Apple Pay Experts in Germany
for secure mobile payments, matched in minutes with vetted professionalsHire experts who integrate Apple Pay into iOS apps, online checkouts and point-of-sale systems, while handling payment tokens, merchant validation and transaction flows. FRATCH matches you quickly and precisely with vetted, available freelancers.
Meet FRATCH Experts in Germany, who have recently used Apple Pay
Alicja R.
Last position:
Senior Product Owner BFSG & UX – Web and App Booking Journey at AIDA Cruises
- Lead Product Owner role for the BFSG pilot journey “Search and Book” across web and app, focusing on digital accessibility, UX, conversion, and regulatory implementation.
- Created and prioritized the product backlog; derived user stories and acceptance criteria from legal standards (BFSG, WCAG 2.1)
- Developed a product vision that combines digital accessibility, user-centered UX, and conversion optimization for the booking journey
- Cross-stream release management and quality assurance across the entire web and app area, including go/no-go decisions, rollout, and user acceptance tests
- Coordinated and prioritized with Legal, Compliance, external BFSG consultants, UX, Development, Marketing, and Management
- Conducted user research as well as usability and accessibility tests (including screen readers and keyboard navigation) and prototyping with UX/UI
- Defined KPIs to measure accessibility, conversion, and user guidance
- BFSG pilot journey “Search and Book” successfully delivered: first accessible features rolled out and the foundation for a long-term BFSG-compliant booking journey established
- Established sustainable process integration through close collaboration with consulting partners and internal teams
Timo J.
Last position:
Co-Founder & Technical Lead at cubular GmbH
Co-founded a software agency building custom web and cross-platform products. I owned the technical decisions across the whole portfolio and led 12 people, while carrying delivery planning, process and client relationships for 11 clients across 3 industries.
Technical leadership: owned the technical decisions for the codebase across every project — stack, architecture, code conventions and the tooling the team worked with — and led the developers on how work got built through code reviews, pair programming and mentoring across a team ranging from junior to senior, keeping the codebase coherent as the portfolio and the team grew
Delivery planning against the financial plan: built the company's financial plan and derived from it the billable hours each developer had to reach per month and the hours each project could absorb to stay within budget; planned capacity and scope against those figures and negotiated budgets and delivery dates directly with clients
Client ownership: technical contact across the portfolio — requirements gathering and prioritisation, scoping and estimates, timeline communication, budget negotiation, and consistent transparency throughout delivery
Team and people: owned the hiring and interview process end to end and took responsibility for offboarding where it was needed; designed an onboarding that got new developers productive within 1–2 days; cleared blockers daily and kept a close eye on where effort was creating value and where it was not
Process ownership: consolidated a micro-service landscape spread over 15+ repositories into a single monorepo, cutting backend development time by ~40% and simplifying releases for 6 engineers; set up deployment pipelines with GitHub Actions and GitLab CI; ran retrospectives and turned the feedback into concrete changes; introduced AI agents into day-to-day development
Delivered short-staffed: when the team shrank from 8 developers to 2, restructured scope, introduced AI-assisted development to hold the schedule and took on Go backend work alongside my own frontend scope
Architecture and code: defined the architecture for every project in the portfolio — the structure the rest of the team built within — and wrote roughly 90% of the frontend code myself, from SSR applications with Next.js and Remix to cross-platform apps with Capacitor
From zero to production: took a practice management platform — administration, inventory, integrated online shop, chat messenger — from an empty repository to production. Live in 7 markets with at least 7 more coming up, serving tens of thousands of users
Delivery under pressure: built and shipped a replacement online shop for a Fortune 250 client in 4 days, restoring order intake while their global shops had been offline for several weeks
Design system: built a cross-project design system used across 7 products, so new projects and features started from a shared, consistent base
Cross-platform and real-time: built iOS and Android apps with Capacitor for a client live event with 1,000+ participants — web sockets and push notifications for real-time content, Stripe payments supporting PayPal, Apple Pay, Google Pay and cards
Key technologies: React, TypeScript, Next.js, Remix, GraphQL, ConnectRPC, Redux, Zustand, Go, Node.js, Turborepo, Nx, Capacitor, Ionic, WebSockets, Stripe, PostgreSQL, Playwright, Cypress, Vitest, Storybook, GitHub Actions, GitLab CI, Claude Code, Cursor, GitHub Copilot
Jan M.
Last position:
Managing Director at Nexcent GmbH
- IT consulting
- Power Platform & Databricks
- AI software development (custom software)
- Commercial responsibility for the company
Noël L.
