PSD2 Experts in Frankfurt
in minutes with vetted specialists for open banking and payment complianceHire experts who know PSD2, Payment Services Directive 2, and the practical work behind open banking, Strong Customer Authentication, and payment initiation flows. Get fast, precise matching with vetted, available freelancers who can support your delivery in Frankfurt or remotely.
Meet FRATCH Experts in Frankfurt, who have recently used PSD2
Vadim Romanenko
Last position:
Senior Business Analyst – Digital Products & Risk at Deutsche Landesbank
- Analysis, structuring, and prioritization of complex business and stakeholder requirements for a business-critical limit and risk system.
- Translation of business requirements into backlog items, user stories, acceptance criteria, and end-to-end scenarios.
- Facilitation of structured workshops and refinements with business, development, and QA to clarify complex issues and derive actionable product and system requirements.
- Optimization of requirements, testing, and quality processes, including automation, data quality, and CI/CD-related workflows.
- Discovery and evaluation of AI/GenAI use cases in terms of user and business value, data basis, feasibility, and potential capability impact.
Joachim Auster
Last position:
Project Manager HubSpot, Tracking + Analytics Expert at Swiss Post
- Create a tracking concept for Google Tag Manager and Google Analytics including data layer, events, triggers, and reporting
- Manage the project team (developers, designers, performance specialists)
- Serve as communication interface between stakeholders and digital departments
Jin-Ho Yun
Last position:
Server Migration Consultant at Unknown Client
- Linux server migrations: planning and execution of the migration with SLES Linux deployment of VMs in VMware 8.0
- Guiding colleagues on configuring Linux VMs with vSphere Auto Deploy
- Application operations: ensuring smooth operation of applications on migrated servers
- Operations manuals: revising existing manuals, updating and creating new ones as needed
- Reviewing service offers: adjusting and optimizing service offerings of external providers
- Logistics software, Red Hat Linux, Ansible, Confluence / Jira
Pranjal Narayan
Last position:
Consultant – Business Process & Supply Chain Advisory at Restaurant Namaste Aschaffenburg
- Designing and optimizing the end-to-end supply chain for a newly established restaurant, covering fresh produce, dry goods, beverages, and kitchen essentials
- Setting up ordering cycles, ensuring food-safety compliant logistics, and aligning delivery schedules with kitchen operations to maintain product quality and reduce waste
- Building procurement frameworks and vendor relationships with major importers and wholesalers in Germany; structuring agreements to secure competitive food pricing, negotiating minimum order quantities, and establishing reliable delivery commitments
- Defining structured processes for supplier evaluation, contract negotiation, and delivery scheduling to reduce risks such as delayed deliveries, inconsistent product quality, or stock shortages; introducing clear evaluation criteria, establishing communication protocols with vendors, and setting escalation procedures for supply disruptions
Leonid Ravin
Last position:
IT Business Analyst / Requirements Engineer at S-Payment GmbH / Sparkasse (DSV-Gruppe)
- Business analysis of payments for the introduction of Wero EPI in Germany.
- Analysis and optimization of merchant processes in the context of acquiring and issuing.
- Analysis of interfaces for instant payments.
- Analysis of SCT-Inst processes, settlement mechanisms and reporting processes.
- Identification and clarification of gaps in merchant processes.
- Analysis and documentation of clearing and settlement processes.
- OSPlus process analysis and documentation.
- Coordination and alignment with scheme management as well as various payment service providers and financial institutions on merchant processes.
- Preparation and follow-up as well as active participation in EPI meetings on technical coordination and regulatory topics in payments, including content familiarization and prioritization.
- Preparation and documentation of project and steering committees in the EPI environment.
- Creation of status reports for the subproject.
- Maintenance and structuring of Confluence pages for project documentation.
- Coordination and alignment with the issuing teams on individual customer processes as well as aligning with bank processes and acquirer processes in the Wero environment.
- Communication with payment service providers regarding merchant and bank processes in the Wero environment.
- Organizational support for project management in special tasks in the EPI and Wero environment.
- Digital filing and documentation in Confluence and Microsoft Teams.
- Planning, implementation and tracking of work packages and steps.
- Quality assurance and project control.
- Consulting on IT strategy, IT architecture and interface management in the EPI and Wero environment.
- Technical environment: Jira, Confluence, XML, JSON, MS Office (Word, Excel, Teams, PowerPoint), SharePoint, Draw.io, Innovator, 3rd-level support, ITIL, creation and updating of software documentation, interface management, OSPlus, Scrum, KYC, payment, European Payments Initiative (EPI), Wero, Microsoft Loop, Instant Payments, SCT-Inst.
Alexander Mendelson
Last position:
Managing Director & Senior Project Manager at Mendelson GmbH
- Interim project manager and requirements engineer in various client projects
Discover over 15,000 top freelancers
Statistics of experts using PSD2
Aggregated from the professional profiles of matched freelancers.
Experience
18 years (Germany: 21 years)
Position duration
1.7 years (Germany: 1.9 years)
Positions per freelancer
13 (Germany: 15)
Top business areas
Information Technology, Project Management, Quality Assurance
Top industries
Banking and Finance, Information Technology, Manufacturing
Certification focus areas
Information Technology, Product Development, Project Management
Bachelor's degree or higher
75% (Germany: 83%)
Master's degree or higher
75% (Germany: 52%)
Doctorate
25% (Germany: 4%)
Certifications per freelancer
6
Most common languages
German, English, French
Speak two or more languages
100%
Based on our profile pool as of 30 Aug 2026.
