Rafael T.-Product Owner - Compliance
Check rate
Experience
Product Owner - Compliance
White Hat Gaming
Translated complex Tax logic-laws into technical requirements for Point of Transaction calculations.
Orchestrated the integration of KYC SDKs into mobile platforms, optimizing user onboarding.
Authored precision User Stories and Acceptance Criteria for complex software interactions.
Product Owner - Compliance & Risk
Exury.io
Architected a Reconciliation Engine and payment logic for real-time transaction clearing.
Led the technical roadmap for Android financial apps, managing Hardware Integration constraints.
Defined Product Discovery for financial journeys, optimizing the Payment Gateway UX.
Project Manager
Cubicbeg
- Managed backlog and documentation using Jira and Confluence
- Implemented a technology tool designed to automate the approval workflow for as-built plans
Project Manager
GSE Group
- Gathered requirements and delivered cloud-based systems to improve data integrity
Industry experience
See where this freelancer has spent most of their professional time.
Experienced in Information Technology, Banking and Finance, and Construction.
Business area experience
See which departments and functions this freelancer has contributed to most.
Experienced in Information Technology, Product Development, and Project Management.
Summary
Senior Technical Product owner (CSPO®) with a strong background in Fintech and Android-native ecosystems.
Expert in bridging complex financial logic with technical execution. I have a proven track record of managing payment reconciliation and compliance for high-scale platforms, ensuring seamless integration between software and hardware form factors.
I offer a standalone B2B service focused on delivery excellence and architectural integrity
Skills
- Strategic Vision & Roadmap Planning
- Agile/Scrum Leadership
- Backlog Ownership & Prioritization
- Compliance & Risk
- Effective Communication
- Confluence
- Slack
- Ci/Cd
- Bitbucket
- Microsoft Teams
- Complyadvantage
- Jira
- Trello
- Postgresql
- Rest Apis
- Python
- Github
- Miro
Languages
Education
UPC - Polytechnic University of Catalonia
Master in Engineering & Management · MSc Engineering & Management · Barcelona, Spain
Colombian School of Engineering
Civil Engineering Management Technology · Bogotá, Colombia
Certifications & licenses
Scrum Alliance®
Google Analytics 4 Certificated
Statistics
Experience
Global experience
Expertise
Qualifications
Frequently asked questions
Have questions? Find more information here.
Rafael is based in Madrid, Spain and can operate in on-site, hybrid, and remote work models.
Rafael speaks the following languages: Spanish (Native), Catalan (Advanced), English (Advanced).
Rafael has at least 6 years of experience. During this time, Rafael has worked in at least 3 different roles and for 4 different companies. The average length of individual experience is 2 years and 6 months. Note that Rafael may not have shared all experience and actually has more experience.
Based on recent experience, Rafael would be well-suited for roles such as: Product Owner - Compliance, Product Owner - Compliance & Risk, Project Manager.
Rafael's most recent position is Product Owner - Compliance at White Hat Gaming.
In recent years, Rafael has worked for White Hat Gaming, Exury.io, and Cubicbeg.
Rafael is most experienced in industries like Information Technology, Banking and Finance, and Construction.
Rafael is most experienced in business areas like Information Technology, Product Development, and Project Management.
Rafael has recently worked in industries like Information Technology, Banking and Finance, and Construction.
Rafael has recently worked in business areas like Information Technology, Product Development, and Project Management.
Rafael holds a Master in MSc Engineering & Management from UPC - Polytechnic University of Catalonia and a Bachelor in Civil Engineering Management Technology from Colombian School of Engineering.
Rafael has 2 certificates. These include: Certificated Scrum Product Owner®- CSPO® and Google Analytics 4 Certificated.
The availability of Rafael needs to be confirmed.
Daily rate distribution
The rates shown represent the typical market range for freelancers in this position based on recent contracts on our platform.
Average rates for similar positions
Rates are based on recent contracts and do not include FRATCH margin.
The average daily rate is the mean of all daily rates from recent contracts of comparable freelancers on our platform.
The median daily rate is the middle value of all daily rates — half of comparable freelancers charge less, half charge more. Unlike the average, it is barely affected by outliers.
Calculated based on our freelancers’ daily rates as of 25 Oct 2026. Actual rates may vary depending on seniority level, experience, skill specialization, project complexity, and engagement length.
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