Last position:
Freelance Senior Product Owner at Rewe Digital GmbH
- Interim Product Owner for two new applications as part of the introduction of a new bonus points program within the entire Rewe Group
- Coordination of cross-team planning (initiative management) and implementation
- Responsibility for product vision, roadmap, backlog and stakeholder management within an agile scaled product development team
- Successful Go Live with both applications on 2024-09-24
Michael G.
Last position:
Lead Global eCommerce Operations at PUMAGroup
- Bedrock technology operations role providing the foundations on which PUMA's global product teams build PUMA.com and associated systems
- Managed a €3.5 million CAPEX portfolio including ~20 externals and 16 platform and tooling vendors
- Started up and led five functional teams for platform engineering, cloud administration, edge technology, continuous performance testing, and L2 support / incident management
- Person of last resort for mysteries, intractable bugs, compliance crises, litigation support, and black-hole issues where ownership was unclear or contested
- Sole author and driver of a multi-million-euro, multi-year RFP for Global Operations Center serving the direct-to-consumer technology estate for eCommerce, order management, and brick-and-mortar retail tech support
- Conceived, designed, developed and productionized Order Viewer, a secure internal application providing observability into PUMA.com order data at sub-second latency; independently delivered architecture, implementation, GCP deployment, SSO integration and organizational compliance.
Jörn B.
Last position:
Project Management and PMO at TANKKARTEN | PAYMENT
- Close collaboration with development teams to ensure alignment with project objectives
- Assessment of in-scope assets, creation of requirements, and support of the public tender process through the selection of a provider
- Creation and maintenance of UML sequence diagrams to document system interactions
- Extensive use of Agile/Scrum methodology and Spotify model
- Development and implementation of cutover and dress rehearsal plans together with the application managers
Bernd H.
Last position:
Deutsche Bahn
- Migration of the platform to X systems
- Analysis of changes related to TCP/IP communication
- Handling error tickets
- Installation and configuration of Xypro Security 1 attack detection
- Setting up an SNMP.v3 connection to send alert traps to Netcool (Tivoli)
- Installation and configuration of the RemoteAnalyst software
- Migration of master data and timetable data
- Setting up and monitoring MQ pipelines to external partners
Leif S.
Last position:
Software Architect at QualityMinds GmbH
- Lead software architect and technical team lead for a new logistics platform for load carrier trade
- Core design of software architecture using arc42 spanning frontend, backend, delivery strategies and cloud native infrastructure with Domain Driven Design and Hexagonal Architecture
- Evaluation of initial business requirements and software development roadmap
- Technical team lead in a Scrum team of 9 people
- Introduced and strengthened AI-assisted (JetBrains AI & GitHub Copilot) and collaborative code development strategies to speed up feature development
Aamruth S.
Last position:
Head Product Manager at GoShippo
- Led 5 cross-functional teams (Product, Engineering, Data, Operations, and Design) across the transportation domain, covering carrier integration, shipment tracking, PUDO, reconciliation, and automation.
- Defined and executed the end-to-end product and integration strategy for 15+ global carriers across Europe and the U.S., ensuring unified APIs.
- Owned the carrier onboarding framework, reducing integration time by 40% through standardization, automation, and improved developer tooling.
- Partnered with major platform customers like Shopify and Wix to analyze EU merchant needs and enhance the shipping and fulfillment experience.
- Led the reconciliation automation initiative, reducing billing discrepancies by 30% and improving invoice validation speed for finance and operations teams.
- Collaborated with data analytics and operations teams to build carrier performance dashboards that improved on-time delivery rates and merchant satisfaction.
- Fostered a strong culture of cross-functional ownership, ensuring seamless collaboration between engineering, product, and external carrier partners.
Calin C.
Last position:
Gorillas
- Successfully migrated 99.9% of the users to the new app by automatically logging them in using the token retrieved from the old app.
- Facilitated more than 400k signups in the first 3 months after releasing the redesigned app by supporting phone, Apple, Google, and Facebook authentication methods implemented using Firebase.
- Helped more than 250k users successfully add their address by supporting search using Google Places and by selecting the exact location using Google Maps based on the service delivery zones.
- Skills: Firebase Auth, Google Places, Google Maps, Segment, Adjust, Braze, Rich Push Notifications
Sascha B.
Last position:
Fullstack Developer at INLOGY GmbH
- Developed and maintained a distributed monitoring system for drilling rigs
- Developed an administration application for the Swiss social system
- Estimated efforts for customer requirements
- Technologies: C#, ASP.NET, Entity Framework Core, MS SQL, npm, Angular, TypeScript, HTML, SCSS, Storybook, NodeJS
- Tools: Scrum, Figma, Jira, Confluence, Azure DevOps, CI/CD
Fares M.
