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Chenai M.-Risk & Insurance Underwriter

Chenai M.
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Ulm, Germany

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Experience

Feb 2023 - Feb 2025
Harare, Zimbabwe

Risk Officer

Yvoden Investments Ltd

Position summary
Risk Officer at Yvoden Investments Ltd
Industries
Banking and Finance
Business areas
Finance
Operations
  • Conducted enterprise-wide risk assessments and presented actionable insights to senior management.
  • Supported departmental risk monitoring and reporting, strengthening organization-wide risk awareness.
  • Designed and implemented control measures to reduce operational and financial risks.
Aug 2021 - Sep 2022
Harare, Zimbabwe

Underwriter

Econet Insurance

Position summary
Underwriter at Econet Insurance
Industries
Insurance
Business areas
Finance
Operations
  • Evaluated client insurance applications for risk exposure and eligibility.
  • Reviewed policy terms and issued quotations tailored to client risk profiles.
  • Ensured adherence to underwriting policies and internal risk models.
  • Maintained accurate documentation and supported cross-functional insurance processes.

Industry experience

See where this freelancer has spent most of their professional time.

Experienced in Banking and Finance and Insurance.

Banking and Finance
Insurance
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Business area experience

See which departments and functions this freelancer has contributed to most.

Experienced in Finance and Operations.

Finance
Operations
Profile match chart

Skills

  • Risk Assessment & Analysis
  • Insurance Underwriting & Policy Review
  • Compliance
  • Insurance Regulations & Operational Controls
  • Excel
  • Payment Processing & Account Maintenance
  • Cross-Departmental Collaboration
  • Financial Awareness

Languages

English
Native
German
Intermediate

Education

Mar 2025 - Present

Hochschule Neu-Ulm

International Entrepreneurship, Digitization and Sustainability · Ulm, Germany

Feb 2019 - Nov 2023

Midlands State University

Bachelor of Commerce Honors · Insurance & Risk Management · Gweru, Zimbabwe

Statistics

Experience

Total positions 2
Experience in Banking and Finance 2 y
Avg length 1 y 7 m
Longest experience 2 y

Global experience

Countries worked in 1 (Zimbabwe)
Primary country Zimbabwe

Expertise

Recent roles Risk Officer, Underwriter
Main industries Banking and Finance, Insurance
Main business areas Finance, Operations

Qualifications

Highest degree Master

Profile

Member since
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Frequently asked questions

Have questions? Find more information here.

Chenai is based in Ulm, Germany.

Chenai speaks the following languages: English (Native), German (Intermediate).

Chenai has at least 3 years of experience. During this time, Chenai has worked in at least 2 different roles and for 2 different companies. The average length of individual experience is 2 years and 7 months. Note that Chenai may not have shared all experience and actually has more experience.

Based on recent experience, Chenai would be well-suited for roles such as: Risk Officer, Underwriter.

Chenai's most recent position is Risk Officer at Yvoden Investments Ltd.

In recent years, Chenai has worked for Yvoden Investments Ltd and Econet Insurance.

Chenai is most experienced in industries like Banking and Finance and Insurance.

Chenai is most experienced in business areas like Finance and Operations.

Chenai holds a Master in International Entrepreneurship, Digitization and Sustainability from Hochschule Neu-Ulm and a Bachelor in Insurance & Risk Management from Midlands State University.

The availability of Chenai needs to be confirmed.

Daily rate distribution

0 2 4 6 8
One of the freelancers charges less than €400 per day.
4 of the freelancers charge between €400 and €800 per day.
One of the freelancers charges between €800 and €1200 per day.
2 of the freelancers charge between €1200 and €1600 per day.
One of the freelancers charges €1600 or more per day.
<€400 €400-​800 €800-​1200 €1200-​1600 €1600+

The rates shown represent the typical market range for freelancers in this position based on recent contracts on our platform.

Average rates for similar positions

Rates are based on recent contracts and do not include FRATCH margin.

1000
750
500
250
Rate comparison chart
Daily rate avg. 843 €

The average daily rate is the mean of all daily rates from recent contracts of comparable freelancers on our platform.

1000
750
500
250
Rate comparison chart
Median rate 760 €

The median daily rate is the middle value of all daily rates — half of comparable freelancers charge less, half charge more. Unlike the average, it is barely affected by outliers.

Calculated based on our freelancers’ daily rates as of 15 Sep 2026. Actual rates may vary depending on seniority level, experience, skill specialization, project complexity, and engagement length.