentation in Confluence and Microsoft Teams.
- Planning, implementation and tracking of work packages and steps.
- Quality assurance and project control.
- Consulting on IT strategy, IT architecture and interface management in the EPI and Wero environment.
- Technical environment: Jira, Confluence, XML, JSON, MS Office (Word, Excel, Teams, PowerPoint), SharePoint, Draw.io, Innovator, 3rd-level support, ITIL, creation and updating of software documentation, interface management, OSPlus, Scrum, KYC, payment, European Payments Initiative (EPI), Wero, Microsoft Loop, Instant Payments, SCT-Inst.
Dilip K.
Last position:
.NET Technical Lead & Application Architect at Hays AG
- Devised a new Domain-Driven Design architecture for a core system: reverse-engineered a central component, refactored the data-access layer to minimise database round-trips (improving scalability) and migrated processing to async.
- Decomposed the platform into independent .NET Core microservices (database-per-service) with RabbitMQ pub/sub using the Outbox Pattern + Saga choreography, behind an Ocelot API Gateway (JWT, rate limiting, CORS, health checks).
- Delivered on .NET Core / Angular / SQL Server / EF Core with Docker and Azure DevOps CI/CD; implemented health checks and CORS; contributes technical designs for stories in agile Scrum.
- Sole ADR owner; mentored 3 engineers and presented architecture decisions directly to the Director of Corporate IT.
Najat D.
Last position:
Freelance Consultant Microsoft Purview at Bechtlee IT-Systemhaus
- Design and global rollout of sensitivity labels (confidentiality labels) for automated classification and encryption of business-critical data.
- Definition and rollout of Data Loss Prevention (DLP) policies to protect IP and personal data across endpoints, Exchange, SharePoint, Teams, and non-Microsoft clouds.
- Setup of Insider Risk Management policies to detect and contain excessive data leaks and risky user behavior.
- Implementation of GDPR and retention requirements through automated retention policies and structured records management.
- Technical support for legal teams in internal and external investigations using eDiscovery (Standard/Premium) and Content Search.
- Continuous improvement of the security and compliance level by reviewing the Microsoft Compliance Manager and closing gaps (regulations such as ISO 27001, NIS-2)
Discover over 15,000 top freelancers
Statistics of experts using BAIT
Aggregated from the professional profiles of matched freelancers.
Experience
21 years (Germany: 23 years)
Position duration
2.1 years (Germany: 2.3 years)
Positions per freelancer
16 (Germany: 17)
Top business areas
Project Management, Information Technology, Operations
Top industries
Banking and Finance, Information Technology, Professional Services
Certification focus areas
Information Technology, Project Management, Quality Assurance
Bachelor's degree or higher
100% (Germany: 94%)
Master's degree or higher
56% (Germany: 50%)
Doctorate
13% (Germany: 11%)
Certifications per freelancer
7
Most common languages
German, English, French
Speak two or more languages
100% (Germany: 99%)
Based on our profile pool as of 29 Oct 2026.
Daily rate distribution
The chart shows how the daily rates of experts in this technology in Frankfurt are distributed, based on recent contracts on our platform. Each bar covers a rate range — its height shows the share of experts charging within that range.
Average rates of experts in Frankfurt using BAIT
Rates are based on recent contracts and do not include FRATCH margin.
The average daily rate is the mean of all daily rates from recent contracts of comparable freelancers on our platform.
The median daily rate is the middle value of all daily rates — half of comparable freelancers charge less, half charge more. Unlike the average, it is barely affected by outliers.
Calculated based on our freelancers’ daily rates as of 29 Oct 2026. Actual rates may vary depending on seniority level, experience, skill specialization, project complexity, and engagement length.
BAIT experts industry focus
See which industries our matched freelancers work in most often — every figure is calculated live from the freelancers on FRATCH.
- Banking and Finance (95%)
- Information Technology (85%)
- Professional Services (60%)
- Transportation (45%)
- Automotive (40%)
- Government and Administration (40%)
- Energy (35%)
- Telecommunication (35%)
Please note that freelancers can work across multiple industries, so percentages overlap.
About the technology
What BAIT covers
BAIT stands for Bankaufsichtliche Anforderungen an die IT. It describes the German banking supervisor’s expectations for safe, controlled and resilient information technology in financial institutions. The framework addresses IT governance, information risk management, information security, operational resilience and outsourced IT services.
Where it applies
BAIT is relevant to institutions supervised under German banking regulation and shapes how they organise IT responsibilities, controls and oversight. It is not a software product or implementation framework. Instead, it provides a supervisory reference for turning regulatory expectations into documented, testable practices across business and technology.
