Andrew Edem - CTO / Co-founder

Q: Where is Andrew based?

Andrew is based in Munich, Germany .

Q: What languages does Andrew speak?

Andrew speaks the following languages: English (Native), German (Advanced) .

Q: How many years of experience does Andrew have?

Andrew has at least 24 years of experience. During this time, Andrew has worked in at least 6 different roles and for 6 different companies . The average length of individual experience is 3 years . Note that Andrew may not have shared all experience and actually has more experience.

Q: What is Andrew's latest experience?

Andrew's most recent position is CTO / Co-founder at Roket Finance .

Q: What companies has Andrew worked for in recent years?

In recent years, Andrew has worked for Roket Finance and PPRO Group .

Q: Which industries is Andrew most experienced in?

Andrew is most experienced in industries like Banking and Finance , Information Technology , and Telecommunication .

Q: Which business areas is Andrew most experienced in?

Andrew is most experienced in business areas like Information Technology , Product Development , and Project Management . Andrew also has some experience in Investments and M&A and Strategy .

Q: Which industries has Andrew worked in recently?

Andrew has recently worked in industries like Banking and Finance and Information Technology .

Q: Which business areas has Andrew worked in recently?

Andrew has recently worked in business areas like Product Development , Investments and M&A , and Strategy .

Recommended expert

Munich, Germany

Check rate

Experience

Jul 2024 - Aug 2025

1 year 2 months

CTO / Co-founder

Roket Finance

Built and delivered platform for initial customers, business data simulations, AI agents, hands-on from zero
Worked closely with co-founders and design partners to build first versions of app
Tech stack: React, Node.JS/TypeScript, Python, FastAPI, GCP, Gemini, PostgreSQL, Cursor, Langfuse

May 2020 - Aug 2023

3 years 4 months

Munich, Germany

Global Head of Innovation

PPRO Group

Cross-functional role leading innovation across the business
Multiple M&A/investment projects including strategic investment in Sentinels AI and acquisition of Alpha FinTech, M&A pipeline development
Post-merger integration for product & tech teams
Frontier product strategy (open banking, crypto, FX, AI)
Product strategy for PPRO’s payment portfolio and global expansion
Represented product & tech functions to investors in multiple fundraising processes

Jul 2015 - Apr 2020

4 years 10 months

Munich, Germany

Director of Engineering

PPRO Group

Overall responsibility for PPRO’s technology organization (member of exec team, CEO-reporting) across 7 different product segments
Grew the team to 35 software engineers located in Munich and Singapore
Technology strategy including management of tech debt and rationalization of legacy systems and tech stacks
Drove DevOps transformation of the organization including introduction of AWS, Docker, Kubernetes for all development workflows & cloud migration
Introduced agile working methodology for cross-functional product delivery teams (Scrum/Kanban) to support smooth execution and high-quality planning / roadmaps
Represented product & tech through multiple successful investment rounds including from PayPal, Citi and JPMorgan
Strategic acquisition of Allpago in 2019 including tech due diligence and integration plan
Technical separation and carve out of PPRO’s issuing business in 2019

Feb 2011 - Jun 2015

4 years 5 months

Munich, Germany

Software Architect

PPRO Group

Technical lead for PPRO’s B2C & B2B prepaid card-issuing business, reporting directly to PPRO’s founders (CEO/CCO)
Hands-on implementation of PPRO’s e-Money platform, software team lead
FSA (now FCA) authorization as e-money issuer including technical portion of application
Software architecture, project management & integration of third-party suppliers
Build & launch of mobile app on both iOS and Android
Responsible for technical operations & card network (Visa/Mastercard) operations

Apr 2009 - Jan 2011

1 year 10 months

Gibraltar

Software Architect

Transact Network

Led the technical implementation of Prepaid MasterCard programs, including software specifications, agile processes, team leadership, IT/datacenter infrastructure, and business process automation in both planning and hands-on roles.

Aug 2006 - Mar 2009

2 years 8 months

Germany

Software Developer

ecotel ag

Business process automation and VoIP.

Jun 2002 - Aug 2006

4 years 3 months

Consultant

Self-employed

Implemented IT and telephony projects on a contract basis in California, Germany, and India including pre-paid calling cards, payment systems, credit card processing, call centers, and data centre setup.
Worked in project management, software development and infrastructure management roles for fast-growing, privately-held businesses.

Oct 2000 - Jun 2002

1 year 9 months

Software Developer

Extreme Networks

Industry Experience

See where this freelancer has spent most of their professional time.

Experienced in Banking and Finance, Information Technology, and Telecommunication.

Banking and Finance

Information Technology

Telecommunication

Business Area Experience

See which departments and functions this freelancer has contributed to most.

Experienced in Information Technology, Product Development, Project Management, Investments and M&A, and Strategy.

Information Technology

Product Development

Project Management

Investments and M&A

Strategy

Summary

I am a commercially-minded technology and product leader with deep experience scaling and structuring effective product delivery teams in fast-growing FinTech businesses.

Skills

Tech & Product Leadership
Technology Strategy
Hiring
Software Engineering Process & Software Architecture
Mentoring & Coaching
Technology / Product Due Diligence / M&A (Inbound & Outbound)
Product Development / Management
Agile / Devops Methodology And Principles
Ai / Llm-Driven Software Development Workflows

Languages

English

Native

German

Advanced

Education

Oct 2011 - Jun 2014

The Open University

BSc (Hons) · Open · United Kingdom

Statistics

Experience

Total positions 8

Experience in Banking and Finance 15.5 y

Avg length 2 y 11 m

Longest experience 4 y 9 m

Global Experience

Countries worked in 2 (Germany, Gibraltar)

Primary country Germany

Expertise

Recent roles CTO / Co-founder, Global Head of Innovation, Director of Engineering

Main industries Banking and Finance, Information Technology, Telecommunication

Main business areas Information Technology, Product Development, Project Management

Qualifications

Highest degree Bachelor

Profile

Created

March 2026

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Frequently asked questions

Have questions? Find more information here.

Where is Andrew based?

Andrew is based in Munich, Germany.

What languages does Andrew speak?

Andrew speaks the following languages: English (Native), German (Advanced).

How many years of experience does Andrew have?

Andrew has at least 24 years of experience. During this time, Andrew has worked in at least 6 different roles and for 6 different companies. The average length of individual experience is 3 years. Note that Andrew may not have shared all experience and actually has more experience.

What roles would Andrew be best suited for?

Based on recent experience, Andrew would be well-suited for roles such as: CTO / Co-founder, Global Head of Innovation, Director of Engineering.

What is Andrew's latest experience?

Andrew's most recent position is CTO / Co-founder at Roket Finance.

What companies has Andrew worked for in recent years?

In recent years, Andrew has worked for Roket Finance and PPRO Group.

Which industries is Andrew most experienced in?

Andrew is most experienced in industries like Banking and Finance, Information Technology, and Telecommunication.

Which business areas is Andrew most experienced in?

Andrew is most experienced in business areas like Information Technology, Product Development, and Project Management. Andrew also has some experience in Investments and M&A and Strategy.

Which industries has Andrew worked in recently?

Andrew has recently worked in industries like Banking and Finance and Information Technology.

Which business areas has Andrew worked in recently?

Andrew has recently worked in business areas like Product Development, Investments and M&A, and Strategy.

What is Andrew's education?

Andrew holds a Bachelor in Open from The Open University.

What is the availability of Andrew?

Andrew is immediately available full-time for suitable projects.

What is the rate of Andrew?

Andrew's rate depends on the specific project requirements. Please use the Meet button on the profile to schedule a meeting and discuss the details.