PSD2 Experts in Berlin
in minutes from over 15,000 CVs with the power of AI.Hire experts who can handle PSD2 compliance work, open banking flows, strong customer authentication, and API-based payment access. Get vetted, available specialists matched quickly for projects in Berlin or remote.
Meet FRATCH Experts in Berlin, who have recently used PSD2
Maarten Van Der Most
Last position:
Managing Director at House of Code
- Led the end-to-end transformation of a 125+-person development organization, driving full operational integration into the Aviv Group within nine months
- Overhauled finance, HR, IT, and facilities by establishing scalable frameworks and modern governance models
- Introduced structured budgeting and cashflow processes, job leveling, and compensation frameworks to build transparency, accountability, and sustainable growth
- Implemented complete financial restructuring with a strategic budgeting process aligned to group objectives
- Re-engineered and operationalized HR functions, establishing modern talent management and organizational development processes
- Formalized nearshore vendor management by fully integrating partners and processes into Aviv Group’s operational framework
- Scaled IT infrastructure and support capabilities, significantly extending helpdesk services
- Instituted clear on-call and overtime regulations for nearshore partners to enhance service reliability and cost predictability
- Directed facilities and real estate management to ensure productive and efficient work environments
- Achieved a cohesive and accountable subsidiary fully aligned with Aviv’s strategy
Lasse Wagener
Last position:
Managing Director | Agile Consultant | Scrum Master | Business Analyst at Wagener Consulting GmbH
- Spearheaded the transformation of Telefonica Germany’s cloud journey into a self-service, automated marketplace by leading process analysis and design efforts; facilitated UX/UI collaboration and served as Scrum Master for cross-functional agile teams to ensure timely and quality delivery
- Designed, launched, and managed an enterprise-wide Learning & Development program focused on cloud-native skills, upskilling over 1,500 employees; undertook full vendor management including sourcing, tendering, contract negotiation, and ongoing partnership to ensure curriculum alignment with evolving organizational needs
- Implemented cloud migration processes aligned with corporate compliance and process governance; improved process transparency and audit readiness while reducing operational risks
- Architected and led a cross-divisional communication strategy to enhance organizational engagement; developed multiple channels including newsletters and intranet content, acting as single point of contact for all departmental communications to ensure consistency and alignment
Nikhil Kashid
Last position:
Head of Product (Contract) at illuminem
- Leading product strategy and platform development for B2B sustainability solutions.
Paulo Andrade
Last position:
Founder and Product Lead at Muvuca Solutions
- Lead a climate tech consultancy end to end, coordinating cross-functional teams, owning client strategy and project management, and delivering ESG strategies and AI-first products.
- Stay hands-on across discovery, analytics, roadmapping, architecture, and QA to safeguard execution quality.
- Designed, developed, and launched Jody, an AI travel planner (demo credentials provided).
Uwe Sandner
Last position:
CTO at finleap connect
- Leading the technology and engineering team. Responsible for all engineering, IT strategy, and IT operations (75 FTE in 4 countries, 8M budget)
- Leading the technology part in acquisitions, financing rounds, and post-merger integrations
- Providing bank connectivity via PSD2, scraping, and premium APIs in several markets (EU and MENA)
- Offering Account Information Services (AIS), Payment Initiation Services (PIS), and data enrichment (categorisation, contract recognition, insights, risk indicators)
- Building several complete B2B2C white label neo banking solutions based on external core banking
- Running the market leading account and portfolio switching service
- Operating a private hybrid cloud in a regulated environment across several datacentres (bare-metal, AWS, GCP, client side)
Felix Dietz
Last position:
Agile Coach at Various Clients
- Helped align teams of teams through lateral coaching and advisory for several management levels and value streams.
Discover over 15,000 top freelancers
Statistics of experts using PSD2
Aggregated from the professional profiles of matched freelancers.
Experience
20 years (Germany: 21 years)
Position duration
2 years (Germany: 1.9 years)
Positions per freelancer
9 (Germany: 15)
Top business areas
Information Technology, Product Development, Project Management
Top industries
Information Technology, Banking and Finance, Media and Entertainment
Certification focus areas
Project Management, Finance, Accounting
Bachelor's degree or higher
80% (Germany: 83%)
Master's degree or higher
40% (Germany: 52%)
Certifications per freelancer
1 (Germany: 6)
Most common languages
German, English, Spanish
Speak two or more languages
100%
Based on our profile pool as of 30 Aug 2026.
Daily rate distribution
The chart shows how the daily rates of freelancers in this technology in Berlin are distributed, based on recent contracts on our platform. Each bar covers a rate range — its height shows how many freelancers charge within that range.
Average rates of experts in Berlin using PSD2
Rates are based on recent contracts and do not include FRATCH margin.
The average daily rate is the mean of all daily rates from recent contracts of comparable freelancers on our platform.
The median daily rate is the middle value of all daily rates — half of comparable freelancers charge less, half charge more. Unlike the average, it is barely affected by outliers.
