
PayPal Experts in Germany
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Meet FRATCH Experts in Germany, who have recently used PayPal
Reinhold M.
Last position:
Business Requirements Engineer, Proxy Product Owner, Tester at AXA Konzern AG
Working Environment
- Insurance / Claims Management (Property, Liability, Automotive)
- REST-based ClaimAPI with Guidewire ClaimCenter
Scope
- Further development of the internal REST-based ClaimAPI with Guidewire ClaimCenter as the backend and various portals/front-end offices as clients, and with the following objectives: + increased AI-supported claims processing outside of Guidewire ClaimCenter + and support for all lines (property, liability, automotive).
- Further development of automated claims processing
Activities
- Interfacing IT & Business
- Design activities with documentation in Confluence, Jira: + Requirements engineering (functional and non-functional) + Design of REST endpoints and coordination with interface partners (esp. AI-colleagues) + Identification, design and evaluation of alternative solutions (moving away from a monolithic approach toward fine-grained endpoints, with code reuse across all lines if possible) + Creation / refinement of product backlog items in Jira, i.e. epics, user stories and tasks, incl. alignment with developers & POs during (pre-)refinement sessions + Using AXA Secure GPT when creating / refining user stories (description, acceptance criteria) and designing REST endpoints + Estimation and prioritization of user stories and tasks during Sprint Planning sessions + Coordination and support during the implementation of Product Backlog items + Driving decision making with preparation and presentation of decision-making documents
- Quality assurance: + Test management, including test case creation using Xray in Jira + Test execution using Bruno as REST client and in Guidewire ClaimCenter + Submission of test artifacts for PO approval + Analysis of production bugs
Methods Big Room Planning (aka PI-Planning in SAFe), Scrum, BPMN, EPK, UML, ERM, DDD
Tools / Tech Stack Teams, Confluence, Jira with Xray, OpenAPI/Swagger, REST, JSON, XML, MS Office, Bruno, GitHub repository (reading), Guidewire ClaimCenter, AXA Secure GPT (AXA's in-house GenAI solution based on Azure OpenAI)
Katarzyna G.
Last position:
Interim Financial Accountant / Accounts Payable at Consulting for an alcoholic beverage manufacturer
- Supported monthly and annual closing activities
- Checked incoming invoices for formal and factual accuracy
- Posted incoming invoices
- Contact person for internal departments on accounting matters
- Created and maintained vendor master data
- Processed open items
- Took on additional accounting-related special tasks
- Managed the functional mailbox
- Performed payment runs
Training and knowledge transfer – Accounts Payable:
In addition to the tasks above, I was responsible for training and transferring knowledge to 8 employees of an external service provider in India who took over the accounts payable activities:
- Conducted structured training and practical guidance throughout the accounts payable process
- Trained employees in checking and posting incoming invoices, including formal and factual checks
- Taught vendor master data maintenance, open-item processing and payment runs
- Trained employees in using the functional mailbox and communicating effectively with internal departments
- Explained accounting procedures, controls and company-specific accounts payable requirements
- Conducted “Training on the Job” using practical posting cases and real business transactions
- Supported the team in independently carrying out accounts payable processes and resolving accounting questions
- Checked the quality and accuracy of work results and provided continuous feedback and coaching
- Supported the transfer of accounts payable processes to the external service provider and ensured structured knowledge transfer and an orderly handover
- Supported a smooth transition by documenting processes, clarifying responsibilities and ensuring consistent application of accounting requirements
Software: JDE, ELO, SAP Concur
Tobias W.
Last position:
CEO & Fouder at Wittbix
Malte L.
Last position:
Product Owner, Change Management Coach and Organizational Consultant & Founder and Product Architect at Freelance + Resilience Bakery
The combined experience from recent project years shows that I have two passions: on the one hand, working in and for organizations to develop new, innovative products, ideally as part of a digitalization strategy or business development – as well as the closely related expertise in change and transformation processes as part of holistic organizational consulting. For this purpose, I established the Change Bakery and Product Validators offerings. On the other hand, my heart and mind are driven to find my own products, evaluate markets and potential, and test ideas. I am currently working independently and part-time alongside ongoing projects on a product idea related to mental health and have founded Therapymate.
