MaRisk Experts in Dusseldorf
in minutes from over 15,000 CVs with vetted specialists and the power of AIHire experts who know MaRisk, bank risk governance, control functions, and audit-ready documentation. Get fast, precise matching with vetted, available freelancers for projects in Dusseldorf and remote teams across Germany.
Meet FRATCH Experts in Dusseldorf, who have recently used MaRisk
Matthias M.
Last position:
Project Manager at HSBC
- Project Manager for banking projects
- Management and coordination of the projects 'XONTRO T7 Migration' and 'UNO – Unified for New Opportunities'. Management of international stakeholders, preparation and leadership of steering committees, and coordination between departments, exchanges, and external partners.
- Project management of the strategic projects 'XONTRO T7 Migration' and 'UNO – Unified for New Opportunities'
- Management of international stakeholders including exchanges, custodians, and external project partners
- Coordination of functional and technical test activities at the exchanges between trading, IT, accounting, and mid-/back office
- Facilitation of steering committees at management level
- Preparation of decision papers, status reports, and risk analyses
- Conduct analyses in the areas of reporting (compliance, regulatory reporting, etc.), taxes on securities transactions & custody accounts, process analysis
- Enforcement of required requirements/specifications
- Coordination between business, IT, operations, and external market participants
- Coordination and alignment with external market participants, service providers, exchanges, and other project stakeholders
Natascha K.
Last position:
Business Analyst DORA and System Architecture at PSVaG
- DORA consulting and system optimization
- Process analysis of existing business processes that are complex from both a business and technical point of view
- Analysis of the individual business processes in the relevant business areas Trading, Back Office, Settlement, Custodian Bank
- Interface between the business units and IT to understand and define requirements
- Creation of a business concept incl. adjustments and implementation of software applications and their interfaces to the systems
- Preparation of a decision template for the management board for project approval
- Setting up and running project meetings with the relevant stakeholders and documenting them
- Close collaboration with the stakeholders
- Coordination and control of the analysis
- Creation and planning of resources and budget
- Onboarding of large banks (Asia and Eastern Europe) for Depot B
- Migration of portfolio holdings (volume around EUR 70-100 million)
Federico L.
Last position:
Senior IAM Manager & Single Point of Contact for Information Security at EnBW Energie Baden-Württemberg AG
As the only large integrated energy company in Germany, EnBW covers the entire value chain - from energy production through distribution to customers. It expands its renewable energy sources, advocates for a socially responsible coal exit, and drives key technologies like green hydrogen. A rapid energy transition and achieving climate neutrality by 2035 are priorities for EnBW.  Developed and implemented a holistic process view covering both technical and organizational aspects  Ensured end-to-end control of all IAM-related technical services  Established clear responsibilities and accountabilities within the IAM landscape  Collaborated with different departments to identify and optimize a holistic architecture and act as Single Point of Contact (SPoC) for Information Security  Introduced and monitored governance policies to ensure compliance and security  Continuously improved IAM processes and systems through regular audits and evaluations  Participated in external audits of the process as part of official ISO audits  Further developed the policy for setting administrative requirements and procedures and aligned it with administrative units  Conceptually advanced the KPI system to measure process quality
Lucy R.
Last position:
ESG & MaRisk Compliance Officer at Lesora GmbH
- Strengthen MaRisk compliance by enhancing risk management, internal controls, and regulatory processes.
- Optimize compliance workflows and perform key control activities to ensure regulatory alignment.
- Advise management and business units on supervisory requirements and compliance obligations.
- Collaborate closely with internal control functions, risk management, and other governance units to improve cross-functional compliance standards.
- Accompany strategic projects from a compliance perspective.
- Develop ESG measures and contribute to establishing ESG risk management.
- Serve as the ESG point of contact and co-author the company’s first ESG report.
- Deliver internal trainings on compliance and sustainability topics.
Nikolaus B.
