Elie J.-Senior Payments & Fintech Consultant
Check rate
Experience
Head of Fraud
Sixt
- Assessed payment-related disputes and car loss cases.
- Delivered a practical plan to resolve the gaps and operationalise fraud management.
Product Expert, Accounting-as-a-Service
Riverty
- Assessed how Riverty could build and scale an Accounting-as-a-Service product commercially.
- Ran product-market analysis, identifying where AaaS addresses customer accounting and payment-related needs.
Senior Payments & Fraud Consultant
LEGO
- Delivered a £20M p.a. payment cost and authorisation uplift optimisation.
- Assessed the technical and functional solution and proposed changes to reduce payment cost.
- Reviewed the existing landscape and proposed improvements to payment authorisation rates.
- Reviewed settlement and reconciliation (O2C) and proposed changes to increase automation.
POS Product Manager
Commerzbank Global Payments
- Defined the requirements for a newly introduced POS product.
- Coordinated the German implementation with the international team and third-party vendors.
- Enabled the sales team on the new product.
Senior Partnership Manager
Booking.com
- Led the introduction of online payments in India and ran the supporting RFP process.
Marketplace Payment Consultant & Analyst
OBI
- Defined and designed the marketplace payments solution and its financial reporting processes.
- Advised the internal payment teams through implementation.
Payments & Fraud Consultant
Dublin Airport Authority
- Assessed the existing payments organisation, solutions and operating model.
- Produced a business assessment report with prioritised improvements.
- Advised DAA management on the future of payments to increase conversion and reduce cost.
Project Manager, Subscription & Billing
Axel Springer
- Ran the RFP to select a subscription and billing provider and drafted the full product requirements.
Product Manager, Payments
Wunderman Thompson Commerce
- Defined the payment strategy and led the PSP selection RFP.
- Designed the payments business solution, system landscape and processes.
Payments Consultant
Mercedes pay
- Assessed the future landscape of Mercedes pay's unified payment layer (internal technical gateway).
- Reviewed existing payment setups and processes and recommended improvements.
- Revised and documented new and existing payment method integration processes.
Marketplace Payment Consultant
Riverty
- Feasibility study for offering payment and financial marketplace services as a PayFac, benchmarked against Stripe, Adyen and Payout.
Director, Omnichannel Payment & SAP Consultancy
adidas
- Led a chapter of 40 payment and SAP consultants handling more than €10bn in sales volume.
- Developed and executed the payment system strategy in line with business goals.
- Contributed to the transition to a product-led operating model, defining cross-functional ways of working that improved agility and delivery speed.
Director, Omnichannel Payments & O2C
adidas
- Built a global payments technology organisation covering strategy, delivery and operations.
- Led the payments orchestration product, improving accounting workflow automation by 15% and shortening solution time-to-market.
- Crafted and executed a payment technology strategy supporting global growth and transaction efficiency.
Senior Payments Consultant
adidas
- Led payment and fraud process optimisation, protecting growth and bottom-line efficiency.
- Streamlined payment operations across teams and improved the consumer checkout experience.
- Analysed payment data to find process improvements and cost savings, and designed new payment technologies for evolving market demands.
Consultant, Retail Technology & Innovation
adidas
- Led research and introduction of mobile devices, mPOS, digital signage and heatmap solutions in stores.
- Managed a network concept rollout achieving PCI compliance and secure guest connectivity.
- Prototyped emerging retail technologies to keep the store estate ahead of the market.
IT Consultant
adidas
- Led technical POS and ERP support across 300 stores in 8 countries with high availability.
- Contributed to the regional POS rollout, driving smooth implementation and adoption.
- Set up technical infrastructure and support for three adidas head offices.
Industry experience
See where this freelancer has spent most of their professional time.
Experienced in Fashion, Retail, Sport, Banking and Finance, Manufacturing, and Automotive.
Business area experience
See which departments and functions this freelancer has contributed to most.
Experienced in Information Technology, Finance, Product Development, Project Management, Strategy, and Research and Development.
Summary
Payments and fintech consultant with 12+ years leading omnichannel payment and fraud strategy for global retail, travel and manufacturing brands. I take payment landscapes end to end — in-store to online — through PSP selection and RFPs, eCommerce and POS integration, fraud and order-to-cash optimisation, translating complex commercial needs into scalable, secure and future-ready solutions.
Skills
- Stripe
- Adyen
- E-Commerce Payments
- Pos Payments
- Paypal
- Braintree
- Settlement And Reconciliation
- Order To Cash
- Business Analysis
Languages
Education
Notre Dame University
BSc · Computer and Communication Engineering · Notre Dame, United States
Certifications & licenses
Stripe Professional Payments Architect
Stripe
Statistics
Experience
Expertise
Qualifications
Frequently asked questions
Have questions? Find more information here.
Elie is based in Berlin, Germany and prefers 100% remote projects.
Elie speaks the following languages: English (Native), German (Advanced).
Elie has at least 18 years of experience. During this time, Elie has worked in at least 16 different roles and for 11 different companies. The average length of individual experience is 1 year and 1 month. Note that Elie may not have shared all experience and actually has more experience.
Based on recent experience, Elie would be well-suited for roles such as: Head of Fraud, Product Expert, Accounting-as-a-Service, Senior Payments & Fraud Consultant.
Elie's most recent position is Head of Fraud at Sixt.
In recent years, Elie has worked for Sixt, Riverty, LEGO, Commerzbank Global Payments, and Booking.com.
Elie is most experienced in industries like Fashion, Retail, and Sport. Elie also has some experience in Banking and Finance, Manufacturing, and Tourism.
Elie is most experienced in business areas like Information Technology, Finance, and Product Development. Elie also has some experience in Project Management, Research and Development, and Strategy.
Elie has recently worked in industries like Banking and Finance, Manufacturing, and Retail.
Elie has recently worked in business areas like Finance, Product Development, and Information Technology.
Elie holds a Bachelor in Computer and Communication Engineering from Notre Dame University.
Elie has 1 certificate: Stripe Professional Payments Architect.
Elie will be available part-time from January 2027.
Daily rate distribution
The rates shown represent the typical market range for freelancers in this position based on recent contracts on our platform.
Average rates for similar positions
Rates are based on recent contracts and do not include FRATCH margin.
The average daily rate is the mean of all daily rates from recent contracts of comparable freelancers on our platform.
The median daily rate is the middle value of all daily rates — half of comparable freelancers charge less, half charge more. Unlike the average, it is barely affected by outliers.
Calculated based on our freelancers’ daily rates as of 29 Oct 2026. Actual rates may vary depending on seniority level, experience, skill specialization, project complexity, and engagement length.
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