Calculated based on our freelancers’ daily rates as of 30 Aug 2026. Actual rates may vary depending on seniority level, experience, skill specialization, project complexity, and engagement length.
About the technology
PSD2 in practice
PSD2, the Payment Services Directive 2, sets the rules for open banking and secure payment access in Europe. It shapes how banks, payment providers, and fintech teams expose account data, initiate payments, and verify users. Companies bring in specialists to turn legal and technical requirements into working systems.
Common work
- Strong Customer Authentication and exemption handling
- Account information and payment initiation APIs
- Consent flows, audit trails, and incident handling
- Payment security checks and interface changes
- Coordination between product, legal, risk, and engineering
Ecosystem and tools
PSD2 work often touches REST APIs, OAuth-based access, identity checks, and payment gateway integrations. Specialists also work with Open Banking standards, bank-facing sandboxes, and test setups for consent, callbacks, and error handling. The right person knows how regulation, API design, and security controls fit together.
When to hire
Bring in freelance expertise when a launch depends on bank access, a new payment flow, or a review of compliance gaps. Berlin companies often need short-term support for fintech products, platform changes, or cross-border teams that need clear documentation and fast delivery. Remote work is common, but on-site sessions help when legal, security, and product teams need to align.
What strong specialists do
Strong PSD2 professionals read the directive carefully and translate it into practical implementation choices. They spot weak consent handling, unclear customer journeys, and brittle integrations before they become release blockers. They also write clear documentation that helps support, operations, and auditors understand the setup.
Signs you need help
- Your bank or PSP integration keeps failing in testing
- You need to update authentication or consent flows
- Product, compliance, and engineering disagree on requirements
- You are preparing an audit, launch, or vendor review
- Your internal team lacks recent PSD2 project experience
Frequently asked questions
What clients ask us most about PSD2 — answered in short.
PSD2 is used to control how payment services expose account data, start payments, and verify the user. In practice, it affects open banking APIs, consent screens, and customer authentication flows. Companies bring in specialists when they need those rules translated into working products.
PSD2 is the regulation that pushed open banking in Europe, but the two terms are not identical. PSD2 is the legal framework; open banking is the set of services and API patterns that often come with it. Many teams search for both names when they need the same kind of specialist.
A strong PSD2 specialist understands payment flows, API design, security, and consent management. Useful adjacent skills include OAuth, REST APIs, identity verification, and working with banks or payment providers. They should also be able to talk clearly with legal and risk teams.
You do not need a huge program to justify hiring a PSD2 expert. Even a small API change can affect authentication, user journeys, and compliance evidence. Bring in help as soon as the work touches live payment access or bank-facing integration.
PSD2 is stricter than older payment integration patterns because it puts consent, security, and customer authentication at the center. Older setups often focused on connectivity alone, while PSD2 requires clearer access control and traceable user approval. That makes implementation more detailed and more cross-functional.
Most PSD2 work can be done remotely because it centers on specifications, APIs, and documentation. On-site time in Berlin can still help when teams need to align fast on compliance, security, and release planning. Many projects use a mix of both.
A good PSD2 expert can explain the directive in plain language and show how it changes the product flow. Look for clear examples of consent handling, authentication design, error management, and collaboration with compliance teams. Strong specialists make trade-offs visible instead of hiding them.
PSD2 often sits next to open banking, payment initiation, account information services, and customer authentication. Depending on the project, specialists may also touch fraud checks, audit logging, and vendor management. That mix matters because the work is rarely just legal or just technical.
The average hourly rate of freelancers in Berlin, Germany who have used PSD2 in their recent projects is 125 €, which corresponds to a daily rate of about 1,000 € based on an 8-hour working day.
Of the freelancers in Berlin, Germany who have used PSD2 in their recent projects, 80% hold at least a Bachelor's degree and 40% hold at least a Master's degree.
On average, freelancers in Berlin, Germany who have used PSD2 in their recent projects have 20 years of professional experience, with a single engagement typically lasting around 2 years.
The most common languages among freelancers in Berlin, Germany who have used PSD2 in their recent projects are German (100%), English (100%), and Spanish (17%).
The most common industries among freelancers in Berlin, Germany who have used PSD2 in their recent projects are Information Technology (100%), Banking and Finance (83%), and Media and Entertainment (83%).
The most common business areas among freelancers in Berlin, Germany who have used PSD2 in their recent projects are Information Technology (100%), Product Development (100%), and Project Management (100%).
Main locations of FRATCH Experts, who have recently used PSD2
Our freelancers and interim experts are at home across the DACH region — available on-site in the major business hubs or fully remote. Choose a location to discover matched specialists, local market insights and up-to-date availability.
Berlin 
Hamburg Munich Cologne Frankfurt Stuttgart Dusseldorf Leipzig Dortmund Essen Bremen Dresden Hanover Nuremberg 
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Philipp Thomaschewski
FRATCH CEO
