Sebastian Z.-Product Strategist / Head of Expertise (until 06/2022: Subject Matter Expert)
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Experience
part-time lecturer
Berufsbildungswerk der Versicherungswirtschaft (BWV) Rhein-Main e.V.
Inter-company instruction in the area of financial investments "Planning for retirement and building wealth"
Product Strategist / Head of Expertise (until 06/2022: Subject Matter Expert)
Württembergische Lebensversicherung AG
- Expanded the product strategy process with a focus on the complete customer and intermediary journey as well as the entire product life cycle, with the aim of increasing sales
- Managed strategy projects, including a workshop on remuneration systems in response to a possible ban on commissions and a beauty contest for an innovative AKS consulting tool; assessed the introduction of internal insurance funds and certificate-linked policies
- Worked with W&W-brandpool to identify innovative and digital business models for cooperation or investment, as well as further POG development measures (including Rezi2021, ESG and conduct supervision), including coordination of the BaFin audit
Deputy Head of Department – Market Analysis & Strategy
Württembergische Lebensversicherung AG
- Represented and supported the Head of Department and mentored individual employees
- Managed the product strategy process, including the design of a new, cross-segment AV product to meet all customer needs and the proposal of an innovative AKS product (purely online product, low entry price with automatic needs adjustment), as well as conducting a feasibility study
- Managed the POG guideline and company ratings (including processing and reporting) and supported the Corona task force
Product Manager
Württembergische Lebensversicherung AG
- Managed a sub-project for a company pension product development project, including the development of “genuine” mixed financing in one contract and pension commitments under the new traditional product model
- Proposed a product idea for a basic abilities module for SBU insurance (later awarded “Insurance Product of the Year”)
- Conducted sales committees, particularly all product development committees
Project Manager Personal Insurance
Württembergische Lebensversicherung AG
- Managed strategy, product development, process, regulatory and technology projects, including the fastest product launch in msg Life Factory with the ParkKonto reinvestment product, a feasibility study for automated risk assessment at the point of sale, an interest rate calculation project including the development of a capital-market-linked surrender deduction for traditional/index products, and the introduction of a product with lifelong death benefit
- Established and further developed project management standards and processes
Sales Coordinator
GLOBAL-FINANZ AG
- Leading and managing approx. 300 sales partners, including training and coaching
- Managing sales projects, particularly designing a new reinvestment process
Owner
Finanz- und Wirtschaftsberatung Sebastian Zosel
- Self-employed business consultant for the financial and insurance industries, focusing on business development, strategy development, change and innovation management, digitalization/process optimization, sales management, qualification and coaching
- Independent financial advisor (including as an insurance broker, financial investment, loan and real estate loan intermediary, as well as generational advisor)
Executive Board Assistant for Group Development
Aragon AG
- Managing projects within the Group, including establishing the largest fee-based brokerage platform by number of companies and developing the first multi-asset policy (alternative investments) in Germany
- Implementing a new junior model (including training and compensation) for FiNUM.Private Finance AG
- In-house consulting for Group subsidiaries, cost and process optimization, investor relations and preparing risk reports for the Supervisory Board
Executive Board Assistant
Jung, DMS & Cie. AG
- Supporting the Executive Board Operations & Finance in all Executive Board projects, including the post-merger integration of former MLP Österreich (now FiNUM.Private Finance AG) and connecting additional investment fund platforms, including contract design
- Product review and competitor monitoring, preparing and following up on meetings, business organization and quality assurance, managing key accounts and sales controlling
Dual Student
MLP Finanzdienstleistungen AG
- Rotation through numerous areas of the company, particularly specialist departments supporting sales
Recruiting Assistant
Goetzfried AG
- Support in the recruiting process at an IT and staffing service provider
Civil Service Worker
Rheingau-Taunus-Klinik Pitzer GmbH & Co. KG
- Civil service at a spa and rehabilitation clinic
Industry experience
See where this freelancer has spent most of their professional time.