Gwen G.
Last position:
Senior Ruby on Rails & DevOps Developer at Sapiens
Further development of a software solution for managing audit applications and audit notifications according to §106d SGB V for the Association of Statutory Health Insurance Physicians in Hamburg.
- Developed numerous features, optimised performance, refactored code and analysed errors
- Refactored the development container setup
- Optimised the Gitlab-CI build pipeline
- Introduced improvements to the team workflow
Mirco S.
Last position:
Co-Founder, CTO & Managing Director at Sourcera.ai (Venture Build)
Full overall responsibility: product, technology, compliance and go-to-market
- Delivered an enterprise MVP in 54 days, exceeding scope and schedule.
- Won a 250k € ARR anchor customer and built a sustainable enterprise sales pipeline in the first quarter.
- Paid PoCs with Zalando (35k €) and tesa (26k €), validating product-market fit with Tier-1 enterprise customers.
- Initiated ISO-27001 and TISAX certification processes. Left when the venture entered its next organizational phase.
Timo J.
Last position:
Co-Founder & Technical Lead at cubular GmbH
Co-founded a software agency building custom web and cross-platform products. I owned the technical decisions across the whole portfolio and led 12 people, while carrying delivery planning, process and client relationships for 11 clients across 3 industries.
Technical leadership: owned the technical decisions for the codebase across every project — stack, architecture, code conventions and the tooling the team worked with — and led the developers on how work got built through code reviews, pair programming and mentoring across a team ranging from junior to senior, keeping the codebase coherent as the portfolio and the team grew
Delivery planning against the financial plan: built the company's financial plan and derived from it the billable hours each developer had to reach per month and the hours each project could absorb to stay within budget; planned capacity and scope against those figures and negotiated budgets and delivery dates directly with clients
Client ownership: technical contact across the portfolio — requirements gathering and prioritisation, scoping and estimates, timeline communication, budget negotiation, and consistent transparency throughout delivery
Team and people: owned the hiring and interview process end to end and took responsibility for offboarding where it was needed; designed an onboarding that got new developers productive within 1–2 days; cleared blockers daily and kept a close eye on where effort was creating value and where it was not
Process ownership: consolidated a micro-service landscape spread over 15+ repositories into a single monorepo, cutting backend development time by ~40% and simplifying releases for 6 engineers; set up deployment pipelines with GitHub Actions and GitLab CI; ran retrospectives and turned the feedback into concrete changes; introduced AI agents into day-to-day development
Delivered short-staffed: when the team shrank from 8 developers to 2, restructured scope, introduced AI-assisted development to hold the schedule and took on Go backend work alongside my own frontend scope
Architecture and code: defined the architecture for every project in the portfolio — the structure the rest of the team built within — and wrote roughly 90% of the frontend code myself, from SSR applications with Next.js and Remix to cross-platform apps with Capacitor
From zero to production: took a practice management platform — administration, inventory, integrated online shop, chat messenger — from an empty repository to production. Live in 7 markets with at least 7 more coming up, serving tens of thousands of users
Delivery under pressure: built and shipped a replacement online shop for a Fortune 250 client in 4 days, restoring order intake while their global shops had been offline for several weeks
Design system: built a cross-project design system used across 7 products, so new projects and features started from a shared, consistent base
Cross-platform and real-time: built iOS and Android apps with Capacitor for a client live event with 1,000+ participants — web sockets and push notifications for real-time content, Stripe payments supporting PayPal, Apple Pay, Google Pay and cards
Key technologies: React, TypeScript, Next.js, Remix, GraphQL, ConnectRPC, Redux, Zustand, Go, Node.js, Turborepo, Nx, Capacitor, Ionic, WebSockets, Stripe, PostgreSQL, Playwright, Cypress, Vitest, Storybook, GitHub Actions, GitLab CI, Claude Code, Cursor, GitHub Copilot
Stephanie Z.
