Parvez H.-Business Development Director, Visa Europe
Check rate
Experience
Independent Contractor
Ethos
- Human evaluation and quality feedback for artificial intelligence models.
- Evaluate model outputs against defined quality criteria, providing expert human feedback used to train and improve artificial intelligence systems.
- Write detailed, evidence-based assessments that identify weaknesses, explain judgements and guide improvements to model responses.
Payments Strategy Consultant
Independent Advisory
- Commercial and payments advice for fintechs and growth-stage businesses.
- Advise early-stage businesses including a UK neobank, an Islamic-finance fintech and a Caribbean digital-wallet and remittance proposition on payments strategy and commercial development.
- Assess card and wallet structures, issuer-processing options, BIN sponsorship, scheme economics, cross-border propositions and partner choices; turn findings into decision-ready recommendations.
- Support commercial planning and partner conversations while maintaining clear boundaries between strategic advice, business development and implementation ownership.
Commercial Risk & Network Optimisation
Amazon EU Middle Mile Logistics
- Improved operational discipline across a $1.5bn European logistics network by identifying control failures, strengthening governance and reducing security defects by 23% within four weeks.
- Led cross-functional remediation across operational and vendor stakeholders, balancing performance, risk and compliance priorities.
Business owner
Infinity Property
- Founded Infinity Property, covering deal sourcing, negotiation, acquisition modelling, cash-flow planning and portfolio management.
Vice Chair of Governors
SEND school
- Maintained board-level governance as Vice Chair of Governors for a SEND school and Chair of the Pay Review Committee.
Business Development Director — Deal & Scheme Governance
Visa Europe
- Hand-picked by Visa's Head of Sales to help build an eight-person Central Deal Team, introducing qualification, executive decision frameworks and commercial oversight for complex opportunities.
- Shaped opportunity and partner strategy across a €1bn+ pipeline, improving prioritisation, executive visibility and pursuit execution across European markets.
- Built executive reporting and reusable commercial content that strengthened RFP responses, negotiation preparation and investment decisions.
- Aligned Product, Finance, Legal, Risk and Compliance around commercially sustainable structures in a regulated payments environment.
Scheme Commercial Development Lead
Visa Europe
- Developed executive business cases combining issuer portfolio economics, commercial incentives, regulatory considerations and long-term partnership value.
- Led commercial strategy supporting the ING Netherlands opportunity, contributing to a 25% portfolio-share shift.
- Created IFR and PSD2 playbooks that translated regulatory change into practical client and commercial action, reducing review timelines from eight weeks to three.
Commercial Strategy, Portfolio Development & Market Expansion
Visa Europe
- Built deep knowledge of issuer strategy, acquiring economics, scheme rules, cross-border payment dynamics and executive stakeholder management across Europe and CEMEA.
- Supported regional commercial planning, portfolio development and market-growth initiatives with banks and payment partners.
Industry experience
See where this freelancer has spent most of their professional time.
Experienced in Banking and Finance, Real Estate, Education, and Transportation.
Business area experience
See which departments and functions this freelancer has contributed to most.
Experienced in Strategy, Product Development, Finance, Investments and M&A, Human Resources, and Sales.
Summary
Senior payments commercial leader with 17+ years at Visa, combining cross-border payments knowledge, bank and fintech partnerships, commercial strategy and complex regulated deal structuring. Built the governance and commercial infrastructure supporting Visa Europe's most strategic opportunities, including a €1bn+ pipeline across Tier 1 banks, fintechs, merchants and enterprise partners in 20+ markets.
Experienced in originating and shaping enterprise opportunities, translating payment economics and regulation into executive business cases, and coordinating Product, Finance, Legal, Risk and Compliance through complex pursuits. Recent independent advisory work with fintech and growth-stage businesses covers payment operating models, card and wallet design, issuer processing, BIN sponsorship, cross-border propositions and partner evaluation.
Skills
- Commercial: Enterprise Origination, Gtm Strategy, Pipeline Governance, Commercial Negotiation, Business Cases
- Payments: Cross-Border Payments, Scheme Economics, Issuing And Acquiring Models, Psp And Fintech Ecosystems
- Leadership: Executive Relationships, Regulated Propositions, Partner Strategy, Cross-Functional Delivery
Languages
Education
University of Liverpool
BSc · Biochemistry · Liverpool, United Kingdom
Certifications & licenses
Statistics
Experience
Expertise
Qualifications
Profile
Frequently asked questions
Have questions? Find more information here.
Parvez is based in Chesham, United Kingdom and prefers 100% remote projects.
Parvez speaks the following languages: English (Native), Bengali (Advanced), Greek (Intermediate).
Parvez has at least 23 years of experience. During this time, Parvez has worked in at least 8 different roles and for 6 different companies. The average length of individual experience is 3 years and 10 months. Note that Parvez may not have shared all experience and actually has more experience.
Based on recent experience, Parvez would be well-suited for roles such as: Independent Contractor, Payments Strategy Consultant, Commercial Risk & Network Optimisation.
Parvez's most recent position is Independent Contractor at Ethos.
In recent years, Parvez has worked for Ethos, Independent Advisory, Amazon EU Middle Mile Logistics, Infinity Property, and SEND school.
Parvez is most experienced in industries like Banking and Finance, Real Estate, and Education. Parvez also has some experience in Transportation and Information Technology.
Parvez is most experienced in business areas like Strategy, Product Development, and Finance. Parvez also has some experience in Investments and M&A, Human Resources, and Sales.
Parvez has recently worked in industries like Real Estate, Education, and Banking and Finance.
Parvez has recently worked in business areas like Finance, Investments and M&A, and Human Resources.
Parvez holds a Bachelor in Biochemistry from University of Liverpool.
Parvez has 1 certificate: PRINCE2 Foundation.
Parvez is immediately available part-time for suitable projects.
Daily rate distribution
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Average rates for similar positions
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The average daily rate is the mean of all daily rates from recent contracts of comparable freelancers on our platform.
The median daily rate is the middle value of all daily rates — half of comparable freelancers charge less, half charge more. Unlike the average, it is barely affected by outliers.
Calculated based on our freelancers’ daily rates as of 18 Sep 2026. Actual rates may vary depending on seniority level, experience, skill specialization, project complexity, and engagement length.
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