Experienced in Banking and Finance, Insurance, Information Technology, Professional Services, and Healthcare.
Business area experience
See which departments and functions this freelancer has contributed to most.
Experienced in Sales, Finance, Strategy, Product Development, Project Management, and Operations.
Summary
I support the financial and insurance industry in developing its business models, products and processes – from the initial idea through to successful implementation.
Languages
Education
The Open University
Bachelor of Arts with Honours (Hons.) · Business Administration (Financial Services) · Milton Keynes, United Kingdom · 1,6 (First Class Honours)
Duale Hochschule Baden-Württemberg Lörrach
Bachelor of Arts (B. A.) · Business Administration – Financial Services · Lörrach, Germany · 2,0 (ECTS-Klassifikation B)
Gutenbergschule
General higher education entrance qualification (advanced courses: Politics + Economics, Biology) · Wiesbaden, Germany · Average grade: 2,5
Certifications & licenses
BIEG Hessen · Frankfurt, Germany
Fachmann betriebl. Gesundheitslösungen
Deutsche Maklerakademie, Bayreuth
Zertifizierter ESG-Berater
Institut für Vorsorge und Finanzplanung, Altenstadt/WN
GenerationenBerater (IHK)
Institut GenerationenBeratung (IGB), Bad Nauheim
Online-Coach
Hamburger Fern-Hochschule (HFH)
Tiba Business School, München
Geprüfter Fachmann für Immobiliardarlehensvermittlung (IHK)
IHK Wiesbaden
Experte Betriebliche Altersversorgung (DVA)
BWV Rhein-Main e.V., Frankfurt/M.
expertplace academy, Stuttgart
Statistics
Experience
Global experience
Expertise
Qualifications
Profile
Frequently asked questions
Have questions? Find more information here.
Sebastian is based in Wiesbaden, Germany and can operate in on-site, hybrid, and remote work models.
Sebastian speaks the following languages: German (Native), English (Advanced), Spanish (Elementary), French (Elementary).
Sebastian has at least 20 years of experience. During this time, Sebastian has worked in at least 12 different roles and for 9 different companies. The average length of individual experience is 2 years and 8 months. Note that Sebastian may not have shared all experience and actually has more experience.
Based on recent experience, Sebastian would be well-suited for roles such as: part-time lecturer, Product Strategist / Head of Expertise (until 06/2022: Subject Matter Expert), Deputy Head of Department – Market Analysis & Strategy.
Sebastian's most recent position is part-time lecturer at Berufsbildungswerk der Versicherungswirtschaft (BWV) Rhein-Main e.V..
In recent years, Sebastian has worked for Berufsbildungswerk der Versicherungswirtschaft (BWV) Rhein-Main e.V., Württembergische Lebensversicherung AG, and Finanz- und Wirtschaftsberatung Sebastian Zosel.
Sebastian is most experienced in industries like Banking and Finance, Insurance, and Healthcare. Sebastian also has some experience in Information Technology and Professional Services.
Sebastian is most experienced in business areas like Sales, Finance, and Strategy. Sebastian also has some experience in Product Development, Project Management, and Operations.
Sebastian has recently worked in industries like Banking and Finance and Insurance.
Sebastian has recently worked in business areas like Finance, Strategy, and Sales.
Sebastian holds a Bachelor in Business Administration (Financial Services) from The Open University and a Bachelor in Business Administration – Financial Services from Duale Hochschule Baden-Württemberg Lörrach.
Sebastian has 9 certificates. Among them, these include: Online-Marketing-Manager (IHK), Fachmann betriebl. Gesundheitslösungen, and Zertifizierter ESG-Berater.
The availability of Sebastian needs to be confirmed.
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Calculated based on our freelancers’ daily rates as of 17 Oct 2026. Actual rates may vary depending on seniority level, experience, skill specialization, project complexity, and engagement length.
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