Last position:
Project Support / Project Coordination FTTx at Oliver Schulte Managementberatung
- Worked on an FTTx/telecommunications project within the project environment
- Supported operational project coordination and task follow-up
- Used Jira to create, process and track tasks and tickets
- Structured and maintained project-related information and work statuses
- Coordinated open points and ongoing tasks within the project team
- Supported the coordination of work packages and their processing status
- Followed up on tasks, feedback and open topics
- Worked at the interface between operational implementation and project organization
- Applied digital project management tools in the ongoing FTTx project
- Provided hands-on support with organizational and operational project tasks
Thomas H.
Last position:
Interim Head of Accounting at F. X. Meiller Fahrzeug- und Maschinenfabrik – GmbH & Co. KG
- Leadership, management, and further development of an accounting team with nine employees
- Responsibility for the preparation, analysis, and quality assurance of monthly and annual financial statements according to HGB
- Ensuring structured intercompany reconciliation and minimizing reconciliation risks using LucaNet
- Coordination of annual closing work and audit preparation while meeting CFO deadlines
- Optimization of accounting processes in the SAP S/4HANA environment in close
Alexandru G.
Last position:
Principal Cloud DevOps Architect at BP
In my role as Senior Cloud DevOps Architect for BP, an oil and gas company, I had the mission to migrate the Electric Vehicle Charging platform of the EV Division from on-premises and Azure to AWS cloud, resulting in a hybrid multi-cloud, multi-tenant SaaS solution.
Deployment with Kubernetes for the application layer meant provisioning Kubernetes clusters managed by EKS and AKS, with a focus on integrating them into a multi-tenant environment. This integration was achieved by using Kubernetes namespaces and access controls to ensure data isolation and privacy enforcement.
In the database layer, we chose an RDS instance with PostgreSQL to support the backend infrastructure of our applications. Tenants shared the same RDS instance, but each had a dedicated schema.
To ingest near real-time data from physical charge points (CPOs), as IoT devices, via the OCPI protocol, we ran into significant delays with batch processing. As a result, we built a real-time streaming data pipeline using Apache Kafka, while prioritizing an event-driven architecture.
Led collaboration across multiple internal teams, external vendors, cloud providers, and on-site partners to integrate over five systems into a unified solution.
Achievements:
- Successfully designed and implemented hybrid multi-cloud solutions, integrating multiple cloud platforms (AWS, Azure) with on-premises infrastructure, using Site-to-Site VPNs, Firewalls, and Load Balancing.
- Led the migration of on-premises infrastructure to multi-cloud, multi-tenant infrastructure, resulting in 30% faster processing times.
- Migrated workloads from VMware and Hyper-V environments to cloud-based VMs, leveraging cloud-native services to optimize performance, cost efficiency, and scalability.
- Designed a multi-tenant Kubernetes platform leveraging the Kubernetes ecosystem, using Karpenter for dynamic EC2 node provisioning, KEDA for event-driven pod autoscaling (e.g., Kafka message lag), and Rancher for centralized monitoring of multiple clusters (EKS, AKS, or on-prem K8s), replacing Microsoft-centric Azure Arc management service.
- Designed and implemented Python-based FastAPI microservices as part of the EV core-backend on AWS EKS application layer, powering data ingestion and customer analytics pipelines.
- Developed asynchronous, event-driven APIs (Python-FastAPI) for real-time integration with CPOs, supporting OCPI 2.3 and OICP protocols.
- Designed and implemented a secure, production-grade Azure Databricks platform using Terraform, ensuring scalability and cost efficiency.
- Migrated on-premises ERP to a hybrid Dynamics 365 architecture with ERP hosted locally and CRM running in Azure, integrated via Azure Arc.
- Automated CI/CD pipelines for Databricks notebooks and jobs using GitHub Actions & Databricks CLI, reducing deployment time. Reduced infrastructure provisioning time by 70% by automating cloud resource deployment with GitOps.
- Ensured compliance with internal audit and data governance standards (GDPR) through OAuth2/OIDC-based authentication and fine-grained role-based access controls.
