Hans-Michael Mahlknecht - Project expert, digitalization and strategic consulting

Q: Where is Hans-Michael based?

Hans-Michael is based in Vienna, Austria and can operate in on-site , hybrid , and remote work models.

Q: What languages does Hans-Michael speak?

Hans-Michael speaks the following languages: German (Native), Italian (Native), English (Advanced) .

Q: How many years of experience does Hans-Michael have?

Hans-Michael has at least 24 years of experience. During this time, Hans-Michael has worked in at least 9 different roles and for 9 different companies . The average length of individual experience is 3 years and 8 months . Note that Hans-Michael may not have shared all experience and actually has more experience.

Q: What is Hans-Michael's latest experience?

Hans-Michael's most recent position is Project expert, digitalization and strategic consulting at Freelance Consultant .

Q: What companies has Hans-Michael worked for in recent years?

In recent years, Hans-Michael has worked for Freelance Consultant .

Q: Which industries is Hans-Michael most experienced in?

Hans-Michael is most experienced in industries like Banking and Finance , Insurance , and Information Technology .

Q: Which business areas is Hans-Michael most experienced in?

Hans-Michael is most experienced in business areas like Project Management , Information Technology , and Finance . Hans-Michael also has some experience in Strategy , Business Intelligence , and Investments and M&A .

Q: Which industries has Hans-Michael worked in recently?

Hans-Michael has recently worked in industries like Banking and Finance , Insurance , and Information Technology .

Q: Which business areas has Hans-Michael worked in recently?

Hans-Michael has recently worked in business areas like Information Technology , Project Management , and Strategy .

Recommended expert

Vienna, Austria

Experience

Jan 2019 - Present

7 years 3 months

Project expert, digitalization and strategic consulting

Freelance Consultant

Project work in IT, banking, insurance and strategy
Risk management consulting for companies in various industries

Jan 2015 - Dec 2018

4 years

Vienna, Austria

Board Member for Market Operations (Risk, Finance, IT) and Head of Risk Management

Banco do Brasil

Project manager for the implementation of a new integrated risk management/treasury/controlling system
Implementation of a transfer pricing system across the entire bank, including branches
Introduction of an ILAAP framework
Definition and implementation of ICAAP methods for credit, counterparty, FX risk and IRRBB
Introduction of a new general credit risk methodology based on external ratings, internal scoring and default statistics
Set up an approach and structure for IT project portfolio management at the bank level
Responsible for strategic topics, especially the bank's restructuring strategy and planning
Responsible for the bank's digitalization strategy, preparing the partnership with Deposit Solutions

Jan 2011 - Dec 2014

4 years

Vienna, Austria

Management Coordinator and Program Manager Basel III

Erste Group

Set up the group-wide Basel III program
Project portfolio management for Group Market, Bank Book & Liquidity Risk Management
Set up and lead one of the bank's first Scrum projects
Lead a regulatory liquidity initiative across the entire group
Project manager for modeling refinancing risks in ICAAP

Jan 2011 - Dec 2011

1 year

Vienna, Austria

Project Manager Credit Treasury / Finance

Unicredit Bank Austria

Project preparation for implementing a CEE-wide hedging platform
Project preparation for implementing credit risk hedge accounting according to IAS 39 and IFRS 9

Jan 2009 - Dec 2011

3 years

Zürich, Switzerland

Lead Project Consultant

Palaimon Consulting GmbH

Project manager of a market risk system implementation project at Sparkasse Bremen (migration from the legacy PMS system to SimCorp Dimension)
Leading project role in a subproject of the risk reporting improvement program at UBS, Zurich

Jan 2006 - Dec 2009

4 years

Vienna, Austria

Managing Director and Co-Founder

Delta Hedge GmbH

Built and managed a fintech for hedging, risk management, and structured products

Jan 2005 - Dec 2007

3 years

Vienna, Austria

Project Manager and Business Analyst

Austria Wirtschaftsservice (aws)

Led project and conducted business analysis for a private equity software implementation project (CEPRES)

Jan 2004 - Dec 2005

2 years

Vienna, Austria

Business Analyst

AIM Software GmbH

Business analyst on data management project at Pictet Bank, Geneva
Business analyst for portfolio credit risk management project at Investkredit Bank, Vienna

Jan 2001 - Dec 2002

2 years

Vienna, Austria

Expert in International Relations & Risk Management

Finanzmarktaufsicht (FMA)

Industry Experience

See where this freelancer has spent most of their professional time.

Experienced in Banking and Finance, Insurance, and Information Technology.

Banking and Finance

Insurance

Information Technology

Business Area Experience

See which departments and functions this freelancer has contributed to most.

Experienced in Project Management, Information Technology, Finance, Strategy, Business Intelligence, and Investments and M&A.