Last position:
ICT Risk Management and Information Security at B. Metzler seel. Sohn & Co. AG
- Independently develop policies, guidelines, and frameworks for ICT risk management and information security
- Advise business units on ICT risk management and information security
- Further develop the ICT risk management framework that governs the identification, assessment, and control of ICT risks
- Evaluate the Information Security Management System (ISMS) and adjust it for new challenges
- Conduct risk analyses to identify and assess potential ICT risks and information security risks for the Metzler Group
- Advise on defining and implementing measures to reduce risks and improve the resilience of ICT systems
- Advise on ensuring compliance with relevant internal and external regulatory requirements (MaRisk, DORA, BAIT, BSI IT baseline protection, ISMS, ISO 27001, ISO 42001, ISO 27005, BCM ISO 22301)
- Advise on internal and cross-functional projects (SAP DORA compliance, Target2, Section 8a BSI Act)
Daniel R.
Last position:
Project at VR Factoring
- Consulting services in risk controlling
- Gap analysis to ensure full MaRisk compliance
- Revision of the ICAAP/capital adequacy concept
- Revision of the risk quantification methodology
- Stakeholder management
Heinz-Dieter L.
Last position:
Consultant at CH Crypto Group
- Advice on governance and information security topics: BAIT, MaRisk
- Creating governance documents (policies, guidelines)
- Developing emergency manuals
- Based on BSI IT baseline protection standard 200-4 and ISO2700x
Discover over 15,000 top freelancers
Statistics of experts using MaRisk
Aggregated from the professional profiles of matched freelancers.
Experience
27 years (Germany: 24 years)
Position duration
1.5 years (Germany: 2.5 years)
Positions per freelancer
19 (Germany: 17)
Top business areas
Audit, Project Management, Finance
Top industries
Banking and Finance, Information Technology, Energy
Certification focus areas
Audit, Information Technology, Legal
Bachelor's degree or higher
100% (Germany: 91%)
Master's degree or higher
75% (Germany: 56%)
Certifications per freelancer
5 (Germany: 6)
Most common languages
German, English, Spanish
Speak two or more languages
86% (Germany: 98%)
Based on our profile pool as of 19 Sep 2026.
Daily rate distribution
The chart shows how the daily rates of freelancers in this technology in Dusseldorf are distributed, based on recent contracts on our platform. Each bar covers a rate range — its height shows how many freelancers charge within that range.
Average rates of experts in Dusseldorf using MaRisk
Rates are based on recent contracts and do not include FRATCH margin.
The average daily rate is the mean of all daily rates from recent contracts of comparable freelancers on our platform.
The median daily rate is the middle value of all daily rates — half of comparable freelancers charge less, half charge more. Unlike the average, it is barely affected by outliers.
Calculated based on our freelancers’ daily rates as of 19 Sep 2026. Actual rates may vary depending on seniority level, experience, skill specialization, project complexity, and engagement length.
MaRisk experts industry focus
See which industries our matched freelancers work in most often — every figure is calculated live from the freelancers on FRATCH.
- Banking and Finance (100%)
- Information Technology (71%)
- Energy (57%)
- Insurance (57%)
- Government and Administration (57%)
- Education (43%)
- Healthcare (43%)
- Automotive (29%)
Please note that freelancers can work across multiple industries, so percentages overlap.
About the technology
What MaRisk covers
MaRisk stands for Mindestanforderungen an das Risikomanagement. It sets the German supervisory expectations for risk management in financial firms and shapes how governance, controls, reporting, and oversight are structured. Specialists use it to align internal processes with BaFin requirements.
Where it is used
- Bank-wide risk governance and control frameworks
- Internal policy updates and control documentation
- Audit preparation and remediation tracking
- Model, credit, market, and operational risk processes
It matters for institutions that need clear responsibilities, traceable decisions, and consistent review cycles.
Common skills around it
Strong professionals working with MaRisk understand banking regulation, internal control systems, and risk taxonomy. They can translate supervisory language into practical workflows and documentation that teams can actually maintain. Knowledge of BAIT, BAFin expectations, and related compliance work is often important.
