Sebastian Zosel - Product Strategist / Department Head (until 06/2022: Subject Matter Expert)

Q: Where is Sebastian based?

Sebastian is based in Wiesbaden, Germany and can operate in on-site , hybrid , and remote work models.

Q: What languages does Sebastian speak?

Sebastian speaks the following languages: German (Native), English (Advanced), Spanish (Elementary), French (Elementary) .

Q: How many years of experience does Sebastian have?

Sebastian has at least 20 years of experience. During this time, Sebastian has worked in at least 11 different roles and for 8 different companies . The average length of individual experience is 2 years and 9 months . Note that Sebastian may not have shared all experience and actually has more experience.

Q: What is Sebastian's latest experience?

Sebastian's most recent position is Product Strategist / Department Head (until 06/2022: Subject Matter Expert) at Württembergische Lebensversicherung AG .

Q: What companies has Sebastian worked for in recent years?

In recent years, Sebastian has worked for Württembergische Lebensversicherung AG and Finanz- und Wirtschaftsberatung Sebastian Zosel .

Q: Which industries is Sebastian most experienced in?

Sebastian is most experienced in industries like Banking and Finance , Insurance , and Healthcare . Sebastian also has some experience in Information Technology and Professional Services .

Q: Which business areas is Sebastian most experienced in?

Sebastian is most experienced in business areas like Sales , Finance , and Strategy . Sebastian also has some experience in Product Development , Project Management , and Operations .

Q: Which industries has Sebastian worked in recently?

Sebastian has recently worked in industries like Insurance and Banking and Finance .

Q: Which business areas has Sebastian worked in recently?

Sebastian has recently worked in business areas like Strategy , Finance , and Sales .

Recommended expert

Wiesbaden, Germany

Experience

Jul 2021 - Dec 2024

3 years 6 months

Kornwestheim, Germany

Product Strategist / Department Head (until 06/2022: Subject Matter Expert)

Württembergische Lebensversicherung AG

Expanded the product strategy process with a view on the complete customer and broker journey and the entire product lifecycle, focusing on sales growth
Led strategy projects, including a compensation systems workshop due to a possible commission ban and a beauty contest for an innovative AKS advisory tool, and evaluated the introduction of internal insurance funds and fund-linked policies
Collaborated with the W&W brand pool to identify innovative and digital business models for cooperation/investment, as well as POG improvement measures (e.g. Rezi2021, ESG, compliance oversight), including coordinating the BaFin review

Mar 2019 - Jun 2021

2 years 4 months

Stuttgart, Germany

Deputy Head of Division – Market Analysis & Strategy

Württembergische Lebensversicherung AG

Represented and supported the head of division, and mentored individual team members
Responsible for the product strategy process, including designing a new, comprehensive retirement provision product to meet all customer needs and proposing an innovative AKS product (pure online offering with a low entry price and automatic needs adjustment), and conducting a feasibility study
Accountable for the POG guideline and company ratings (including processing and reporting), and part of the Corona task force

Jul 2018 - Feb 2019

8 months

Stuttgart, Germany

Product Manager

Württembergische Lebensversicherung AG

Co-led an occupational pension product development subproject, including developing a 'true' mixed financing model in a single contract and new classic pension promises
Proposed a product idea for a basic abilities module for disability insurance (later awarded 'Insurance Product of the Year')
Conducted sales committees, in particular all product development committees

Apr 2016 - Jun 2018

2 years 3 months

Stuttgart, Germany

Project Manager – Personal Insurance

Württembergische Lebensversicherung AG

Led strategy, product development, process, regulatory and technology projects, including the fastest product launch in msg Life Factory with the reinvestment product ParkKonto, a feasibility study for automated risk assessment at the point of sale, an actuarial interest rate project including developing a market-linked surrender charge for classic/index products, and launching a product with a lifelong death benefit
Established and refined project management standards and processes

Feb 2015 - Jul 2015

6 months

Bonn, Germany

Sales Coordinator

GLOBAL-FINANZ AG

Managed and guided about 300 sales partners, including training and coaching
Led sales projects, especially designing a new reinvestment process

Dec 2013 - Present

12 years 4 months

Wiesbaden, Germany

Hybrid

Owner

Finanz- und Wirtschaftsberatung Sebastian Zosel

Independent management consultant for the finance and insurance industry, focusing on business development, strategy development, change/innovation management, digitization/process optimization, sales management, qualification, and coaching
Independent financial advisor (including insurance broker, financial investment, loan and mortgage broker, and generational consultant)

Sep 2012 - Dec 2013

1 year 4 months

Wiesbaden, Germany

Executive Board Advisor, Corporate Development

Aragon AG

Managed projects within the group, including building the largest fee-based brokerage platform by number of companies and developing Germany's first multi-asset policy (alternative investments)
Implemented a new junior program (including training and compensation) for FiNUM.Private Finance AG
In-house consulting for group subsidiaries, cost and process optimization, investor relations, and risk reporting for the supervisory board

Nov 2010 - Aug 2012

1 year 10 months

Wiesbaden, Germany

Executive Board Assistant

Jung, DMS & Cie. AG

Supported the Operations & Finance Executive Board in all board projects, including the post-merger integration of the former MLP Austria (now FiNUM.Private Finance AG) and connecting additional investment fund platforms, including contract drafting
Product reviews and market monitoring, meeting preparation and follow-up, operations organization and quality assurance, key account management, and sales controlling

Sep 2007 - Sep 2010

3 years 1 month

Wiesloch, Germany

Dual Student

MLP Finanzdienstleistungen AG

Rotated through various company divisions, especially sales support departments

Apr 2007 - Sep 2007

6 months

Wiesbaden, Germany

Recruiting Assistant

Goetzfried AG

Assisted in the recruiting process at an IT and staffing services provider

Jul 2006 - Mar 2007

9 months

Bad Schwalbach, Germany

Civilian service volunteer

Rheingau-Taunus-Klinik Pitzer GmbH & Co. KG

Civilian service in a spa and rehab clinic

Industry Experience

See where this freelancer has spent most of their professional time.