Project Management

Information Technology

Finance

Strategy

Business Intelligence

Investments and M&A

Summary

20+ years of experience in finance and software projects, especially in IT, risk management, finance, banking, insurance, fintech and regulatory topics, in recent years with activities in ESG/sustainability projects.

Speaks the language of management, the business side and IT and acts as a translator between business and IT.

Able to structure, simplify and optimize complex problems.

Team player.

Risk management: Expert in enterprise-wide risk management (across industries)

Strategy: Strategic consulting for the financial sector based on the customer value chain, strategic consulting for startups (e.g., introduction of OKR at a housing startup); board responsibility for strategic topics at a bank, responsible for the bank's digitalization strategy; advisory for a planned ESG bank regarding a license application;

Innovation and digitalization: consulting on innovation/digitalization, supporting innovative digital startups with market entry in Austria (e.g., currently for a Swiss data clean room provider and others, including AI)

Project management: management of small, medium and large projects (software/finance) from planning and structuring to implementation and migration. International projects in Austria, Germany and Switzerland.

Line management: experience as head of risk management and board member for market operations at a bank as well as managing director and co-founder of a financial software startup/fintech.

Skills

Risk Management (All Areas)
Project Management, Program Management, Portfolio Project Management And Business Analysis
Strong Knowledge Of Banking, Insurance And Financial Products
In-depth Knowledge Of Regulatory Requirements (Basel, Crr, Crd, Etc.; Currently Focusing On Dora, Ai Regulation)
Finance
Strategy (Strategic Consulting, Business Models)
Outsourcing Management / Ict Third-party Risk Management, It Procurement And Contract Management
Digitalization: Fintech Experience, Loan Onboarding And End-to-end Processing (Mortgages, Automated Property Valuation, Sme Loans) And Insurance (E.g., Risk Insurance), Ecosystems And Related Business Model Concepts (Customer Value Chain), Etc.
Software: Confluence, Jira, Ms Office, Simcorp (Formerly)

Languages

German

Native

Italian

Native

English

Advanced

Education

University of Innsbruck

Economics · Innsbruck, Austria

Statistics

Experience

Total positions 9

Experience in Banking and Finance 24 y

Avg length 3 y 3 m

Longest experience 7 y 2 m

Global Experience

Countries worked in 2 (Austria, Switzerland)

Primary country Austria

Expertise

Recent roles Project expert, digitalization and strategic consulting, Board Member for Market Operations (Risk, Finance, IT) and Head of Risk Management, Management Coordinator and Program Manager Basel III

Main industries Banking and Finance, Insurance, Information Technology

Main business areas Project Management, Information Technology, Finance

Profile

Created

December 2025

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Frequently asked questions

Do you have questions? Here you can find further information.

Where is Hans-Michael based?

Hans-Michael is based in Vienna, Austria and can operate in on-site, hybrid, and remote work models.

What languages does Hans-Michael speak?

Hans-Michael speaks the following languages: German (Native), Italian (Native), English (Advanced).

How many years of experience does Hans-Michael have?

Hans-Michael has at least 24 years of experience. During this time, Hans-Michael has worked in at least 9 different roles and for 9 different companies. The average length of individual experience is 3 years and 8 months. Note that Hans-Michael may not have shared all experience and actually has more experience.

What roles would Hans-Michael be best suited for?

Based on recent experience, Hans-Michael would be well-suited for roles such as: Project expert, digitalization and strategic consulting, Board Member for Market Operations (Risk, Finance, IT) and Head of Risk Management, Management Coordinator and Program Manager Basel III.

What is Hans-Michael's latest experience?

Hans-Michael's most recent position is Project expert, digitalization and strategic consulting at Freelance Consultant.

What companies has Hans-Michael worked for in recent years?

In recent years, Hans-Michael has worked for Freelance Consultant.

Which industries is Hans-Michael most experienced in?

Hans-Michael is most experienced in industries like Banking and Finance, Insurance, and Information Technology.

Which business areas is Hans-Michael most experienced in?

Hans-Michael is most experienced in business areas like Project Management, Information Technology, and Finance. Hans-Michael also has some experience in Strategy, Business Intelligence, and Investments and M&A.

Which industries has Hans-Michael worked in recently?

Hans-Michael has recently worked in industries like Banking and Finance, Insurance, and Information Technology.

Which business areas has Hans-Michael worked in recently?

Hans-Michael has recently worked in business areas like Information Technology, Project Management, and Strategy.

What is Hans-Michael's education?

Hans-Michael attended University of Innsbruck for Economics.

What is the availability of Hans-Michael?

Hans-Michael is immediately available full-time for suitable projects.

What is the rate of Hans-Michael?

Hans-Michael's rate depends on the specific project requirements. Please use the Meet button on the profile to schedule a meeting and discuss the details.