- Developed a Zero Trust security model, enforcing least-privilege access and microsegmentation, enhancing security posture and compliance with GDPR and NIST.
- Built interactive analytics dashboards in Amazon QuickSight, integrating data from S3 and Redshift to deliver real-time business insights and visualizations with embedded access for multi-tenant users.
- Led cloud security assessments and full-lifecycle cybersecurity integration during M&A, covering AWS, Azure, IAM (Entra ID), and data protection, while aligning security posture with NIST, ISO 27001, and GDPR across hybrid and cloud-native environments.
- Reduced cloud costs by 64% for a client's dev environment by implementing automated start/stop schedules for EC2 and RDS instances via AWS CDK with EventBridge Scheduler or AWS Systems Manager.
Tech stack:
- Infrastructure as Code: Terraform, AWS CDK, Ansible.
- Containers: Kubernetes on EKS, AKS, Docker.
- Streaming Data Processing: Kafka to Confluent Cloud, after AWS MSK.
- Frontend: TypeScript, React, NextJS, Hooks, Styled Components.
- Backend: Python with FastAPI, also Node.js with NestJS.
- Database: Aurora on PostgreSQL with TypeORM, RDS on SQL Server, Azure Databricks full setup and administration, ETL Pipelines.
- CI/CD and GitOps: GitHub Actions, Azure DevOps, ArgoCD.
- Monitoring and Observability: Prometheus and Grafana.
- Virtualization: Hyper-V, VMware Cloud on AWS, Azure Migrate.
- ERP Systems: Odoo, Microsoft Dynamics 365 Business Central on Azure, integrated with Azure Arc.
- Networking: Site-to-Site VPNs, AWS Direct Connect, Azure ExpressRoute, Firewalls (AWS Network Firewall, Azure Firewall).
- Security: IAM, NIST Framework, Zero Trust Security, AWS WAF, AWS Shield, GuardDuty.
Emmanuel L.
Last position:
Founder and sole developer
- Development of a SaaS platform for esports teams with roles, planning, statistics and billing
- Design and implementation of the architecture, external API integrations and operations
- Stack: Laravel 13, React 19, TypeScript, PostgreSQL, Redis and Stripe
Anupriya P.
Last position:
Senior Software Engineer at Telefonica Germany
(Maternity/Parental Leave: July 2023 – Aug 2024)
- Domain: Payment Domain | Client: Telefonica Germany
- Project: General Payment Service
The General Payment Service is responsible for processing of online payments via external payment service provider like Safer pay and PayPal
- Developed Design of Use (DOU) and interface contract documentation, ensuring clarity and compliance across system integrations
- Designed and delivered REST/SOAP web services with Spring Boot and Spring Data JPA, publishing Swagger contracts through WSO2 API Gateway to improve accessibility and governance.
- Spearheaded the on-premises to AWS Cloud migration, re-platforming from Oracle to PostgreSQL on AWS RDS and deploying services on EC2, improving scalability and cost efficiency.
- Containerized microservices using Docker and orchestrated deployments with Kubernetes, streamlining deployment pipelines and improving system reliability.
- Implemented proactive monitoring and logging via AWS CloudWatch and Kibana, ensuring stability and performance during cutover.
- Enhanced collaboration through code reviews and peer reviews, promoting maintainability and clean coding standards.
- Strengthened quality by writing comprehensive JUnit tests and preparing detailed test cases enabling early defect detection
- Delivered automated API testing with Ready API, Postman, and SOAPUI, and conducted performance testing with JMeter, ensuring reliability in high-transaction environments.
Noël L.
Last position:
Freelance Senior Product Owner at Rewe Digital GmbH
- Interim Product Owner for two new applications as part of the introduction of a new bonus points program within the entire Rewe Group
- Coordination of cross-team planning (initiative management) and implementation
- Responsibility for product vision, roadmap, backlog and stakeholder management within an agile scaled product development team
- Successful Go Live with both applications on 2024-09-24
Dilara E.
