Nikola (Mag.) Neloski-Founder and CEO - Senior Business Analyst

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Experience
Founder and CEO - Senior Business Analyst
fintechno AI GmbH
- Business analysis
- Requirements engineering
- System design
- Various insurance projects
- Technology stack: msg.Billing (in-/ex-collection)
- Product: Pay-per-use car insurance based on blockchain and OBD-II real-time telemetry with AI
Business Consultant – ABS Level 2 certified
Syncier Consulting GmbH
- Business analysis and system design
- Testing of policy administration software in in-/out-collection and commissions
- Collaboration with nearshore and offshore teams
- Insurance industry
Founder and COO
Domini Consulting GmbH
- Development of blockchain document management software for the public sector
- Collaboration with nearshore teams
IT Consultant
msg systems GmbH
- Business analysis for msg.Life Factory migration
- Data modeling
- Infrastructure
- Insurance industry
Solution Developer SAP Hybris Commerce
ConVista FaktorZehn GmbH
- Business analysis
- Release management
- Customizing (Java)
- Infrastructure
- Deployment execution
- Insurance industry
Java Developer (Spring/EE) (Full Stack)
ConVista FaktorZehn GmbH
- Experience with Faktor Zehn Suite
- Insurance industry
Founder and COO
EU Studium Consulting GmbH
- Various freelancing projects (UI/UX and web development)
Industry experience
See where this freelancer has spent most of their professional time.
Experienced in Information Technology, Insurance, Automotive, and Government and Administration.
Business area experience
See which departments and functions this freelancer has contributed to most.
Experienced in Product Development, Information Technology, Business Intelligence, Quality Assurance, and Operations.
Summary
Experienced Business Analyst with extensive expertise in agile projects, requirement management, and process analysis.
I work closely with Product Owners, business units, and external IT service providers to systematically gather, analyze, and translate business requirements into clear technical specifications. I rely on proven methods like UML and BPMN as well as modern tools for modeling and documentation.
With my solid experience in the insurance industry – including Allianz, Uniqa, and Vienna Insurance Group – I bring deep process knowledge in areas such as in-/out-collection, claims, and commissions.
I also worked as a Solution Developer at ConVista Faktor Zehn GmbH in Austria, gaining hands-on experience with the Faktor Zehn Suite.
I create and maintain user stories, acceptance criteria, and support development teams during implementation. In Scrum projects, I play a central role in workshops, interviews, backlog prioritization, and quality assurance. My work style is analytical, structured, and team-oriented – with a strong focus on clear communication between business, IT, and external stakeholders.
Skills
Strong Knowledge And Hands-On Experience With Agile And Lean Project Management, Scrum, Kanban, Xp
Excellent Release And Delivery Management Skills
Application Of The "Running Lean" Method And Practical Implementation
Business Model Prototyping Using Lean Canvas
Practical Experience In Customer Development, Customer Interviews, Usability Testing, Prototyping, And Pivoting In Both B2b And B2c Environments
Expert In Project Presentations And Pitching, Creation Of Pitch Decks
Experience With Project Management Software (Jira, Confluence, Redmine, Trello)
Team Leadership
Insurance It Expert In It Architecture And Infrastructure For The Insurance Industry
Ci/Cd: Jenkins, Azure Devops
Data Warehouse: Google Bigquery
Sap Cx Commerce: Good Sap Cx Knowledge In B2b/B2c And Financial Accelerator
Data Modeling: Uml And Er Modeling, Ms Visio, Draw.Io, Lucidchart
Db Systems: Strong Knowledge Of Oracle, Mysql, Postgresql
Web Engineering: Experience With Html5, Css; Working With Javascript, Bootstrap, Zk Framework, Play Framework, Spring Framework
Version Control: Strong Knowledge Of Git And Svn
Seo, Smo & Smm: Optimization Of Content And Keywords For Websites; Optimization For Social Media, Pagerank, And Pagespeed
Multimedia: Expert In Ms Office; Good Knowledge Of Image And Video Editing Software (Adobe Photoshop)
Languages
Education
Universität „Hl. Kyrill Und Method“ Skopje
Doctoral studies in Finance, Digital Transformation in the Insurance Industry · Finance · Skopje, North Macedonia
Universität „Hl. Kyrill Und Method“ Skopje
Master's, MBA · MBA Management · Skopje, North Macedonia
Technische Universität Wien
Business Informatics · Vienna, Austria
Certifications & licenses
EXIN Agile Foundation Certificate
Allianz ABS Certificate Level 2
Allianz
Allianz ABS Certificate Level 1
Allianz
SAP Hybris Commerce HY400 course
Statistics
Experience
Global experience
Expertise
Qualifications
Profile
Frequently asked questions
Have questions? Find more information here.
Nikola is based in Vienna, Austria.
Nikola speaks the following languages: Bulgarian (Native), Macedonian (Native), German (Advanced), English (Advanced), Croatian (Advanced), Serbian (Advanced).
Nikola has at least 14 years of experience. During this time, Nikola has worked in at least 6 different roles and for 6 different companies. The average length of individual experience is 2 years. Note that Nikola may not have shared all experience and actually has more experience.
Based on recent experience, Nikola would be well-suited for roles such as: Founder and CEO - Senior Business Analyst, Business Consultant – ABS Level 2 certified, Founder and COO.
Nikola's most recent position is Founder and CEO - Senior Business Analyst at fintechno AI GmbH.
In recent years, Nikola has worked for fintechno AI GmbH, Syncier Consulting GmbH, and Domini Consulting GmbH.
Nikola is most experienced in industries like Information Technology, Insurance, and Automotive. Nikola also has some experience in Government and Administration.
Nikola is most experienced in business areas like Product Development, Information Technology, and Business Intelligence. Nikola also has some experience in Quality Assurance and Operations.
Nikola has recently worked in industries like Insurance, Automotive, and Information Technology.
Nikola has recently worked in business areas like Product Development, Information Technology, and Business Intelligence.
Nikola holds a Doctorate in Finance from Universität „Hl. Kyrill Und Method“ Skopje, a Master in MBA Management from Universität „Hl. Kyrill Und Method“ Skopje and a Bachelor in Business Informatics from Technische Universität Wien.
Nikola has 6 certificates. Among them, these include: Professional Scrum Master™ I (PSM I), EXIN Agile Foundation Certificate, and IREB BA/RE certification course.
Nikola is immediately available full-time for suitable projects.
Daily rate distribution
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Average rates for similar positions
Rates are based on recent contracts and do not include FRATCH margin.
The average daily rate is the mean of all daily rates from recent contracts of comparable freelancers on our platform.
The median daily rate is the middle value of all daily rates — half of comparable freelancers charge less, half charge more. Unlike the average, it is barely affected by outliers.
Calculated based on our freelancers’ daily rates as of 26 Aug 2026. Actual rates may vary depending on seniority level, experience, skill specialization, project complexity, and engagement length.
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