EBICS Experts in Germany
in minutes from over 15,000 CVs with vetted specialists for secure bank file exchange.Hire experts who know EBICS payment files, bank connectivity, and host-to-host setup. They support SEPA workflows, signature rules, bank onboarding, and error handling, with fast and precise matching to vetted, available freelancers.
Meet FRATCH Experts in Germany, who have recently used EBICS
Tymofii Sukhachov
Last position:
Senior Backend Developer at Medavis
- Developed backend features for Modern RIS, a web-based Radiology Information System integrated with the existing Classic RIS via WebView.
- Worked on a modular Spring Boot backend covering clinical workflows such as appointments, examinations, patients, orders, reporting, billing, and inventory.
- Contributed to event-driven architecture using domain events to decouple workflows across backend modules.
- Implemented REST/OpenAPI endpoints, service-layer business logic, DTO mapping, validation, and integration points for the React frontend.
- Worked with PostgreSQL-backed domain models, Liquibase database changes, read/write model separation, and legacy RIS database structures.
- Integrated authentication and authorization flows using Keycloak and OAuth2.
- Added and maintained unit/integration tests using JUnit, Rest Assured, Testcontainers, and project-specific test utilities.
- Supported CI/CD and local development workflows using Maven, Docker Compose, Jenkins, and generated OpenAPI clients.
Tech stack: Java 21, Spring Boot 3.5, Maven, PostgreSQL, Liquibase, Keycloak, OAuth2, REST, OpenAPI/Springdoc, MapStruct, Lombok, Docker, Testcontainers, Jenkins.
Thorsten Otremba
Last position:
Workstream Lead (WS) at Bank-Verlag GmbH
- Introduction of giro card with Visa Debit card payment function (Combocard) for Commerzbank
- Support for the Card Processing Team (card processing; Clearing & Settlement incl. Dispute Management teams) in project work
- Creation of requirements for the Clearing & Settlement team, Authorization team (AZ) and Card Production team (KP) as part of a requirements catalog
- Requirements engineering (requirements management) with business contact person
- Participation in workstream meetings between VISA Inc., SRC Security Research & Consulting GmbH, Commerzbank AG and consulting firms (PwC and Senacor Technologies AG)
- Sprint planning with Jira tickets of type Task and use of Confluence
- Creation and presentation of weekly status reports for the Clearing & Settlement, Dispute Management and Reporting & GUI workstreams
- Coordination with network and file transfer teams for connection tests of new interfaces, e.g. setup of host keys, use of VPN or sipnet connections
- Coordination of the delivery of test files, e.g. exchange rates (FX rates; TC 56 of VISA rates), VISA Debit and Credit transactions (format Base II) and EANSS/ISS Base II clearing files to the Debit Clearing System (DCS)
- Conducting coordination meetings on the use of Visanet Settlement Service (VSS) and PSD2 reports and payment traffic statistics (ZVS)
- Organizing workshops with FiServ (First Data) on Dispute Management and complaint handling
- Setup and maintenance of Open Point List (OPL) in Confluence
- Technologies/methods: Jira, Confluence, giro card, VISA Debit card, payments, Kanban board, BIN, routing, CIQ, VPAY, ScalaTest, Dispute Management
Silvia Biedermann
Last position:
Business Consultant - Product Management Banking at Aareal Bank AG
- Focus on EBICS optimization and further development of the customer’s internal EBICS application
- Business and technical consulting for Aareal First Financial Solutions AG on products and applications of the EBICS standard in the areas of operations and further development, as well as project-related communication with external development partners and the product vendor to map the relevant optimizations on a technical level
- In the role of business coordinator, consulting on content-related and regulatory requirements as well as technical prerequisites and needs, and consolidating these on a business level
- Consulting on the use of EBICS formats
- Review of the current EBICS standard for potential optimizations and further development
- Analysis of the current state to identify further development potential and derive suitable recommendations for action, taking regulatory requirements into account
- Carrying out EBICS tests during the project
- Responsible on a business level for requirements management, and in this context capturing and documenting requirements for such tests
- Design of a functional and long-term test management approach
- Execution and evaluation of tests
- Consulting on sustainable quality assurance and audits