When companies bring in freelancers
Teams usually need outside support when internal policies must be updated, gaps were found in reviews, or a project needs short-term regulatory expertise. In Dusseldorf, this often fits financial services, leasing, and corporate treasury environments that need experienced specialists without a long hiring cycle.
What strong specialists deliver
A good MaRisk specialist does more than review texts. They map requirements to existing processes, identify missing controls, and support remediation plans that hold up in audits. They also write clearly, work with risk, compliance, and internal audit, and keep documentation consistent across departments.
Collaboration and fit
MaRisk work can be done on-site, remote, or in a mixed setup, depending on access to policy material and stakeholders. For Dusseldorf-based teams, German language skills are often expected, especially when the work includes workshops, interviews, or review meetings with control functions and management.
Frequently asked questions
Questions about MaRisk? Start with the answers below.
MaRisk is used to structure risk management in German financial institutions. It guides governance, internal controls, reporting lines, and review processes so that policies and daily work fit supervisory expectations. Companies usually need it when they want their control framework to be clear, documented, and audit-ready.
MaRisk is the common short form for Mindestanforderungen an das Risikomanagement. People in banking, compliance, and audit often use the abbreviation because it is faster, but the full name appears in formal documents and project plans. Both refer to the same regulatory framework.
A MaRisk project focuses on risk management governance, while BAIT is more about IT supervision and related control requirements. In real work, the topics often overlap because risk, IT, and compliance teams share responsibilities. A strong specialist should understand where MaRisk ends and where related requirements begin.
Besides MaRisk, useful skills include banking regulation, internal control systems, risk reporting, and audit support. Experience with BAFin expectations, policy writing, and workshop facilitation also helps. If the project touches IT or outsourcing, knowledge of BAIT and operational risk is valuable too.
A MaRisk project needs enough context to understand the institution, its risk types, and its current control design. Simple policy updates may need limited onboarding, while gap analyses or remediation work need deeper access to documents, stakeholders, and prior findings. The more embedded the task, the more important industry experience becomes.
Yes, many MaRisk tasks can be handled remotely, especially document reviews, policy drafting, and gap analysis. On-site sessions are useful when interviews, workshops, or management reviews are part of the scope. For Dusseldorf teams, a mixed setup is often the most practical choice.
A strong MaRisk expert can explain requirements in plain language and show how they affect actual processes. Look for clear policy writing, structured gap analysis, and practical remediation plans rather than generic compliance talk. Good specialists also know how to work with risk, compliance, internal audit, and management without creating confusion.
Typical MaRisk deliverables include policy updates, control mappings, gap assessments, remediation plans, and workshop results. Some projects also need meeting notes, risk-control narratives, or audit support material. The best output is precise, usable documentation that teams can keep maintaining after the engagement ends.
The average hourly rate of freelancers in Dusseldorf, Germany who have used MaRisk in their recent projects is 112 €, which corresponds to a daily rate of about 896 € based on an 8-hour working day.
Of the freelancers in Dusseldorf, Germany who have used MaRisk in their recent projects, 100% hold at least a Bachelor's degree and 75% hold at least a Master's degree.
On average, freelancers in Dusseldorf, Germany who have used MaRisk in their recent projects have 27 years of professional experience, with a single engagement typically lasting around 1.5 years.
The most common languages among freelancers in Dusseldorf, Germany who have used MaRisk in their recent projects are German (100%), English (86%), and Spanish (29%).
The most common industries among freelancers in Dusseldorf, Germany who have used MaRisk in their recent projects are Banking and Finance (100%), Information Technology (71%), and Energy (57%).
The most common business areas among freelancers in Dusseldorf, Germany who have used MaRisk in their recent projects are Audit (86%), Project Management (86%), and Finance (71%).
Main locations of FRATCH Experts, who have recently used MaRisk
Our freelancers and interim experts are at home across the DACH region — available on-site in the major business hubs or fully remote. Choose a location to discover matched specialists, local market insights and up-to-date availability.
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