Daily rate distribution
The chart shows how the daily rates of freelancers in this technology in Frankfurt are distributed, based on recent contracts on our platform. Each bar covers a rate range — its height shows how many freelancers charge within that range.
Average rates of experts in Frankfurt using PSD2
Rates are based on recent contracts and do not include FRATCH margin.
The average daily rate is the mean of all daily rates from recent contracts of comparable freelancers on our platform.
The median daily rate is the middle value of all daily rates — half of comparable freelancers charge less, half charge more. Unlike the average, it is barely affected by outliers.
Calculated based on our freelancers’ daily rates as of 30 Aug 2026. Actual rates may vary depending on seniority level, experience, skill specialization, project complexity, and engagement length.
About the technology
PSD2 in practice
PSD2 is the EU rule set that shapes how payment services, bank access, and consent-based data sharing work. Companies use it to build secure payment journeys, open banking features, and compliant integrations with account information and payment initiation services.
Typical delivery work
- Strong Customer Authentication flows
- Open banking and consent journeys
- Payment initiation and bank connection setup
- API alignment with banks and providers
- Testing around edge cases, fallbacks, and user checks
What specialists bring
A strong PSD2 specialist understands the directive, the technical API layer, and the operational controls around authentication, consent, and error handling. They also know how to balance compliance, user experience, and stable payment processing without introducing friction.
Ecosystem and interfaces
PSD2 work often touches bank APIs, OAuth-style consent flows, fraud checks, and identity verification steps. Specialists frequently work with payment service providers, account aggregation flows, and internal risk, legal, and product teams to keep the implementation consistent.
When freelance help matters
- A payment flow must be rebuilt for PSD2 compliance
- A bank connection breaks after an API change
- A launch needs review before going live in Germany or across the EU
- Internal teams need short-term support for audits, testing, or rollout
Frankfurt delivery context
In Frankfurt, PSD2 expertise is especially relevant for financial services, payments, and fintech teams that need precise coordination with compliance and product stakeholders. Many projects can be handled remotely, but on-site work helps when workshops, approvals, or cross-team alignment move quickly.
Frequently asked questions
The facts hiring teams ask for most often when it comes to PSD2.
PSD2 is used to support secure payment access, open banking flows, and regulated data sharing between banks and third-party providers. In practice, it shows up in account information services, payment initiation journeys, and customer authentication steps.
PSD2 is the regulation that made open banking possible across the EU, but open banking is the broader business model and technical pattern. Companies often talk about both together because the directive sets the rules for access, consent, and authentication.
A strong PSD2 specialist understands payment APIs, Strong Customer Authentication, consent handling, and the operational side of bank integrations. They should be able to work with product, compliance, and technical teams without losing the details that keep the flow compliant.
PSD2 work often needs knowledge of OAuth-style authorization, API integration, security controls, and payment service provider setups. Experience with testing, incident handling, and coordination with legal or risk teams is also useful.
PSD2 is stricter than older card- or bank-access approaches because it introduces explicit consent and authentication requirements. Compared with legacy integrations, it usually adds more design work, more edge cases, and more coordination with external parties.
PSD2 work benefits from specialists who have already shipped payment or banking integrations, because the tricky parts are often in the edge cases. A small internal change may need only targeted help, while a new bank connection or rollout usually needs deeper end-to-end experience.
Yes, PSD2 specialists can often work remotely because most of the work is specification, integration, testing, and coordination. For Frankfurt teams, on-site sessions can still help during workshops, stakeholder reviews, or launch preparation.
A good PSD2 freelancer can explain consent flows, authentication steps, fallback handling, and failure modes in plain language. Ask for examples of shipped integrations, how they handled API changes, and how they worked with compliance or risk teams.
The average hourly rate of freelancers in Frankfurt, Germany who have used PSD2 in their recent projects is 105 €, which corresponds to a daily rate of about 837 € based on an 8-hour working day.
Of the freelancers in Frankfurt, Germany who have used PSD2 in their recent projects, 75% hold at least a Bachelor's degree, 75% hold at least a Master's degree, and 25% hold a doctorate.
On average, freelancers in Frankfurt, Germany who have used PSD2 in their recent projects have 18 years of professional experience, with a single engagement typically lasting around 1.7 years.
The most common languages among freelancers in Frankfurt, Germany who have used PSD2 in their recent projects are German (100%), English (100%), and French (33%).
The most common industries among freelancers in Frankfurt, Germany who have used PSD2 in their recent projects are Banking and Finance (100%), Information Technology (67%), and Manufacturing (50%).
The most common business areas among freelancers in Frankfurt, Germany who have used PSD2 in their recent projects are Information Technology (100%), Project Management (100%), and Quality Assurance (100%).
Main locations of FRATCH Experts, who have recently used PSD2
Our freelancers and interim experts are at home across the DACH region — available on-site in the major business hubs or fully remote. Choose a location to discover matched specialists, local market insights and up-to-date availability.
Berlin Hamburg Munich Cologne 
Frankfurt Stuttgart Dusseldorf Leipzig Dortmund Essen Bremen Dresden Hanover Nuremberg 
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Philipp Thomaschewski
FRATCH CEO