- Project languages: German and English
- Tools/methods: MS Project, MS Office, MS Visio, TestRail, Confluence, Jira, Business Logics Bank Rechner, Business Logics test data generator, Business Logics banking tool, Business Logics test system, DBEAVER, Squirrel, Unix virtual machines, WinSCP, Kitty, PuTTY, various Aareal Bank products, online banking portal, Aareal Sign, core banking system, SAP Blue Eagle, SAP RE-FX, Aareon Wodis Sigma, Haufe Real Estate Wowinex, GAP Group Immotion, UTS Karthago, SAP IS-U/Waste, SIV kVASy, various EBICS clients
Leif Stolberg
Last position:
Software Architect at QualityMinds GmbH
- Lead software architect and technical team lead for a new logistics platform for load carrier trade
- Core design of software architecture using arc42 spanning frontend, backend, delivery strategies and cloud native infrastructure with Domain Driven Design and Hexagonal Architecture
- Evaluation of initial business requirements and software development roadmap
- Technical team lead in a Scrum team of 9 people
- Introduced and strengthened AI-assisted (JetBrains AI & GitHub Copilot) and collaborative code development strategies to speed up feature development
Benjamin Wennmacher
Last position:
SAP Basis at IT Baden-Württemberg (BITBW)
- SAP Basis operations for complex SAP system landscapes (ABAP and Java stacks)
- Administration, monitoring, and optimization of SAP systems with regard to availability, performance, and stability
- Planning and execution of data center moves as well as migrations of SAP systems and databases
- Handling of incidents, changes, and problems according to ITIL processes, including root cause analyses
- Creation of technical concepts, operations documentation, and implementation plans
Technologies: SAP NetWeaver, ITIL processes, technical migrations
Arif Parvez
Last position:
Transition Manager at Volkswagen Financial Services
- Stakeholder management
- Documentation of progress
- Communicating progress and regular status reports to relevant stakeholders
- Creating and reviewing timelines to ensure the schedule is met
- Change management
- Ensuring a solid knowledge base for new users
- Organizing and coordinating training sessions
- Technologies: MS Office, ITSM, MILES, Citrix
Nino Leschhorn
Last position:
Senior Management Consultant / Managing Partner at Niagon GmbH
Discover over 15,000 top freelancers
Statistics of experts using EBICS
Aggregated from the professional profiles of matched freelancers.
Experience
23 years
Position duration
2.1 years
Positions per freelancer
15
Top business areas
Information Technology, Project Management, Quality Assurance
Top industries
Banking and Finance, Information Technology, Automotive
Certification focus areas
Information Technology, Project Management, Product Development
Bachelor's degree or higher
80%
Master's degree or higher
60%
Doctorate
20%
Certifications per freelancer
4
Most common languages
German, English, French
Speak two or more languages
100%
Based on our profile pool as of 30 Aug 2026.
Daily rate distribution
The chart shows how the daily rates of freelancers in this technology in Germany are distributed, based on recent contracts on our platform. Each bar covers a rate range — its height shows how many freelancers charge within that range.
Average rates of experts in Germany using EBICS
Rates are based on recent contracts and do not include FRATCH margin.
The average daily rate is the mean of all daily rates from recent contracts of comparable freelancers on our platform.
The median daily rate is the middle value of all daily rates — half of comparable freelancers charge less, half charge more. Unlike the average, it is barely affected by outliers.
Calculated based on our freelancers’ daily rates as of 30 Aug 2026. Actual rates may vary depending on seniority level, experience, skill specialization, project complexity, and engagement length.
About the technology
EBICS in practice
EBICS is the standard many companies in Germany use for secure electronic bank communication. It carries payment files, account statements, and other banking messages between company systems and banks. Strong experts keep these flows stable, traceable, and easy to audit.
Common use cases
- Payment file transfer for SEPA and other bank formats
- Bank statement retrieval for treasury and accounting
- Host-to-host banking integration
- Multi-bank communication with one technical setup
What strong experts bring
Good EBICS specialists understand bank orders, signatures, and bank parameter files. They can map ERP or treasury outputs into the right file structures and handle bank-specific quirks. They also know how to test end-to-end flows without breaking daily payment runs.
