Stephan Appel - Commercial Director & Head of Treasury

Q: Where is Stephan based?

Stephan is based in Munich, Germany .

Q: What languages does Stephan speak?

Stephan speaks the following languages: German (Native), English (Advanced) .

Q: How many years of experience does Stephan have?

Stephan has at least 19 years of experience. During this time, Stephan has worked in at least 12 different roles and for 9 different companies . The average length of individual experience is 2 years and 7 months . Note that Stephan may not have shared all experience and actually has more experience.

Q: What is Stephan's latest experience?

Stephan's most recent position is Freelance Consultant in a Family Foundation and Other Companies .

Q: What companies has Stephan worked for in recent years?

In recent years, Stephan has worked for Omega AG and Savvy Group GmbH .

Q: Which industries is Stephan most experienced in?

Stephan is most experienced in industries like Banking and Finance , Construction , and Real Estate . Stephan also has some experience in Professional Services and Information Technology .

Q: Which business areas is Stephan most experienced in?

Stephan is most experienced in business areas like Finance , Accounting , and Business Intelligence . Stephan also has some experience in Information Technology , Audit , and Human Resources .

Q: Which industries has Stephan worked in recently?

Stephan has recently worked in industries like Real Estate , Construction , and Professional Services .

Q: Which business areas has Stephan worked in recently?

Stephan has recently worked in business areas like Finance , Accounting , and Human Resources .

Recommended expert

Munich, Germany

Check rate

Experience

Mar 2024 - Present

2 years 3 months

Freelance Consultant in a Family Foundation and Other Companies

Freelance consultant in a family foundation and other companies in the role of commercial manager/CFO in the real estate/construction industry Responsibilities

Treasury & Financial Planning
Controlling
Accounting
Human Resources
IT

Apr 2023 - Mar 2024

1 year

Commercial Director & Head of Treasury

Omega AG

Optimizing and improving operational processes in various departments
Preparing interest rate schedules and modeling different scenarios
Managing, monitoring, and coordinating the process of preparing financial statements
Assisting with the annual report and the year-end financial statements

May 2021 - Apr 2023

2 years

Head of Treasury & Financial Planning

Omega AG

Leading the Treasury, Financial Planning, and Payments staff unit
Serving as the link between asset and investment management, project development, financing, HR, and accounting for all payment-related transactions
Creating and continuously improving short- and medium-term financial planning
Handling payment transactions at the project, portfolio, and group levels
Implementing group-wide cash pooling while complying with all corporate and tax covenants
Managing and expanding contractual relationships with the Omega Group's commercial banks
Responsible for the technical implementation of payment solutions on the IT platform
Developing and optimizing cash management and operational processes as well as data management in the finance function
Conducting budget vs. actual and ad-hoc analyses and deriving recommendations for management
Supporting the executive board in the financial management of the company and strategic decision-making
Participating in cross-functional projects on organization, digitalization, and employee development
Software used: Excel, Aareal Portal, Agicap, DATEV, Wowiport, d.velop

Nov 2019 - May 2021

1 year 7 months

Head of Controlling

Savvy Group GmbH

Monthly project controlling for the group
Project lead for the implementation of the controlling software LucaNet
Conducting profitability calculations
Group cash flow and liquidity planning
Collaboration with accounting and finance departments
Preparing forecasts at the corporate level

Oct 2016 - Nov 2019

3 years 2 months

Head of Finance & Controlling

M-Concept Baubetreuung GmbH & Co. KG

Creating a cross-project controlling system
Preparing forecasts at the corporate level
Cash flow and liquidity planning, budget controlling
Monthly reporting to management
Budget controlling at cost group level (DIN 276)
Monthly project reporting to financing partners
Tracking project-related costs and reporting to management
Controlling purchase price entries
Conducting profitability calculations
Disciplinary management of the accounting department
Spot-checking accounting records
Contact person for tax advisors
Analyzing and optimizing process flows
Negotiating financing agreements

Jul 2014 - Oct 2016

2 years 4 months

Freelance Consultant in Controlling

Self-employed

Consulting in controlling and treasury

Developing controlling and liquidity planning systems
Creating short-, medium-, and long-term liquidity plans
Acting as interface between business and technical teams
Developing business management metrics for corporate control
Conducting profitability analyses
Performing actual vs. planned comparisons, budgeting, cash flow calculations
Interim CFO

Jan 2013 - Jul 2014

1 year 7 months

Vice President Finance Team

Assenagon GmbH

Financial planning and controlling
Cross-entity consolidated management reporting (group controlling, budgeting and forecasting)
Internal transfer pricing according to German tax code / Transfer Pricing Ordinance / OECD guidelines
Point of contact for tax and internal audit issues
Accounting: preparation, follow-up, outsourcing control
Liaison for auditors and consultants

