PSD2 Experts in Frankfurt
in minutes from over 15,000 CVs with the power of AI.Hire experts who handle PSD2 access flows, strong customer authentication, account information services, and payment initiation work. Get vetted, available freelancers matched fast for secure banking delivery in Frankfurt and beyond.
Meet FRATCH Experts in Frankfurt, who have recently used PSD2
Vadim R.
Last position:
Independent AI Product Lab – Agentic Product Owner / Product Builder | R&D
- Hands-on development of AI-native product prototypes with specialized AI agents for research, requirements, business logic, UX/flow design, test case generation and quality assurance.
- Structured use and orchestration of AI agents through clearly defined roles, inputs/outputs and handover points; breaking down complex product tasks into verifiable work packages and iterative prototyping cycles.
- Establishment of human-in-the-loop quality gates to validate AI-generated results for functional correctness, consistency, completeness and feasibility; targeted rework cycles in case of deviations.
- Development of a regulatory GenAI/rules prototype for CRD VI with a structured decision flow, web UI, rule-based validation and automated test cases; iteration of the business logic through to a pilot-ready POC.
- Design of an AI-to-Action banking prototype: AI intent → consent → bank/product logic → conversion including admin console; translating the product idea into MVP scope, role model, user flows and clickable prototypes.
Joachim A.
Last position:
Project Manager HubSpot, Tracking + Analytics Expert at Swiss Post
- Create a tracking concept for Google Tag Manager and Google Analytics including data layer, events, triggers, and reporting
- Manage the project team (developers, designers, performance specialists)
- Serve as communication interface between stakeholders and digital departments
Pranjal N.
Last position:
Consultant – Business Process & Supply Chain Advisory at Restaurant Namaste Aschaffenburg
- Designing and optimizing the end-to-end supply chain for a newly established restaurant, covering fresh produce, dry goods, beverages, and kitchen essentials
- Setting up ordering cycles, ensuring food-safety compliant logistics, and aligning delivery schedules with kitchen operations to maintain product quality and reduce waste
- Building procurement frameworks and vendor relationships with major importers and wholesalers in Germany; structuring agreements to secure competitive food pricing, negotiating minimum order quantities, and establishing reliable delivery commitments
- Defining structured processes for supplier evaluation, contract negotiation, and delivery scheduling to reduce risks such as delayed deliveries, inconsistent product quality, or stock shortages; introducing clear evaluation criteria, establishing communication protocols with vendors, and setting escalation procedures for supply disruptions
Jin-Ho Y.
Last position:
Server Migration Consultant at Unknown Client
- Linux server migrations: planning and execution of the migration with SLES Linux deployment of VMs in VMware 8.0
- Guiding colleagues on configuring Linux VMs with vSphere Auto Deploy
- Application operations: ensuring smooth operation of applications on migrated servers
- Operations manuals: revising existing manuals, updating and creating new ones as needed
- Reviewing service offers: adjusting and optimizing service offerings of external providers
- Logistics software, Red Hat Linux, Ansible, Confluence / Jira
Leonid R.
Last position:
IT Business Analyst / Requirements Engineer at S-Payment GmbH / Sparkasse (DSV-Gruppe)
- Business analysis of payments for the introduction of Wero EPI in Germany.
- Analysis and optimization of merchant processes in the context of acquiring and issuing.
- Analysis of interfaces for instant payments.
- Analysis of SCT-Inst processes, settlement mechanisms and reporting processes.
- Identification and clarification of gaps in merchant processes.
- Analysis and documentation of clearing and settlement processes.
- OSPlus process analysis and documentation.
- Coordination and alignment with scheme management as well as various payment service providers and financial institutions on merchant processes.
- Preparation and follow-up as well as active participation in EPI meetings on technical coordination and regulatory topics in payments, including content familiarization and prioritization.
- Preparation and documentation of project and steering committees in the EPI environment.
- Creation of status reports for the subproject.
- Maintenance and structuring of Confluence pages for project documentation.
