David H.-Fractional CPO | Fintech x AI Product Builder
Check rate
Experience
Venture Development Consultant
Impacmve.pro
- Advised product and strategy of a cloud-based SaaS for financial institutions
Co-Founder & COO
Ziggma.com
- Built a portfolio management SaaS for retail investors
- Responsible for product, strategy and operations
- Bootstrapped a FinTech web app reaching 30k users, $5k MRR and $400M in assets linked, growing organically
Co-Founder & CEO
DeRisk.earth
- Built a SaaS for asset managers to engage with corporates, managing ESG risks and impact
- Responsible for product and go-to-market
- Developed a prototype and piloted with asset managers totaling >€500 bn AUM
Senior Product Manager
Home HT GmbH
- Built an online marketplace for tenants and landlords
- Automated contract generation journey from <5% to 100%
- Developed agile processes, BI tools and product roadmap
Product Manager
Carly Solutions GmbH
- Improved online sales for a car diagnostics tool by building a web funnel that increased purchase conversion by 25%
- Created a new Google Analytics setup, BI dashboard, product team and agile organization
Product Owner
Porsche Digital Lab
- Built a blockchain app for classic car owners from prototype to full versions, securing $6.5 M funding
- Hired and managed an engineering and design team of 12
Co-Founder & CEO
DigitalPartners.io
- Executed 27 IT/IoT projects in diverse industries for clients including Viessmann, Porsche, Körber
- Built a team of 7 engineers and 3 consulting partners
Trade Finance Analyst
ABN Amro Bank N.V.
- Internship at the commodities trade finance desk
Industry experience
See where this freelancer has spent most of their professional time.
Experienced in Automotive, Energy, Manufacturing, Banking and Finance, and Information Technology.
Business area experience
See which departments and functions this freelancer has contributed to most.
Experienced in Information Technology, Project Management, Product Development, Strategy, Operations, and Marketing.
Summary
I combine senior product leadership with hands-on technical execution — product strategy and shipped code, not slide decks.
I do two things: → Fractional CPO — product strategy, roadmaps, discovery, and team coaching for startups and scaleups. I embed as your product leader 1-5 days/week. → AI-native product builds — full-stack development using AI tooling to ship at 3-5x the speed of traditional teams.
Track record: 4 startups co-founded. Ziggma (35K users, 1.5B EUR linked assets), DeRisk (institutional clients managing 1.5T+ EUR), Digital Partners (27 projects incl. Porsche, Viessmann, Koerber). MSc Finance & Investments, RSM Erasmus (Cum Laude). 8+ years product leadership in fintech.
Based in Berlin. Available for remote, hybrid, or on-site engagements.
Skills
- Product Management
- Venture Development
- Agile/Scrum
- Technology Strategy
- Go-To-Market
- Business Analyrcs
- Team Leadership
- Cross-Funcronal Communicaron
- Stakeholder Management
- Jira
- Noron
- Google Analyrcs
- Bi Tooling
- Ms Office
- Figma
- Wordpress
Languages
Education
Rotterdam School of Management, Erasmus University
MSc in Finance & Investment · Finance & Investment · Rotterdam, Netherlands · GPA 8.4/10 (Cum Laude)
Rotterdam School of Management, Erasmus University
BSc in International Business Administration · International Business Administration · Rotterdam, Netherlands · GPA 8.0/10
Statistics
Experience
Expertise
Qualifications
Profile
Frequently asked questions
Have questions? Find more information here.
David is based in Berlin, Germany and can operate in on-site, hybrid, and remote work models.
David speaks the following languages: German (Native), English (Advanced), Spanish (Advanced), French (Advanced).
David has at least 10 years of experience. During this time, David has worked in at least 7 different roles and for 8 different companies. The average length of individual experience is 1 year and 4 months. Note that David may not have shared all experience and actually has more experience.
Based on recent experience, David would be well-suited for roles such as: Venture Development Consultant, Co-Founder & COO, Co-Founder & CEO.
David's most recent position is Venture Development Consultant at Impacmve.pro.
In recent years, David has worked for Impacmve.pro, Ziggma.com, DeRisk.earth, and DigitalPartners.io.
David is most experienced in industries like Automotive, Energy, and Manufacturing. David also has some experience in Banking and Finance, Information Technology, and Real Estate.
David is most experienced in business areas like Information Technology, Project Management, and Product Development. David also has some experience in Strategy, Operations, and Marketing.
David has recently worked in industries like Automotive, Energy, and Manufacturing.
David has recently worked in business areas like Information Technology, Project Management, and Product Development.
David holds a Master in Finance & Investment from Rotterdam School of Management, Erasmus University and a Bachelor in International Business Administration from Rotterdam School of Management, Erasmus University.
The availability of David needs to be confirmed.
Daily rate distribution
The rates shown represent the typical market range for freelancers in this position based on recent contracts on our platform.
Average rates for similar positions
Rates are based on recent contracts and do not include FRATCH margin.
The average daily rate is the mean of all daily rates from recent contracts of comparable freelancers on our platform.
The median daily rate is the middle value of all daily rates — half of comparable freelancers charge less, half charge more. Unlike the average, it is barely affected by outliers.
Calculated based on our freelancers’ daily rates as of 7 Sep 2026. Actual rates may vary depending on seniority level, experience, skill specialization, project complexity, and engagement length.
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