Nov 2011 - Dec 2013

2 years 2 months

Financial Controller / Planner & Transfer Pricing Manager

Assenagon GmbH

Financial planning and controlling
Cross-entity consolidated management reporting (group controlling, budgeting and forecasting)
Internal transfer pricing according to German tax code / Transfer Pricing Ordinance / OECD guidelines
Point of contact for tax and internal audit issues
Accounting: preparation, follow-up, outsourcing control
Liaison for auditors and consultants

Sep 2008 - Sep 2011

3 years 1 month

Assistant to Head of Asset Servicing

SGSS Deutschland KAG mbH

Calculating and presenting KPIs
Accounting
Support in risk controlling
Bachelor thesis: performance and fixed income performance attribution (grade 1.0)

Mar 2008 - Jul 2008

5 months

Project & Process Manager

BMW Financial Services GmbH

Feb 2006 - Aug 2006

7 months

Customer Advisor

Tecis Finanzdienstleistungen AG

Oct 2003 - Apr 2004

7 months

Forensic Analyst

Fast-Detect GmbH

Industry Experience

See where this freelancer has spent most of their professional time.

Experienced in Banking and Finance, Construction, Real Estate, Professional Services, and Information Technology.

Banking and Finance

Construction

Real Estate

Professional Services

Information Technology

Business Area Experience

See which departments and functions this freelancer has contributed to most.

Experienced in Finance, Accounting, Business Intelligence, Information Technology, Audit, and Human Resources.

Finance

Accounting

Business Intelligence

Information Technology

Audit

Human Resources

Skills

Financial Planning / Budgeting / Forecasting / Cash Management
Preparation Of Annual Financial Statements / Strategic Cost Planning / Financial Controlling
Profitability Calculations / Variance Analyses
Project And Process Management / Process Optimization
Ms-Office, Ms-Visio, Ms-Sharepoint
Datev Pro, Ziabris, Itrexs, Sap Fi/Co
Lucanet, Wowiport, Agicap, Coor, Aareal-Portal

Languages

German

Native

English

Advanced

Education

Mar 2010 - Sep 2011

Munich University of Applied Sciences

Master of Arts · Business Administration (Finance, Controlling, Auditing) · Munich, Germany

Oct 2007 - Mar 2010

Munich University of Applied Sciences

Bachelor of Arts · Business Administration (Banking, Finance & Risk Management) · Munich, Germany

Apr 2004 - Sep 2007

Ludwig Maximilian University of Munich

Economics · Munich, Germany

...and 1 more

Statistics

Experience

Total positions 12

Experience in Banking and Finance 7.5 y

Avg length 1 y 8 m

Longest experience 3 y 1 m

Expertise

Recent roles Freelance Consultant in a Family Foundation and Other Companies, Commercial Director & Head of Treasury, Head of Treasury & Financial Planning

Main industries Banking and Finance, Construction, Real Estate

Main business areas Finance, Accounting, Business Intelligence

Qualifications

Highest degree Master

Profile

Created

October 2023

Last Update

May 2026

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Frequently asked questions

Have questions? Find more information here.

Where is Stephan based?

Stephan is based in Munich, Germany.

What languages does Stephan speak?

Stephan speaks the following languages: German (Native), English (Advanced).

How many years of experience does Stephan have?

Stephan has at least 19 years of experience. During this time, Stephan has worked in at least 12 different roles and for 9 different companies. The average length of individual experience is 2 years and 7 months. Note that Stephan may not have shared all experience and actually has more experience.

What roles would Stephan be best suited for?

Based on recent experience, Stephan would be well-suited for roles such as: Freelance Consultant in a Family Foundation and Other Companies, Commercial Director & Head of Treasury, Head of Treasury & Financial Planning.

What is Stephan's latest experience?

Stephan's most recent position is Freelance Consultant in a Family Foundation and Other Companies.

What companies has Stephan worked for in recent years?

In recent years, Stephan has worked for Omega AG and Savvy Group GmbH.

Which industries is Stephan most experienced in?

Stephan is most experienced in industries like Banking and Finance, Construction, and Real Estate. Stephan also has some experience in Professional Services and Information Technology.

Which business areas is Stephan most experienced in?

Stephan is most experienced in business areas like Finance, Accounting, and Business Intelligence. Stephan also has some experience in Information Technology, Audit, and Human Resources.

Which industries has Stephan worked in recently?

Stephan has recently worked in industries like Real Estate, Construction, and Professional Services.

Which business areas has Stephan worked in recently?

Stephan has recently worked in business areas like Finance, Accounting, and Human Resources.

What is Stephan's education?

Stephan holds a Master in Business Administration (Finance, Controlling, Auditing) from Munich University of Applied Sciences and a Bachelor in Business Administration (Banking, Finance & Risk Management) from Munich University of Applied Sciences.

What is the availability of Stephan?

Stephan will be available full-time from July 2026.

What is the rate of Stephan?

Stephan's rate depends on the specific project requirements. Please use the Meet button on the profile to schedule a meeting and discuss the details.