Last position:
Epic Owner at Telefonica
As part of the program (RAITT Transformation/Inlife Tribe), efficient handling of all processes for existing customers during ongoing operations and in customer service, including payments and billing, with the goal of ensuring customer satisfaction through excellent service and efficient problem solving
Leading the Usage-to-Payments value stream and cross-functional teams as the responsible Epic Owner in the strategic RAITT transformation program
Managing, prioritizing, providing functional direction and driving decision-making processes between business, architecture, development and outsourcing partners
Backlog prioritization, strategic roadmap development and release readiness decisions
Establishing governance, quality assurance and delivery standards in the payment ecosystem
Communicating program-critical decisions to sponsors, Product Owners and technical control centers
Ensuring smooth payment processes, accurate billing and integration with financial systems
Optimizing payment methods, managing payment service providers and efficiently handling credit checks, dunning and debt collection
Focus on postpaid business models with bank transfers, direct debits, returned direct debits and payouts
Responsibility for alternative payment methods such as credit cards and PayPal, integration of payment service providers and risk management
Bernd H.
Last position:
Deutsche Bahn
- Migration of the platform to X systems
- Analysis of changes related to TCP/IP communication
- Handling error tickets
- Installation and configuration of Xypro Security 1 attack detection
- Setting up an SNMP.v3 connection to send alert traps to Netcool (Tivoli)
- Installation and configuration of the RemoteAnalyst software
- Migration of master data and timetable data
- Setting up and monitoring MQ pipelines to external partners
Discover over 15,000 top freelancers
Statistics of experts using PayPal
Aggregated from the professional profiles of matched freelancers.
Experience
19 years

Position duration
2.8 years

Positions per freelancer
10

Top business areas
Information Technology, Product Development, Project Management

Top industries
Information Technology, Automotive, Banking and Finance

Certification focus areas
Information Technology, Product Development, Project Management
Bachelor's degree or higher
86%
Master's degree or higher
31%
Doctorate
6%

Certifications per freelancer
2

Most common languages
German, English, Russian

Speak two or more languages
95%
Based on our profile pool as of 29 Oct 2026.
Daily rate distribution
The chart shows how the daily rates of experts in this technology in Germany are distributed, based on recent contracts on our platform. Each bar covers a rate range — its height shows the share of experts charging within that range.
Average rates of experts in Germany using PayPal
Rates are based on recent contracts and do not include FRATCH margin.
The average daily rate is the mean of all daily rates from recent contracts of comparable freelancers on our platform.
The median daily rate is the middle value of all daily rates — half of comparable freelancers charge less, half charge more. Unlike the average, it is barely affected by outliers.
Calculated based on our freelancers’ daily rates as of 29 Oct 2026. Actual rates may vary depending on seniority level, experience, skill specialization, project complexity, and engagement length.
PayPal experts industry focus
See which industries our matched freelancers work in most often — every figure is calculated live from the freelancers on FRATCH.
- Information Technology (91%)
- Automotive (44%)
- Banking and Finance (44%)
- Retail (44%)
- Manufacturing (35%)
- Healthcare (30%)
- Media and Entertainment (30%)
- Telecommunication (30%)
Please note that freelancers can work across multiple industries, so percentages overlap.
About the technology
Enterprise Payment Architectures and Checkout Flows
PayPal powers global commerce by processing transactions across varied web and mobile architectures. Freelance specialists integrate modern checkout flows, recurring billing engines, and marketplace split-settlements. They ensure smooth interactions between frontend interfaces and transactional banking layers.
Core Integration Stack and Tooling
Modern payment integration relies on a structured ecosystem of APIs, software development kits, and operational tools.
- PayPal REST APIs and v2 Orders and Subscriptions endpoints
- PayPal Complete Payments and JavaScript SDK modules
- Braintree SDK for unified card and wallet processing
- Webhook listeners and automated event reconciliation systems
- Sandbox environments and automated transaction regression tests
Business Drivers for External Expertise
Companies hire external professionals to eliminate checkout friction, automate reconciliation, and reduce cart abandonment. When expanding into Germany, teams require support to activate local payment preferences such as Pay upon Invoice and SEPA direct debits alongside core digital wallets. Specialists resolve API deprecations, migrate legacy NVP or SOAP code, and debug failed webhook events.