Last position:
Software Engineer at DXC Technology
- Developed and maintained backend services for Q8's Digital Cards and Mobility Platform in Java and Spring Boot.
- Designed scalable, multi-tenant microservices with API-first principles using Swagger.
- Implemented asynchronous messaging with Apache ActiveMQ to decouple services and improve resilience.
- Managed multi-tenant architecture with data isolation and configurable tenant logic.
- Ensured secure data handling with Spring Security and PostgreSQL, supported by Liquibase version control.
- Integrated JasperReports for generating PDF reports based on user and business needs.
- Followed Agile practices and implemented thorough unit and integration testing.
Jan-Niklas F.
Last position:
Founder at Freundt Consulting GmbH
- Porsche AG (2018 – 12/2019): Design and development of native iOS apps in motorsport/Formula E (e.g. travel app and enterprise warehouse management with SAP integration) and e-mobility (Porsche Taycan; development of a native Microsoft Excel data export).
- StarFinanz / Sparkasse (05/2019 – 07/2021): Worked on the banking app (FinTS, HBCI, PSD2, Apple Pay); implemented Apple Pay; implemented a new TAN method; worked with the FinTS backend (PSD2); opened bank accounts via app (eID, VideoID, Authada); designed a new, modern banking experience.
- eBay Classifieds and Adevinta (07/2021 – 06/2023): Packaging & Pricing (premium features for business customers): e.g. markdown; company page; advertising options; multi-tenant design system based on SwiftUI and UIKit.
- Maschinensucher (07/2023 – 12/2023): Fullstack mobile (Android, iOS) and backend (PHP, Yii, Elastic Search) development; implemented search agent push notifications, InstantSearch, and modernized the design.
- Bankverlag (02/2024 - Present): Consulting and fullstack development of white-label apps (iOS / Android / Java Spring Boot) for private banks.
Felix J.
Last position:
Senior Software Engineer at PCA GmbH
- Developed three applications with Flutter (Dart), Swift (iOS), and Kotlin (Android)
- Responsible for the apps' UI/UX design
- Developed a fingerprint plugin for HidGlobal in Swift and Kotlin
- Used Riverpod and Flutter Bloc for efficient state management
- Used Hive and Isar for local data management
- Used Firebase for backend services (Firebase Cloud Messaging, Analytics, and Firestore)
- Managed code with GitLab, developed using Visual Studio Code and Xcode
Discover over 15,000 top freelancers
Statistics of experts using Apple Pay
Aggregated from the professional profiles of matched freelancers.
Experience
15 years
Position duration
1.9 years
Positions per freelancer
9
Top business areas
Information Technology, Product Development, Project Management
Top industries
Information Technology, Banking and Finance, Transportation
Certification focus areas
Product Development, Information Technology, Project Management
Bachelor's degree or higher
100%
Master's degree or higher
46%
Doctorate
8%
Certifications per freelancer
1
Most common languages
English, German, French
Speak two or more languages
100%
Based on our profile pool as of 29 Oct 2026.
Daily rate distribution
The chart shows how the daily rates of experts in this technology in Germany are distributed, based on recent contracts on our platform. Each bar covers a rate range — its height shows the share of experts charging within that range.
Average rates of experts in Germany using Apple Pay
Rates are based on recent contracts and do not include FRATCH margin.
The average daily rate is the mean of all daily rates from recent contracts of comparable freelancers on our platform.
The median daily rate is the middle value of all daily rates — half of comparable freelancers charge less, half charge more. Unlike the average, it is barely affected by outliers.
Calculated based on our freelancers’ daily rates as of 29 Oct 2026. Actual rates may vary depending on seniority level, experience, skill specialization, project complexity, and engagement length.
Apple Pay experts industry focus
See which industries our matched freelancers work in most often — every figure is calculated live from the freelancers on FRATCH.
- Information Technology (100%)
- Banking and Finance (64%)
- Transportation (50%)
- Retail (50%)
- Automotive (43%)
- Manufacturing (36%)
- Education (29%)
- Telecommunication (29%)
Please note that freelancers can work across multiple industries, so percentages overlap.
About the technology
What Apple Pay does
Apple Pay is Apple’s digital payment service for contactless purchases, in-app checkouts and online payments. It uses cards stored in Apple Wallet and replaces sensitive card details with payment tokens. Customers confirm transactions with Face ID, Touch ID or a device passcode, while merchants receive a secure payment credential.
Where it is used
Companies add Apple Pay to customer journeys where fast, familiar checkout matters. It supports physical retail, mobile commerce, subscription services, ticketing, delivery and digital marketplaces. In Germany, specialists often work across consumer apps, retail systems and payment flows that must support both online and contactless use.