Tools and ecosystem
EBICS projects usually sit next to ERP, treasury, and payment systems. Experts often work with SAP, cash management tools, secure file transfer, certificates, and internal approval flows. In Germany, they also need to align with local banking processes and the way each bank exposes EBICS services.
When companies need help
Companies bring in freelance expertise when a bank connection must be set up, changed, or recovered after an error. They also need support during ERP changes, bank migrations, signature changes, or new payment formats. The right specialist reduces risk when finance operations cannot stop.
What to look for
Look for professionals who can explain EBICS message types, signature procedures, and bank onboarding steps in plain language. They should be precise with testing, error analysis, and coordination between IT, finance, and the bank. For German teams, clear communication and documented handovers matter just as much as technical skill.
Frequently asked questions
Curious about EBICS? Here are the answers that come up again and again.
EBICS is used to exchange payment files, retrieve account statements, and manage other secure bank messages between company systems and banks. It is a common choice for treasury and finance teams that need stable, auditable bank communication. In Germany, it often supports daily payment runs and multi-bank setups.
EBICS is a standardized bank communication method, not just a web portal or a simple file transfer link. Compared with manual bank portals, it is better for automation and repeatable processes. Compared with custom host-to-host setups, it gives teams a more consistent way to connect with multiple banks.
A strong EBICS specialist usually knows payment file formats, treasury processes, and basic integration work around ERP or finance systems. Knowledge of SEPA, approval workflows, certificates, and bank onboarding is also valuable. For German projects, experience with local banking operations helps a lot.
For a simple EBICS change, a specialist with solid banking integration experience may be enough. For a new bank connection, a migration, or a setup that affects payment runs, you want deeper expertise. The more banks, signatures, and formats involved, the more valuable a senior specialist becomes.
Most EBICS work is done remotely, especially for analysis, setup, and testing. On-site collaboration can help when finance, IT, and banking contacts need fast workshops or sign-off sessions. In Germany, bilingual communication may matter if the bank or internal finance team prefers German.
A good EBICS freelancer does more than move files. They understand bank rules, can diagnose error codes quickly, and keep payment processes safe during change. Clear documentation and calm coordination with finance teams are strong signs of quality.
Yes, EBICS is still highly relevant when finance software must connect securely to banks. Many modern ERP and treasury tools rely on it behind the scenes for payments and statements. If your system needs controlled bank communication in Germany, EBICS often stays central.
Before a EBICS project starts, collect bank details, file formats, signature rules, and the systems involved. It also helps to share test cases, current error messages, and any deadlines tied to payment runs. That gives the specialist enough context to work fast and avoid gaps.
The average hourly rate of freelancers in Germany who have used EBICS in their recent projects is 106 €, which corresponds to a daily rate of about 848 € based on an 8-hour working day.
Of the freelancers in Germany who have used EBICS in their recent projects, 80% hold at least a Bachelor's degree, 60% hold at least a Master's degree, and 20% hold a doctorate.
On average, freelancers in Germany who have used EBICS in their recent projects have 23 years of professional experience, with a single engagement typically lasting around 2.1 years.
The most common languages among freelancers in Germany who have used EBICS in their recent projects are German (100%), English (100%), and French (29%).
The most common industries among freelancers in Germany who have used EBICS in their recent projects are Banking and Finance (100%), Information Technology (100%), and Automotive (43%).
The most common business areas among freelancers in Germany who have used EBICS in their recent projects are Information Technology (100%), Project Management (71%), and Quality Assurance (71%).
Main locations of FRATCH Experts, who have recently used EBICS
Our freelancers and interim experts are at home across the DACH region — available on-site in the major business hubs or fully remote. Choose a location to discover matched specialists, local market insights and up-to-date availability.
Berlin Hamburg Munich Cologne Frankfurt Stuttgart Dusseldorf Leipzig Dortmund Essen Bremen Dresden Hanover Nuremberg Request a free demo
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Philipp Thomaschewski
FRATCH CEO