Experienced in Banking and Finance, Insurance, Information Technology, Professional Services, and Healthcare.

Banking and Finance

Insurance

Information Technology

Professional Services

Healthcare

Business Area Experience

See which departments and functions this freelancer has contributed to most.

Experienced in Sales, Finance, Strategy, Product Development, Project Management, and Operations.

Sales

Finance

Strategy

Product Development

Project Management

Operations

Summary

I support the finance and insurance industry in developing their business models, products and processes – from the first idea to a successful launch.

Languages

German

Native

English

Advanced

Spanish

Elementary

French

Elementary

Education

Oct 2009 - Oct 2010

The Open University

Bachelor of Arts with Honours (Hons.) · Business Administration (Financial Services) · Milton Keynes, United Kingdom · 1.6 (First Class Honours)

Oct 2007 - Sep 2010

Duale Hochschule Baden-Württemberg Lörrach

Bachelor of Arts (B.A.) · Business Administration – Financial Services · Lörrach, Germany · 2.0 (ECTS classification B)

Sep 1997 - Jun 2006

Gutenbergschule

German Abitur (advanced courses: Politics & Economics, Biology) · Wiesbaden, Germany · Grade average: 2.5

Certifications & licenses

Online Marketing Manager (IHK)

BIEG Hessen · Frankfurt, Germany

Corporate Health Solutions Specialist

Deutsche Maklerakademie, Bayreuth

Certified ESG Advisor

Institut für Vorsorge und Finanzplanung, Altenstadt/WN

Generations Consultant (IHK)

Institut GenerationenBeratung (IGB), Bad Nauheim

Online Coach

Hamburger Fern-Hochschule (HFH)

Prosci® Change Practitioner

Tiba Business School, Munich

Certified Specialist in Real Estate Loan Brokerage (IHK)

IHK Wiesbaden

Occupational Pension Expert (DVA)

BWV Rhein-Main e.V., Frankfurt

PRINCE2® Foundation and Practitioner

expertplace academy, Stuttgart

Statistics

Experience

Total positions 11

Experience in Banking and Finance 18.5 y

Avg length 2 y 7 m

Longest experience 12 y 3 m

Global Experience

Countries worked in 1 (Germany)

Primary country Germany

Expertise

Recent roles Product Strategist / Department Head (until 06/2022: Subject Matter Expert), Deputy Head of Division – Market Analysis & Strategy, Product Manager

Main industries Banking and Finance, Insurance, Information Technology

Main business areas Sales, Finance, Strategy

Qualifications

Highest degree Bachelor

Certifications earned 9

Profile

Created

November 2025

Last Update

February 2026

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Frequently asked questions

Do you have questions? Here you can find further information.

Where is Sebastian based?

Sebastian is based in Wiesbaden, Germany and can operate in on-site, hybrid, and remote work models.

What languages does Sebastian speak?

Sebastian speaks the following languages: German (Native), English (Advanced), Spanish (Elementary), French (Elementary).

How many years of experience does Sebastian have?

Sebastian has at least 20 years of experience. During this time, Sebastian has worked in at least 11 different roles and for 8 different companies. The average length of individual experience is 2 years and 9 months. Note that Sebastian may not have shared all experience and actually has more experience.

What roles would Sebastian be best suited for?

Based on recent experience, Sebastian would be well-suited for roles such as: Product Strategist / Department Head (until 06/2022: Subject Matter Expert), Deputy Head of Division – Market Analysis & Strategy, Product Manager.

What is Sebastian's latest experience?

Sebastian's most recent position is Product Strategist / Department Head (until 06/2022: Subject Matter Expert) at Württembergische Lebensversicherung AG.

What companies has Sebastian worked for in recent years?

In recent years, Sebastian has worked for Württembergische Lebensversicherung AG and Finanz- und Wirtschaftsberatung Sebastian Zosel.

Which industries is Sebastian most experienced in?

Sebastian is most experienced in industries like Banking and Finance, Insurance, and Healthcare. Sebastian also has some experience in Information Technology and Professional Services.

Which business areas is Sebastian most experienced in?

Sebastian is most experienced in business areas like Sales, Finance, and Strategy. Sebastian also has some experience in Product Development, Project Management, and Operations.

Which industries has Sebastian worked in recently?

Sebastian has recently worked in industries like Insurance and Banking and Finance.

Which business areas has Sebastian worked in recently?

Sebastian has recently worked in business areas like Strategy, Finance, and Sales.

What is Sebastian's education?

Sebastian holds a Bachelor in Business Administration (Financial Services) from The Open University and a Bachelor in Business Administration – Financial Services from Duale Hochschule Baden-Württemberg Lörrach.

Does Sebastian have any certificates?

Sebastian has 9 certificates. Among them, these include: Online Marketing Manager (IHK), Corporate Health Solutions Specialist, and Certified ESG Advisor.

What is the availability of Sebastian?

Sebastian is immediately available part-time for suitable projects.

What is the rate of Sebastian?

Sebastian's rate depends on the specific project requirements. Please use the Meet button on the profile to schedule a meeting and discuss the details.