- iPhone and iPad in-app purchases
- Safari and web checkout experiences
- Contactless payments through compatible terminals
- Recurring payments, refunds and order confirmation
Ecosystem and integration
Apple Pay integrations commonly use PassKit, Apple Pay APIs and merchant identifiers. Online payments also depend on merchant validation, payment processing partners, certificates and backend endpoints that decrypt or forward payment data securely. Strong specialists understand how the Apple platform connects with gateways, ecommerce systems, CRM tools and fraud controls.
When companies need specialists
Freelance expertise is useful when a payment flow must launch quickly, replace an unreliable integration or expand from an app into the web and physical checkout. It is also valuable during migration between payment service providers, regional rollout and reviews of declined transactions or failed merchant validation.
- A new Apple Pay checkout needs a complete implementation
- Existing payments need troubleshooting or refactoring
- A gateway, ecommerce platform or backend is changing
- Security, testing and release readiness need an independent review
What strong professionals deliver
Experienced Apple Pay professionals clarify the payment architecture before writing integration code. They configure merchant IDs and certificates correctly, separate client and server responsibilities, and test device eligibility, authorization, cancellations, refunds and network failures. They also document setup so internal teams can operate the integration after handover.
How quality is assessed
A reliable implementation keeps card data out of the company’s systems where possible and handles payment tokens according to the chosen processor’s requirements. Quality is visible in clear error states, repeatable sandbox and production testing, accessible checkout design and monitoring for failed transactions. Professionals should explain trade-offs between Apple Pay, cards, PayPal and other wallet options without treating one method as universal.
Frequently asked questions
What clients ask us most about Apple Pay — answered in short.
Apple Pay lets customers pay with cards stored in Apple Wallet on compatible Apple devices. Companies use it for contactless terminal payments, in-app purchases and web checkout, with payment authorization handled through the device.
Apple Pay offers a fast wallet-based checkout for customers already using Apple devices. Traditional card forms support a wider range of devices, while PayPal provides a separate account-based payment experience; the right mix depends on audience, region and the company’s payment provider.
A strong Apple Pay specialist should understand Swift, PassKit, iOS app architecture and web checkout flows. Useful adjacent knowledge includes payment gateways, backend APIs, merchant validation, certificates, token handling, refunds, fraud controls and data protection.
The scope of Apple Pay work matters more than a fixed experience threshold. A simple app checkout may need focused integration knowledge, while a multi-channel rollout requires a professional who can handle certificates, gateway behavior, backend security, testing and production support.
Yes, Apple Pay integrations are often suitable for remote collaboration from Germany because code, certificates, sandbox testing and documentation can be reviewed online. On-site work may help when the project includes physical terminals, retail hardware or coordination with a local payments team.
Ask how the Apple Pay specialist has handled merchant setup, payment token flows, failed authorizations and production rollout. Request a clear testing approach and ask how responsibilities are split between the app, backend, payment service provider and merchant account.
Apple Pay can support recurring payment use cases when the payment provider and merchant setup support the required billing flow. The specialist should distinguish an initial wallet authorization from later charges and explain how consent, refunds, cancellations and failed renewals are managed.
A high-quality Apple Pay integration has secure configuration, clear customer feedback and reliable handling of success, cancellation, decline and network cases. It should work across supported devices and browsers, protect payment data, include documented certificates and provide useful monitoring after release.
The average hourly rate of freelancers in Germany who have used Apple Pay in their recent projects is 94 €, which corresponds to a daily rate of about 754 € based on an 8-hour working day.
Of the freelancers in Germany who have used Apple Pay in their recent projects, 100% hold at least a Bachelor's degree, 46% hold at least a Master's degree, and 8% hold a doctorate.
On average, freelancers in Germany who have used Apple Pay in their recent projects have 15 years of professional experience, with a single engagement typically lasting around 1.9 years.
The most common languages among freelancers in Germany who have used Apple Pay in their recent projects are English (100%), German (93%), and French (14%).
The most common industries among freelancers in Germany who have used Apple Pay in their recent projects are Information Technology (100%), Banking and Finance (64%), and Transportation (50%).
The most common business areas among freelancers in Germany who have used Apple Pay in their recent projects are Information Technology (100%), Product Development (100%), and Project Management (64%).
Main locations of FRATCH Experts, who have recently used Apple Pay
Our freelancers and interim experts are at home across the DACH region — available on-site in the major business hubs or fully remote. Choose a location to discover matched specialists, local market insights and up-to-date availability.
Berlin Hamburg Munich Cologne Frankfurt Stuttgart Dusseldorf Leipzig Dortmund Essen Bremen Dresden Hanover Nuremberg Request a free demo
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Philipp Thomaschewski
FRATCH CEO