Technical Standards and Financial Compliance
Operating payment flows in Germany requires strict adherence to security and regional regulatory standards. Experienced professionals implement Strong Customer Authentication under PSD2, design fail-safe 3D Secure workflows, and minimize chargebacks. They align transaction logging with GDPR requirements and ensure financial records export cleanly into German ERP systems like SAP.
Distinguishing Top Implementation Professionals
Senior professionals approach payment engineering with defensive design. They build robust idempotency mechanisms to prevent double charges during connection dropouts, isolate sensitive customer data to retain low PCI DSS compliance scopes, and construct granular error handlers that guide shoppers through recovery steps.
Collaboration and Delivery Models
Organizations in Germany typically collaborate with payment professionals in hybrid or fully remote arrangements. External specialists work directly alongside core engineering teams to establish automated test fixtures, review sandbox mocks, and oversee seamless production launches during scheduled release windows.
Frequently asked questions
Curious about PayPal? Here are the answers that come up again and again.
A strong PayPal specialist brings hands-on experience with modern REST APIs, JavaScript SDK integrations, and secure webhook processing. They should understand tokenization, automated order capture, and handling asynchronous transaction webhooks to keep database states synchronized.
PayPal Complete Payments unifies custom credit card processing, digital wallets, and local payment methods under a single API framework. It replaces older Express Checkout patterns, offering streamlined client-side components and cleaner server-side orchestration for modern platforms.
Beyond standard PayPal digital wallet balances, consumers in Germany expect options like Rechnungskauf by Ratepay, SEPA direct debits, and Sofort. Specialists configure these localized options directly inside the unified checkout layer to maximize conversion.
Yes, because Braintree is a PayPal service, vetted specialists frequently operate across both toolsets. They implement Braintree Drop-in UIs or custom GraphQL API layers for organizations managing custom credit card fields alongside third-party digital wallets.
Engineers handling PayPal integrations implement 3D Secure protocols and ensure that checkout events satisfy Strong Customer Authentication mandates. They also design systems that rely on cryptographic payload verification for all incoming payment webhooks.
Integrating PayPal requires solid expertise in backend languages like Node.js, Python, PHP, or Java, combined with modern frontend frameworks. Familiarity with database transactions, queue systems for event handling, and ERP accounting exports is equally important.
Most PayPal integration tasks are delivered entirely through remote collaboration via sandbox testing environments and secure repository access. Occasional on-site sessions in hubs such as Berlin, Munich, or Frankfurt may occur during initial discovery or critical go-live dates.
Evaluate candidates on their understanding of edge cases, such as handling delayed webhook callbacks, network timeouts, and partial refund handling. A reliable PayPal professional will articulate clear strategies for idempotency keys, transaction reconciliation, and PCI DSS scope reduction.
The average hourly rate of freelancers in Germany who have used PayPal in their recent projects is 95 €, which corresponds to a daily rate of about 758 € based on an 8-hour working day.
Of the freelancers in Germany who have used PayPal in their recent projects, 86% hold at least a Bachelor's degree, 31% hold at least a Master's degree, and 6% hold a doctorate.
On average, freelancers in Germany who have used PayPal in their recent projects have 19 years of professional experience, with a single engagement typically lasting around 2.8 years.
The most common languages among freelancers in Germany who have used PayPal in their recent projects are German (100%), English (93%), and Russian (12%).
The most common industries among freelancers in Germany who have used PayPal in their recent projects are Information Technology (91%), Automotive (44%), and Banking and Finance (44%).
The most common business areas among freelancers in Germany who have used PayPal in their recent projects are Information Technology (93%), Product Development (86%), and Project Management (60%).
Main locations of FRATCH Experts, who have recently used PayPal
Our freelancers and interim experts are at home across the DACH region — available on-site in the major business hubs or fully remote. Choose a location to discover matched specialists, local market insights and up-to-date availability.
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