- Coordination and alignment with the issuing teams on individual customer processes as well as aligning with bank processes and acquirer processes in the Wero environment.
- Communication with payment service providers regarding merchant and bank processes in the Wero environment.
- Organizational support for project management in special tasks in the EPI and Wero environment.
- Digital filing and documentation in Confluence and Microsoft Teams.
- Planning, implementation and tracking of work packages and steps.
- Quality assurance and project control.
- Consulting on IT strategy, IT architecture and interface management in the EPI and Wero environment.
- Technical environment: Jira, Confluence, XML, JSON, MS Office (Word, Excel, Teams, PowerPoint), SharePoint, Draw.io, Innovator, 3rd-level support, ITIL, creation and updating of software documentation, interface management, OSPlus, Scrum, KYC, payment, European Payments Initiative (EPI), Wero, Microsoft Loop, Instant Payments, SCT-Inst.
Alexander M.
Last position:
Managing Director & Senior Project Manager at Mendelson GmbH
- Interim project manager and requirements engineer in various client projects
Discover over 15,000 top freelancers
Statistics of experts using PSD2
Aggregated from the professional profiles of matched freelancers.
Experience
18 years (Germany: 20 years)
Position duration
1.5 years (Germany: 1.9 years)
Positions per freelancer
13 (Germany: 14)
Top business areas
Information Technology, Project Management, Quality Assurance
Top industries
Banking and Finance, Information Technology, Manufacturing
Certification focus areas
Information Technology, Product Development, Project Management
Bachelor's degree or higher
75% (Germany: 83%)
Master's degree or higher
75% (Germany: 52%)
Doctorate
25% (Germany: 4%)
Certifications per freelancer
6
Most common languages
German, English, French
Speak two or more languages
100%
Based on our profile pool as of 19 Sep 2026.
Daily rate distribution
The chart shows how the daily rates of freelancers in this technology in Frankfurt are distributed, based on recent contracts on our platform. Each bar covers a rate range — its height shows how many freelancers charge within that range.
Average rates of experts in Frankfurt using PSD2
Rates are based on recent contracts and do not include FRATCH margin.
The average daily rate is the mean of all daily rates from recent contracts of comparable freelancers on our platform.
The median daily rate is the middle value of all daily rates — half of comparable freelancers charge less, half charge more. Unlike the average, it is barely affected by outliers.
Calculated based on our freelancers’ daily rates as of 19 Sep 2026. Actual rates may vary depending on seniority level, experience, skill specialization, project complexity, and engagement length.
PSD2 experts industry focus
See which industries our matched freelancers work in most often — every figure is calculated live from the freelancers on FRATCH.
- Banking and Finance (100%)
- Information Technology (67%)
- Manufacturing (50%)
- Food and Beverage (33%)
- Transportation (33%)
- Professional Services (33%)
- Government and Administration (33%)
- Aerospace and Defense (17%)
Please note that freelancers can work across multiple industries, so percentages overlap.
About the technology
PSD2 in practice
PSD2 is the EU payment services rule set that shapes how banks and financial services expose accounts, authenticate users, and process third-party payments. It comes up in open banking, regulated payment apps, and interfaces for account information and payment initiation. In Frankfurt, it is common in projects that sit close to banking, treasury, and fintech operations.
Core work
- Account information services and consent flows
- Payment initiation journeys and status handling
- Strong customer authentication and fallback paths
- Open banking APIs, testing, and release support
What strong specialists do
A strong PSD2 specialist understands technical integration and the rules behind it. They work carefully with consent, security, logging, and failure handling, and they know how banks, payment providers, and aggregators connect. Good professionals write clear interfaces and keep the user journey stable under real-world banking constraints.
Related systems
PSD2 projects often touch OAuth-style authorization, API gateways, identity checks, fraud controls, and partner onboarding. They may also involve open banking interfaces, webhooks, sandbox environments, and reconciliation logic. The best experts can move between product, compliance, and engineering concerns without losing detail.