Core workstreams
- Establish IT strategy, governance and clear accountability
- Identify information risks and maintain control processes
- Operate information security management and incident handling
- Manage IT projects, applications, infrastructure and continuity
- Assess outsourced IT services and third-party dependencies
Ecosystem and tooling
BAIT work connects governance with everyday technology operations. Specialists often work with information security management systems, risk registers, access controls, vulnerability management, monitoring, backup and recovery procedures. They may also use GRC tools, service-management workflows, audit evidence repositories and documentation systems to make controls traceable.
When companies need specialists
Companies bring in freelance BAIT expertise when a supervisory review, internal audit or major transformation exposes gaps in IT controls. Support is also valuable during a new core-banking implementation, cloud migration, outsourcing assessment or remediation programme. In Frankfurt, close collaboration with banking, payments and financial-services teams may be useful, while many workstreams can be delivered remotely.
What strong professionals deliver
Strong BAIT professionals connect regulatory language with workable operating procedures. They can map requirements to risks, controls, owners and evidence without creating unnecessary bureaucracy. Look for clear documentation, experience with audit dialogue, sound knowledge of information security and the ability to work with boards, risk functions, compliance and technical teams. German-language communication may matter for local policies and supervisory correspondence, while English is common in international technology teams.
Frequently asked questions
Not sure where to start with BAIT? These answers cover the essentials.
BAIT, or Bankaufsichtliche Anforderungen an die IT, is used to assess and organise IT governance and information security in German financial institutions. It helps companies define responsibilities, manage IT risks, control suppliers and demonstrate that important processes are documented and effective.
BAIT is a German supervisory framework focused on IT expectations for regulated institutions. ISO 27001 provides a certifiable information-security management model, while DORA establishes broader European digital operational-resilience requirements; a project may need to align controls with all of them rather than choose only one.
A strong BAIT specialist often combines IT governance with information security, risk management, audit preparation and business continuity. Experience with cloud controls, outsourcing assessments, identity and access management, incident response or GRC tooling can be important for the specific scope.
The right level depends on the assignment. A focused control review may need a specialist who can assess evidence and document gaps, while a governance redesign or supervisory remediation programme calls for someone who has led comparable work across risk, compliance and technology teams.
BAIT work is often suitable for remote collaboration because much of the output consists of control mappings, policies, risk assessments and audit evidence. On-site workshops in Frankfurt can still help when specialists need access to sensitive stakeholders, regulated environments or German-language governance processes.
Typical deliverables include an IT governance assessment, requirement-to-control mapping, risk and gap analysis, remediation roadmap and evidence catalogue. Depending on the scope, the specialist may also produce security policies, outsourcing assessments, continuity documentation or preparation materials for internal and supervisory audits.
Ask the BAIT specialist to explain how a supervisory expectation becomes an owned control with measurable evidence. Review anonymised examples of mappings or remediation plans, test their understanding of dependencies between governance and operations, and check whether they communicate gaps clearly without overstating compliance.
BAIT is primarily directed at institutions within German banking supervision, so its direct applicability depends on the firm’s regulatory status. Other financial companies can still use its control principles as a practical reference, but they should confirm their obligations against the rules and supervisory frameworks that apply to them.
The average hourly rate of freelancers in Frankfurt, Germany who have used BAIT in their recent projects is 124 €, which corresponds to a daily rate of about 990 € based on an 8-hour working day.
Of the freelancers in Frankfurt, Germany who have used BAIT in their recent projects, 100% hold at least a Bachelor's degree, 56% hold at least a Master's degree, and 13% hold a doctorate.
On average, freelancers in Frankfurt, Germany who have used BAIT in their recent projects have 21 years of professional experience, with a single engagement typically lasting around 2.1 years.
The most common languages among freelancers in Frankfurt, Germany who have used BAIT in their recent projects are German (100%), English (100%), and French (30%).
The most common industries among freelancers in Frankfurt, Germany who have used BAIT in their recent projects are Banking and Finance (95%), Information Technology (85%), and Professional Services (60%).
The most common business areas among freelancers in Frankfurt, Germany who have used BAIT in their recent projects are Project Management (100%), Information Technology (95%), and Operations (85%).
Main locations of FRATCH Experts, who have recently used BAIT
Our freelancers and interim experts are at home across the DACH region — available on-site in the major business hubs or fully remote. Choose a location to discover matched specialists, local market insights and up-to-date availability.
Berlin Hamburg Munich Cologne 
Frankfurt Stuttgart Dusseldorf Leipzig Dortmund Essen Bremen Dresden Hanover Nuremberg 
Berlin 
Munich 
Cologne 
Dusseldorf Countries:
Request a free demo
Get in touch with the FRATCH team and we will get back to you within 4 hours.
Would you rather directly get in touch?
We always have the time for a call or email!
Philipp Thomaschewski
FRATCH CEO
