Andrew Edem-CTO / Co-founder
Check rate
Experience
CTO / Co-founder
Roket Finance
- Built and delivered platform for initial customers, business data simulations, AI agents, hands-on from zero
- Worked closely with co-founders and design partners to build first versions of app
- Tech stack: React, Node.JS/TypeScript, Python, FastAPI, GCP, Gemini, PostgreSQL, Cursor, Langfuse
Global Head of Innovation
PPRO Group
- Cross-functional role leading innovation across the business
- Multiple M&A/investment projects including strategic investment in Sentinels AI and acquisition of Alpha FinTech, M&A pipeline development
- Post-merger integration for product & tech teams
- Frontier product strategy (open banking, crypto, FX, AI)
- Product strategy for PPRO’s payment portfolio and global expansion
- Represented product & tech functions to investors in multiple fundraising processes
Director of Engineering
PPRO Group
- Overall responsibility for PPRO’s technology organization (member of exec team, CEO-reporting) across 7 different product segments
- Grew the team to 35 software engineers located in Munich and Singapore
- Technology strategy including management of tech debt and rationalization of legacy systems and tech stacks
- Drove DevOps transformation of the organization including introduction of AWS, Docker, Kubernetes for all development workflows & cloud migration
- Introduced agile working methodology for cross-functional product delivery teams (Scrum/Kanban) to support smooth execution and high-quality planning / roadmaps
- Represented product & tech through multiple successful investment rounds including from PayPal, Citi and JPMorgan
- Strategic acquisition of Allpago in 2019 including tech due diligence and integration plan
- Technical separation and carve out of PPRO’s issuing business in 2019
Software Architect
PPRO Group
- Technical lead for PPRO’s B2C & B2B prepaid card-issuing business, reporting directly to PPRO’s founders (CEO/CCO)
- Hands-on implementation of PPRO’s e-Money platform, software team lead
- FSA (now FCA) authorization as e-money issuer including technical portion of application
- Software architecture, project management & integration of third-party suppliers
- Build & launch of mobile app on both iOS and Android
- Responsible for technical operations & card network (Visa/Mastercard) operations
Software Architect
Transact Network
- Led the technical implementation of Prepaid MasterCard programs, including software specifications, agile processes, team leadership, IT/datacenter infrastructure, and business process automation in both planning and hands-on roles.
Software Developer
ecotel ag
- Business process automation and VoIP.
Consultant
Self-employed
- Implemented IT and telephony projects on a contract basis in California, Germany, and India including pre-paid calling cards, payment systems, credit card processing, call centers, and data centre setup.
- Worked in project management, software development and infrastructure management roles for fast-growing, privately-held businesses.
Software Developer
Extreme Networks
Industry experience
See where this freelancer has spent most of their professional time.
Experienced in Banking and Finance, Information Technology, and Telecommunication.
Business area experience
See which departments and functions this freelancer has contributed to most.
Experienced in Information Technology, Product Development, Project Management, Investments and M&A, and Strategy.
Summary
I am a commercially-minded technology and product leader with deep experience scaling and structuring effective product delivery teams in fast-growing FinTech businesses.
Skills
- Tech & Product Leadership
- Technology Strategy
- Hiring
- Software Engineering Process & Software Architecture
- Mentoring & Coaching
- Technology / Product Due Diligence / M&A (Inbound & Outbound)
- Product Development / Management
- Agile / Devops Methodology And Principles
- Ai / Llm-Driven Software Development Workflows
Languages
Education
The Open University
BSc (Hons) · Open · United Kingdom
Statistics
Experience
Global experience
Expertise
Qualifications
Profile
Frequently asked questions
Have questions? Find more information here.
Andrew is based in Munich, Germany.
Andrew speaks the following languages: English (Native), German (Advanced).
Andrew has at least 24 years of experience. During this time, Andrew has worked in at least 6 different roles and for 6 different companies. The average length of individual experience is 3 years. Note that Andrew may not have shared all experience and actually has more experience.
Based on recent experience, Andrew would be well-suited for roles such as: CTO / Co-founder, Global Head of Innovation, Director of Engineering.
Andrew's most recent position is CTO / Co-founder at Roket Finance.
In recent years, Andrew has worked for Roket Finance and PPRO Group.
Andrew is most experienced in industries like Banking and Finance, Information Technology, and Telecommunication.
Andrew is most experienced in business areas like Information Technology, Product Development, and Project Management. Andrew also has some experience in Investments and M&A and Strategy.
Andrew has recently worked in industries like Banking and Finance and Information Technology.
Andrew has recently worked in business areas like Product Development, Investments and M&A, and Strategy.
Andrew holds a Bachelor in Open from The Open University.
The availability of Andrew needs to be confirmed.
Daily rate distribution
The rates shown represent the typical market range for freelancers in this position based on recent contracts on our platform.
Average rates for similar positions
Rates are based on recent contracts and do not include FRATCH margin.
The average daily rate is the mean of all daily rates from recent contracts of comparable freelancers on our platform.
The median daily rate is the middle value of all daily rates — half of comparable freelancers charge less, half charge more. Unlike the average, it is barely affected by outliers.
Calculated based on our freelancers’ daily rates as of 26 Aug 2026. Actual rates may vary depending on seniority level, experience, skill specialization, project complexity, and engagement length.
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