When to bring in freelance help
Companies usually bring in freelance PSD2 experts when a payment journey must launch, an existing bank connection is unstable, or a compliance review has exposed gaps. They are also useful for short-term remediation, API redesign, and support during partner integration. In Frankfurt, they often work with teams that need on-site presence for stakeholder reviews and remote delivery for implementation.
How to judge fit
Look for professionals who can explain consent handling, authentication steps, and edge cases in plain language. Strong candidates have shipped live banking integrations, tested failure paths, and documented what happens when a bank or customer flow breaks. They should be comfortable working with product, security, and operations teams, not just writing code.
Frequently asked questions
The facts hiring teams ask for most often when it comes to PSD2.
PSD2 is used to let regulated third parties access bank account data and start payments with customer consent. In practice, it covers account information services, payment initiation, authentication flows, and the APIs that connect banks with external services. For many teams, it is the rule set behind open banking delivery.
PSD2 is the regulatory basis; open banking is the wider ecosystem and product layer built around it. Companies often talk about both in the same project, but PSD2 is the part that defines access, consent, and security expectations. If you need an expert, make sure they understand both the legal and technical sides.
A strong PSD2 specialist should also know API design, authorization flows, security logging, and integration testing. Experience with OAuth-style patterns, banking sandboxes, and error handling is very useful. Many projects also need someone who can talk to compliance and product teams without losing the technical detail.
Teams usually bring in PSD2 help when a bank connection is delayed, an API needs redesign, or consent and authentication flows are failing in production. It is also common during audits, partner onboarding, or a move from legacy payment logic to a new interface. Freelance support helps when the work is focused and time-sensitive.
Yes, PSD2 work is often done remotely, especially for API implementation, testing, and documentation. In Frankfurt, on-site time can still help when teams need workshops with banking, risk, or compliance stakeholders. A good setup is often mixed: remote delivery with in-person sessions for key decisions.
Look for a PSD2 expert who can explain consent, authentication, and fallback paths clearly. Good signs are clean documentation, careful testing of edge cases, and experience with live banking integrations. If they only speak in broad terms and cannot describe failures, that is a warning sign.
The hardest PSD2 issues are often around consent management, strong customer authentication, and inconsistent bank responses. Teams also struggle with retries, timeouts, account data quality, and partner-specific API behaviour. An experienced specialist plans for these edge cases early, not after launch.
A PSD2 project needs someone who has already handled secure financial flows, not just a general API expert. Smaller tasks may only need focused support, while live banking integrations usually need deeper experience with testing, failure handling, and stakeholder coordination. The key is proven delivery in regulated payment environments.
The average hourly rate of freelancers in Frankfurt, Germany who have used PSD2 in their recent projects is 105 €, which corresponds to a daily rate of about 837 € based on an 8-hour working day.
Of the freelancers in Frankfurt, Germany who have used PSD2 in their recent projects, 75% hold at least a Bachelor's degree, 75% hold at least a Master's degree, and 25% hold a doctorate.
On average, freelancers in Frankfurt, Germany who have used PSD2 in their recent projects have 18 years of professional experience, with a single engagement typically lasting around 1.5 years.
The most common languages among freelancers in Frankfurt, Germany who have used PSD2 in their recent projects are German (100%), English (100%), and French (33%).
The most common industries among freelancers in Frankfurt, Germany who have used PSD2 in their recent projects are Banking and Finance (100%), Information Technology (67%), and Manufacturing (50%).
The most common business areas among freelancers in Frankfurt, Germany who have used PSD2 in their recent projects are Information Technology (100%), Project Management (100%), and Quality Assurance (100%).
Main locations of FRATCH Experts, who have recently used PSD2
Our freelancers and interim experts are at home across the DACH region — available on-site in the major business hubs or fully remote. Choose a location to discover matched specialists, local market insights and up-to-date availability.
Berlin Hamburg Munich Cologne 
Frankfurt Stuttgart Dusseldorf Leipzig Dortmund Essen Bremen Dresden Hanover Nuremberg 
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FRATCH CEO
